Donegal Group Stock

Donegal Group Debt

The Debt of Donegal Group (DGICA) as of Aug 14, 2026 is 8.21 M USD. In the previous year, Debt was -17.93 M USD — a change of -145.82% (higher).

Debt

8.21 MUSD

YoY

-145.82%

Last updated:

In 2026, Donegal Group's total debt was 8.21 M USD, a -145.82% change from the -17.93 M USD total debt recorded in the previous year.

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Donegal Group Stock analysis

What does Donegal Group do? Donegal Group Inc. is an American insurance company based in Marietta, Pennsylvania. It was founded in 1986 and has since become one of the leading insurance companies in the USA. The company is listed on the NASDAQ stock exchange and is part of the Russell 2000 Index. The company's business model is focused on offering a wide range of insurance products for individuals, small businesses, and public institutions. The company operates three main business segments: Donegal Mutual Insurance Company, Atlantic States Insurance Company, and Southern Insurance Company of Virginia. Each of these units offers a variety of insurance products tailored to the specific needs of their target audience. Donegal Mutual Insurance Company is the core of Donegal's business and offers a wide range of homeowners, auto, commercial, and agricultural insurance. The company specializes in selling insurance to rural communities and serves customers in 22 states. Donegal Mutual Insurance Company stands out for its high customer satisfaction and excellent claims management. Atlantic States Insurance Company is a specialty insurance company that specializes in the needs of small businesses and public institutions. The company offers a range of insurance products, including general liability, professional liability, unemployment insurance, and livestock insurance. Atlantic States Insurance Company operates from its headquarters in Westbrook, Maine, and has branches in many US states. Southern Insurance Company of Virginia is another subsidiary of Donegal Group Inc. and one of the leading insurance companies in Virginia. The company offers a wide range of insurance, including homeowners, auto, and commercial insurance. Southern Insurance Company of Virginia is headquartered in Richmond, Virginia. Donegal's products include a wide range of insurance, including auto insurance, homeowners insurance, commercial insurance, farm insurance, livestock insurance, and railroad liability insurance. Each product is tailored to the specific needs of its target audience and is developed and managed by an experienced team of insurance experts. Donegal focuses on high quality and customer satisfaction, which is reflected in numerous awards and certifications. For example, the company has won the prestigious J.D. Power Award for customer satisfaction in the auto insurance category. Overall, Donegal Group Inc. is a leading provider of insurance in the USA, distinguished by high customer satisfaction, a wide range of products, and excellent claims management. The company has a strong presence in rural communities and small businesses in the USA, and relies on competent and experienced employees to provide its customers with the highest standard of service and quality. Donegal Group is one of the most popular companies on Eulerpool.

Debt Details

Understanding Donegal Group's Debt Structure

Donegal Group's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Donegal Group's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Donegal Group’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Donegal Group’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Donegal Group stock

Debt of Donegal Group is 8.21 M USD in 2026.

Debt of Donegal Group changed from -17.93 M USD to 8.21 M USD, representing a -145.82% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt Donegal Group since 2006 – with annual values, charts, and detailed analysis.

Debt's USD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's Donegal Group historically and in real time.

Access this data via the Eulerpool API

Balance Sheet — Donegal Group

All Key Metrics — Donegal Group