ING Groep (INGA.AS) Stock Price

ING Groep Price

Euronext·CLOSED
30.24
​
Market closed

Over the last 19 years ING Groep grew revenue by 0.1% annually, reaching 24.73 B EUR. Earnings per share have declined at 1.3% per year over the last 19 years. For ING Groep, the net margin of 25.6% is up versus 23.9% a few years ago. At today's price the dividend yield works out to roughly 4.04%. The payout ratio is around 50% of earnings. The consensus 12-month price target for ING Groep is 28.00 EUR, about 7.4% below where the stock trades today. Of 27 analysts, 19 rate the stock a buy — an overall Buy consensus.

ING Groep stock price

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ING Groep business model & stock analysis

The ING Groep NV is a Dutch multinational that emerged in 1991 from the merger of Nationale-Nederlanden and NMB Postbank. With its headquarters in Amsterdam, it is one of the largest banks in Europe and offers a variety of financial services. The ING Groep is an integrated financial services company that focuses on banking and insurance services. The company operates a variety of business areas, including retail banking, commercial banking, and wholesale banking. It serves customers around the world, especially in Europe, Asia, and Australia. The core business of the ING Groep is retail banking, focusing on personal customers. The company offers a wide range of financial products and services, including savings accounts, loans, mortgages, investment funds, asset management, and insurance. ING is known for its innovative and user-friendly banking services. For example, customers can manage their accounts, make transfers, or complete financing through the app or online banking. In commercial banking, the ING Groep focuses on small and medium-sized enterprises. Here it offers a wide range of products and services similar to retail banking, including loans, support for mergers and acquisitions, and consulting services for customers. The wholesale banking division caters to large companies and institutional clients, offering various financing, trading, and consulting services. This includes investment financing, capital markets, lending, project financing, and cash management. Another important pillar of the ING Groep is its investment management company, NN Investment Partners, which offers a wide range of investment products and services for institutional and private investors, including equity and fixed-income funds, index products, real estate, and alternative investments. Over the years, the ING Groep has carried out several strategic acquisitions. One of the most recent acquisitions was the acquisition of the German direct bank Diba in 2012. ING also has a joint venture with the Bank of Beijing, allowing it to operate in one of the fastest-growing banking markets in the world. The company has also been active in other business areas, such as insurance, in the past but withdrew from this sector in 2016 to focus on its core business. Overall, the ING Groep is a strong company that focuses on a wide range of financial products and services and serves customers worldwide. The company has delivered impressive performance in recent years and is known for its innovative and user-friendly banking services. A smart business strategy and consistent implementation have made ING a leading financial services company in Europe and beyond.

Frequently asked questions about ING Groep

The business model of ING Groep NV is focused on providing a wide range of banking and financial services to individuals, businesses, and institutions worldwide. ING operates through various segments, including Retail Banking, Commercial Banking, and Wholesale Banking. The company offers services such as personal and business loans, mortgages, savings accounts, investment products, and insurance. ING implements a customer-centric approach by utilizing digital innovation and technology to deliver convenient and efficient financial solutions. With its commitment to sustainable banking, ING aims to support economic growth and create long-term value for its customers, shareholders, and communities.

ING Groep NV is primarily active in the financial services industry.

Some main competitors of ING Groep NV in the market are Banco Santander, Barclays, Deutsche Bank, HSBC Holdings, and JPMorgan Chase.

ING Groep NV, commonly known as ING, is a leading global financial institution based in the Netherlands. Established in 1991 through a merger of several Dutch financial companies, ING has a rich history dating back to 1762. With a strong focus on banking and insurance services, ING operates in over 40 countries, serving over 38 million customers worldwide. The company has a robust global presence, providing a range of financial products and services, including retail banking, corporate and investment banking, and asset management. Throughout its history, ING has remained committed to financial innovation, customer-centricity, and sustainable business practices, solidifying its position as a trusted and highly-regarded financial institution.

ING Groep NV, a renowned financial institution, has achieved several significant milestones throughout its history. One noteworthy accomplishment is the company's successful navigation through the global financial crisis of 2008, which solidified its reputation for stability and resilience. Additionally, ING Groep NV has consistently expanded its global presence, establishing a widespread network of branches and subsidiaries in key financial centers worldwide. The company has also embraced digital transformation by investing heavily in innovative technologies, enhancing customer experience, and offering cutting-edge banking solutions. ING Groep NV's commitment to sustainability and responsible banking practices has earned it recognition as a leader in environmental and social responsibility.

ING Groep NV is primarily present in various countries and regions around the world. As a multinational banking and financial services corporation headquartered in Amsterdam, Netherlands, ING Groep NV has a strong presence in key markets. Some of the primary countries and regions where ING Groep NV operates include the Netherlands, Belgium, Germany, Poland, Spain, Italy, Austria, Czech Republic, Luxembourg, Australia, the United Kingdom, and the United States. With its global footprint, ING Groep NV serves customers and provides a wide range of banking, investment, and insurance services in these locations.

ING Groep NV is a leading global financial institution that upholds values of integrity, respect, and innovation. The company strives to provide innovative solutions and responsive services to its customers, fostering strong relationships based on trust. ING Groep NV believes in responsible banking and sustainable business practices. As a prominent player in the banking industry, ING Groep NV aims to create long-term value for its customers, employees, shareholders, and society as a whole. The company's corporate philosophy revolves around delivering outstanding financial services while maintaining a strong commitment to the principles of ethical conduct, customer-centricity, and environmental sustainability.

Analysts currently set an average price target of 27.55 EUR for the ING Groep stock (median: 28.00 EUR), implying -8.9 % versus the latest price. The consensus is based on 27 analyst ratings.

27 analysts currently rate the ING Groep stock: 20 recommend buying, 6 holding and 1 selling. For 2026, analysts expect ING Groep to generate revenue of 24.70 B EUR and earnings per share of 2.50 EUR.

The ING Groep share (INGA.AS) is listed on 13 stock exchanges, including: London (0RIC.L), SIX (Zürich) (INGAT.SW), XETRA (INN1.DE), Frankfurt (INN1.F), München (INN1.MU), Düsseldorf (INN1.DU), Hamburg (INN1.HM), Wien (INGA.VI).

The ING Group NV is a Dutch financial company based in Amsterdam. The business model of ING is based on offering banking, insurance, and asset management services and includes several segments and subsidiaries, each providing specialized offerings. The core business of ING is the provision of banking services, including deposit, credit, mortgage, and financing services for retail customers as well as corporate and institutional customers. ING operates in over 40 countries and offers a wide range of banking products, including current accounts, savings accounts, credit cards, and mortgages. ING is also one of the largest lenders in Europe and specializes in specialized financing solutions for companies and institutional customers. Another important business area of ING is asset management, operated by its subsidiary ING Investment Management. In this area, ING offers a variety of financial products and services, including investment funds, asset management, and institutional asset management. Another key segment of ING is the insurance business, operated by its subsidiary NN Group. NN Group offers a wide range of insurance products and services, including life and health insurance as well as property and casualty insurance. In addition to these core business areas, ING has developed further services in wholesale banking and investment banking as well as in payment and transaction processing. The company also aims to support the digitization of financial processes. ING aims to increasingly offer its services online and through mobile devices in order to expand its customer base and reduce costs. To achieve this, a strong presence has been built on social media and online portals, and the company's own apps have been optimized. Overall, ING has a diversified business model that appeals to customers in various markets, industries, and sectors. With a strong brand presence and a solid financial position, ING is well positioned to continue growing and play a leading role in the global financial sector.

The expected revenue of ING Groep is 24.70 B EUR. This figure is based on current financial data and reflects the company's business performance.

The expected profit of ING Groep is 7.48 B EUR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of ING Groep is currently 12.08. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the ING Groep stock.

The price-to-sales ratio (P/S) of ING Groep is currently 3.66. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the ING Groep stock.

The Eulerpool Quality Score for ING Groep is 4/10.

The ISIN of ING Groep is NL0011821202. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of ING Groep is A2ANV3. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of ING Groep is INGA.AS. The ticker symbol is used to trade ING Groep shares on the stock exchange.

Fair ValueTerminal
28.12 EUR
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
445,989.32 EUR
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website ing.com
Country
Netherlands
Currency
EUR
Initial public offering
Mar 1, 1991
ISIN
NL0011821202
Cusip
N4578E595
Sedol
BZ57390
Market capitalization
90.39 B EURLarge Cap
52-Week Range
PEG
1.15
P/E ratio
P/Ee 2026
12.08
P/Ee 2027
10.35
P/Ee 2028
8.96
P/Ee 2029
8.39
P/Ee 2030
6.72
P/S
P/Se
3.66
EV/EBIT
—
P/B Ratio
1.82
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
2.87 %
Dividend
Dividend yield
4.04 %
Est. Dividend Yield
2.65 %
Payout Ratio
50.09 %
Dividend growth Ø5Y
25.64 %
Dividend payments per year
3
Dividend paid since
5 years
Dividend not reduced since
0 years
Dividend increased since
0 years
Dividend withholding tax
15.00 %
Last updated Oct 8, 2026, 12:23 PM

ING Groep Peer Group

ING Groep Ticker

AMSTERDAM · INGA.ASAMSTERDAM · INGA.ASDÜSSELDORF · INN1.DUEURONEXT · INGA.ASFRANKFURT · INN1.FHAMBURG · INN1.HMLONDON · 0RIC.LMILAN · 1INGA.MIMUNICH · INN1.MUOTC · INGVFSIX · INGAT.SWVIENNA · INGA.VI

ING Groep FIGI

INGAT:SW · BBG000BFKWP3INN1:GR · BBG000BHBN24INN1:GF · BBG000BHBNR7INN1:GD · BBG000BHBPB9INN1:GY · BBG000BHBPP4INN1:GS · BBG000BHBPW6INN1:GM · BBG000BHBQ72INN1:GB · BBG000BHBQJ9INN1:GI · BBG000BHBRK5INN1:GH · BBG000BHBRR8INGACHF:EU · BBG000BV5RH5INGACHF:EO · BBG000BV5RZ5

All fundamentals and in-depth analysis of ING Groep

Our stock analysis for ING Groep stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of ING Groep. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.