Jiayin Group

Jiayin Group EBIT Margin

The EBIT Margin (Operating Margin) of Jiayin Group (JFIN) as of Nov 7, 2026 is 28.89 %. In the previous year, EBIT Margin (Operating Margin) was 21.51 % — a change of 34.27% (higher).

EBIT Margin

28.89 %

YoY

34.27%

Last updated:

EBIT Margin (Operating Margin) of Jiayin Group is 2025 28.89 % . EBIT Margin (Operating Margin) of Jiayin Group was 2024 21.51 % . It decreases by 34.27% higher compared to the previous year.

For Jiayin Group, the operating (EBIT) margin of 28.9% is up versus 24.3% a few years ago.

The Jiayin Group EBIT Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EBIT Margin
Date
EBIT Margin
Jan 1, 2018
23.78 CNY
Jan 1, 2019
23.97 CNY
Jan 1, 2020
23.24 CNY
Jan 1, 2021
24.32 CNY
Jan 1, 2022
36.13 CNY
Jan 1, 2023
24.37 CNY
Jan 1, 2024
21.51 CNY
Jan 1, 2025
28.89 CNY
The Jiayin Group EBIT Margin history
YEAREBIT MarginYoY
28.89 %+34.27%
21.51 %-11.73%
24.37 %-32.54%
36.13 %+48.55%
24.32 %+4.68%
23.24 %-3.08%
23.97 %+0.83%
23.78 %-22.06%
30.51 %-135.16%
-86.75 %—

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Jiayin Group Stock analysis

What does Jiayin Group do? The Jiayin Group Inc is a Chinese FinTech company that was originally founded in 2011 under the name Niwodai. The company is headquartered in Shanghai, China, and is listed on the NASDAQ stock exchange in the USA. The company has a proprietary online lending system that allows individuals and small to medium-sized businesses to quickly and easily apply for and receive loans without having to visit a traditional bank. Jiayin Group Inc's business model is based on the peer-to-peer lending principle, where the company acts as a intermediary platform between borrowers and investors. One of the divisions of Jiayin Group Inc is the so-called "Niwodai credit program", which enables retail customers to access loans to meet their shopping or consumption needs. The company also offers loans to small and medium-sized businesses that are often rejected by banks due to high requirements and bureaucratic hurdles. In addition to its online lending services, Jiayin Group Inc has developed a range of digital financial products and services, including investment funds, insurance, asset management, and loan securitization. In 2015, Jiayin Group Inc also introduced an automatic investment portfolio management system that allows smaller investors to efficiently manage and diversify their investments. The system uses algorithms to connect investors with different investment strategies and goals while minimizing risks. While Jiayin Group Inc primarily operates in China, the company is increasingly expanding internationally and has established a strong presence in the USA, Hong Kong, and Singapore. The company has obtained an international license for its online lending platform and can offer loans in multiple countries. Overall, Jiayin Group Inc has shown impressive growth in recent years. The company achieved a net revenue of approximately 26.5 billion RMB (4.1 billion US dollars) in 2020 and served over 510,000 borrowers in the same year. However, the company also faces some challenges that are typical for the Chinese FinTech industry. The regulation and continuous monitoring by the Chinese government are strict and can affect the business performance. Despite these challenges, Jiayin Group Inc has solidified its position as a leading provider of online lending services for retail customers and small to medium-sized businesses in China. With its innovative platform, digital products and services, and international growth potential, the company is well positioned to continue growing and succeeding in the coming years. Jiayin Group is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Jiayin Group stock

EBIT Margin (Operating Margin) of Jiayin Group is 28.89 % in 2025.

EBIT Margin (Operating Margin) of Jiayin Group changed from 21.51 % to 28.89 %, representing a 34.27% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of EBIT Margin (Operating Margin) Jiayin Group since 2006 – with annual values, charts, and detailed analysis.

EBIT Margin measures operating profitability as a percentage of revenue. It shows how much profit a company makes from operations before interest and taxes.

A 'good' varies by industry and company stage. On Eulerpool, you can compare EBIT Margin (Operating Margin)'s Jiayin Group with sector peers and the industry average to assess whether it is attractive.

To evaluate EBIT Margin (Operating Margin)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EBIT Margin (Operating Margin).

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