Donegal Group Stock

Donegal Group ROA

The Return on Assets (ROA) of Donegal Group (DGICA) as of Aug 12, 2026 is 3.32 %. In the previous year, Return on Assets (ROA) was 2.18 % — a change of 52.68% (higher).

ROA

3.32 %

YoY

52.68%

Last updated:

In 2026, Donegal Group's return on assets (ROA) was 3.32 %, a 52.68% increase from the 2.18 % ROA in the previous year.

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Donegal Group Stock analysis

What does Donegal Group do? Donegal Group Inc. is an American insurance company based in Marietta, Pennsylvania. It was founded in 1986 and has since become one of the leading insurance companies in the USA. The company is listed on the NASDAQ stock exchange and is part of the Russell 2000 Index. The company's business model is focused on offering a wide range of insurance products for individuals, small businesses, and public institutions. The company operates three main business segments: Donegal Mutual Insurance Company, Atlantic States Insurance Company, and Southern Insurance Company of Virginia. Each of these units offers a variety of insurance products tailored to the specific needs of their target audience. Donegal Mutual Insurance Company is the core of Donegal's business and offers a wide range of homeowners, auto, commercial, and agricultural insurance. The company specializes in selling insurance to rural communities and serves customers in 22 states. Donegal Mutual Insurance Company stands out for its high customer satisfaction and excellent claims management. Atlantic States Insurance Company is a specialty insurance company that specializes in the needs of small businesses and public institutions. The company offers a range of insurance products, including general liability, professional liability, unemployment insurance, and livestock insurance. Atlantic States Insurance Company operates from its headquarters in Westbrook, Maine, and has branches in many US states. Southern Insurance Company of Virginia is another subsidiary of Donegal Group Inc. and one of the leading insurance companies in Virginia. The company offers a wide range of insurance, including homeowners, auto, and commercial insurance. Southern Insurance Company of Virginia is headquartered in Richmond, Virginia. Donegal's products include a wide range of insurance, including auto insurance, homeowners insurance, commercial insurance, farm insurance, livestock insurance, and railroad liability insurance. Each product is tailored to the specific needs of its target audience and is developed and managed by an experienced team of insurance experts. Donegal focuses on high quality and customer satisfaction, which is reflected in numerous awards and certifications. For example, the company has won the prestigious J.D. Power Award for customer satisfaction in the auto insurance category. Overall, Donegal Group Inc. is a leading provider of insurance in the USA, distinguished by high customer satisfaction, a wide range of products, and excellent claims management. The company has a strong presence in rural communities and small businesses in the USA, and relies on competent and experienced employees to provide its customers with the highest standard of service and quality. Donegal Group is one of the most popular companies on Eulerpool.

ROA Details

Understanding Donegal Group's Return on Assets (ROA)

Donegal Group's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Donegal Group's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Donegal Group's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Donegal Group’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Donegal Group stock

Return on Assets (ROA) of Donegal Group is 3.32 % in 2026.

Return on Assets (ROA) of Donegal Group changed from 2.18 % to 3.32 %, representing a 52.68% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Donegal Group since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Donegal Group with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Donegal Group

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Donegal Group