Jack Henry & Associates (JKHY) Stock Price

Jack Henry & Associates Price

NASDAQ·CLOSED
154.04USD-0.20 (-0.13 %)
Market closed

Revenue has compounded at 7.6% per year over the past 19 years to 2.38 B USD. Earnings per share have grown at 10.3% per year over the last 19 years. Jack Henry & Associates's net margin stands at 19.2%, up from 17.7% several years earlier. Jack Henry & Associates currently offers a dividend yield of about 1.51%. The payout ratio is around 37% of earnings. The dividend has grown at 13.2% per year over the past 19 years. Analysts set a median price target of 209.10 USD, implying 35.7% above the current price. Of 23 analysts, 14 rate the stock a buy — an overall Buy consensus. The stock trades about 27% above its 52-week low.

Jack Henry & Associates stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Jack Henry & Associates over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Jack Henry & Associates stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Jack Henry & Associates's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Jack Henry & Associates Stock Price History
DateJack Henry & Associates Price
7/31/2026154.04 USD
7/30/2026154.24 USD
7/29/2026161.71 USD
7/27/2026154.50 USD
7/23/2026148.23 USD
7/22/2026146.16 USD
7/21/2026148.90 USD
7/20/2026153.16 USD
7/17/2026151.67 USD
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7/14/2026145.37 USD
7/13/2026152.00 USD
7/10/2026150.32 USD
7/9/2026150.22 USD
7/8/2026144.88 USD
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7/6/2026146.04 USD
7/2/2026146.87 USD
7/1/2026142.42 USD
6/30/2026137.74 USD
6/29/2026135.75 USD
6/26/2026135.00 USD
6/25/2026128.71 USD
6/24/2026128.06 USD
6/23/2026125.25 USD
6/22/2026121.50 USD
6/18/2026124.61 USD
6/17/2026129.35 USD
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6/12/2026128.40 USD
6/11/2026127.04 USD
6/10/2026129.29 USD
6/9/2026127.35 USD
6/8/2026126.37 USD
6/5/2026130.06 USD
6/4/2026134.24 USD
6/3/2026131.64 USD
6/2/2026136.20 USD
6/1/2026138.15 USD
5/29/2026136.05 USD
5/28/2026135.26 USD
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5/22/2026140.38 USD
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5/20/2026138.92 USD
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5/12/2026144.73 USD
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5/5/2026149.34 USD
5/4/2026152.52 USD
5/1/2026154.03 USD
4/30/2026153.75 USD
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4/24/2026151.15 USD
4/23/2026150.60 USD
4/22/2026155.88 USD
4/21/2026155.50 USD
4/20/2026153.87 USD
4/17/2026154.06 USD
4/16/2026154.15 USD
4/15/2026153.40 USD
4/14/2026151.42 USD
4/13/2026151.40 USD
4/10/2026147.20 USD
4/9/2026153.38 USD
4/8/2026157.98 USD
4/7/2026158.32 USD
4/6/2026158.10 USD
4/2/2026157.48 USD
4/1/2026155.63 USD
3/31/2026158.04 USD
3/30/2026156.43 USD
3/27/2026153.31 USD
3/26/2026157.20 USD
3/25/2026157.40 USD
3/24/2026158.87 USD
3/23/2026163.30 USD
3/20/2026165.38 USD
3/19/2026164.43 USD
3/18/2026164.43 USD
3/17/2026166.77 USD
3/16/2026167.35 USD
3/13/2026168.77 USD
3/12/2026166.34 USD
3/11/2026167.01 USD
3/10/2026171.02 USD
3/9/2026171.59 USD
3/6/2026171.83 USD
3/5/2026167.05 USD
3/4/2026168.43 USD
3/3/2026168.75 USD
3/2/2026164.20 USD
2/27/2026162.46 USD
2/26/2026161.09 USD
2/25/2026156.54 USD
2/24/2026156.18 USD
2/23/2026155.68 USD
2/20/2026159.19 USD
2/19/2026161.14 USD
2/18/2026158.76 USD
2/17/2026158.59 USD
2/13/2026156.69 USD
2/12/2026157.47 USD
2/11/2026165.65 USD
2/10/2026170.62 USD
2/9/2026171.56 USD
2/6/2026173.36 USD
2/5/2026176.96 USD
2/4/2026173.78 USD
2/3/2026166.16 USD
2/2/2026179.18 USD
1/30/2026179.21 USD
1/29/2026177.94 USD
1/28/2026179.81 USD
1/27/2026178.96 USD
1/26/2026182.94 USD
1/23/2026185.11 USD
1/22/2026188.70 USD
1/21/2026187.82 USD
1/20/2026186.85 USD
1/16/2026190.32 USD
1/15/2026191.25 USD
1/14/2026192.60 USD
1/13/2026188.45 USD
1/12/2026190.27 USD
1/9/2026189.16 USD
1/8/2026187.75 USD
1/7/2026185.97 USD
1/6/2026185.56 USD
1/5/2026181.46 USD
1/2/2026178.35 USD
12/31/2025182.48 USD
12/30/2025184.55 USD
12/29/2025186.42 USD
12/26/2025186.13 USD
12/24/2025185.18 USD
12/23/2025185.31 USD
12/22/2025185.33 USD
12/19/2025184.50 USD
12/18/2025184.38 USD
12/17/2025188.09 USD
12/16/2025186.91 USD
12/15/2025187.65 USD
12/12/2025187.50 USD
12/11/2025187.18 USD
12/10/2025184.92 USD
12/9/2025180.17 USD
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12/5/2025181.71 USD
12/4/2025180.34 USD
12/3/2025176.13 USD
12/2/2025172.68 USD
12/1/2025174.20 USD
11/28/2025174.48 USD
11/26/2025173.92 USD
11/25/2025173.62 USD
11/24/2025170.58 USD
11/21/2025170.80 USD
11/20/2025167.77 USD
11/19/2025165.80 USD
11/18/2025163.94 USD
11/17/2025163.64 USD
11/14/2025164.02 USD
11/13/2025165.27 USD
11/12/2025167.17 USD
11/11/2025165.73 USD
11/10/2025162.61 USD
11/7/2025160.80 USD
11/6/2025163.08 USD
11/5/2025159.83 USD
11/4/2025152.42 USD
11/3/2025150.63 USD
10/31/2025148.94 USD
10/30/2025149.88 USD
10/29/2025149.89 USD
10/28/2025154.30 USD
10/27/2025156.30 USD
10/24/2025155.83 USD
10/23/2025155.72 USD
10/22/2025157.00 USD
10/21/2025156.92 USD
10/20/2025155.07 USD
10/17/2025152.94 USD
10/16/2025152.94 USD
10/15/2025154.46 USD
10/14/2025154.12 USD
10/13/2025152.19 USD
10/10/2025151.54 USD
10/9/2025149.32 USD
10/8/2025149.43 USD
10/7/2025149.64 USD
10/6/2025147.69 USD
10/3/2025146.28 USD
10/2/2025146.31 USD
10/1/2025146.76 USD
9/30/2025148.93 USD
9/29/2025151.17 USD
9/28/2025151.17 USD
9/25/2025149.38 USD
9/24/2025148.45 USD
9/23/2025150.02 USD
9/22/2025151.45 USD
9/19/2025151.98 USD
9/18/2025154.47 USD
9/17/2025159.78 USD
9/16/2025159.07 USD
9/15/2025158.43 USD
9/12/2025160.13 USD
9/11/2025161.42 USD
9/10/2025159.10 USD
9/9/2025162.75 USD
9/8/2025162.53 USD
9/5/2025162.25 USD
9/4/2025161.87 USD
9/3/2025161.59 USD
9/2/2025160.77 USD
8/29/2025163.27 USD
8/28/2025162.82 USD
8/27/2025162.74 USD
8/26/2025162.08 USD
8/25/2025161.68 USD
8/22/2025165.25 USD
8/21/2025163.26 USD
8/20/2025163.80 USD
8/19/2025164.01 USD
8/18/2025160.83 USD
8/15/2025160.40 USD
8/14/2025159.25 USD
8/13/2025163.37 USD
8/12/2025159.79 USD
8/11/2025158.52 USD
8/8/2025162.09 USD
8/7/2025164.09 USD
8/6/2025166.76 USD
8/5/2025166.01 USD
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Jack Henry & Associates Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2022
1.94 B USD
474.62 M USD
362.92 M USD
Jan 1, 2023
2.08 B USD
480.69 M USD
366.65 M USD
Jan 1, 2024
2.22 B USD
489.39 M USD
381.82 M USD
Jan 1, 2025
2.38 B USD
568.72 M USD
455.75 M USD
Jan 1, 2026 (e)
2.53 B USD
680.22 M USD
500.42 M USD
Jan 1, 2027 (e)
2.68 B USD
720.06 M USD
529.51 M USD
Jan 1, 2028 (e)
2.85 B USD
767.46 M USD
575.30 M USD
Jan 1, 2029 (e)
3.05 B USD
819.09 M USD
652.29 M USD

Jack Henry & Associates Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 5, 2026, 7:01 AM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB USD
EBITM USD
EBIT MARGIN%
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
2014201520162017201820192020202120222023202420252026e2027e2028e2029e
1.211.261.351.431.541.551.701.761.942.082.222.382.532.682.853.05
7.173.807.805.697.341.049.343.5910.476.956.647.226.535.856.576.76
42.8142.6042.8442.7743.1040.5340.5439.4841.9241.3141.3542.6942.6942.6942.6942.69
0.520.540.580.610.660.630.690.690.810.860.921.011.081.141.221.30
311.00317.00361.00367.00392.00347.00380.00398.00474.00480.00489.00568.00680.00720.00767.00819.00
25.7025.2426.6625.6525.5222.3622.3922.6424.4123.1122.0823.9226.8826.8926.8726.88
201.00211.00248.00245.00376.00271.00296.00311.00362.00366.00381.00455.00500.00529.00575.00652.00
14.204.9817.54-1.2153.47-27.939.235.0716.401.104.1019.429.895.808.7013.39
0.881.001.401.861.481.601.721.841.962.082.202.322.382.522.67
-5.3813.6440.0032.86-20.438.117.506.986.526.125.775.452.595.885.95
81.6379.7778.1877.5777.4176.9476.2873.7073.1472.9873.0872.4172.4172.4172.4172.41
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Jack Henry & Associates generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Jack Henry & Associates retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Jack Henry & Associates's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Jack Henry & Associates has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Jack Henry & Associates's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Jack Henry & Associates stock margins

The Jack Henry & Associates margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Jack Henry & Associates. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Jack Henry & Associates.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
39.52 %
22.68 %
17.71 %
Jan 1, 2022
41.91 %
24.43 %
18.68 %
Jan 1, 2023
41.33 %
23.14 %
17.65 %
Jan 1, 2024
41.35 %
22.09 %
17.23 %
Jan 1, 2025
42.71 %
23.94 %
19.19 %
Jan 1, 2026 (e)
42.71 %
26.88 %
19.78 %
Jan 1, 2027 (e)
42.71 %
26.88 %
19.77 %
Jan 1, 2028 (e)
42.71 %
26.88 %
20.15 %

Jack Henry & Associates Stock Revenue, EBIT, Earnings per Share

The Jack Henry & Associates earnings per share therefore indicates how much revenue Jack Henry & Associates has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
23.86 USD
5.41 USD
4.23 USD
Jan 1, 2022
26.56 USD
6.49 USD
4.96 USD
Jan 1, 2023
28.47 USD
6.59 USD
5.02 USD
Jan 1, 2024
30.32 USD
6.70 USD
5.22 USD
Jan 1, 2025
32.80 USD
7.85 USD
6.29 USD
Jan 1, 2026 (e)
34.64 USD
9.39 USD
6.85 USD
Jan 1, 2027 (e)
36.67 USD
9.94 USD
7.25 USD
Jan 1, 2028 (e)
39.08 USD
10.60 USD
7.88 USD

Jack Henry & Associates business model & stock analysis

Jack Henry & Associates Inc, or JHA, is an American company that specializes in the development of banking software and related services. The company was founded in 1976 in Monett, Missouri and now employs over 9,000 employees in 2,000 banks and other financial institutions in the USA. The business model of Jack Henry & Associates is based on the development and sale of software products for banks. These software solutions support banking operations, internal accounting, and customer interactions. JHA also offers related services such as marketing, compliance, and risk management. The company has a product portfolio divided into three main categories: 1. Core Systems: These are a collection of software tools that support the operation of a bank. This includes account management, customer retention, credit assessment, accounting, and data analysis. 2. Payment Systems: JHA also provides software for payment processing. This includes debit cards, credit cards, checks, transfers, online payments, and mobile payments. 3. Services: In addition to software sales, Jack Henry also offers a range of services including consulting, training, support, maintenance, and outsourcing. JHA offers a wide range of products and solutions to meet the needs of banks and other financial institutions. Some examples include SilverLake, Symitar, ProfitStars, and iPay. The company was founded in 1976 by Jack Henry in Monett, Missouri, initially focusing on developing billing systems for hospitals and other healthcare facilities. In the 1980s, the company shifted its focus to the banking industry and became a leading provider of software solutions for banks. In the 1990s, the company went public and expanded its product portfolio through a series of acquisitions. Today, Jack Henry & Associates is one of the largest companies in the banking software industry and works with many major financial institutions in the USA to contribute to the efficient and effective operation of banks and financial institutions.

Jack Henry & Associates SWOT Analysis

Strengths

Jack Henry & Associates Inc (JHA) possesses several strengths that contribute to its success in the market. These include:

JHA has built a strong reputation over the years as a leading provider of technology solutions for the financial industry. Its long history and proven track record provide a competitive advantage.

JHA offers a wide range of innovative and integrated products, including core banking systems, payment processing solutions, and digital banking platforms. This extensive portfolio enables it to cater to diverse customer needs and drive revenue growth.

The company has established strong and long-lasting relationships with its customers. Its commitment to customer satisfaction and ability to provide tailored solutions have contributed to high customer loyalty and retention rates.

Weaknesses

Despite its strengths, JHA also faces several weaknesses that could pose challenges to its growth and market position. These include:

JHA's business heavily relies on the financial industry, making it vulnerable to any downturns or disruptions in the sector. This dependency poses a significant risk to its revenue and profitability.

While JHA has a strong presence in the US market, its global footprint is relatively limited. This lack of international reach restricts its growth opportunities and exposes it to potential competition from global players.

Opportunities

JHA has several opportunities to capitalize on for future growth and expansion. These include:

The growing need for digital banking and payment solutions presents a significant opportunity for JHA. By further developing and promoting its digital products, the company can tap into this expanding market segment.

Collaborating with financial institutions, technology companies, and other industry players can open doors to new business partnerships and alliances. Strategic collaborations may enhance JHA's product offering and broaden its market reach.

Threats

JHA also faces various threats that could adversely affect its business. These threats include:

The financial technology industry is highly competitive, with numerous players vying for market share. The presence of established competitors and emerging startups increases the competitive pressure on JHA.

As technology rapidly evolves, JHA needs to stay updated and adapt its products and services to meet changing customer expectations. Failure to keep pace with technological advancements can result in loss of market relevance.

Jack Henry & Associates Employees

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Jack Henry & Associates Employees
Details
Date
Jack Henry & Associates Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Jack Henry & Associates Segments

Jack Henry & Associates Revenue by Segment (1/6)

  • 3 Years

  • 5 Years

  • Max

Services and Support
License and Service
Processing
Private and Public Cloud
Outsourcing & Cloud
On-Premise Support
In-House Support
Product Delivery and Service
Details
Date
Services and Support
License and Service
Processing
Private and Public Cloud
Outsourcing & Cloud
On-Premise Support
In-House Support
Product Delivery and Service
Jan 1, 2018
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2019
0.00 USD
51.10 M USD
633,000.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2020
0.00 USD
1.05 B USD
645.62 M USD
0.00 USD
464.07 M USD
0.00 USD
328.28 M USD
259.11 M USD
Jan 1, 2021
1.05 B USD
0.00 USD
710.02 M USD
504.55 M USD
0.00 USD
334.80 M USD
0.00 USD
208.86 M USD
Jan 1, 2022
1.16 B USD
0.00 USD
786.52 M USD
561.50 M USD
0.00 USD
344.02 M USD
0.00 USD
250.84 M USD
Jan 1, 2023
1.21 B USD
0.00 USD
863.00 M USD
618.85 M USD
0.00 USD
350.16 M USD
0.00 USD
245.69 M USD
Jan 1, 2024
1.28 B USD
0.00 USD
939.59 M USD
682.15 M USD
0.00 USD
355.09 M USD
0.00 USD
238.72 M USD
Jan 1, 2025
1.36 B USD
0.00 USD
1.01 B USD
756.88 M USD
0.00 USD
353.13 M USD
0.00 USD
251.73 M USD

Jack Henry & Associates Revenue by Segment (2/6)

  • 3 Years

  • 5 Years

  • Max

Outsourcing & Cloud
In-House Support
Product Delivery and Service
Details
Date
Outsourcing & Cloud
In-House Support
Product Delivery and Service
Jan 1, 2018
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2019
405.36 M USD
321.15 M USD
231.98 M USD
Jan 1, 2020
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2021
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2022
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2023
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2024
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2025
0.00 USD
0.00 USD
0.00 USD

Jack Henry & Associates Revenue by Segment (3/6)

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

Bank Systems and Services
Banking Systems and Services
Payments
Core Segment
Complementary
Details
Date
Bank Systems and Services
Banking Systems and Services
Payments
Core Segment
Complementary
Jan 1, 2018
0.00 USD
0.00 USD
517.34 M USD
0.00 USD
412.02 M USD
Jan 1, 2019
0.00 USD
0.00 USD
548.32 M USD
534.43 M USD
418.22 M USD
Jan 1, 2020
0.00 USD
0.00 USD
597.69 M USD
582.17 M USD
463.35 M USD
Jan 1, 2021
0.00 USD
0.00 USD
642.31 M USD
564.10 M USD
505.93 M USD
Jan 1, 2022
0.00 USD
0.00 USD
707.02 M USD
622.44 M USD
561.21 M USD
Jan 1, 2023
0.00 USD
0.00 USD
767.34 M USD
656.16 M USD
583.89 M USD
Jan 1, 2024
0.00 USD
0.00 USD
817.71 M USD
690.74 M USD
618.21 M USD
Jan 1, 2025
0.00 USD
0.00 USD
873.50 M USD
739.28 M USD
675.21 M USD

Jack Henry & Associates Revenue by Segment (4/6)

  • 3 Years

  • 5 Years

  • Max

Corporate and Other
Details
Date
Corporate and Other
Jan 1, 2018
51.95 M USD
Jan 1, 2019
0.00 USD
Jan 1, 2020
53.86 M USD
Jan 1, 2021
0.00 USD
Jan 1, 2022
0.00 USD
Jan 1, 2023
70.31 M USD
Jan 1, 2024
88.89 M USD
Jan 1, 2025
87.30 M USD

Jack Henry & Associates Revenue by Segment (5/6)

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

Banking Systems and Services
Core Segment
Credit Union Systems and Services
Corporate and Other
Details
Date
Banking Systems and Services
Core Segment
Credit Union Systems and Services
Corporate and Other
Jan 1, 2018
0.00 USD
555.29 M USD
0.00 USD
0.00 USD
Jan 1, 2019
0.00 USD
0.00 USD
0.00 USD
51.73 M USD
Jan 1, 2020
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2021
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2022
0.00 USD
0.00 USD
0.00 USD
52.21 M USD
Jan 1, 2023
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2024
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2025
0.00 USD
0.00 USD
0.00 USD
0.00 USD

Jack Henry & Associates Revenue by Segment (6/6)

  • 3 Years

  • 5 Years

  • Max

Corporate and Other
Details
Date
Corporate and Other
Jan 1, 2018
0.00 USD
Jan 1, 2019
0.00 USD
Jan 1, 2020
0.00 USD
Jan 1, 2021
45.89 M USD
Jan 1, 2022
0.00 USD
Jan 1, 2023
0.00 USD
Jan 1, 2024
0.00 USD
Jan 1, 2025
0.00 USD

Jack Henry & Associates Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Jack Henry & Associates historical P/E ratio, EBIT multiple, and P/S ratio

Jack Henry & Associates annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Jack Henry & Associates shares outstanding

The number of shares of Jack Henry & Associates was 72.41 M in 2025. This indicates how many shares Jack Henry & Associates is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
73.70 M Stocks
Jan 1, 2022
73.14 M Stocks
Jan 1, 2023
72.98 M Stocks
Jan 1, 2024
73.08 M Stocks
Jan 1, 2025
72.41 M Stocks
Jan 1, 2026 (e)
72.41 M Stocks
Jan 1, 2027 (e)
72.41 M Stocks
Jan 1, 2028 (e)
72.41 M Stocks

Jack Henry & Associates stock splits

In Jack Henry & Associates's history, there have been no stock splits.

Jack Henry & Associates Dividend History

37 years of dividend payments · 7 consecutive increases

YearAnnual DividendYoY ChangePayments
20261.22USDYTD
Mar 5, 20260.61USD 5.2%1/2
Jun 1, 20260.61USD 0.0%2/2
20252.32USD 5.5%
Mar 6, 20250.58USD 5.5%1/4
May 29, 20250.58USD 0.0%2/4
Sep 5, 20250.58USD 0.0%3/4
Dec 2, 20250.58USD 0.0%4/4
20242.20USD 5.8%
20232.08USD 6.1%
20221.96USD 6.5%
20211.84USD 7.0%
20201.72USD 7.5%
20191.60USD 8.1%
20181.48USD 20.4%
20171.86USD 32.9%

Jack Henry & Associates dividend history and estimates

In 2025, Jack Henry & Associates paid a dividend amounting to 2.32 USD. Dividend means that Jack Henry & Associates distributes a portion of its profits to its owners.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021
1.84 USD
0.00 USD
Jan 1, 2022
1.96 USD
0.00 USD
Jan 1, 2023
2.08 USD
0.00 USD
Jan 1, 2024
2.20 USD
0.00 USD
Jan 1, 2025
2.32 USD
0.00 USD
Jan 1, 2026
2.38 USD
0.00 USD
Jan 1, 2027 (e)
0.00 USD
2.52 USD
Jan 1, 2028 (e)
0.00 USD
2.67 USD

Jack Henry & Associates dividend payout ratio

In 2025, Jack Henry & Associates had a payout ratio of 36.86%. The payout ratio indicates the percentage of the company's profits that Jack Henry & Associates distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
43.54 %
Jan 1, 2022
39.50 %
Jan 1, 2023
41.40 %
Jan 1, 2024
42.11 %
Jan 1, 2025
36.86 %
Jan 1, 2026 (e)
34.74 %
Jan 1, 2027 (e)
34.80 %
Jan 1, 2028 (e)
33.94 %

Current Jack Henry & Associates forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
2.50 %
Buy
60.87 % (14)
Hold
39.13 % (9)
Sell
0.00 % (0)
12M Price Target
209.10
Last Price
155.67
Currency
USD
12M Return Potential
34.32 %
LTM Return
0 %

Jack Henry & Associates Analyst Rating Actions

DateFirmActionRatingReliability
6/18/2026
RBC Capital
RBC Capital
MaintainedOutperform52
5/13/2026
DA Davidson
DA Davidson
MaintainedBuy
5/11/2026
DA Davidson
DA Davidson
MaintainedBuy
5/7/2026
RBC Capital
RBC Capital
MaintainedOutperform52
5/7/2026
Goldman Sachs
Goldman Sachs
MaintainedNeutral
5/1/2026
DA Davidson
DA Davidson
MaintainedBuy
2/17/2026
Wells Fargo
Wells Fargo
UpgradeEqual WeightOverweight56
2/5/2026
Morgan Stanley
Morgan Stanley
MaintainedEqual Weight60
2/4/2026
DA Davidson
DA Davidson
MaintainedBuy
1/30/2026
Wells Fargo
Wells Fargo
MaintainedEqual Weight56

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Jack Henry & Associates Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
8/17/20261.47USD-642.05 MUSD-2026 Q4
5/12/20261.48USD-629.20 MUSD-2026 Q3
2/10/20261.45USD-620.72 MUSD-2026 Q2
4/30/20241.20USD-554.02 MUSD-2024 Q3
2/5/20241.16USD-551.56 MUSD-2024 Q2
11/6/20231.61USD-580.35 MUSD-2024 Q1
8/14/20231.23USD-537.07 MUSD-2023 Q4
5/1/20231.18USD-524.71 MUSD-2023 Q3
2/6/20231.16USD-524.39 MUSD-2023 Q2
11/8/20221.43USD-538.68 MUSD-2023 Q1
...

EESG©

Eulerpool ESG Scorecard© for the Jack Henry & Associates stock

64/100
53
Environment
89
Social
50
Governance
E

Environment

20
Scope 1 - Direct Emissions7,793.43
Scope 2 - Indirect emissions from purchased energy27,052.83
Scope 3 - Indirect emissions within the value chain102,731.7
Total CO₂ emissions34,846.25
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees46.9
Percentage of women in management
Percentage of Asian employees6.1
Share of Asian management
Percentage of Hispanic/Latino employees5.5
Hispano/Latino Management share
Percentage of Black employees7.6
Black Management Share
Percentage of white employees77.3
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Jack Henry & Associates shareholder structure

% Name
11.79961%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
8.15669%
BLACKROCK, INC.
BLACKROCK, INC.
8.02353%
Kayne Anderson Rudnick Investment Management, LLC
Kayne Anderson Rudnick Investment Management, LLC
7.47435%
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC
6.40757%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
5.53260%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
...

Jack Henry & Associates Beneficial Ownership Filings (SEC 13D/G)

Free Float
99.3%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
21.50%
SINGLETON GROUP LLC
SINGLETON GROUP LLC
SEC ↗
11.73%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗
11.00%
Eaton Vance Management 04-3101341
Eaton Vance Management 04-3101341
SEC ↗
10.10%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
8.14%
Peoples Bank, National Association
Peoples Bank, National Association
SEC ↗
8.10%
Kayne Anderson Rudnick Investment Management, LLC
Kayne Anderson Rudnick Investment Management, LLC
SEC ↗
7.47%
Vanguard Capital Management
Vanguard Capital Management
SEC ↗
7.07%
BlackRock for purposes of Schedule 13G filings.
BlackRock for purposes of Schedule 13G filings.
SEC ↗
7.00%
JPMorgan Chase & Co.
JPMorgan Chase & Co.
SEC ↗
6.40%
Capital World Investors **
Capital World Investors **
SEC ↗

Jack Henry & Associates Executives and Management Board

14 members · avg. age 59 · 36 % women

GA

Mr. Gregory Adelson (61)

President, Chief Executive Officer, Director · since 2019

7.02 M USD

Management

MC

Ms. Mimi Carsley (56)

Chief Financial Officer, Treasurer

3.06 M USD
SM

Mr. Shanon Mclachlan (58)

Chief Operating Officer, Senior Vice President

1.94 M USD
CM

Mr. Craig Morgan (49)

General Counsel, Secretary

1.83 M USD
RS

Ms. Renee Swearingen (57)

Senior Vice President, Chief Accounting Officer, Assistant Treasurer

Board of Directors

DF

Mr. David Foss (64)

Chairman of the Board · since 2014

3.47 M USD
MF

Mr. Matthew Flanigan (63)

Vice Chairman of the Board, Lead Independent Director

356,320.00 USD
TW

Mr. Thomas Wimsett (61)

Independent Director

329,870.00 USD
TW

Mr. Thomas Wilson (63)

Independent Director

325,595.00 USD
SM

Ms. Shruti Miyashiro (54)

Independent Director

314,939.00 USD
CC

Mr. Curtis Campbell (53)

Independent Director

309,870.00 USD

Jack Henry & Associates Supply Chain

Jack Henry & Associates Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
17 companies
#Nameβ 1YTrend
1
Comarch
Supplier
-0.29
0.52
0.42
0.68
0.73
0.44
2
Microsoft
Supplier
0.20
0.40
0.62
0.91
0.73
0.31
0.84
#Nameβ 1YTrend
1
Lenovo Group Limited
Supplier
0.67
-0.42
-0.74
-0.82
2
Canon Inc.
Supplier
0.38
0.13
0.60
3
Seiko Epson Corporation
Supplier
-0.44
-0.47
4
First Busey
Customer
0.68
0.84
-0.41
-0.80
0.05
-0.45
0.05
5
ACI Worldwide
Supplier·Customer
0.61
0.14
-0.68
-0.83
-0.51
-0.44
-0.70

Frequently asked questions about Jack Henry & Associates

The main competitors of Jack Henry & Associates Inc in the market include Fiserv Inc, Fidelity National Information Services Inc (FIS), and Fiserv Inc. These companies also provide various software and solutions for financial institutions, offering similar products and services. However, Jack Henry & Associates Inc maintains a strong presence in the market and distinguishes itself through its innovative technologies, customer-centric approach, and extensive experience in the financial industry.

The business model of Jack Henry & Associates Inc. revolves around providing technology solutions and services to financial institutions. Jack Henry specializes in developing and supporting integrated software systems that cater to various banking functions including core banking, payment processing, online and mobile banking, and lending services. By offering a comprehensive suite of technology solutions, Jack Henry assists financial institutions in enhancing operational efficiency, reducing costs, and improving customer experience. The company's commitment to innovative products and strong customer support has established it as a trusted partner for various banks and credit unions across the United States.

Jack Henry & Associates Inc is primarily active in the financial technology industry. It provides technology solutions and payment processing services for financial institutions, including banks and credit unions. With its comprehensive suite of software products, Jack Henry & Associates Inc caters to various sectors within the financial industry, such as core banking systems, lending, treasury management, and electronic payment solutions. Additionally, the company offers services like professional services, risk management, and outsourcing to support the operations of its clients in the financial sector.

Jack Henry & Associates Inc. is a renowned financial technology solutions provider that has been serving the banking and credit union industry since its establishment in 1976. Over the years, Jack Henry & Associates has become a trusted partner in delivering innovative software solutions and comprehensive services to financial institutions of all sizes. With a focus on driving efficiency and enhancing customer experience, the company offers a wide range of solutions including core processing, digital and mobile banking, payment processing, risk management, and more. Jack Henry & Associates Inc. has established itself as a leader in the financial technology sector, consistently delivering value to its clients and maintaining a strong reputation in the industry.

Some significant milestones achieved by Jack Henry & Associates Inc include driving innovation in the financial technology industry, cultivating strong relationships with clients, and consistently delivering exceptional software solutions. The company has gained recognition for its commitment to customer satisfaction and has been named a leader in various industry rankings. Jack Henry & Associates Inc has also achieved substantial growth, expanding its product portfolio and market reach over the years. With a strong emphasis on reliability, efficiency, and cutting-edge technology, the company continues to make strides in revolutionizing the financial services sector.

Jack Henry & Associates Inc is primarily present in the United States, serving a wide range of clients across various industries. With headquarters in Missouri, the company has a strong presence throughout the country, including regions such as California, Texas, Florida, New York, and Illinois. As a leading provider of technology solutions for financial institutions, Jack Henry & Associates Inc has a nationwide network of clients utilizing its services and products. From community banks to credit unions, their innovative solutions are widely adopted throughout the United States, consolidating their position as a trusted partner in the financial industry.

Jack Henry & Associates Inc represents a set of core values and a corporate philosophy centered on innovation, integrity, and excellence. As a leading provider of technology solutions for financial institutions, they are committed to delivering innovative products and services that empower their clients. With a customer-centric approach, Jack Henry & Associates Inc fosters long-term partnerships and upholds the highest ethical standards. They prioritize client success, ensuring reliable and secure solutions that drive efficiency and profitability. By consistently prioritizing innovation, integrity, and excellence, Jack Henry & Associates Inc has established itself as a trusted leader in the financial technology industry.

Analysts currently set an average price target of 207.65 USD for the Jack Henry & Associates stock (median: 209.10 USD), implying +33.4 % versus the latest price. The consensus is based on 23 analyst ratings.

23 analysts currently rate the Jack Henry & Associates stock: 17 recommend buying, 6 holding and 0 selling. For 2026, analysts expect Jack Henry & Associates to generate revenue of 2.53 B USD and earnings per share of 6.91 USD.

Converted at the current exchange rate, the Jack Henry & Associates share trades at 133.65 EUR (154.04 USD).

The Jack Henry & Associates share (JKHY) is listed on 6 stock exchanges, including: NASDAQ (JKHY), Frankfurt (JHY.F), München (JHY.MU), Düsseldorf (JHY.DU), London (0A6D.L), SIX (Zürich) (JHY.SW).

Jack Henry & Associates Inc is a leading IT company specializing in providing financial services for businesses. It was founded in 1976 and is headquartered in Monett, Missouri, USA. Jack Henry & Associates is one of the top providers of banking solutions in North America, with over 9,000 customers in the United States and Canada. The company's business model includes several divisions, such as core banking systems, online and mobile banking, payment management solutions, banking operations, risk management solutions, digital banking solutions, and information security solutions. The Core Processing Solutions division is the most important and largest division, offering comprehensive software and service solutions for controlling and automating business processes to banks, credit unions, and other financial institutions. Jack Henry & Associates' main product is the core processing system, which serves as the foundation for all other products. With this system, customers can track and process transactions based on real-time data. The system is fully integrated and covers all aspects of banking, from accounts payable and accounts receivable management to accounting and statement generation. It can be customized to meet the specific needs of a financial institution. Another key product of Jack Henry & Associates is online and mobile banking, which allows customers to access their accounts 24/7 from any location. Online and mobile banking features include account monitoring, payments, transfers, bill payment, and account opening. These are important tools for keeping a bank competitive and enhancing customer loyalty. To improve the efficiency of banks, Jack Henry & Associates also offers risk management tools. These solutions include risk analysis, compliance management, fraud detection and prevention, and anti-money laundering solutions. These tools help banks minimize risks and avoid potential losses. In the area of electronic payment processing, the company provides a wide range of services that facilitate payment and transaction management. This includes the Remote Deposit Capture Service, which allows customers to deposit checks directly from their offices, and Automated Clearing House (ACH) processing, which simplifies payment transfers. Overall, Jack Henry & Associates' business model is focused on the needs of banks and other financial institutions. In an industry characterized by innovative technologies and constantly changing customer needs, companies like Jack Henry & Associates face the challenge of staying up-to-date. The company has responded by striving to offer its customers the most modern and innovative products to make their businesses more efficient and help them thrive in the competitive financial industry.

The expected revenue of Jack Henry & Associates is 2.53 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Jack Henry & Associates is 500.42 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Jack Henry & Associates is currently 22.29. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Jack Henry & Associates stock.

The price-to-sales ratio (P/S) of Jack Henry & Associates is currently 4.41. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Jack Henry & Associates stock.

The Eulerpool Quality Score for Jack Henry & Associates is 7/10.

The ISIN of Jack Henry & Associates is US4262811015. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Jack Henry & Associates is 888286. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Jack Henry & Associates is JKHY. The ticker symbol is used to trade Jack Henry & Associates shares on the stock exchange.

Over the past 12 months, Jack Henry & Associates paid a dividend of 2.32 USD . This corresponds to a dividend yield of about 1.51 %. For the coming 12 months, Jack Henry & Associates is expected to pay a dividend of 2.52 USD.

The current dividend yield of Jack Henry & Associates is 1.51 %.

Jack Henry & Associates pays a dividend, distributed in the months of , , , .

Jack Henry & Associates paid dividends every year for the past 36 years.

For the upcoming 12 months, dividends amounting to 2.52 USD are expected. This corresponds to a dividend yield of 1.64 %.

Jack Henry & Associates is assigned to the 'Information technology' sector.

To receive the latest dividend of Jack Henry & Associates from amounting to 0.61 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Jack Henry & Associates distributed 2.14 USD as dividends.

The dividends of Jack Henry & Associates are distributed in USD.