ING Groep (INGA.AS) Stock Price

ING Groep Price

Euronext·CLOSED
30.67EUR+0.22 (+0.74 %)
Market closed

Over the last 19 years ING Groep grew revenue by 0.1% annually, reaching 24.73 B EUR. Earnings per share have declined at 1.3% per year over the last 19 years. For ING Groep, the net margin of 25.6% is up versus 23.9% a few years ago. At today's price the dividend yield works out to roughly 3.98%. The payout ratio is around 50% of earnings. The consensus 12-month price target for ING Groep is 28.00 EUR, about 8.7% below where the stock trades today. Of 27 analysts, 19 rate the stock a buy — an overall Buy consensus. The stock trades about 55% above its 52-week low.

ING Groep stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of ING Groep over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how ING Groep stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing ING Groep's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

ING Groep Stock Price History
DateING Groep Price
8/4/202630.67 EUR
7/31/202630.44 EUR
7/30/202629.61 EUR
7/29/202628.75 EUR
7/28/202629.32 EUR
7/27/202629.28 EUR
7/24/202628.95 EUR
7/23/202629.06 EUR
7/22/202629.22 EUR
7/21/202629.06 EUR
7/20/202628.46 EUR
7/17/202628.34 EUR
7/16/202628.84 EUR
7/15/202628.98 EUR
7/14/202628.75 EUR
7/13/202628.51 EUR
7/10/202628.42 EUR
7/9/202628.43 EUR
7/8/202628.26 EUR
7/7/202628.35 EUR
7/6/202628.72 EUR
7/3/202628.15 EUR
7/2/202628.23 EUR
7/1/202627.64 EUR
6/30/202627.67 EUR
6/29/202627.24 EUR
6/26/202627.20 EUR
6/25/202627.44 EUR
6/24/202627.47 EUR
6/23/202627.92 EUR
6/22/202628.17 EUR
6/19/202627.77 EUR
6/18/202627.49 EUR
6/17/202627.01 EUR
6/16/202626.67 EUR
6/15/202626.32 EUR
6/12/202625.93 EUR
6/11/202625.34 EUR
6/10/202625.19 EUR
6/9/202625.14 EUR
6/8/202625.80 EUR
6/5/202626.32 EUR
6/4/202626.26 EUR
6/3/202626.48 EUR
6/2/202626.61 EUR
6/1/202626.56 EUR
5/29/202626.81 EUR
5/28/202626.60 EUR
5/27/202626.88 EUR
5/26/202627.09 EUR
5/25/202626.94 EUR
5/22/202626.43 EUR
5/21/202626.07 EUR
5/20/202625.47 EUR
5/19/202625.31 EUR
5/18/202625.28 EUR
5/15/202625.36 EUR
5/14/202625.94 EUR
5/13/202625.42 EUR
5/12/202625.16 EUR
5/11/202625.72 EUR
5/8/202625.55 EUR
5/7/202625.75 EUR
5/6/202625.53 EUR
5/5/202624.33 EUR
5/4/202623.97 EUR
4/30/202624.75 EUR
4/29/202623.88 EUR
4/28/202624.01 EUR
4/27/202623.88 EUR
4/24/202623.84 EUR
4/23/202624.01 EUR
4/22/202624.15 EUR
4/21/202624.50 EUR
4/20/202624.50 EUR
4/17/202624.67 EUR
4/16/202624.18 EUR
4/15/202625.09 EUR
4/14/202625.02 EUR
4/13/202624.70 EUR
4/10/202624.58 EUR
4/9/202624.44 EUR
4/8/202624.20 EUR
4/7/202623.09 EUR
4/2/202622.74 EUR
3/27/202621.69 EUR
3/26/202622.07 EUR
3/24/202621.83 EUR
3/23/202622.03 EUR
3/20/202621.90 EUR
3/19/202622.06 EUR
3/17/202622.67 EUR
3/16/202622.36 EUR
3/13/202622.40 EUR
3/12/202623.17 EUR
3/11/202623.28 EUR
3/10/202623.21 EUR
3/6/202622.77 EUR
3/5/202623.14 EUR
2/27/202624.91 EUR
2/26/202624.97 EUR
2/25/202624.98 EUR
2/23/202625.04 EUR
2/20/202625.10 EUR
2/19/202625.03 EUR
2/18/202624.82 EUR
2/17/202624.32 EUR
2/16/202624.23 EUR
2/14/202623.83 EUR
2/12/202625.23 EUR
2/11/202625.47 EUR
2/10/202625.77 EUR
2/9/202625.74 EUR
2/6/202625.33 EUR
2/5/202625.34 EUR
2/4/202626.16 EUR
2/2/202624.95 EUR
1/30/202624.94 EUR
1/29/202624.86 EUR
1/28/202624.84 EUR
1/27/202624.96 EUR
1/26/202624.47 EUR
1/23/202624.12 EUR
1/22/202624.46 EUR
1/21/202624.16 EUR
1/19/202624.49 EUR
1/17/202625.00 EUR
1/16/202625.00 EUR
1/14/202625.04 EUR
1/13/202624.94 EUR
1/12/202624.58 EUR
1/9/202624.27 EUR
1/8/202623.99 EUR
1/7/202623.91 EUR
1/6/202624.72 EUR
1/5/202624.59 EUR
1/2/202624.43 EUR
12/31/202524.00 EUR
12/30/202524.08 EUR
12/29/202523.97 EUR
12/24/202523.97 EUR
12/23/202523.77 EUR
12/22/202523.86 EUR
12/19/202523.94 EUR
12/18/202523.43 EUR
12/17/202523.52 EUR
12/16/202523.24 EUR
12/15/202523.33 EUR
12/12/202523.66 EUR
12/11/202523.31 EUR
12/10/202522.98 EUR
12/9/202523.14 EUR
12/8/202522.97 EUR
12/6/202522.74 EUR
12/5/202522.49 EUR
12/4/202522.72 EUR
12/2/202522.71 EUR
12/1/202522.44 EUR
11/28/202522.35 EUR
11/27/202522.48 EUR
11/26/202522.50 EUR
11/25/202522.09 EUR
11/24/202521.64 EUR
11/21/202521.43 EUR
11/20/202521.56 EUR
11/19/202521.39 EUR
11/18/202521.41 EUR
11/17/202522.09 EUR
11/14/202522.43 EUR
11/13/202522.88 EUR
11/12/202522.81 EUR
11/10/202522.70 EUR
11/7/202522.18 EUR
11/6/202522.17 EUR
11/5/202521.88 EUR
11/4/202522.04 EUR
11/3/202522.05 EUR
10/31/202521.97 EUR
10/30/202522.06 EUR
10/29/202520.98 EUR
10/28/202520.69 EUR
10/27/202520.79 EUR
10/24/202520.47 EUR
10/23/202520.60 EUR
10/22/202520.53 EUR
10/21/202520.50 EUR
10/20/202520.61 EUR
10/17/202520.68 EUR
10/16/202521.03 EUR
10/15/202521.05 EUR
10/14/202520.90 EUR
10/13/202521.16 EUR
10/10/202521.15 EUR
10/9/202520.97 EUR
10/8/202521.13 EUR
10/7/202521.30 EUR
10/6/202521.74 EUR
10/3/202522.04 EUR
10/2/202522.08 EUR
10/1/202522.17 EUR
9/30/202522.08 EUR
9/29/202522.17 EUR
9/26/202522.23 EUR
9/25/202521.90 EUR
9/24/202521.98 EUR
9/23/202521.89 EUR
9/22/202521.54 EUR
9/19/202521.66 EUR
9/18/202521.47 EUR
9/17/202521.45 EUR
9/16/202521.53 EUR
9/15/202521.89 EUR
9/12/202521.47 EUR
9/11/202521.33 EUR
9/10/202521.14 EUR
9/9/202521.24 EUR
9/8/202520.83 EUR
9/5/202520.58 EUR
9/4/202520.81 EUR
9/3/202520.47 EUR
9/2/202520.55 EUR
9/1/202520.39 EUR
8/29/202520.29 EUR
8/28/202520.52 EUR
8/27/202520.68 EUR
8/26/202520.88 EUR
8/25/202521.14 EUR
8/22/202521.43 EUR
8/21/202521.35 EUR
8/20/202521.26 EUR
8/19/202521.36 EUR
8/18/202521.09 EUR
8/15/202521.29 EUR
8/14/202521.28 EUR
8/13/202521.08 EUR
8/12/202521.00 EUR
8/11/202520.73 EUR
8/8/202520.45 EUR
8/7/202520.18 EUR
8/6/202519.82 EUR
8/5/202519.87 EUR
Access this data via the Eulerpool API

ING Groep Revenue, Pre-Provision Profit, Net Income

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  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2023
24.09 B EUR
11.01 B EUR
7.29 B EUR
Jan 1, 2024
24.21 B EUR
10.49 B EUR
6.39 B EUR
Jan 1, 2025
24.73 B EUR
10.45 B EUR
6.33 B EUR
Jan 1, 2026 (e)
24.39 B EUR
0.00 EUR
7.31 B EUR
Jan 1, 2027 (e)
26.28 B EUR
0.00 EUR
8.58 B EUR
Jan 1, 2028 (e)
27.84 B EUR
0.00 EUR
9.76 B EUR
Jan 1, 2029 (e)
29.11 B EUR
0.00 EUR
11.74 B EUR
Jan 1, 2030 (e)
29.85 B EUR
0.00 EUR
12.74 B EUR

ING Groep Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 4, 2026, 6:05 PM
 
REVENUEB EUR
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB EUR
Net Interest IncomeB EUR
Non-Interest IncomeB EUR
Loan Loss ProvisionsB EUR
Pre-Provision Profit (PPOP)B EUR
NET INCOMEB EUR
NET INCOME GROWTH%
DIV.EUR
DIV. GROWTH%
SHARESB
201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
51.7249.6049.2833.8534.2528.2327.4834.7860.3468.0924.7324.3926.2827.8429.1129.85
-1.36-4.09-0.65-31.311.18-17.57-2.6826.5673.5212.85-63.68-1.407.785.944.542.55
56.8959.3259.7186.9285.90104.21107.0884.6148.7643.21118.9784.6184.6184.6184.6184.61
29.4229.4229.4229.4229.4229.4229.4229.4229.4229.4229.4220.6322.2423.5624.6325.25
12.5613.2413.7113.9214.0813.6013.6213.7615.9815.0214.68
5.395.425.215.705.805.546.366.318.119.1910.05
1.350.970.680.661.122.680.521.860.521.191.30
7.526.887.947.497.956.487.307.3611.0110.4910.45
4.014.654.914.704.782.494.783.677.296.396.337.318.589.7611.7412.74
700.4015.995.46-4.121.66-48.0292.19-23.0998.39-12.28-1.0215.4917.4113.7220.338.49
0.360.650.660.670.680.390.810.821.111.222.362.833.40
80.561.541.521.49107.691.2335.379.9193.4419.9220.14
3.873.883.893.893.903.903.893.623.573.232.992.992.992.992.992.99
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales ING Groep generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue ING Groep retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare ING Groep's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares ING Groep has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against ING Groep's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

ING Groep stock margins

The ING Groep margin analysis displays the gross margin, EBIT margin, as well as the profit margin of ING Groep. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for ING Groep.
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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2021
63.47 %
23.91 %
Jan 1, 2022
63.30 %
18.31 %
Jan 1, 2023
54.29 %
30.25 %
Jan 1, 2024
56.66 %
26.40 %
Jan 1, 2025
57.74 %
25.58 %
Jan 1, 2026 (e)
0.00 %
29.97 %
Jan 1, 2027 (e)
0.00 %
32.64 %
Jan 1, 2028 (e)
0.00 %
35.04 %

ING Groep Revenue per Share, Earnings per Share

The ING Groep earnings per share therefore indicates how much revenue ING Groep has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2021
5.13 EUR
1.23 EUR
Jan 1, 2022
5.54 EUR
1.01 EUR
Jan 1, 2023
6.76 EUR
2.04 EUR
Jan 1, 2024
7.50 EUR
1.98 EUR
Jan 1, 2025
8.27 EUR
2.12 EUR
Jan 1, 2026 (e)
8.16 EUR
2.44 EUR
Jan 1, 2027 (e)
8.79 EUR
2.87 EUR
Jan 1, 2028 (e)
9.31 EUR
3.26 EUR

ING Groep business model & stock analysis

The ING Groep NV is a Dutch multinational that emerged in 1991 from the merger of Nationale-Nederlanden and NMB Postbank. With its headquarters in Amsterdam, it is one of the largest banks in Europe and offers a variety of financial services. The ING Groep is an integrated financial services company that focuses on banking and insurance services. The company operates a variety of business areas, including retail banking, commercial banking, and wholesale banking. It serves customers around the world, especially in Europe, Asia, and Australia. The core business of the ING Groep is retail banking, focusing on personal customers. The company offers a wide range of financial products and services, including savings accounts, loans, mortgages, investment funds, asset management, and insurance. ING is known for its innovative and user-friendly banking services. For example, customers can manage their accounts, make transfers, or complete financing through the app or online banking. In commercial banking, the ING Groep focuses on small and medium-sized enterprises. Here it offers a wide range of products and services similar to retail banking, including loans, support for mergers and acquisitions, and consulting services for customers. The wholesale banking division caters to large companies and institutional clients, offering various financing, trading, and consulting services. This includes investment financing, capital markets, lending, project financing, and cash management. Another important pillar of the ING Groep is its investment management company, NN Investment Partners, which offers a wide range of investment products and services for institutional and private investors, including equity and fixed-income funds, index products, real estate, and alternative investments. Over the years, the ING Groep has carried out several strategic acquisitions. One of the most recent acquisitions was the acquisition of the German direct bank Diba in 2012. ING also has a joint venture with the Bank of Beijing, allowing it to operate in one of the fastest-growing banking markets in the world. The company has also been active in other business areas, such as insurance, in the past but withdrew from this sector in 2016 to focus on its core business. Overall, the ING Groep is a strong company that focuses on a wide range of financial products and services and serves customers worldwide. The company has delivered impressive performance in recent years and is known for its innovative and user-friendly banking services. A smart business strategy and consistent implementation have made ING a leading financial services company in Europe and beyond.

ING Groep SWOT Analysis

Strengths

ING Groep NV possesses several strengths, which contribute to its success and competitive advantage. These strengths include:

  • Strong brand reputation and recognition in the financial industry.
  • Diversified range of financial products and services.
  • Global presence and extensive network of branches.
  • Strong financial performance and stability.
  • Commitment to innovation and technology advancements.

Weaknesses

Despite its strengths, ING Groep NV also has some weaknesses that need to be addressed in order to maintain competitiveness:

  • Limited market share in certain geographic regions.
  • Reliance on the European market, making it vulnerable to economic fluctuations.
  • Potential regulatory challenges and compliance costs.
  • Dependency on interest rates for profitability.
  • Limited diversification in non-financial sectors.

Opportunities

ING Groep NV can leverage the following opportunities to expand its business and gain a competitive edge:

  • Emerging markets offer untapped potential for growth and expansion.
  • Increasing demand for digital banking solutions.
  • Trends in sustainable finance present opportunities for responsible investments.
  • Potential mergers and acquisitions to strengthen market position.
  • Development of new financial products and services to cater to evolving customer needs.

Threats

ING Groep NV should be aware of the following threats that may impact its business operations:

  • Intense competition from other global financial institutions.
  • Economic downturns and financial crises affecting customer confidence.
  • Regulatory changes and compliance requirements can increase operational costs.
  • Cybersecurity threats and data breaches pose risks to customer privacy.
  • Political instability and global trade tensions impacting international operations.

ING Groep Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

ING Groep historical P/E ratio, EBIT multiple, and P/S ratio

ING Groep annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

ING Groep shares outstanding

The number of shares of ING Groep was 2.99 B in 2025. This indicates how many shares ING Groep is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
3.89 B Stocks
Jan 1, 2022
3.62 B Stocks
Jan 1, 2023
3.57 B Stocks
Jan 1, 2024
3.23 B Stocks
Jan 1, 2025
2.99 B Stocks
Jan 1, 2026 (e)
2.99 B Stocks
Jan 1, 2027 (e)
2.99 B Stocks
Jan 1, 2028 (e)
2.99 B Stocks

ING Groep stock splits

In ING Groep's history, there have been no stock splits.

ING Groep Dividend History

17 years of dividend payments · 4 consecutive increases

YearAnnual DividendYoY ChangePayments
20260.91EURYTD
Jan 7, 20260.17EUR 50.9%1/2
Apr 16, 20260.74EUR 327.9%2/2
20251.22EUR 10.4%
Jan 8, 20250.16EUR 54.0%1/3
Apr 24, 20250.71EUR 341.0%2/3
Aug 4, 20250.35EUR 50.7%3/3
20241.11EUR 34.7%
20230.82EUR 1.1%
20220.81EUR 108.2%
20210.39EUR 42.6%
20190.68EUR 1.5%
20180.67EUR 1.5%
20170.66EUR 1.5%
20160.65EUR 80.6%

ING Groep dividend history and estimates

In 2025, ING Groep paid a dividend amounting to 1.22 EUR. Dividend means that ING Groep distributes a portion of its profits to its owners.
  • Max

Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2021
0.39 EUR
0.00 EUR
0.00 EUR
Jan 1, 2022
0.81 EUR
0.00 EUR
0.00 EUR
Jan 1, 2023
0.82 EUR
0.00 EUR
0.00 EUR
Jan 1, 2024
1.11 EUR
0.00 EUR
0.00 EUR
Jan 1, 2025
1.22 EUR
0.00 EUR
0.00 EUR
Jan 1, 2026 (e)
0.00 EUR
2.36 EUR
0.00 EUR
Jan 1, 2027 (e)
0.00 EUR
2.83 EUR
0.00 EUR
Jan 1, 2028 (e)
0.00 EUR
3.40 EUR
0.27 EUR

ING Groep dividend payout ratio

In 2025, ING Groep had a payout ratio of 50.09%. The payout ratio indicates the percentage of the company's profits that ING Groep distributes as dividends.
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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
31.71 %
Jan 1, 2022
80.40 %
Jan 1, 2023
40.25 %
Jan 1, 2024
55.86 %
Jan 1, 2025
50.09 %
Jan 1, 2026 (e)
96.62 %
Jan 1, 2027 (e)
98.76 %
Jan 1, 2028 (e)
104.21 %

Current ING Groep forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
5.17 %
Buy
70.37 % (19)
Hold
25.93 % (7)
Sell
3.70 % (1)
12M Price Target
28.00
Last Price
30.44
Currency
EUR
12M Return Potential
-8.02 %
LTM Return
0 %

ING Groep Analyst Rating Actions

DateFirmActionRatingReliability
3/22/2022
Barclays
Barclays
UpgradeUnderweightEqual Weight33
12/2/2021
RBC Capital
RBC Capital
DowngradeOutperformPerform52
12/1/2021
RBC Capital
RBC Capital
DowngradeOutperformSector Perform52
11/25/2021
Goldman Sachs
Goldman Sachs
DowngradeBuyNeutral
5/11/2020
CFRA
CFRA
DowngradeStrong BuyBuy
5/10/2020
CFRA
CFRA
MaintainedStrong Buy
6/14/2019
Barclays
Barclays
MaintainedUnderweight33
3/20/2019
RBC Capital
RBC Capital
UpgradeSector PerformOutperform52
11/1/2018
Morgan Stanley
Morgan Stanley
UpgradeUnderweightEqual Weight60
4/19/2017
Jefferies
Jefferies
MaintainedBuy47

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

ING Groep Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
5/9/20240.45EUR-5.76 BEUR-2024 Q1
1/31/20240.44EUR-5.78 BEUR-2023 Q4
8/2/20230.40EUR-5.32 BEUR-2023 Q2
5/4/20230.27EUR-5.25 BEUR-2023 Q1
2/1/20230.28EUR-4.82 BEUR-2022 Q4
11/3/20220.32EUR-4.60 BEUR-2022 Q3
8/4/20220.31EUR-4.61 BEUR-2022 Q2
5/6/20220.08EUR-4.60 BEUR-2022 Q1
2/3/20220.28EUR-4.59 BEUR-2021 Q4
11/4/20210.33EUR-4.54 BEUR-2021 Q3
...

EESG©

Eulerpool ESG Scorecard© for the ING Groep stock

94/100
99
Environment
99
Social
85
Governance
E

Environment

20
Scope 1 - Direct Emissions6,000
Scope 2 - Indirect emissions from purchased energy8,000
Scope 3 - Indirect emissions within the value chain57,302,000
Total CO₂ emissions14,000
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees49
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

ING Groep shareholder structure

% Name
3.42733%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
2.94719%
Amundi Asset Management, SAS
Amundi Asset Management, SAS
2.93292%
Norges Bank Investment Management (NBIM)
Norges Bank Investment Management (NBIM)
2.89008%
Capital Research Global Investors
Capital Research Global Investors
1.43860%
BlackRock Advisors (UK) Limited
BlackRock Advisors (UK) Limited
1.37045%
MFS Investment Management
MFS Investment Management
...

ING Groep Beneficial Ownership Filings (SEC 13D/G)

Free Float
100.1%
Float Shares
-
Shares Outstanding
-

ING Groep Executives and Management Board

17 members · avg. age 59 · 29 % women

SR

Mr. Steven van Rijswijk (53)

Chairman of the Executive Board and the Management Board Banking, Chief Executive Officer

2.69 M EUR

Management

LC

Ms. Ljiljana Cortan (52)

Chief Risk Officer, Member of the Management Board Banking, Member of the Executive Board

2.02 M EUR
TP

Mr. Tanate Phutrakul (59)

Chief Financial Officer, Member of the Management Board Banking, Member of the Executive Board

1.85 M EUR
MS

Mr. Marnix van Stiphout (54)

Chief Operations Officer, Chief Transformation Officer, Member of the Management Board Banking

DT

Mr. Daniele Tonella (53)

Chief Technology Officer, Member of the Management Board Banking

SM

Mr. Sjoerd Miltenburg

Head of Investor Relations · since 2023

Board of Directors

KG

Mr. Karl Guha (59)

Chairman of the Supervisory Board · since 2023

206,000.00 EUR
AR

Mr. A. Rees (67)

Independent Vice Chairman of the Supervisory Board · since 2019

158,000.00 EUR
JC

Mr. Juan Colombas (61)

Independent Member of the Supervisory Board

141,000.00 EUR
MH

Dr. Margarete Haase (72)

Independent Member of the Supervisory Board

128,000.00 EUR
AR

Ms. Alexandra Reich (61)

Independent Member of the Supervisory Board

118,000.00 EUR
HH

Mr. H. A. H. Hulst (68)

Independent Member of the Supervisory Board

111,000.00 EUR

ING Groep Supply Chain

ING Groep Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
30 companies
#Nameβ 1YTrend
1
Publicis Groupe
Supplier·Media·FR
0.60
0.18
0.57
0.81
0.66
0.91
0.81
2
TradeDoubler
Supplier·Media·SE
0.69
0.58
0.42
0.79
0.63
0.89
3
ING Bank Slaski
Supplier·Customer·Banks·PL
0.58
0.66
0.38
0.87
0.67
0.86
0.72
4
RPMGlobal Holdings
Supplier·Software·AU
0.80
0.60
0.60
0.72
0.69
0.85
5
Magic Software Enterpr
Supplier·Software·IL
0.31
0.54
0.42
0.72
0.69
0.84
1.35
#Nameβ 1YTrend
1
Ebusco Holding
Supplier·Customer·Machinery·NL
0.66
0.64
0.07
0.47
2
Nuvei
Customer·IT Services·CA
0.47
-0.09
0.38
0.21
0.44
3
iSelect
Supplier·Diversified Consumer Services·AU
0.45
0.17
0.36
0.89
0.61
4
Avantium
Supplier·Customer·Professional Services·NL
0.87
0.07
0.39
0.49
0.14
-0.68
5
Dolfines
Supplier·Energy Equipment & Services·FR
0.84
-0.18
0.32
-0.19
-0.11
-0.43

Frequently asked questions about ING Groep

The business model of ING Groep NV is focused on providing a wide range of banking and financial services to individuals, businesses, and institutions worldwide. ING operates through various segments, including Retail Banking, Commercial Banking, and Wholesale Banking. The company offers services such as personal and business loans, mortgages, savings accounts, investment products, and insurance. ING implements a customer-centric approach by utilizing digital innovation and technology to deliver convenient and efficient financial solutions. With its commitment to sustainable banking, ING aims to support economic growth and create long-term value for its customers, shareholders, and communities.

ING Groep NV is primarily active in the financial services industry.

Some main competitors of ING Groep NV in the market are Banco Santander, Barclays, Deutsche Bank, HSBC Holdings, and JPMorgan Chase.

ING Groep NV, commonly known as ING, is a leading global financial institution based in the Netherlands. Established in 1991 through a merger of several Dutch financial companies, ING has a rich history dating back to 1762. With a strong focus on banking and insurance services, ING operates in over 40 countries, serving over 38 million customers worldwide. The company has a robust global presence, providing a range of financial products and services, including retail banking, corporate and investment banking, and asset management. Throughout its history, ING has remained committed to financial innovation, customer-centricity, and sustainable business practices, solidifying its position as a trusted and highly-regarded financial institution.

ING Groep NV, a renowned financial institution, has achieved several significant milestones throughout its history. One noteworthy accomplishment is the company's successful navigation through the global financial crisis of 2008, which solidified its reputation for stability and resilience. Additionally, ING Groep NV has consistently expanded its global presence, establishing a widespread network of branches and subsidiaries in key financial centers worldwide. The company has also embraced digital transformation by investing heavily in innovative technologies, enhancing customer experience, and offering cutting-edge banking solutions. ING Groep NV's commitment to sustainability and responsible banking practices has earned it recognition as a leader in environmental and social responsibility.

ING Groep NV is primarily present in various countries and regions around the world. As a multinational banking and financial services corporation headquartered in Amsterdam, Netherlands, ING Groep NV has a strong presence in key markets. Some of the primary countries and regions where ING Groep NV operates include the Netherlands, Belgium, Germany, Poland, Spain, Italy, Austria, Czech Republic, Luxembourg, Australia, the United Kingdom, and the United States. With its global footprint, ING Groep NV serves customers and provides a wide range of banking, investment, and insurance services in these locations.

ING Groep NV is a leading global financial institution that upholds values of integrity, respect, and innovation. The company strives to provide innovative solutions and responsive services to its customers, fostering strong relationships based on trust. ING Groep NV believes in responsible banking and sustainable business practices. As a prominent player in the banking industry, ING Groep NV aims to create long-term value for its customers, employees, shareholders, and society as a whole. The company's corporate philosophy revolves around delivering outstanding financial services while maintaining a strong commitment to the principles of ethical conduct, customer-centricity, and environmental sustainability.

Analysts currently set an average price target of 27.55 EUR for the ING Groep stock (median: 28.00 EUR), implying -9.5 % versus the latest price. The consensus is based on 27 analyst ratings.

27 analysts currently rate the ING Groep stock: 20 recommend buying, 6 holding and 1 selling. For 2026, analysts expect ING Groep to generate revenue of 24.39 B EUR and earnings per share of 2.44 EUR.

The ING Groep share (INGA.AS) is listed on 13 stock exchanges, including: XETRA (INN1.DE), Frankfurt (INN1.F), München (INN1.MU), Düsseldorf (INN1.DU), Hamburg (INN1.HM), London (0RIC.L), SIX (Zürich) (INGAT.SW), Wien (INGA.VI).

The ING Group NV is a Dutch financial company based in Amsterdam. The business model of ING is based on offering banking, insurance, and asset management services and includes several segments and subsidiaries, each providing specialized offerings. The core business of ING is the provision of banking services, including deposit, credit, mortgage, and financing services for retail customers as well as corporate and institutional customers. ING operates in over 40 countries and offers a wide range of banking products, including current accounts, savings accounts, credit cards, and mortgages. ING is also one of the largest lenders in Europe and specializes in specialized financing solutions for companies and institutional customers. Another important business area of ING is asset management, operated by its subsidiary ING Investment Management. In this area, ING offers a variety of financial products and services, including investment funds, asset management, and institutional asset management. Another key segment of ING is the insurance business, operated by its subsidiary NN Group. NN Group offers a wide range of insurance products and services, including life and health insurance as well as property and casualty insurance. In addition to these core business areas, ING has developed further services in wholesale banking and investment banking as well as in payment and transaction processing. The company also aims to support the digitization of financial processes. ING aims to increasingly offer its services online and through mobile devices in order to expand its customer base and reduce costs. To achieve this, a strong presence has been built on social media and online portals, and the company's own apps have been optimized. Overall, ING has a diversified business model that appeals to customers in various markets, industries, and sectors. With a strong brand presence and a solid financial position, ING is well positioned to continue growing and play a leading role in the global financial sector.

The expected revenue of ING Groep is 24.39 B EUR. This figure is based on current financial data and reflects the company's business performance.

The expected profit of ING Groep is 7.31 B EUR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of ING Groep is currently 12.55. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the ING Groep stock.

The price-to-sales ratio (P/S) of ING Groep is currently 3.76. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the ING Groep stock.

The Eulerpool Quality Score for ING Groep is 4/10.

The ISIN of ING Groep is NL0011821202. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of ING Groep is A2ANV3. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of ING Groep is INGA.AS. The ticker symbol is used to trade ING Groep shares on the stock exchange.

Over the past 12 months, ING Groep paid a dividend of 1.22 EUR . This corresponds to a dividend yield of about 3.98 %. For the coming 12 months, ING Groep is expected to pay a dividend of 2.83 EUR.

The current dividend yield of ING Groep is 3.98 %.

ING Groep pays a dividend, distributed in the months of , , , .

ING Groep paid dividends every year for the past 5 years.

For the upcoming 12 months, dividends amounting to 2.83 EUR are expected. This corresponds to a dividend yield of 9.31 %.

ING Groep is assigned to the 'Finance' sector.

To receive the latest dividend of ING Groep from amounting to 0.74 EUR, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, ING Groep distributed 1.27 EUR as dividends.

The dividends of ING Groep are distributed in EUR.

All fundamentals and in-depth analysis of ING Groep

Our stock analysis for ING Groep stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of ING Groep. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.