Exchange Bank

Exchange Bank Net Debt/FCF

The Net Debt to Free Cash Flow Ratio of Exchange Bank (EXSR) as of Oct 27, 2026 is -62.44. In the previous year, Net Debt to Free Cash Flow Ratio was 4.35 — a change of -1,536.23% (lower).

Net Debt/FCF

-62.44

YoY

-1,536.23%

Last updated:

Net Debt to Free Cash Flow Ratio of Exchange Bank is 2025 -62.44 . Net Debt to Free Cash Flow Ratio of Exchange Bank was 2024 4.35 . It decreases by -1,536.23% lower compared to the previous year.

The Exchange Bank Net Debt/FCF history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Debt/FCF
Date
Net Debt/FCF
Jan 1, 2018
-30.94 USD
Jan 1, 2019
-5.65 USD
Jan 1, 2020
-11.60 USD
Jan 1, 2021
-17.15 USD
Jan 1, 2022
-0.77 USD
Jan 1, 2023
5.24 USD
Jan 1, 2024
4.35 USD
Jan 1, 2025
-62.44 USD
The Exchange Bank Net Debt/FCF history
YEARNet Debt/FCFYoY
-62.44-1,536.23%
4.35-17.00%
5.24-776.19%
-0.77-95.48%
-17.15+47.86%
-11.60+105.47%
-5.65-81.75%
-30.94-20.33%
-38.84+21.96%
-31.84-45.23%
-58.14+27.92%
-45.45—

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Exchange Bank Stock analysis

What does Exchange Bank do? The Exchange Bank is a financial institution based in Santa Rosa, California. It was founded in 1890 as the Sonoma County Bank and has since become known for its commitment to customer needs. The bank has undergone changes over the years, including a name change to Exchange Bank in 1915 and ownership by the Doyle family since 1926. It offers a variety of financial services, including deposits and loans, asset management, insurance, investment advice, and leasing. The bank has branches throughout Sonoma County to provide local customer service. Its business model focuses on long-term growth and stability, and it provides a range of financial services, including deposits and loans, real estate financing, commercial lending, leasing, trust and asset management, and insurance services. The bank's deposit business includes various account types, and it offers multiple credit options, such as commercial loans, mortgages, and auto loans. Its real estate department provides financing options for property purchase or construction and assists buyers and sellers with transactions. Commercial loans are tailored to small and medium-sized businesses, offering funding for working capital, real estate, vehicle fleets, renovations, equipment, and machinery. The bank also has a team of experts available to assist with federal loans and other government funding applications. The leasing department offers leasing options for various assets, such as equipment, vehicles, and real estate, and works closely with small and medium-sized businesses to provide customized solutions. For clients seeking high-quality asset and trust management, the bank offers various services, including investment management, trust services, real estate and estate planning, and estate administration. It also provides insurance services, including auto, home, business, life, health, and liability insurance, and works with clients to create tailored solutions. The Exchange Bank is a trusted financial institution in Sonoma County, known for its dedicated customer service and high-quality services. It has a long history as an independent bank and is committed to helping its customers achieve their goals. Exchange Bank is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Exchange Bank stock

Net Debt to Free Cash Flow Ratio of Exchange Bank is -62.44 in 2025.

Net Debt to Free Cash Flow Ratio of Exchange Bank changed from 4.35 to -62.44, representing a -1,536.23% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Net Debt to Free Cash Flow Ratio Exchange Bank since 2006 – with annual values, charts, and detailed analysis.

Net Debt/FCF indicates how many years it would take to repay net debt using free cash flow. Lower ratios suggest faster deleveraging potential.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Debt to Free Cash Flow Ratio's Exchange Bank with sector peers and the industry average to assess whether it is attractive.

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Leverage — Exchange Bank

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