Bankinter (BKT.MC) Stock Price

Bankinter Price

🇪🇸BME·CLOSED
15.08EUR
Market closed
Today +/-
Today %

Bankinter (BKT.MC) Stock | ISIN ES0113679I37 | WKN A0MW33. The current Bankinter stock price is 15.08 EUR (2026). Revenue is 3.26 B EUR. Net income is 1.14 B EUR. The P/E ratio is 11.91. Market capitalization is 13.55 B EUR. Bankinter operates in the Finance sector.

Revenue has compounded at 7.2% per year over the past 19 years to 5.49 B EUR. Earnings per share have grown at 6.6% per year over the last 19 years. Bankinter's net margin stands at 16.8%, up from 14.7% several years earlier. Bankinter currently offers a dividend yield of about 6.26%. The payout ratio is around 31% of earnings.

Bankinter stock price

Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of Bankinter over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Bankinter stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Bankinter's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Bankinter Stock Price History
DateBankinter Price
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Bankinter Revenue, EBIT, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2005
1.47 B EUR
187.7 M EUR
Jan 1, 2006
1.85 B EUR
208.5 M EUR
Jan 1, 2007
2.8 B EUR
361.9 M EUR
Jan 1, 2008
3.09 B EUR
252.3 M EUR
Jan 1, 2009
2.53 B EUR
254.4 M EUR
Jan 1, 2010
2.31 B EUR
150.7 M EUR
Jan 1, 2011
2.77 B EUR
181.2 M EUR
Jan 1, 2012
2.9 B EUR
124.7 M EUR
Jan 1, 2013
2.8 B EUR
189.9 M EUR
Jan 1, 2014
2.71 B EUR
275.9 M EUR
Jan 1, 2015
2.61 B EUR
375.9 M EUR
Jan 1, 2016
2.74 B EUR
490.1 M EUR
Jan 1, 2017
2.73 B EUR
495.2 M EUR
Jan 1, 2018
2.86 B EUR
526.4 M EUR
Jan 1, 2019
2.18 B EUR
550.7 M EUR

Bankinter Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 19, 2026, 11:22 AM
 
REVENUE (B EUR)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M EUR)
EBIT (B EUR)
EBIT MARGIN (%)
NET INCOME (B EUR)
NET INCOME GROWTH (%)
DIV. (EUR)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
2022202320242025e2026e2027e2028e2029e
2.724.685.493.033.263.443.643.76
13.8171.9117.34-44.787.665.365.913.32
--------
00000000
0001.952.072.182.32.5
––––––––
0.560.820.921.061.141.211.261.42
-57.9945.5413.1315.187.166.064.2313.2
0.280.450.940.570.410.45--
21.7460.71108.89-39.36-28.079.76––
918.37898.87898.87898.87898.87898.87898.87898.87
––––––––
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Bankinter generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Bankinter retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Bankinter's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Bankinter has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Bankinter's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Bankinter stock margins

The Bankinter margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Bankinter. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Bankinter.

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Profit margin
Details
Date
Profit margin
Jan 1, 2005
12.79 %
Jan 1, 2006
11.26 %
Jan 1, 2007
12.92 %
Jan 1, 2008
8.15 %
Jan 1, 2009
10.05 %
Jan 1, 2010
6.52 %
Jan 1, 2011
6.53 %
Jan 1, 2012
4.3 %
Jan 1, 2013
6.79 %
Jan 1, 2014
10.17 %
Jan 1, 2015
14.38 %
Jan 1, 2016
17.9 %
Jan 1, 2017
18.14 %
Jan 1, 2018
18.39 %
Jan 1, 2019
25.32 %

Bankinter Stock Revenue, EBIT, Earnings per Share

The Bankinter earnings per share therefore indicates how much revenue Bankinter has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2005
2.39 EUR
0.31 EUR
Jan 1, 2006
2.87 EUR
0.32 EUR
Jan 1, 2007
4.32 EUR
0.56 EUR
Jan 1, 2008
4.82 EUR
0.39 EUR
Jan 1, 2009
3.75 EUR
0.38 EUR
Jan 1, 2010
3.25 EUR
0.21 EUR
Jan 1, 2011
3.58 EUR
0.23 EUR
Jan 1, 2012
3.69 EUR
0.16 EUR
Jan 1, 2013
3.53 EUR
0.24 EUR
Jan 1, 2014
3.02 EUR
0.31 EUR
Jan 1, 2015
2.91 EUR
0.42 EUR
Jan 1, 2016
3.05 EUR
0.55 EUR
Jan 1, 2017
3.04 EUR
0.55 EUR
Jan 1, 2018
3.18 EUR
0.59 EUR
Jan 1, 2019
2.37 EUR
0.6 EUR

Bankinter business model & stock analysis

Bankinter SA is a Spanish bank headquartered in Madrid. The bank was founded in 1965 and has been listed on the Madrid Stock Exchange since 1972. Bankinter's business model is based on diversified business activities. The bank offers a comprehensive range of financial services, including deposits, loans, asset management, insurance, investment, and corporate banking. The bank caters to both private and business customers. In the retail banking business, Bankinter offers traditional banking products such as current accounts, savings products, loans, and mortgages. Additionally, the bank also offers a wide range of insurance products as well as wealth management and asset management services. Bankinter's business customer division focuses on serving medium-sized companies and entrepreneurs. Customized solutions are offered, including financing, equity investments, consulting services, and bank guarantees. Bankinter also has a strong presence in investment banking. The bank offers a broad range of services, including mergers and acquisitions, issuances, structured financing, and customized solutions for capital raising. Another significant area of the bank is trading, which involves the buying and selling of securities, currencies, and other financial instruments. Bankinter's trading division utilizes state-of-the-art IT systems to efficiently and reliably execute trades. Bankinter also has a presence in the international market. The bank has branches in Portugal, Luxembourg, and the United Kingdom, serving customers worldwide. A significant part of the international business is also foreign exchange trading. In recent years, the bank has pursued a strong growth strategy and has expanded both organically and through acquisitions. In 2015, Bankinter signed an agreement to acquire the shares of Barclays Bank in Portugal, strengthening its presence in the Portuguese market. Bankinter has also made significant investments in technology to ensure that it can provide customers with the highest level of service quality. The bank continuously works on improving its online presence to facilitate customer interaction and enhance the customer experience. Overall, Bankinter has established itself as one of the leading banks in Spain and Europe in recent years. The broad range of financial services, strong presence in the international market, and investments in technology have contributed to the bank's good reputation in the industry and among customers.

Bankinter SWOT Analysis

Strengths

1. Strong Financial Performance: Bankinter SA has consistently shown strong financial results, with steady revenue growth and healthy profit margins.

2. Diversified Business Portfolio: The company offers a wide range of financial products and services, including banking, insurance, asset management, and investment banking.

3. Technological Advancements: Bankinter SA has embraced digital transformation and invested in advanced technology platforms, enabling efficient operations and providing enhanced customer experiences.

Weaknesses

1. Limited Geographic Presence: Although Bankinter SA has a strong presence in Spain, its operations are limited to a single market, which exposes it to potential risks associated with regional economic downturns.

2. Reliance on Wholesale Funding: The company heavily relies on wholesale funding for its operations, which may create vulnerability to changes in market conditions and liquidity risks.

3. Regulatory and Compliance Challenges: As a financial institution, Bankinter SA faces regulatory and compliance burdens that require continuous monitoring and adherence to ensure operations remain within legal requirements.

Opportunities

1. Expansion into New Markets: Bankinter SA has the potential to expand its operations beyond Spain into new international markets, which would diversify its revenue streams and reduce dependence on a single market.

2. Growing Demand for Online Banking: The increasing trend of digital banking presents an opportunity for Bankinter SA to further develop its online banking platforms and attract tech-savvy customers.

3. Acquisition and Partnerships: Strategic acquisitions or partnerships with fintech companies could help Bankinter SA leverage innovative technologies, enhance product offerings, and improve market competitiveness.

Threats

1. Intense Market Competition: Bankinter SA operates in a highly competitive financial industry, where rival banks and fintech startups constantly strive to gain market share and offer innovative products.

2. Economic Volatility: Fluctuations in the global and regional economy can impact the performance of Bankinter SA, leading to decreased demand for financial services, increased credit risks, and potential defaults.

3. Disruptive Technologies: The emergence of new technologies such as blockchain and artificial intelligence could disrupt traditional banking models, and Bankinter SA must adapt to these changes to stay relevant.

Bankinter Eulerpool Fair Value

Bankinter historical P/E ratio, EBIT multiple, and P/S ratio

Bankinter annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Bankinter shares outstanding

The number of shares was Bankinter in 2025 — This indicates how many shares 898.866 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2005
614.7 M base_Shares
Jan 1, 2006
644.3 M base_Shares
Jan 1, 2007
647.7 M base_Shares
Jan 1, 2008
641.5 M base_Shares
Jan 1, 2009
675.4 M base_Shares
Jan 1, 2010
710.8 M base_Shares
Jan 1, 2011
775.6 M base_Shares
Jan 1, 2012
786.6 M base_Shares
Jan 1, 2013
793.2 M base_Shares
Jan 1, 2014
897.3 M base_Shares
Jan 1, 2015
898.9 M base_Shares
Jan 1, 2016
898.9 M base_Shares
Jan 1, 2017
898.9 M base_Shares
Jan 1, 2018
898.9 M base_Shares
Jan 1, 2019
917.8 M base_Shares

Bankinter Dividend History

36 years of dividend payments

YearAnnual DividendYoY ChangePayments
20250.57EUR↓ 39.1%3×
Apr 1, 20250.12EUR↓ 60.2%1/3
Jun 23, 20250.15EUR↑ 21.7%2/3
Nov 28, 20250.3EUR↑ 100.4%3/3
20240.94EUR↑ 109.1%5×
20230.45EUR↑ 60.7%4×
20220.28EUR↑ 19.8%4×
20210.23EUR↑ 140.2%3×
20200.1EUR↓ 66.8%1×
20190.29EUR↑ 2.4%4×
20180.29EUR↑ 15.1%4×
20170.25EUR↑ 18.5%4×
20160.21EUR↓ 8.1%4×

Bankinter dividend history and estimates

In 2025, Bankinter paid a dividend amounting to 0.57 EUR. Dividend means that Bankinter distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2005
1.14 EUR
0 EUR
Jan 1, 2006
1.25 EUR
0 EUR
Jan 1, 2007
1.1 EUR
0 EUR
Jan 1, 2008
0.3 EUR
0 EUR
Jan 1, 2009
0.3 EUR
0 EUR
Jan 1, 2010
0.23 EUR
0 EUR
Invalid Date
0.15 EUR
-0.02 EUR
Jan 1, 2012
0.14 EUR
0 EUR
Jan 1, 2013
0.09 EUR
0 EUR
Jan 1, 2014
0.1 EUR
0 EUR
Jan 1, 2015
0.23 EUR
0 EUR
Jan 1, 2016
0.21 EUR
0 EUR
Jan 1, 2017
0.25 EUR
0 EUR
Jan 1, 2018
0.29 EUR
0 EUR
Jan 1, 2019
0.29 EUR
0 EUR

Bankinter dividend payout ratio

In 2025, Bankinter had a payout ratio of 36.01%. The payout ratio indicates the percentage of the company's profits that Bankinter distributes as dividends.

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2005
47.13 %
Jan 1, 2006
50.22 %
Jan 1, 2007
32.02 %
Jan 1, 2008
49.26 %
Jan 1, 2009
50.55 %
Jan 1, 2010
71.29 %
Jan 1, 2011
42.57 %
Jan 1, 2012
57.38 %
Jan 1, 2013
34.19 %
Jan 1, 2014
32.39 %
Jan 1, 2015
54.64 %
Jan 1, 2016
38.33 %
Jan 1, 2017
45.41 %
Jan 1, 2018
48.73 %
Jan 1, 2019
49.08 %
Price targets and forecasts for Bankinter are not yet available.

Bankinter Earnings Estimates

Bankinter Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
1/17/20240.23EUR-EUR2023 Q4
1/18/20230.14EUR-EUR2022 Q4
10/20/20220.18EUR548.3 MEUR2022 Q3
7/21/20220.12EUR460.3 MEUR2022 Q2
4/28/20220.14EUR420.94 MEUR2022 Q1
1/20/20220.06EUR426.3 MEUR2021 Q4
10/21/20210.12EUR491.51 MEUR2021 Q3
7/22/20210.77EUR436.59 MEUR2021 Q2
4/22/20210.14EUR459.8 MEUR2021 Q1
1/21/20210.08EUR405.28 MEUR2020 Q4
...

EESG©

Eulerpool ESG Scorecard© for the Bankinter stock

86/100
99
Environment
99
Social
60
Governance
E

Environment

20
Scope 1 - Direct Emissions1,232.1
Scope 2 - Indirect emissions from purchased energy3,093.1
Scope 3 - Indirect emissions within the value chain5,133,066.2
Total CO₂ emissions4,325.2
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees50.008
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Bankinter shareholder structure

% Name
5.69228%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
3.77829%
Fidelity International
Fidelity International
2.40474%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
2.40118%
Fidelity Management & Research Company LLC
Fidelity Management & Research Company LLC
1.45623%
Schroder Investment Management North America Inc.
Schroder Investment Management North America Inc.
1.3819%
Wellington Management Company, LLP
Wellington Management Company, LLP
1.19635%
Norges Bank Investment Management (NBIM)
Norges Bank Investment Management (NBIM)
1.10281%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
1.05515%
BlackRock Advisors (UK) Limited
BlackRock Advisors (UK) Limited
0.95568%
DFA Australia Ltd.
DFA Australia Ltd.
...

Bankinter Executives and Management Board

MT

Ms. Maria Dolores Dancausa Trevino

Non-Executive Chairwoman of the Board, Other External Director · since 2010

Compensation5.07 M EUR
AN

Mr. Alfonso Botin-Sanz De Sautuola Y Naveda

(53)

Executive Vice Chairman of the Board · since 1997

Compensation2.08 M EUR
GP

Ms. Gloria Ortiz Portero

Chief Executive Officer, Executive Director · since 2008

Compensation962,000 EUR
MC

Ms. Maria Luisa Jorda Castro

(83)

Independent External Director

Compensation191,000 EUR
CA

Ms. Cristina Garcia-Peri Alvarez

Lead Independent Director

Compensation189,000 EUR

Frequently asked questions about Bankinter

The business model of Bankinter SA revolves around providing a comprehensive range of financial services. Bankinter SA operates as a commercial bank, offering various products and services to individuals, businesses, and institutions. The company focuses on retail banking, corporate banking, and asset management activities. Bankinter SA aims to enhance customer satisfaction by delivering personalized solutions, innovative digital banking services, and competitive financial products. With a strong emphasis on customer service and technological innovation, Bankinter SA remains committed to meeting the diverse financial needs of its clients and driving sustainable growth in the banking industry.

All fundamentals and in-depth analysis of Bankinter

Our stock analysis for Bankinter Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Bankinter Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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