ING Bank Slaski (ING.WA) Stock Price

ING Bank Slaski Price

GPW·CLOSED
458.60PLN
Market closed

Revenue has compounded at 9.7% per year over the past 19 years to 17.44 B PLN. Earnings per share have grown at 11.4% per year over the last 19 years. ING Bank Slaski's net margin stands at 26.6%, down from 29.2% several years earlier. ING Bank Slaski currently offers a dividend yield of about 5.49%. The payout ratio is around 71% of earnings.

ING Bank Slaski stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of ING Bank Slaski over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how ING Bank Slaski stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing ING Bank Slaski's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

ING Bank Slaski Stock Price History
DateING Bank Slaski Price
Access this data via the Eulerpool API

ING Bank Slaski Revenue, EBIT, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2006
2.98 B PLN
591.4 M PLN
Jan 1, 2007
3.63 B PLN
630.7 M PLN
Jan 1, 2008
4.46 B PLN
445.4 M PLN
Jan 1, 2009
4.33 B PLN
595.1 M PLN
Jan 1, 2010
4.18 B PLN
753.1 M PLN
Jan 1, 2011
4.67 B PLN
880.1 M PLN
Jan 1, 2012
5.14 B PLN
832.3 M PLN
Jan 1, 2013
5 B PLN
961.5 M PLN
Jan 1, 2014
5.04 B PLN
1.04 B PLN
Jan 1, 2015
5.07 B PLN
1.13 B PLN
Jan 1, 2016
5.44 B PLN
1.25 B PLN
Jan 1, 2017
5.76 B PLN
1.4 B PLN
Jan 1, 2018
6.46 B PLN
1.52 B PLN
Jan 1, 2019
7.19 B PLN
1.66 B PLN
Jan 1, 2020
7.38 B PLN
1.34 B PLN

ING Bank Slaski Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jul 7, 2026, 5:22 AM
 
REVENUE (B PLN)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M PLN)
EBIT (B PLN)
EBIT MARGIN (%)
NET INCOME (B PLN)
NET INCOME GROWTH (%)
DIV. (PLN)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
20222023202420252026e2027e2028e2029e
10.9415.516.3417.4412.4313.2512.5913.09
38.4941.715.446.72-28.766.6-4.933.93
--------
00000000
00007.728.098.58-
1.714.444.374.634.134.475.374.66
-25.74159.04-1.66.04-10.818.2820-13.21
5.3-33.3525.1825.4228.6632.2-
3.92-24.50.9512.7512.35
130.1130.12130.14130.18130.18130.18130.18130.18
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales ING Bank Slaski generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue ING Bank Slaski retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare ING Bank Slaski's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares ING Bank Slaski has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against ING Bank Slaski's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

ING Bank Slaski stock margins

The ING Bank Slaski margin analysis displays the gross margin, EBIT margin, as well as the profit margin of ING Bank Slaski. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for ING Bank Slaski.
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Profit margin
Details
Date
Profit margin
Jan 1, 2006
19.86 %
Jan 1, 2007
17.39 %
Jan 1, 2008
9.98 %
Jan 1, 2009
13.75 %
Jan 1, 2010
18.01 %
Jan 1, 2011
18.85 %
Jan 1, 2012
16.21 %
Jan 1, 2013
19.25 %
Jan 1, 2014
20.63 %
Jan 1, 2015
22.25 %
Jan 1, 2016
23.03 %
Jan 1, 2017
24.34 %
Jan 1, 2018
23.59 %
Jan 1, 2019
23.08 %
Jan 1, 2020
18.12 %

ING Bank Slaski Stock Revenue, EBIT, Earnings per Share

The ING Bank Slaski earnings per share therefore indicates how much revenue ING Bank Slaski has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2006
22.89 PLN
4.55 PLN
Jan 1, 2007
27.88 PLN
4.85 PLN
Jan 1, 2008
34.3 PLN
3.42 PLN
Jan 1, 2009
33.27 PLN
4.57 PLN
Jan 1, 2010
32.15 PLN
5.79 PLN
Jan 1, 2011
35.89 PLN
6.76 PLN
Jan 1, 2012
39.47 PLN
6.4 PLN
Jan 1, 2013
38.39 PLN
7.39 PLN
Jan 1, 2014
38.77 PLN
8 PLN
Jan 1, 2015
38.93 PLN
8.66 PLN
Jan 1, 2016
41.82 PLN
9.63 PLN
Jan 1, 2017
44.31 PLN
10.78 PLN
Jan 1, 2018
49.65 PLN
11.71 PLN
Jan 1, 2019
55.24 PLN
12.75 PLN
Jan 1, 2020
56.72 PLN
10.28 PLN

ING Bank Slaski business model & stock analysis

The ING Bank Slaski SA is a Polish bank that was founded in 1989. The company is a subsidiary of the ING Group and has its headquarters in Katowice. The bank has been successfully operating in the Polish market for many years and has become an important financial services provider. The business model of ING Bank Slaski SA is based on three pillars: retail banking, corporate banking, and investment banking. The bank primarily focuses on the needs of private customers and medium-sized companies. Retail banking is one of the most important pillars of ING Bank Slaski SA. The company offers its customers a wide range of financial products and services, including current accounts, credit cards, savings and investment products, and insurance. Another focus is online banking, which is widely used by many customers. In corporate banking, the bank offers loans, leasing and factoring solutions, as well as payment services. Here too, digitization is a key focus, with the aim of enabling customers to process business transactions as efficiently and quickly as possible. In investment banking, ING Bank Slaski SA focuses on trading stocks, bonds, and other securities. Here too, digitization plays an important role in optimizing trading and providing customers with comprehensive information. ING Bank Slaski SA is also active in the field of sustainability and is committed to environmental protection and social responsibility. The company, for example, supports the expansion of renewable energies and collaborates with NGOs to promote social projects. Overall, ING Bank Slaski SA is a successful and expanding company that actively shapes the Polish market with its innovative financial products and services. The close cooperation with the ING Group allows the bank to draw on a broad expertise and experience in international banking and thus offer competitive products and services.

ING Bank Slaski SWOT Analysis

Strengths

ING Bank Slaski SA has a strong brand recognition and reputation in the Polish banking sector.

The bank has a wide range of banking products and services, catering to the needs of both retail and corporate customers.

ING Bank Slaski SA has a robust and secure technological infrastructure, allowing for efficient and convenient online and mobile banking.

Weaknesses

The bank faces intense competition from other banks and financial institutions in the Polish market.

ING Bank Slaski SA has a relatively limited branch network compared to some of its competitors.

The bank may face challenges in adapting to changing regulatory landscape and compliance requirements.

Opportunities

The growing trend of digital banking presents an opportunity for ING Bank Slaski SA to further expand its online presence and attract tech-savvy customers.

The Polish economy is experiencing steady growth, providing scope for the bank to increase its lending and investment activities.

ING Bank Slaski SA can explore partnerships with fintech companies to enhance its technology offerings and improve customer experience.

Threats

Political and economic uncertainties in Poland and the European Union may impact the bank's operations and profitability.

Increasing regulatory requirements and compliance costs pose a threat to the bank's profitability.

The emergence of new technologies and digital disruptors may challenge the bank's traditional banking model.

ING Bank Slaski Eulerpool Fair Value

ING Bank Slaski historical P/E ratio, EBIT multiple, and P/S ratio

ING Bank Slaski annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

ING Bank Slaski shares outstanding

The number of shares was ING Bank Slaski in 2025 — This indicates how many shares 130.177 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2006
130.1 M base_Shares
Jan 1, 2007
130.1 M base_Shares
Jan 1, 2008
130.1 M base_Shares
Jan 1, 2009
130.1 M base_Shares
Jan 1, 2010
130.1 M base_Shares
Jan 1, 2011
130.1 M base_Shares
Jan 1, 2012
130.1 M base_Shares
Jan 1, 2013
130.1 M base_Shares
Jan 1, 2014
130.1 M base_Shares
Jan 1, 2015
130.1 M base_Shares
Jan 1, 2016
130.1 M base_Shares
Jan 1, 2017
130.1 M base_Shares
Jan 1, 2018
130.1 M base_Shares
Jan 1, 2019
130.1 M base_Shares
Jan 1, 2020
130.1 M base_Shares

ING Bank Slaski Dividend History

25 years of dividend payments

YearAnnual DividendYoY ChangePayments
202525.18PLN 24.5%
May 5, 202525.18PLN 24.5%1/1
202433.35PLN 529.2%
20225.3PLN 3.9%
20215.1PLN 45.7%
20193.5PLN 9.4%
20183.2PLN 25.6%
20164.3PLN 7.5%
20154PLN 9.1%
20144.4PLN 70.7%
201115PLN 0.0%

ING Bank Slaski dividend history and estimates

In 2025, ING Bank Slaski paid a dividend amounting to 25.18 PLN. Dividend means that ING Bank Slaski distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2006
27.5 PLN
0 PLN
0 PLN
Jan 1, 2007
27.9 PLN
0 PLN
0 PLN
Jan 1, 2008
11.7 PLN
0 PLN
0 PLN
Jan 1, 2010
15 PLN
0 PLN
0 PLN
Jan 1, 2011
15 PLN
0 PLN
0 PLN
Jan 1, 2014
4.4 PLN
0 PLN
0 PLN
Jan 1, 2015
4 PLN
0 PLN
0 PLN
Jan 1, 2016
4.3 PLN
0 PLN
0 PLN
Jan 1, 2018
3.2 PLN
0 PLN
0 PLN
Jan 1, 2019
3.5 PLN
0 PLN
0 PLN
Invalid Date
0 PLN
5.1 PLN
0 PLN
Jan 1, 2022
5.3 PLN
0 PLN
0 PLN
Jan 1, 2024
33.35 PLN
0 PLN
0 PLN
Jan 1, 2025
25.18 PLN
0 PLN
0 PLN
Invalid Date
0 PLN
25.42 PLN
0 PLN

ING Bank Slaski dividend payout ratio

In 2025, ING Bank Slaski had a payout ratio of 70.75%. The payout ratio indicates the percentage of the company's profits that ING Bank Slaski distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2006
60.44 %
Jan 1, 2007
57.53 %
Jan 1, 2008
34.21 %
Jan 1, 2009
70.1 %
Jan 1, 2010
25.91 %
Jan 1, 2011
22.19 %
Jan 1, 2012
70.1 %
Jan 1, 2013
70.1 %
Jan 1, 2014
55 %
Jan 1, 2015
46.19 %
Jan 1, 2016
44.65 %
Jan 1, 2017
70.1 %
Jan 1, 2018
27.33 %
Jan 1, 2019
27.45 %
Jan 1, 2020
70.1 %
Price targets and forecasts for ING Bank Slaski are not yet available.

ING Bank Slaski Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
5/6/2021-PLN1.63 BPLN2021 Q1
11/5/2020-PLN1.46 BPLN2020 Q3
8/6/2020-PLN1.49 BPLN2020 Q2
5/8/2020-PLN1.53 BPLN2020 Q1
2/6/2020-PLN1.53 BPLN2019 Q4
10/31/2019-PLN1.5 BPLN2019 Q3
8/1/2019-PLN1.45 BPLN2019 Q2
5/8/2019-PLN1.39 BPLN2019 Q1
1/31/2018-PLN1.24 BPLN2017 Q4
2/9/20123.13PLN785.61 MPLN2011 Q4

EESG©

Eulerpool ESG Scorecard© for the ING Bank Slaski stock

93/100
99
Environment
99
Social
80
Governance
E

Environment

20
Scope 1 - Direct Emissions3,932
Scope 2 - Indirect emissions from purchased energy15,379
Scope 3 - Indirect emissions within the value chain9,934,323
Total CO₂ emissions19,311
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees62.13
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

ING Bank Slaski shareholder structure

% Name
74.95564%
ING Bank N.V.
ING Bank N.V.
7.307%
Towarzystwo Funduszy Inwestycyjnych Allianz Polska SA
Towarzystwo Funduszy Inwestycyjnych Allianz Polska SA
5.04375%
Nationale-Nederlanden Powszechne Towarzystwo Emerytalne S.A.
Nationale-Nederlanden Powszechne Towarzystwo Emerytalne S.A.
0.26534%
Goldman Sachs Towarzystwo Funduszy Inwestycyjnych SA
Goldman Sachs Towarzystwo Funduszy Inwestycyjnych SA
0.20138%
Santander Towarzystwo Funduszy Inwestycyjnych S.A.
Santander Towarzystwo Funduszy Inwestycyjnych S.A.
0.14169%
Investors Towarzystwo Funduszy Inwestycyjnych S.A.
Investors Towarzystwo Funduszy Inwestycyjnych S.A.

ING Bank Slaski Executives and Management Board

BB

Mr. Brunon Bartkiewicz

Chairman of the Management Board · since 2004

Compensation5.38 M PLN
BG

Ms. Bozena Graczyk

Vice Chairman of the Management Board

Compensation3.07 M PLN
MG

Mr. Marcin Gizycki

Vice Chairman of the Management Board

Compensation2.99 M PLN
JE

Ms. Joanna Erdman

Vice Chairman of the Management Board

Compensation2.95 M PLN
MM

Mr. Michal Mrozek

Vice Chairman of the Management Board

Compensation2.51 M PLN

Frequently asked questions about ING Bank Slaski

The business model of ING Bank Slaski SA focuses on providing a wide range of banking products and services to individuals, small and medium-sized enterprises, and corporate clients. ING Bank Slaski SA offers traditional banking services such as deposits, loans, and payment services. Additionally, the bank provides investment products, insurance solutions, and brokerage services. With a customer-centric approach, ING Bank Slaski SA aims to meet the financial needs of its clients by continuously improving its digital capabilities and maintaining a strong brand presence in the Polish banking sector.

All fundamentals and in-depth analysis of ING Bank Slaski

Our stock analysis for ING Bank Slaski Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of ING Bank Slaski Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.