ING Groep

ING Groep ROA

The Return on Assets (ROA) of ING Groep (INGA.AS) as of Nov 5, 2026 is 0.60 %. In the previous year, Return on Assets (ROA) was 0.63 % — a change of -4.20% (lower).

ROA

0.60 %

YoY

-4.20%

Last updated:

In 2025, ING Groep's return on assets (ROA) was 0.60 %, a -4.20% increase from the 0.63 % ROA in the previous year.

The ING Groep ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
0.53 EUR
Jan 1, 2019
0.54 EUR
Jan 1, 2020
0.27 EUR
Jan 1, 2021
0.50 EUR
Jan 1, 2022
0.38 EUR
Jan 1, 2023
0.75 EUR
Jan 1, 2024
0.63 EUR
Jan 1, 2025
0.60 EUR
The ING Groep ROA history
YEARROAYoY
0.60 %-4.20%
0.63 %-16.15%
0.75 %+96.81%
0.38 %-24.41%
0.50 %+89.36%
0.27 %-50.55%
0.54 %+1.12%
0.53 %-8.53%
0.58 %+5.32%
0.55 %+37.97%
0.40 %+838.49%
0.04 %—

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ING Groep Stock analysis

What does ING Groep do? The ING Groep NV is a Dutch multinational that emerged in 1991 from the merger of Nationale-Nederlanden and NMB Postbank. With its headquarters in Amsterdam, it is one of the largest banks in Europe and offers a variety of financial services. The ING Groep is an integrated financial services company that focuses on banking and insurance services. The company operates a variety of business areas, including retail banking, commercial banking, and wholesale banking. It serves customers around the world, especially in Europe, Asia, and Australia. The core business of the ING Groep is retail banking, focusing on personal customers. The company offers a wide range of financial products and services, including savings accounts, loans, mortgages, investment funds, asset management, and insurance. ING is known for its innovative and user-friendly banking services. For example, customers can manage their accounts, make transfers, or complete financing through the app or online banking. In commercial banking, the ING Groep focuses on small and medium-sized enterprises. Here it offers a wide range of products and services similar to retail banking, including loans, support for mergers and acquisitions, and consulting services for customers. The wholesale banking division caters to large companies and institutional clients, offering various financing, trading, and consulting services. This includes investment financing, capital markets, lending, project financing, and cash management. Another important pillar of the ING Groep is its investment management company, NN Investment Partners, which offers a wide range of investment products and services for institutional and private investors, including equity and fixed-income funds, index products, real estate, and alternative investments. Over the years, the ING Groep has carried out several strategic acquisitions. One of the most recent acquisitions was the acquisition of the German direct bank Diba in 2012. ING also has a joint venture with the Bank of Beijing, allowing it to operate in one of the fastest-growing banking markets in the world. The company has also been active in other business areas, such as insurance, in the past but withdrew from this sector in 2016 to focus on its core business. Overall, the ING Groep is a strong company that focuses on a wide range of financial products and services and serves customers worldwide. The company has delivered impressive performance in recent years and is known for its innovative and user-friendly banking services. A smart business strategy and consistent implementation have made ING a leading financial services company in Europe and beyond. ING Groep is one of the most popular companies on Eulerpool.

ROA Details

Understanding ING Groep's Return on Assets (ROA)

ING Groep's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing ING Groep's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider ING Groep's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in ING Groep’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about ING Groep stock

Return on Assets (ROA) of ING Groep is 0.60 % in 2025.

Return on Assets (ROA) of ING Groep changed from 0.63 % to 0.60 %, representing a -4.20% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) ING Groep since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s ING Groep with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — ING Groep

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — ING Groep