Bankinter Stock

Bankinter ROA

The Return on Assets (ROA) of Bankinter (BKT.MC) as of Sep 9, 2026 is 0.83 %. In the previous year, Return on Assets (ROA) was 0.78 % — a change of 6.48% (higher).

ROA

0.83 %

YoY

6.48%

Last updated:

In 2026, Bankinter's return on assets (ROA) was 0.83 %, a 6.48% increase from the 0.78 % ROA in the previous year.

The Bankinter ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
0.69 EUR
Jan 1, 2019
0.66 EUR
Jan 1, 2020
0.33 EUR
Jan 1, 2021
1.24 EUR
Jan 1, 2022
0.52 EUR
Jan 1, 2023
0.75 EUR
Jan 1, 2024
0.78 EUR
Jan 1, 2025
0.83 EUR
The Bankinter ROA history
YEARROAYoY
0.83 %+6.48%
0.78 %+4.52%
0.75 %+43.45%
0.52 %-57.95%
1.24 %+276.10%
0.33 %-49.90%
0.66 %-4.42%
0.69 %-0.88%
0.69 %-4.84%
0.73 %+13.84%
0.64 %+33.18%
0.48 %
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Bankinter Stock analysis

What does Bankinter do? Bankinter SA is a Spanish bank headquartered in Madrid. The bank was founded in 1965 and has been listed on the Madrid Stock Exchange since 1972. Bankinter's business model is based on diversified business activities. The bank offers a comprehensive range of financial services, including deposits, loans, asset management, insurance, investment, and corporate banking. The bank caters to both private and business customers. In the retail banking business, Bankinter offers traditional banking products such as current accounts, savings products, loans, and mortgages. Additionally, the bank also offers a wide range of insurance products as well as wealth management and asset management services. Bankinter's business customer division focuses on serving medium-sized companies and entrepreneurs. Customized solutions are offered, including financing, equity investments, consulting services, and bank guarantees. Bankinter also has a strong presence in investment banking. The bank offers a broad range of services, including mergers and acquisitions, issuances, structured financing, and customized solutions for capital raising. Another significant area of the bank is trading, which involves the buying and selling of securities, currencies, and other financial instruments. Bankinter's trading division utilizes state-of-the-art IT systems to efficiently and reliably execute trades. Bankinter also has a presence in the international market. The bank has branches in Portugal, Luxembourg, and the United Kingdom, serving customers worldwide. A significant part of the international business is also foreign exchange trading. In recent years, the bank has pursued a strong growth strategy and has expanded both organically and through acquisitions. In 2015, Bankinter signed an agreement to acquire the shares of Barclays Bank in Portugal, strengthening its presence in the Portuguese market. Bankinter has also made significant investments in technology to ensure that it can provide customers with the highest level of service quality. The bank continuously works on improving its online presence to facilitate customer interaction and enhance the customer experience. Overall, Bankinter has established itself as one of the leading banks in Spain and Europe in recent years. The broad range of financial services, strong presence in the international market, and investments in technology have contributed to the bank's good reputation in the industry and among customers. Bankinter is one of the most popular companies on Eulerpool.

ROA Details

Understanding Bankinter's Return on Assets (ROA)

Bankinter's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Bankinter's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Bankinter's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Bankinter’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Bankinter stock

Return on Assets (ROA) of Bankinter is 0.83 % in 2026.

Return on Assets (ROA) of Bankinter changed from 0.78 % to 0.83 %, representing a 6.48% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Bankinter since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Bankinter with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Bankinter

All Key Metrics — Bankinter