Cincinnati Financial (CINF) Stock Price

Cincinnati Financial Price

NASDAQ·CLOSED
162.14
​
Market closed

Revenue has compounded at 5.5% per year over the past 19 years to 12.63 B USD. Earnings per share have grown at 5.7% per year over the last 19 years. Cincinnati Financial's net margin stands at 18.9%, down from 30.8% several years earlier. Cincinnati Financial currently offers a dividend yield of about 2.15%. The payout ratio is around 23% of earnings. The dividend has grown at 5.2% per year over the past 19 years. Analysts set a median price target of 197.00 USD, implying 21.5% above the current price. Of 16 analysts, 8 rate the stock a buy — an overall Buy consensus.

Cincinnati Financial stock price

Access this data via the Eulerpool API

Cincinnati Financial business model & stock analysis

The Cincinnati Financial Corp is a US-American company from Cincinnati, Ohio, founded in 1950 by John J. Schiff. The company is an insurance conglomerate that is primarily active in the USA. The company employs over 4,600 employees and operates approximately 1,500 agencies in 44 US states. The main business of the company is the insurance of individuals and businesses. However, the company is also active in other areas such as the financial services industry. The business model is based on offering insurance and financial services that are specifically tailored to customer needs. The goal is to guarantee high customer satisfaction for policyholders and thus establish long-term relationships with the company. The Cincinnati Financial Corp specializes in various insurance sectors. These include, among others, auto, home, and business liability insurance, health insurance, accident and life insurance, as well as product liability insurance and other insurance solutions for business customers. Another area in which the company is active is the financial services industry. Here, the company offers numerous services such as investment funds, pension insurance, asset management, and investment advice. The goal is to offer customers a wide range of investment products. In addition to insurance and financial services, the company also offers its customers other products such as legal protection insurance and cyber insurance. In the field of cybersecurity, the company insures companies against damages caused by hacking attacks or data theft. The company also places great importance on offering its customers good service quality. Cincinnati Financial Corp convinces with innovative products and solutions, fast claims handling, as well as transparent and fair processing of contract agreements and claims. In this context, the company also organizes an annual "Agency Partner Forum," an event where employees of the company can meet with agencies and exchange experiences. In addition, specialized staff are in direct contact with customers to understand their wishes and needs better and to be able to offer a suitable insurance or financial service. In summary, Cincinnati Financial Corp is a US-American insurance company based in Ohio that specializes in various insurance sectors and financial services. The company offers customized solutions and is committed to achieving high customer satisfaction and building long-term customer relationships.

Frequently asked questions about Cincinnati Financial

The business model of Cincinnati Financial Corp revolves around being a property and casualty insurance company. Cincinnati Financial Corp mainly operates through its subsidiary, The Cincinnati Insurance Company. The company offers a wide range of insurance products and services to individuals and businesses. Their business model focuses on underwriting and evaluating insurance risks, providing policyholder services, and delivering financial strength and stability to their clients. Cincinnati Financial Corp consistently aims to meet the insurance needs of their customers while generating profitable returns for their shareholders.

Cincinnati Financial Corp is primarily active in the insurance industry.

The main competitors of Cincinnati Financial Corp in the market include major insurance companies like American International Group (AIG), The Allstate Corporation, and Travelers Companies Inc. These companies also operate in the insurance industry and provide similar services to individuals and businesses. Cincinnati Financial Corp competes with them in terms of products, services, market share, and customer base. Despite the competition, Cincinnati Financial Corp has established itself as a reputable player in the insurance market, thanks to its strong financial stability, exceptional customer service, and wide range of insurance solutions.

Cincinnati Financial Corp is a renowned insurance company with a rich history and background. Established in 1950, the company has been providing superior financial services and solutions to its clients for over 70 years. Cincinnati Financial Corp operates through its subsidiaries, offering a wide range of insurance products, including property, casualty, and life insurance. The company's commitment to customer satisfaction and financial stability has earned it a solid reputation in the industry. Over time, Cincinnati Financial Corp has successfully maintained its position as a leading provider of insurance solutions, ensuring the security and peace of mind of its policyholders.

Cincinnati Financial Corp has achieved several significant milestones throughout its history. The company has consistently delivered strong financial performance, with steady revenue growth and solid profitability. It has successfully maintained its position as a leading provider of property and casualty insurance products in the United States. Cincinnati Financial Corp has also received several prestigious industry awards and recognition for its outstanding customer service and claims handling. Additionally, the company has demonstrated its commitment to long-term shareholder value by consistently paying dividends and increasing its dividend payout over time. Overall, Cincinnati Financial Corp has a proven track record of success and continues to be a trusted and reliable player in the insurance industry.

Cincinnati Financial Corp is primarily present in the United States.

Cincinnati Financial Corp represents strong values and a customer-centric corporate philosophy. The company prioritizes integrity, ethical behavior, and transparency in its operations. Cincinnati Financial Corp aims to provide exceptional insurance and financial services, tailored to meet the unique needs of its clients. With its commitment to excellence, the company focuses on building long-term relationships, delivering superior value, and maintaining financial stability. Cincinnati Financial Corp's dedication to customer satisfaction, reliable service, and proactive risk management has made it a trusted and respected name in the financial industry.

Analysts currently set an average price target of 198.00 USD for the Cincinnati Financial stock (median: 197.00 USD), implying +22.1 % versus the latest price. The consensus is based on 16 analyst ratings.

16 analysts currently rate the Cincinnati Financial stock: 8 recommend buying, 8 holding and 0 selling. For 2026, analysts expect Cincinnati Financial to generate revenue of 10.57 B USD and earnings per share of 8.37 USD.

Converted at the current exchange rate, the Cincinnati Financial share trades at 144.65 EUR (162.14 USD).

The Cincinnati Financial share (CINF) is listed on 6 stock exchanges, including: NASDAQ (CINF), London (0HYE.L), Frankfurt (CCJ.F), München (CCJ.MU), Düsseldorf (CCJ.DU).

Cincinnati Financial Corp is a US insurance company that has been offering a variety of insurance products and services for over 70 years. The company is owned by the family of Carl Lindner, who also founded the company. The business model of Cincinnati Financial Corp is focused on providing insurance products and related services. This includes insurance for individuals, businesses, industries, and the real estate sector. The company has three main divisions: Cincinnati Insurance Companies, CFC Investment Company, and Cincinnati Casualty Company. The Cincinnati Insurance Companies offer private and commercial property and liability insurance, including car insurance, home insurance, and business insurance. The company emphasizes personalized customer service and individual consultation. CFC Investment Company is a subsidiary of Cincinnati Financial Corp that invests in specific assets, such as real estate and other assets with higher return potential than traditional savings or investments. Cincinnati Casualty Company offers comprehensive liability insurance for businesses that are liable for accidents or mistakes. This includes general and product liability insurance, as well as professional liability insurance for freelance activities. Another important aspect of the business model of Cincinnati Financial Corp is the focus on financial strength and solidity. The company aims to provide its customers with high-quality service and financial security. Cincinnati Financial Corp invests in low-risk assets and aims for a low operating cost structure. Additionally, the company utilizes innovative technologies and digital solutions. For example, Cincinnati Financial Corp offers an online platform for customers to manage their insurances and report claims. Overall, the business model of Cincinnati Financial Corp is characterized by a clear focus on customer needs, risk minimization, and financial stability. By deploying innovative technologies and selectively investing in higher-yielding assets, the company is well-positioned for the future.

The expected revenue of Cincinnati Financial is 10.57 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Cincinnati Financial is 1.32 B USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Cincinnati Financial is currently 19.37. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Cincinnati Financial stock.

The price-to-sales ratio (P/S) of Cincinnati Financial is currently 2.42. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Cincinnati Financial stock.

The Eulerpool Quality Score for Cincinnati Financial is 6/10.

The ISIN of Cincinnati Financial is US1720621010. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Cincinnati Financial is 878440. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Cincinnati Financial is CINF. The ticker symbol is used to trade Cincinnati Financial shares on the stock exchange.

Fair ValueTerminal
171.87 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Insurance
Number of shares
Employees
Revenue per Employee
2.21 M USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website cinfin.com
Currency
USD
Initial public offering
Mar 17, 1980
ISIN
US1720621010
Cusip
172062101
Sedol
2196888
Market capitalization
25.58 B USDLarge Cap
52-Week Range
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
3.00
P/E ratio
P/Ee 2026
19.37
P/Ee 2027
18.07
P/Ee 2028
17.44
P/S
P/Se
2.42
EV/EBIT
7.84
P/B Ratio
1.61
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
14.25 %
Gross Margin
47.43 %
EBIT Margin
23.85 %
Net Margin
18.95 %
EPS (Earnings Per Share)
15.17 USD
Net Debt / EBIT
-0.66
Debt/Equity
0.06
Dividend
Dividend yield
2.15 %
Est. Dividend Yield
2.32 %
Payout Ratio
22.94 %
Dividend growth Ø5Y
6.67 %
Dividend payments per year
4
Dividend paid since
37 years
Dividend not reduced since
7 years
Dividend increased since
7 years
Dividend withholding tax
30.00 %
Last updated Oct 6, 2026, 5:24 AM

Cincinnati Financial Ticker

DÜSSELDORF · CCJ.DUFRANKFURT · CCJ.FLONDON · 0HYE.LLONDON STOCK EXCHANGE · 0HYE.LMUNICH · CCJ.MUNASDAQ · CINF

Cincinnati Financial FIGI

CINF:US · BBG000BFPK65CINF:UA · BBG000BFPL27CINF:UC · BBG000BFPLV5CINF:UN · BBG000BFPMV3CINF:UP · BBG000BFPN32CINF:UB · BBG000BFPP64CINF:UM · BBG000BFPQM4CINF:UX · BBG000BFPR79CINF:UD · BBG000BFPTM8CINF:UW · BBG000BFPVV3CINF:UF · BBG000BFPWQ7CINF:VY · BBG000BFPYG4

All fundamentals and in-depth analysis of Cincinnati Financial

Our stock analysis for Cincinnati Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Cincinnati Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.