Exchange Bank

Exchange Bank EV/EBIT

The EV/EBIT (Enterprise Value to EBIT) of Exchange Bank (EXSR) as of Oct 27, 2026 is 6.51. In the previous year, EV/EBIT (Enterprise Value to EBIT) was 7.55 — a change of -13.79% (lower).

EV/EBIT

6.51

YoY

-13.79%

Last updated:

EV/EBIT (Enterprise Value to EBIT) of Exchange Bank is 2025 6.51 . EV/EBIT (Enterprise Value to EBIT) of Exchange Bank was 2024 7.55 . It decreases by -13.79% lower compared to the previous year.

The Exchange Bank EV/EBIT history

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EV/EBIT
Date
EV/EBIT
Jan 1, 2018
4.74 USD
Jan 1, 2019
4.95 USD
Jan 1, 2020
4.07 USD
Jan 1, 2021
3.89 USD
Jan 1, 2022
3.74 USD
Jan 1, 2023
9.15 USD
Jan 1, 2024
7.55 USD
Jan 1, 2025
6.51 USD
The Exchange Bank EV/EBIT history
YEAREV/EBITYoY
6.51-13.79%
7.55-17.47%
9.15+144.47%
3.74-3.88%
3.89-4.37%
4.07-17.70%
4.95+4.37%
4.74-18.55%
5.82-20.43%
7.31-1.87%
7.45-16.90%
8.97—

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Exchange Bank Valuation

Details

Historical Valuation Multiples

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Price-to-Earnings Ratio (P/E)

The P/E ratio divides Exchange Bank's share price by its earnings per share. It tells you how many years of current earnings you are "paying for" when you buy the stock. A P/E of 20 means you pay $20 for every $1 of annual earnings. The S&P 500 historically trades at an average P/E of roughly 15–17. A P/E significantly above that may signal high growth expectations; one below may indicate undervaluation — or declining business quality.

Price-to-Sales Ratio (P/S)

The P/S ratio divides market capitalization by total revenue. Unlike the P/E ratio, it works even for companies that are not yet profitable, making it essential for evaluating high-growth firms. A P/S below 1.0 may indicate undervaluation, while ratios above 10 are typically reserved for fast-growing tech or SaaS companies with high expected future margins.

Price-to-EBIT Ratio

This ratio relates Exchange Bank's market price to its operating earnings, excluding the effects of debt structure and tax jurisdiction. It is particularly useful for comparing companies across different countries or with different levels of leverage, because it focuses purely on operational profitability. Lower values suggest cheaper operational earnings.

How to Use This Chart

This chart plots Exchange Bank's valuation multiples over time. Compare the current P/E, P/S, and P/EBIT to their own historical averages — if the current ratio is well below the multi-year average, the stock may be relatively cheap compared to its own track record. Combine this with industry comparisons: a P/E that looks high in absolute terms may be justified if Exchange Bank grows earnings faster than its peers.

Exchange Bank Stock analysis

What does Exchange Bank do? The Exchange Bank is a financial institution based in Santa Rosa, California. It was founded in 1890 as the Sonoma County Bank and has since become known for its commitment to customer needs. The bank has undergone changes over the years, including a name change to Exchange Bank in 1915 and ownership by the Doyle family since 1926. It offers a variety of financial services, including deposits and loans, asset management, insurance, investment advice, and leasing. The bank has branches throughout Sonoma County to provide local customer service. Its business model focuses on long-term growth and stability, and it provides a range of financial services, including deposits and loans, real estate financing, commercial lending, leasing, trust and asset management, and insurance services. The bank's deposit business includes various account types, and it offers multiple credit options, such as commercial loans, mortgages, and auto loans. Its real estate department provides financing options for property purchase or construction and assists buyers and sellers with transactions. Commercial loans are tailored to small and medium-sized businesses, offering funding for working capital, real estate, vehicle fleets, renovations, equipment, and machinery. The bank also has a team of experts available to assist with federal loans and other government funding applications. The leasing department offers leasing options for various assets, such as equipment, vehicles, and real estate, and works closely with small and medium-sized businesses to provide customized solutions. For clients seeking high-quality asset and trust management, the bank offers various services, including investment management, trust services, real estate and estate planning, and estate administration. It also provides insurance services, including auto, home, business, life, health, and liability insurance, and works with clients to create tailored solutions. The Exchange Bank is a trusted financial institution in Sonoma County, known for its dedicated customer service and high-quality services. It has a long history as an independent bank and is committed to helping its customers achieve their goals. Exchange Bank is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Exchange Bank stock

EV/EBIT (Enterprise Value to EBIT) of Exchange Bank is 6.51 in 2025.

EV/EBIT (Enterprise Value to EBIT) of Exchange Bank changed from 7.55 to 6.51, representing a -13.79% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of EV/EBIT (Enterprise Value to EBIT) Exchange Bank since 2006 – with annual values, charts, and detailed analysis.

The EV/EBIT ratio measures a company's enterprise value relative to its operating earnings. It accounts for debt, making it useful for comparing companies with different capital structures.

EV/EBIT = Enterprise Value / Earnings Before Interest and Taxes

To evaluate EV/EBIT (Enterprise Value to EBIT)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EV/EBIT (Enterprise Value to EBIT).

A 'good' varies by industry and company stage. On Eulerpool, you can compare EV/EBIT (Enterprise Value to EBIT)'s Exchange Bank with sector peers and the industry average to assess whether it is attractive.

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Valuation — Exchange Bank

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