Clientele

Clientele ROE

Delisted

The Return on Equity (ROE) of Clientele (CLI.JO) as of Nov 10, 2026 is 17.86 %. In the previous year, Return on Equity (ROE) was 10.05 % — a change of 77.73% (higher).

ROE

17.86 %

YoY

77.73%

Last updated:

In 2025, Clientele's return on equity (ROE) was 17.86 %, a 77.73% increase from the 10.05 % ROE in the previous year.

The Clientele ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2018
43.40 ZAR
Jan 1, 2019
35.61 ZAR
Jan 1, 2020
32.41 ZAR
Jan 1, 2021
36.30 ZAR
Jan 1, 2022
36.80 ZAR
Jan 1, 2023
41.58 ZAR
Jan 1, 2024
10.05 ZAR
Jan 1, 2025
17.86 ZAR
The Clientele ROE history
YEARROEYoY
17.86 %+77.73%
10.05 %-75.83%
41.58 %+12.97%
36.80 %+1.39%
36.30 %+12.00%
32.41 %-8.99%
35.61 %-17.95%
43.40 %-5.50%
45.93 %-3.28%
47.49 %-2.40%
48.65 %-1.26%
49.27 %—

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Clientele Stock analysis

What does Clientele do? Clientèle Ltd. generates revenue through its segments including Long-term Insurance, which sells and administers long-term insurance risk policies, and Short-term Insurance, which handles legal advice policies under a short-term insurance license. The CBC Rewards, Clientele Mobile, and Direct Rewards segment offers loyalty rewards contracts, cellular SIM cards, mobile data, and airtime. Clientele Life markets, distributes, and underwrites insurance and investment products, while Clientele General Insurance Limited underwrites personal and business lines legal insurance policies. The company's earnings and assets are accounted for through these segments. The Long-term Insurance segment focuses on insurance risk policies, while the Short-term Insurance segment manages legal advice policies. CBC Rewards, Clientele Mobile, and Direct Rewards provide loyalty rewards and mobile services. Clientele Life is responsible for insurance and investment products, and Clientele General Insurance Limited handles legal insurance policies. The firm's revenue streams are derived from these distinct business areas. Clientèle Ltd. serves clients through multiple channels, with Clientele Life and Clientele General Insurance Limited as key entities. The Long-term Insurance and Short-term Insurance segments drive revenue from insurance products, while the CBC Rewards, Clientele Mobile, and Direct Rewards segment monetizes loyalty programs and mobile services. These segments collectively define the company's financial model. Clientele is one of the most popular companies on Eulerpool.

ROE Details

Decoding Clientele's Return on Equity (ROE)

Clientele's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Clientele's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Clientele's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Clientele’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Clientele stock

Return on Equity (ROE) of Clientele is 17.86 % in 2025.

Return on Equity (ROE) of Clientele changed from 10.05 % to 17.86 %, representing a 77.73% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Clientele since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Clientele with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — Clientele

All Key Metrics — Clientele