Jack Henry & Associates Interest Coverage
The Interest Coverage Ratio of Jack Henry & Associates (JKHY) as of Aug 5, 2026 is 32.83. In the previous year, Interest Coverage Ratio was 56.72 — a change of -42.11% (lower).
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Interest Coverage
32.83
YoY
-42.11%
Last updated:
Interest Coverage Ratio of Jack Henry & Associates is 2026 32.83 . Interest Coverage Ratio of Jack Henry & Associates was 2025 56.72 . It decreases by -42.11% lower compared to the previous year.
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Jack Henry & Associates Stock analysis
What does Jack Henry & Associates do? Jack Henry & Associates Inc, or JHA, is an American company that specializes in the development of banking software and related services. The company was founded in 1976 in Monett, Missouri and now employs over 9,000 employees in 2,000 banks and other financial institutions in the USA.
The business model of Jack Henry & Associates is based on the development and sale of software products for banks. These software solutions support banking operations, internal accounting, and customer interactions. JHA also offers related services such as marketing, compliance, and risk management.
The company has a product portfolio divided into three main categories:
1. Core Systems:
These are a collection of software tools that support the operation of a bank. This includes account management, customer retention, credit assessment, accounting, and data analysis.
2. Payment Systems:
JHA also provides software for payment processing. This includes debit cards, credit cards, checks, transfers, online payments, and mobile payments.
3. Services:
In addition to software sales, Jack Henry also offers a range of services including consulting, training, support, maintenance, and outsourcing.
JHA offers a wide range of products and solutions to meet the needs of banks and other financial institutions. Some examples include SilverLake, Symitar, ProfitStars, and iPay.
The company was founded in 1976 by Jack Henry in Monett, Missouri, initially focusing on developing billing systems for hospitals and other healthcare facilities. In the 1980s, the company shifted its focus to the banking industry and became a leading provider of software solutions for banks. In the 1990s, the company went public and expanded its product portfolio through a series of acquisitions.
Today, Jack Henry & Associates is one of the largest companies in the banking software industry and works with many major financial institutions in the USA to contribute to the efficient and effective operation of banks and financial institutions. Jack Henry & Associates is one of the most popular companies on Eulerpool.
Frequently Asked Questions about Jack Henry & Associates stock
Interest Coverage Ratio of Jack Henry & Associates is 32.83 in 2026.
Interest Coverage Ratio of Jack Henry & Associates changed from 56.72 to 32.83, representing a -42.11% change. The value is lower than the previous year.
On Eulerpool you can find the complete historical development of Interest Coverage Ratio Jack Henry & Associates since 2006 – with annual values, charts, and detailed analysis.
The Interest Coverage ratio measures a company's ability to pay interest on its debt. Higher ratios indicate greater financial strength and lower default risk.
Interest Coverage = EBIT / Interest Expense
A 'good' varies by industry and company stage. On Eulerpool, you can compare Interest Coverage Ratio's Jack Henry & Associates with sector peers and the industry average to assess whether it is attractive.
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Leverage — Jack Henry & Associates
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