Donegal Group (DGICA) Stock Price

Donegal Group Price

NASDAQ·CLOSED
18.22
​
Market closed

Over the last 19 years Donegal Group grew revenue by 5.9% annually, reaching 978.01 M USD. Earnings per share have grown at 2.3% per year over the last 19 years. For Donegal Group, the net margin of 8.1% is up versus 3.1% a few years ago. At today's price the dividend yield works out to roughly 3.95%. The payout ratio is around 29% of earnings. The dividend has grown at 4.3% per year over the past 19 years. The consensus 12-month price target for Donegal Group is 21.17 USD, about 16.2% above where the stock trades today. Of 10 analysts, 8 rate the stock a buy — an overall Buy consensus.

Donegal Group stock price

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Donegal Group business model & stock analysis

Donegal Group Inc. is an American insurance company based in Marietta, Pennsylvania. It was founded in 1986 and has since become one of the leading insurance companies in the USA. The company is listed on the NASDAQ stock exchange and is part of the Russell 2000 Index. The company's business model is focused on offering a wide range of insurance products for individuals, small businesses, and public institutions. The company operates three main business segments: Donegal Mutual Insurance Company, Atlantic States Insurance Company, and Southern Insurance Company of Virginia. Each of these units offers a variety of insurance products tailored to the specific needs of their target audience. Donegal Mutual Insurance Company is the core of Donegal's business and offers a wide range of homeowners, auto, commercial, and agricultural insurance. The company specializes in selling insurance to rural communities and serves customers in 22 states. Donegal Mutual Insurance Company stands out for its high customer satisfaction and excellent claims management. Atlantic States Insurance Company is a specialty insurance company that specializes in the needs of small businesses and public institutions. The company offers a range of insurance products, including general liability, professional liability, unemployment insurance, and livestock insurance. Atlantic States Insurance Company operates from its headquarters in Westbrook, Maine, and has branches in many US states. Southern Insurance Company of Virginia is another subsidiary of Donegal Group Inc. and one of the leading insurance companies in Virginia. The company offers a wide range of insurance, including homeowners, auto, and commercial insurance. Southern Insurance Company of Virginia is headquartered in Richmond, Virginia. Donegal's products include a wide range of insurance, including auto insurance, homeowners insurance, commercial insurance, farm insurance, livestock insurance, and railroad liability insurance. Each product is tailored to the specific needs of its target audience and is developed and managed by an experienced team of insurance experts. Donegal focuses on high quality and customer satisfaction, which is reflected in numerous awards and certifications. For example, the company has won the prestigious J.D. Power Award for customer satisfaction in the auto insurance category. Overall, Donegal Group Inc. is a leading provider of insurance in the USA, distinguished by high customer satisfaction, a wide range of products, and excellent claims management. The company has a strong presence in rural communities and small businesses in the USA, and relies on competent and experienced employees to provide its customers with the highest standard of service and quality.

Frequently asked questions about Donegal Group

The main competitors of Donegal Group Inc in the market are prominent insurance companies such as State Auto Financial Corporation, Progressive Corporation, and Allstate Corporation. These companies operate in the same industry and offer similar insurance products and services, making them direct competitors to Donegal Group Inc.

The business model of Donegal Group Inc is focused on the insurance industry. As a property-casualty insurance company, Donegal Group Inc provides a wide range of insurance products and services to individuals and businesses. The company's business model revolves around underwriting and pricing policies, utilizing risk management strategies, and delivering exceptional customer service. Donegal Group Inc aims to generate sustainable profitability by effectively managing risks and consistently meeting the insurance needs of its clients. This business model allows Donegal Group Inc to maintain its position as a reputable player within the insurance industry and strive for long-term growth and success.

Donegal Group Inc is primarily active in the insurance industry.

Donegal Group Inc is a reputable insurance holding company that has been providing insurance services since 1986. With its headquarters located in Pennsylvania, USA, Donegal Group Inc operates through its subsidiaries, offering property and casualty insurance to individuals and businesses. Over the years, the company has built a strong foundation and earned a trustworthy reputation within the insurance industry. Donegal Group Inc focuses on customer satisfaction by delivering exceptional insurance products and maintaining strong relationships with its agents. With its extensive experience and commitment to quality, Donegal Group Inc continues to navigate the insurance market successfully, positioning itself as a reliable and preferred choice for insurance seekers.

Donegal Group Inc has achieved several significant milestones in its history. One of the key achievements was the company's successful initial public offering (IPO) in 1986, which marked a major turning point in its growth trajectory. Additionally, Donegal Group Inc expanded its operations and market presence through strategic acquisitions, including the merger with the Atlantic States Insurance Company in 2008. Over the years, the company has consistently demonstrated strong financial performance and maintained a solid reputation in the insurance industry. Donegal Group Inc continues to grow and innovate, adapting to market changes and meeting the evolving needs of its customers.

Donegal Group Inc is primarily present in the United States.

Donegal Group Inc is committed to upholding strong values and a clear corporate philosophy. They prioritize integrity, honesty, and transparency in all business dealings. The company believes in fostering a strong work ethic and providing exceptional customer service. Donegal Group Inc values its employees and fosters a culture of teamwork and collaboration. They are dedicated to financial strength and stability, striving to deliver long-term value to their shareholders. Donegal Group Inc also takes social responsibility seriously and actively participates in the communities in which it operates. Overall, Donegal Group Inc stands for excellence, trust, and a commitment to delivering the best in the insurance industry.

Analysts currently set an average price target of 21.17 USD for the Donegal Group stock (median: 21.17 USD), implying +16.2 % versus the latest price. The consensus is based on 10 analyst ratings.

11 analysts currently rate the Donegal Group stock: 8 recommend buying, 3 holding and 0 selling. For 2026, analysts expect Donegal Group to generate revenue of 881.42 M USD and earnings per share of 2.09 USD.

Converted at the current exchange rate, the Donegal Group share trades at 16.27 EUR (18.22 USD).

The Donegal Group share (DGICA) is listed on 1 stock exchanges, including: NASDAQ (DGICA).

Donegal Group Inc. is a diversified, multi-line insurance company operating in the United States. The company is headquartered in Marietta, Pennsylvania and has been in business since 1986. Donegal Group Inc. offers a wide range of insurance products for personal and business customers. The company operates three main lines of business: Donegal Mutual Insurance, Atlantic States Insurance, and Southern Insurance. Each of these lines offers different products to meet the needs of customers. Donegal Mutual Insurance offers auto insurance, home and building insurance, liability insurance, asset insurance, flood insurance, and other specialized insurance. Auto insurance includes liability insurance, collision insurance, and comprehensive insurance. Home and building insurance protects homeowners against damages that can be caused by fire, wind, hail, water, and other natural events. Liability insurance protects customers against wrongful claims for damages made against them. Asset insurance protects against losses of personal property; flood insurance helps cope with damages caused by flood and heavy rain events. Atlantic States Insurance offers additional insurance options for apartments and condominiums owned by individuals, as well as for small businesses owned by companies and trade companies. It includes specialized insurance for doctors, lawyers, real estate agents, and other professional groups. Southern Insurance offers specialized insurance for rural communities in the southern states of the United States. This includes agriculture insurance, livestock insurance, insurance for golf and recreation facilities, recreational vehicles, as well as insurance for mobile homes. Donegal Group Inc. is committed to developing innovative solutions for its customers' insurance needs. The company places great emphasis on customer service and provides 24/7 support. The company also utilizes advanced technologies such as mobile apps, chat, and online claims management to provide customers with a smooth and efficient service. Overall, Donegal Group Inc. has a strong presence in the United States and a diversified range of insurance products. The company places great emphasis on customer service and takes a proactive role in developing innovative solutions to meet the needs of customers.

The expected revenue of Donegal Group is 881.42 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Donegal Group is 66.28 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Donegal Group is currently 8.73. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Donegal Group stock.

The price-to-sales ratio (P/S) of Donegal Group is currently 0.66. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Donegal Group stock.

The Eulerpool Quality Score for Donegal Group is 4/10.

The ISIN of Donegal Group is US2577012014. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Donegal Group is 655940. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Donegal Group is DGICA. The ticker symbol is used to trade Donegal Group shares on the stock exchange.

Fair ValueTerminal
18.04 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Insurance
Number of shares
Employees
Revenue per Employee
1.18 M USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Oct 29, 1986
ISIN
US2577012014
Cusip
257701201
Sedol
2752730
Market capitalization
670.92 M USDSmall Cap
52-Week Range
PEG
1.38
P/E ratio
P/Ee 2026
10.12
P/Ee 2027
9.59
P/Ee 2028
8.68
P/S
P/Se
0.66
EV/EBIT
6.96
P/B Ratio
1.05
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
11.75 %
Dividend
Dividend yield
3.95 %
Est. Dividend Yield
4.23 %
Payout Ratio
28.83 %
Dividend growth Ø5Y
2.71 %
Dividend payments per year
4
Dividend paid since
25 years
Dividend not reduced since
25 years
Dividend increased since
25 years
Dividend withholding tax
30.00 %
Last updated Oct 8, 2026, 6:13 PM

Donegal Group Ticker

NASDAQ · DGICA

Donegal Group FIGI

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