Jack Henry & Associates

Jack Henry & Associates ROA

The Return on Assets (ROA) of Jack Henry & Associates (JKHY) as of Nov 5, 2026 is 14.97 %. In the previous year, Return on Assets (ROA) was 12.54 % — a change of 19.36% (higher).

ROA

14.97 %

YoY

19.36%

Last updated:

In 2025, Jack Henry & Associates's return on assets (ROA) was 14.97 %, a 19.36% increase from the 12.54 % ROA in the previous year.

The Jack Henry & Associates ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
18.37 USD
Jan 1, 2019
13.37 USD
Jan 1, 2020
12.22 USD
Jan 1, 2021
12.68 USD
Jan 1, 2022
13.08 USD
Jan 1, 2023
13.22 USD
Jan 1, 2024
12.54 USD
Jan 1, 2025
14.97 USD
The Jack Henry & Associates ROA history
YEARROAYoY
14.97 %+19.36%
12.54 %-5.10%
13.22 %+1.03%
13.08 %+3.15%
12.68 %+3.83%
12.22 %-8.65%
13.37 %-27.20%
18.37 %+42.68%
12.88 %-6.07%
13.71 %+19.21%
11.50 %-7.14%
12.38 %—

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Jack Henry & Associates Stock analysis

What does Jack Henry & Associates do? Jack Henry & Associates Inc, or JHA, is an American company that specializes in the development of banking software and related services. The company was founded in 1976 in Monett, Missouri and now employs over 9,000 employees in 2,000 banks and other financial institutions in the USA. The business model of Jack Henry & Associates is based on the development and sale of software products for banks. These software solutions support banking operations, internal accounting, and customer interactions. JHA also offers related services such as marketing, compliance, and risk management. The company has a product portfolio divided into three main categories: 1. Core Systems: These are a collection of software tools that support the operation of a bank. This includes account management, customer retention, credit assessment, accounting, and data analysis. 2. Payment Systems: JHA also provides software for payment processing. This includes debit cards, credit cards, checks, transfers, online payments, and mobile payments. 3. Services: In addition to software sales, Jack Henry also offers a range of services including consulting, training, support, maintenance, and outsourcing. JHA offers a wide range of products and solutions to meet the needs of banks and other financial institutions. Some examples include SilverLake, Symitar, ProfitStars, and iPay. The company was founded in 1976 by Jack Henry in Monett, Missouri, initially focusing on developing billing systems for hospitals and other healthcare facilities. In the 1980s, the company shifted its focus to the banking industry and became a leading provider of software solutions for banks. In the 1990s, the company went public and expanded its product portfolio through a series of acquisitions. Today, Jack Henry & Associates is one of the largest companies in the banking software industry and works with many major financial institutions in the USA to contribute to the efficient and effective operation of banks and financial institutions. Jack Henry & Associates is one of the most popular companies on Eulerpool.

ROA Details

Understanding Jack Henry & Associates's Return on Assets (ROA)

Jack Henry & Associates's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Jack Henry & Associates's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Jack Henry & Associates's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Jack Henry & Associates’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Jack Henry & Associates stock

Return on Assets (ROA) of Jack Henry & Associates is 14.97 % in 2025.

Return on Assets (ROA) of Jack Henry & Associates changed from 12.54 % to 14.97 %, representing a 19.36% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Jack Henry & Associates since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Jack Henry & Associates with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Jack Henry & Associates

All Key Metrics — Jack Henry & Associates