Cincinnati Financial (CINF) Stock Price
Cincinnati Financial Price
Revenue has compounded at 5.5% per year over the past 19 years to 12.63 B USD. Earnings per share have grown at 5.7% per year over the last 19 years. Cincinnati Financial's net margin stands at 18.9%, down from 30.8% several years earlier. Cincinnati Financial currently offers a dividend yield of about 1.96%. The payout ratio is around 23% of earnings. The dividend has grown at 5.2% per year over the past 19 years. Analysts set a median price target of 178.50 USD, implying 0.5% above the current price. Of 15 analysts, 10 rate the stock a buy — an overall Buy consensus. The stock trades about 19% above its 52-week low.
Cincinnati Financial stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Cincinnati Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Cincinnati Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Cincinnati Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Cincinnati Financial Price |
|---|---|
| 7/31/2026 | 177.68 USD |
| 7/30/2026 | 174.73 USD |
| 7/29/2026 | 180.38 USD |
| 7/27/2026 | 184.59 USD |
| 7/23/2026 | 179.38 USD |
| 7/22/2026 | 179.23 USD |
| 7/21/2026 | 180.51 USD |
| 7/20/2026 | 180.36 USD |
| 7/17/2026 | 180.79 USD |
| 7/16/2026 | 176.29 USD |
| 7/15/2026 | 172.43 USD |
| 7/14/2026 | 180.03 USD |
| 7/13/2026 | 181.27 USD |
| 7/10/2026 | 179.28 USD |
| 7/9/2026 | 175.43 USD |
| 7/8/2026 | 186.55 USD |
| 7/7/2026 | 189.06 USD |
| 7/6/2026 | 190.82 USD |
| 7/2/2026 | 192.03 USD |
| 7/1/2026 | 187.21 USD |
| 6/30/2026 | 185.14 USD |
| 6/29/2026 | 184.28 USD |
| 6/26/2026 | 184.08 USD |
| 6/25/2026 | 177.73 USD |
| 6/24/2026 | 178.45 USD |
| 6/23/2026 | 175.81 USD |
| 6/22/2026 | 174.70 USD |
| 6/18/2026 | 170.33 USD |
| 6/17/2026 | 172.54 USD |
| 6/16/2026 | 171.93 USD |
| 6/15/2026 | 170.25 USD |
| 6/12/2026 | 169.47 USD |
| 6/11/2026 | 169.59 USD |
| 6/10/2026 | 167.39 USD |
| 6/9/2026 | 163.83 USD |
| 6/8/2026 | 162.25 USD |
| 6/5/2026 | 163.83 USD |
| 6/4/2026 | 160.74 USD |
| 6/3/2026 | 157.55 USD |
| 6/2/2026 | 157.37 USD |
| 6/1/2026 | 158.40 USD |
| 5/29/2026 | 158.82 USD |
| 5/28/2026 | 161.63 USD |
| 5/27/2026 | 165.23 USD |
| 5/26/2026 | 167.88 USD |
| 5/22/2026 | 167.79 USD |
| 5/21/2026 | 167.82 USD |
| 5/20/2026 | 167.73 USD |
| 5/19/2026 | 167.85 USD |
| 5/18/2026 | 167.65 USD |
| 5/15/2026 | 166.42 USD |
| 5/14/2026 | 165.31 USD |
| 5/13/2026 | 163.26 USD |
| 5/12/2026 | 163.79 USD |
| 5/11/2026 | 163.33 USD |
| 5/8/2026 | 161.50 USD |
| 5/7/2026 | 162.05 USD |
| 5/6/2026 | 160.43 USD |
| 5/5/2026 | 160.35 USD |
| 5/4/2026 | 159.57 USD |
| 5/1/2026 | 162.05 USD |
| 4/30/2026 | 163.60 USD |
| 4/29/2026 | 163.22 USD |
| 4/28/2026 | 164.96 USD |
| 4/27/2026 | 165.64 USD |
| 4/24/2026 | 164.48 USD |
| 4/23/2026 | 168.18 USD |
| 4/22/2026 | 166.27 USD |
| 4/21/2026 | 166.46 USD |
| 4/20/2026 | 165.99 USD |
| 4/17/2026 | 166.82 USD |
| 4/16/2026 | 163.36 USD |
| 4/15/2026 | 163.00 USD |
| 4/14/2026 | 163.35 USD |
| 4/13/2026 | 163.68 USD |
| 4/10/2026 | 161.14 USD |
| 4/9/2026 | 163.95 USD |
| 4/8/2026 | 163.25 USD |
| 4/7/2026 | 160.18 USD |
| 4/6/2026 | 160.04 USD |
| 4/2/2026 | 158.41 USD |
| 4/1/2026 | 157.66 USD |
| 3/31/2026 | 157.35 USD |
| 3/30/2026 | 156.42 USD |
| 3/27/2026 | 153.68 USD |
| 3/26/2026 | 157.56 USD |
| 3/25/2026 | 155.45 USD |
| 3/24/2026 | 158.27 USD |
| 3/23/2026 | 160.19 USD |
| 3/20/2026 | 158.43 USD |
| 3/19/2026 | 157.86 USD |
| 3/18/2026 | 157.86 USD |
| 3/17/2026 | 164.77 USD |
| 3/16/2026 | 166.57 USD |
| 3/13/2026 | 163.82 USD |
| 3/12/2026 | 164.23 USD |
| 3/11/2026 | 164.00 USD |
| 3/10/2026 | 164.73 USD |
| 3/9/2026 | 163.32 USD |
| 3/6/2026 | 165.39 USD |
| 3/5/2026 | 166.34 USD |
| 3/4/2026 | 167.97 USD |
| 3/3/2026 | 168.53 USD |
| 3/2/2026 | 169.98 USD |
| 2/27/2026 | 163.98 USD |
| 2/26/2026 | 165.20 USD |
| 2/25/2026 | 163.75 USD |
| 2/24/2026 | 160.73 USD |
| 2/23/2026 | 160.91 USD |
| 2/20/2026 | 163.00 USD |
| 2/19/2026 | 162.40 USD |
| 2/18/2026 | 163.25 USD |
| 2/17/2026 | 166.07 USD |
| 2/13/2026 | 162.77 USD |
| 2/12/2026 | 165.11 USD |
| 2/11/2026 | 163.46 USD |
| 2/10/2026 | 163.09 USD |
| 2/9/2026 | 168.70 USD |
| 2/6/2026 | 172.65 USD |
| 2/5/2026 | 171.50 USD |
| 2/4/2026 | 168.95 USD |
| 2/3/2026 | 163.84 USD |
| 2/2/2026 | 162.48 USD |
| 1/30/2026 | 160.89 USD |
| 1/29/2026 | 158.19 USD |
| 1/28/2026 | 158.40 USD |
| 1/27/2026 | 157.86 USD |
| 1/26/2026 | 157.98 USD |
| 1/23/2026 | 157.03 USD |
| 1/22/2026 | 158.15 USD |
| 1/21/2026 | 161.78 USD |
| 1/20/2026 | 160.83 USD |
| 1/16/2026 | 162.18 USD |
| 1/15/2026 | 163.37 USD |
| 1/14/2026 | 163.68 USD |
| 1/13/2026 | 161.01 USD |
| 1/12/2026 | 163.63 USD |
| 1/9/2026 | 163.01 USD |
| 1/8/2026 | 165.19 USD |
| 1/7/2026 | 163.04 USD |
| 1/6/2026 | 162.12 USD |
| 1/5/2026 | 161.96 USD |
| 1/2/2026 | 161.49 USD |
| 12/31/2025 | 163.32 USD |
| 12/30/2025 | 164.95 USD |
| 12/29/2025 | 164.99 USD |
| 12/26/2025 | 164.79 USD |
| 12/24/2025 | 165.87 USD |
| 12/23/2025 | 165.72 USD |
| 12/22/2025 | 166.96 USD |
| 12/19/2025 | 167.29 USD |
| 12/18/2025 | 167.91 USD |
| 12/17/2025 | 167.11 USD |
| 12/16/2025 | 165.42 USD |
| 12/15/2025 | 167.07 USD |
| 12/12/2025 | 165.86 USD |
| 12/11/2025 | 165.02 USD |
| 12/10/2025 | 162.62 USD |
| 12/9/2025 | 161.49 USD |
| 12/8/2025 | 161.30 USD |
| 12/5/2025 | 162.30 USD |
| 12/4/2025 | 163.01 USD |
| 12/3/2025 | 162.83 USD |
| 12/2/2025 | 163.77 USD |
| 12/1/2025 | 166.03 USD |
| 11/28/2025 | 167.59 USD |
| 11/26/2025 | 168.48 USD |
| 11/25/2025 | 168.38 USD |
| 11/24/2025 | 166.71 USD |
| 11/21/2025 | 166.02 USD |
| 11/20/2025 | 163.66 USD |
| 11/19/2025 | 161.65 USD |
| 11/18/2025 | 162.37 USD |
| 11/17/2025 | 161.44 USD |
| 11/14/2025 | 163.90 USD |
| 11/13/2025 | 166.01 USD |
| 11/12/2025 | 166.89 USD |
| 11/11/2025 | 166.13 USD |
| 11/10/2025 | 166.40 USD |
| 11/7/2025 | 164.64 USD |
| 11/6/2025 | 161.38 USD |
| 11/5/2025 | 160.04 USD |
| 11/4/2025 | 157.39 USD |
| 11/3/2025 | 153.66 USD |
| 10/31/2025 | 154.59 USD |
| 10/30/2025 | 154.36 USD |
| 10/29/2025 | 151.83 USD |
| 10/28/2025 | 151.75 USD |
| 10/27/2025 | 157.64 USD |
| 10/24/2025 | 156.97 USD |
| 10/23/2025 | 155.72 USD |
| 10/22/2025 | 155.47 USD |
| 10/21/2025 | 156.29 USD |
| 10/20/2025 | 154.90 USD |
| 10/17/2025 | 153.02 USD |
| 10/16/2025 | 151.39 USD |
| 10/15/2025 | 156.35 USD |
| 10/14/2025 | 158.75 USD |
| 10/13/2025 | 157.88 USD |
| 10/10/2025 | 159.11 USD |
| 10/9/2025 | 161.68 USD |
| 10/8/2025 | 165.55 USD |
| 10/7/2025 | 165.69 USD |
| 10/6/2025 | 165.21 USD |
| 10/3/2025 | 163.74 USD |
| 10/2/2025 | 160.51 USD |
| 10/1/2025 | 159.79 USD |
| 9/30/2025 | 158.10 USD |
| 9/29/2025 | 156.37 USD |
| 9/28/2025 | 156.37 USD |
| 9/25/2025 | 156.90 USD |
| 9/24/2025 | 154.42 USD |
| 9/23/2025 | 154.44 USD |
| 9/22/2025 | 154.69 USD |
| 9/19/2025 | 156.13 USD |
| 9/18/2025 | 155.93 USD |
| 9/17/2025 | 154.48 USD |
| 9/16/2025 | 153.27 USD |
| 9/15/2025 | 155.13 USD |
| 9/12/2025 | 157.39 USD |
| 9/11/2025 | 156.76 USD |
| 9/10/2025 | 152.31 USD |
| 9/9/2025 | 153.69 USD |
| 9/8/2025 | 153.46 USD |
| 9/5/2025 | 153.02 USD |
| 9/4/2025 | 155.59 USD |
| 9/3/2025 | 153.53 USD |
| 9/2/2025 | 152.95 USD |
| 8/29/2025 | 154.23 USD |
| 8/28/2025 | 153.40 USD |
| 8/27/2025 | 154.01 USD |
| 8/26/2025 | 153.59 USD |
| 8/25/2025 | 153.31 USD |
| 8/22/2025 | 155.42 USD |
| 8/21/2025 | 152.96 USD |
| 8/20/2025 | 153.65 USD |
| 8/19/2025 | 152.38 USD |
| 8/18/2025 | 149.79 USD |
| 8/15/2025 | 151.36 USD |
| 8/14/2025 | 154.15 USD |
| 8/13/2025 | 154.01 USD |
| 8/12/2025 | 151.39 USD |
| 8/11/2025 | 149.88 USD |
| 8/8/2025 | 150.14 USD |
| 8/7/2025 | 151.47 USD |
| 8/6/2025 | 154.07 USD |
| 8/5/2025 | 150.43 USD |
| 8/4/2025 | 149.74 USD |
Cincinnati Financial Revenue, EBIT, Net Income
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Cincinnati Financial Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEB USD |
| EBITB USD |
| EBIT MARGIN% |
| NET INCOMEB USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4.53 | 4.95 | 5.14 | 5.45 | 5.73 | 5.41 | 7.92 | 7.54 | 9.63 | 6.56 | 10.01 | 11.34 | 12.63 | 10.69 | 11.30 | 11.46 |
| 10.22 | 9.14 | 3.98 | 5.97 | 5.19 | -5.67 | 46.55 | -4.90 | 27.73 | -31.82 | 52.57 | 13.22 | 11.41 | -15.39 | 5.77 | 1.38 |
| 44.71 | 42.24 | 45.39 | 42.98 | 40.86 | 35.45 | 54.09 | 45.14 | 59.39 | 23.53 | 99.75 | 49.40 | 50.12 | 50.12 | 50.12 | 50.12 |
| 2.03 | 2.09 | 2.33 | 2.34 | 2.34 | 1.92 | 4.29 | 3.40 | 5.72 | 1.54 | 9.99 | 5.60 | 6.33 | 5.36 | 5.67 | 5.74 |
| 0.71 | 0.72 | 0.88 | 0.92 | 0.84 | 0.36 | 2.47 | 1.50 | 3.70 | -0.69 | 2.28 | 2.86 | 3.01 | 2.18 | 2.31 | 2.34 |
| 15.76 | 14.58 | 17.13 | 16.85 | 14.58 | 6.60 | 31.20 | 19.89 | 38.42 | -10.57 | 22.73 | 25.21 | 23.85 | 20.43 | 20.43 | 20.43 |
| 0.52 | 0.53 | 0.63 | 0.59 | 1.05 | 0.29 | 2.00 | 1.22 | 2.97 | -0.49 | 1.84 | 2.29 | 2.39 | 1.38 | 1.44 | 1.38 |
| 22.80 | 1.55 | 20.76 | -6.78 | 76.82 | -72.54 | 595.82 | -39.11 | 144.08 | -116.41 | -478.44 | 24.36 | 4.41 | -42.21 | 4.19 | -4.23 |
| 1.65 | 1.76 | 2.30 | 1.92 | 3.50 | 2.12 | 2.24 | 2.40 | 2.52 | 2.76 | 3.00 | 3.24 | 3.48 | 3.76 | 4.05 | 4.36 |
| 1.85 | 6.67 | 30.68 | -16.52 | 82.29 | -39.43 | 5.66 | 7.14 | 5.00 | 9.52 | 8.70 | 8.00 | 7.41 | 8.05 | 7.71 | 7.65 |
| 165.75 | 165.30 | 165.70 | 166.50 | 165.60 | 162.80 | 165.30 | 162.10 | 162.50 | 158.20 | 157.80 | 157.70 | 157.75 | 157.75 | 157.75 | 157.75 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Cincinnati Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Cincinnati Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Cincinnati Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Cincinnati Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Cincinnati Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Cincinnati Financial stock margins
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Cincinnati Financial Stock Revenue, EBIT, Earnings per Share
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Cincinnati Financial business model & stock analysis
Cincinnati Financial SWOT Analysis
Strengths
Cincinnati Financial Corp has a strong financial position and a history of consistent profitability.
The company has a diversified portfolio of insurance products, including property, casualty, and life insurance, which helps mitigate risks.
Cincinnati Financial Corp has established a solid reputation in the insurance industry, known for its reliable and prompt claim settlements.
The company has a well-trained and experienced workforce, enabling it to effectively serve its customers and manage operations.
Weaknesses
Cincinnati Financial Corp's business operations are highly dependent on the overall performance of the insurance industry, making it vulnerable to external factors.
The company may face challenges in adapting to rapidly changing market conditions and emerging technologies.
There might be limited growth opportunities in certain geographical regions where the company operates, which could impact its expansion potential.
Cincinnati Financial Corp may have higher operating expenses compared to some competitors, potentially affecting its competitive position in cost-sensitive markets.
Opportunities
The increasing awareness and importance of insurance coverage offer growth opportunities for Cincinnati Financial Corp to expand its customer base.
Technological advancements provide opportunities for the company to improve operational efficiency, enhance customer experience, and develop innovative insurance solutions.
Expansion into new markets or acquisition of smaller insurance companies can help Cincinnati Financial Corp diversify its revenue streams and increase market share.
Collaboration with other financial service providers or strategic partnerships can enable the company to offer bundled services, attracting more customers.
Threats
Intense competition within the insurance industry poses a threat to Cincinnati Financial Corp's market position and profitability.
Economic downturns or recessionary periods can lead to reduced demand for insurance products and negatively impact the company's financial performance.
Changes in regulatory environment or government policies may introduce compliance challenges and impact the company's operations.
Emerging risks, such as cybersecurity threats or natural disasters, can result in higher claim volumes and financial losses for Cincinnati Financial Corp.
Cincinnati Financial Employees
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Cincinnati Financial Segments
Cincinnati Financial Revenue by Segment
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Cincinnati Financial Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Cincinnati Financial historical P/E ratio, EBIT multiple, and P/S ratio
Cincinnati Financial annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Cincinnati Financial shares outstanding
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Cincinnati Financial stock splits
Cincinnati Financial Dividend History
38 years of dividend payments · 7 consecutive increases
Cincinnati Financial dividend history and estimates
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Cincinnati Financial dividend payout ratio
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Current Cincinnati Financial forecasts and price targets in August 2026
Analyst Price Targets 2026Cincinnati Financial Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 7/30/2026 | Downgrade | BuyNeutral | 70 | |
| 7/28/2026 | Maintained | Buy | – | |
| 7/15/2026 | Maintained | Neutral | 51 | |
| 7/8/2026 | Downgrade | OutperformMarket Perform | – | |
| 5/26/2026 | Maintained | Neutral | 51 | |
| 4/29/2026 | Maintained | Outperform | – | |
| 4/28/2026 | Maintained | Buy | – | |
| 4/14/2026 | Maintained | Buy | 70 | |
| 4/7/2026 | Maintained | Outperform | – | |
| 1/6/2026 | Maintained | Outperform | – |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
Cincinnati Financial Earnings Calls
Cincinnati Financial Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 7/29/2026 | 1.79USD | - | 2.98 BUSD | - | 2026 Q2 |
| 4/27/2026 | 2.04USD | - | 2.89 BUSD | - | 2026 Q1 |
| 2/9/2026 | 2.95USD | - | 2.97 BUSD | - | 2025 Q4 |
| 4/25/2024 | 1.63USD | - | 2.39 BUSD | - | 2024 Q1 |
| 2/5/2024 | 1.87USD | - | 2.34 BUSD | - | 2023 Q4 |
| 7/25/2023 | 0.82USD | - | 2.16 BUSD | - | 2023 Q2 |
| 4/26/2023 | 1.30USD | - | 2.09 BUSD | - | 2023 Q1 |
| 2/13/2023 | 1.42USD | - | 2.02 BUSD | - | 2022 Q4 |
| 10/31/2022 | 0.69USD | - | 1.63 BUSD | - | 2022 Q3 |
| 7/27/2022 | 1.08USD | - | 1.99 BUSD | - | 2022 Q2 |
EESG©
Eulerpool ESG Scorecard© for the Cincinnati Financial stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
Cincinnati Financial shareholder structure
| % | Name |
|---|---|
7.99462% | |
6.40996% | |
5.25364% | |
5.14530% | |
3.19675% | |
2.66376% |
Cincinnati Financial Beneficial Ownership Filings (SEC 13D/G)
| Stake | Holder | Filing |
|---|---|---|
7.51% | SEC ↗ | |
6.59% | SEC ↗ | |
6.50% | SEC ↗ | |
6.38% | SEC ↗ | |
6.10% | SEC ↗ | |
6.04% | SEC ↗ | |
5.99% | SEC ↗ | |
5.81% | SEC ↗ | |
5.66% | SEC ↗ | |
5.66% | SEC ↗ |
Cincinnati Financial Executives and Management Board
30 members · avg. age 59 · 23 % women
Mr. Stephen Spray (58)
President, Chief Executive Officer, Director · since 2012
8.78 M USD
Management
Mr. Michael Sewell (61)
Executive Vice President, Chief Financial Officer, Principal Accounting Officer, Treasurer
Mr. John Kellington (63)
Chief Information Officer, Executive Vice President of The Cincinnati Insurance Company
Ms. Teresa Cracas (59)
Chief Risk Officer and Executive Vice President of The Cincinnati Insurance Company
Mr. Steven Soloria (58)
Executive Vice President, Chief Investment Officer
Mr. Thomas Hogan (54)
Executive Vice President, Chief Legal Officer, Corporate Secretary
Mr. Roger Brown (53)
Senior Vice President, Chief Operating Officer of The Cincinnati Life Insurance Company
Board of Directors
Mr. Steven Johnston (65)
Executive Chairman of the Board · since 2008
Mr. Dirk Debbink (69)
Lead Independent Director
Mr. David Osborn (64)
Independent Director
Ms. Gretchen Schar (70)
Independent Director
Ms. Nancy Benacci (69)
Independent Director
Mr. Charles Schiff (55)
Director
Cincinnati Financial Supply Chain
Cincinnati Financial Supply Chain
Correlation: how closely stock prices move together
| # | Name | Trend | |||
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway B | 0.81 | 0.76 | 0.94 | |
| 2 | 0.47 | 0.53 | 0.93 | ||
| 3 | -0.23 | -0.10 | 0.89 | ||
| 4 | -0.03 | 0.24 | 0.87 | ||
| 5 | -0.32 | -0.45 | 0.80 |
| # | Name | Trend | |||
|---|---|---|---|---|---|
| 1 | FedNat Holding | -0.38 | -0.41 | -0.86 |
Frequently asked questions about Cincinnati Financial
The business model of Cincinnati Financial Corp revolves around being a property and casualty insurance company. Cincinnati Financial Corp mainly operates through its subsidiary, The Cincinnati Insurance Company. The company offers a wide range of insurance products and services to individuals and businesses. Their business model focuses on underwriting and evaluating insurance risks, providing policyholder services, and delivering financial strength and stability to their clients. Cincinnati Financial Corp consistently aims to meet the insurance needs of their customers while generating profitable returns for their shareholders.
Cincinnati Financial Corp is primarily active in the insurance industry.
The main competitors of Cincinnati Financial Corp in the market include major insurance companies like American International Group (AIG), The Allstate Corporation, and Travelers Companies Inc. These companies also operate in the insurance industry and provide similar services to individuals and businesses. Cincinnati Financial Corp competes with them in terms of products, services, market share, and customer base. Despite the competition, Cincinnati Financial Corp has established itself as a reputable player in the insurance market, thanks to its strong financial stability, exceptional customer service, and wide range of insurance solutions.
Cincinnati Financial Corp is a renowned insurance company with a rich history and background. Established in 1950, the company has been providing superior financial services and solutions to its clients for over 70 years. Cincinnati Financial Corp operates through its subsidiaries, offering a wide range of insurance products, including property, casualty, and life insurance. The company's commitment to customer satisfaction and financial stability has earned it a solid reputation in the industry. Over time, Cincinnati Financial Corp has successfully maintained its position as a leading provider of insurance solutions, ensuring the security and peace of mind of its policyholders.
Cincinnati Financial Corp has achieved several significant milestones throughout its history. The company has consistently delivered strong financial performance, with steady revenue growth and solid profitability. It has successfully maintained its position as a leading provider of property and casualty insurance products in the United States. Cincinnati Financial Corp has also received several prestigious industry awards and recognition for its outstanding customer service and claims handling. Additionally, the company has demonstrated its commitment to long-term shareholder value by consistently paying dividends and increasing its dividend payout over time. Overall, Cincinnati Financial Corp has a proven track record of success and continues to be a trusted and reliable player in the insurance industry.
Cincinnati Financial Corp is primarily present in the United States.
Cincinnati Financial Corp represents strong values and a customer-centric corporate philosophy. The company prioritizes integrity, ethical behavior, and transparency in its operations. Cincinnati Financial Corp aims to provide exceptional insurance and financial services, tailored to meet the unique needs of its clients. With its commitment to excellence, the company focuses on building long-term relationships, delivering superior value, and maintaining financial stability. Cincinnati Financial Corp's dedication to customer satisfaction, reliable service, and proactive risk management has made it a trusted and respected name in the financial industry.
Analysts currently set an average price target of 178.30 USD for the Cincinnati Financial stock (median: 178.50 USD), implying +0.3 % versus the latest price. The consensus is based on 15 analyst ratings.
15 analysts currently rate the Cincinnati Financial stock: 10 recommend buying, 5 holding and 0 selling. For 2026, analysts expect Cincinnati Financial to generate revenue of 10.69 B USD and earnings per share of 8.77 USD.
Converted at the current exchange rate, the Cincinnati Financial share trades at 153.99 EUR (177.68 USD).
The Cincinnati Financial share (CINF) is listed on 6 stock exchanges, including: NASDAQ (CINF), Frankfurt (CCJ.F), München (CCJ.MU), Düsseldorf (CCJ.DU), London (0HYE.L), London (0HYE.L).
Cincinnati Financial Corp is a US insurance company that has been offering a variety of insurance products and services for over 70 years. The company is owned by the family of Carl Lindner, who also founded the company. The business model of Cincinnati Financial Corp is focused on providing insurance products and related services. This includes insurance for individuals, businesses, industries, and the real estate sector. The company has three main divisions: Cincinnati Insurance Companies, CFC Investment Company, and Cincinnati Casualty Company. The Cincinnati Insurance Companies offer private and commercial property and liability insurance, including car insurance, home insurance, and business insurance. The company emphasizes personalized customer service and individual consultation. CFC Investment Company is a subsidiary of Cincinnati Financial Corp that invests in specific assets, such as real estate and other assets with higher return potential than traditional savings or investments. Cincinnati Casualty Company offers comprehensive liability insurance for businesses that are liable for accidents or mistakes. This includes general and product liability insurance, as well as professional liability insurance for freelance activities. Another important aspect of the business model of Cincinnati Financial Corp is the focus on financial strength and solidity. The company aims to provide its customers with high-quality service and financial security. Cincinnati Financial Corp invests in low-risk assets and aims for a low operating cost structure. Additionally, the company utilizes innovative technologies and digital solutions. For example, Cincinnati Financial Corp offers an online platform for customers to manage their insurances and report claims. Overall, the business model of Cincinnati Financial Corp is characterized by a clear focus on customer needs, risk minimization, and financial stability. By deploying innovative technologies and selectively investing in higher-yielding assets, the company is well-positioned for the future.
The expected revenue of Cincinnati Financial is 10.69 B USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Cincinnati Financial is 1.38 B USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Cincinnati Financial is currently 20.26. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Cincinnati Financial stock.
The price-to-sales ratio (P/S) of Cincinnati Financial is currently 2.62. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Cincinnati Financial stock.
The Eulerpool Quality Score for Cincinnati Financial is 5/10.
The ISIN of Cincinnati Financial is US1720621010. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Cincinnati Financial is 878440. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Cincinnati Financial is CINF. The ticker symbol is used to trade Cincinnati Financial shares on the stock exchange.
Over the past 12 months, Cincinnati Financial paid a dividend of 3.48 USD . This corresponds to a dividend yield of about 1.96 %. For the coming 12 months, Cincinnati Financial is expected to pay a dividend of 4.05 USD.
The current dividend yield of Cincinnati Financial is 1.96 %.
Cincinnati Financial pays a dividend, distributed in the months of , , , .
Cincinnati Financial paid dividends every year for the past 37 years.
For the upcoming 12 months, dividends amounting to 4.05 USD are expected. This corresponds to a dividend yield of 2.32 %.
Cincinnati Financial is assigned to the 'Finance' sector.
To receive the latest dividend of Cincinnati Financial from amounting to 0.94 USD, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
In the year 2025, Cincinnati Financial distributed 3.24 USD as dividends.
The dividends of Cincinnati Financial are distributed in USD.
Cincinnati Financial stock
Cincinnati Financial Peer Group
Cincinnati Financial Ticker
Cincinnati Financial FIGI
All fundamentals and in-depth analysis of Cincinnati Financial
Our stock analysis for Cincinnati Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Cincinnati Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.