ING Groep

ING Groep ROE

The Return on Equity (ROE) of ING Groep (INGA.AS) as of Nov 14, 2026 is 12.73 %. In the previous year, Return on Equity (ROE) was 12.70 % — a change of 0.21% (higher).

ROE

12.73 %

YoY

0.21%

Last updated:

In 2025, ING Groep's return on equity (ROE) was 12.73 %, a 0.21% increase from the 12.70 % ROE in the previous year.

The ING Groep ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2018
9.23 EUR
Jan 1, 2019
8.89 EUR
Jan 1, 2020
4.55 EUR
Jan 1, 2021
8.86 EUR
Jan 1, 2022
7.36 EUR
Jan 1, 2023
14.22 EUR
Jan 1, 2024
12.70 EUR
Jan 1, 2025
12.73 EUR
The ING Groep ROE history
YEARROEYoY
12.73 %+0.21%
12.70 %-10.67%
14.22 %+93.24%
7.36 %-16.92%
8.86 %+94.76%
4.55 %-48.85%
8.89 %-3.71%
9.23 %-5.11%
9.73 %+4.18%
9.34 %+11.42%
8.38 %+759.17%
0.98 %+1,428.01%
0.06 %-8.07%
0.07 %-18.43%
0.09 %+65.00%
0.05 %-224.50%
-0.04 %-1.90%
-0.04 %-115.11%
0.28 %+39.91%
0.20 %—

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ING Groep Stock analysis

What does ING Groep do? The ING Groep NV is a Dutch multinational that emerged in 1991 from the merger of Nationale-Nederlanden and NMB Postbank. With its headquarters in Amsterdam, it is one of the largest banks in Europe and offers a variety of financial services. The ING Groep is an integrated financial services company that focuses on banking and insurance services. The company operates a variety of business areas, including retail banking, commercial banking, and wholesale banking. It serves customers around the world, especially in Europe, Asia, and Australia. The core business of the ING Groep is retail banking, focusing on personal customers. The company offers a wide range of financial products and services, including savings accounts, loans, mortgages, investment funds, asset management, and insurance. ING is known for its innovative and user-friendly banking services. For example, customers can manage their accounts, make transfers, or complete financing through the app or online banking. In commercial banking, the ING Groep focuses on small and medium-sized enterprises. Here it offers a wide range of products and services similar to retail banking, including loans, support for mergers and acquisitions, and consulting services for customers. The wholesale banking division caters to large companies and institutional clients, offering various financing, trading, and consulting services. This includes investment financing, capital markets, lending, project financing, and cash management. Another important pillar of the ING Groep is its investment management company, NN Investment Partners, which offers a wide range of investment products and services for institutional and private investors, including equity and fixed-income funds, index products, real estate, and alternative investments. Over the years, the ING Groep has carried out several strategic acquisitions. One of the most recent acquisitions was the acquisition of the German direct bank Diba in 2012. ING also has a joint venture with the Bank of Beijing, allowing it to operate in one of the fastest-growing banking markets in the world. The company has also been active in other business areas, such as insurance, in the past but withdrew from this sector in 2016 to focus on its core business. Overall, the ING Groep is a strong company that focuses on a wide range of financial products and services and serves customers worldwide. The company has delivered impressive performance in recent years and is known for its innovative and user-friendly banking services. A smart business strategy and consistent implementation have made ING a leading financial services company in Europe and beyond. ING Groep is one of the most popular companies on Eulerpool.

ROE Details

Decoding ING Groep's Return on Equity (ROE)

ING Groep's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing ING Groep's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

ING Groep's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in ING Groep’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about ING Groep stock

Return on Equity (ROE) of ING Groep is 12.73 % in 2025.

Return on Equity (ROE) of ING Groep changed from 12.70 % to 12.73 %, representing a 0.21% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) ING Groep since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s ING Groep with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — ING Groep

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — ING Groep