Clientele

Clientele FCF Conversion

Delisted

The FCF Conversion Rate (FCF/EBITDA) of Clientele (CLI.JO) as of Nov 10, 2026 is 32.10 %. In the previous year, FCF Conversion Rate (FCF/EBITDA) was 130.12 % — a change of -75.33% (lower).

FCF Conversion

32.10 %

YoY

-75.33%

Last updated:

FCF Conversion Rate (FCF/EBITDA) of Clientele is 2025 32.10 % . FCF Conversion Rate (FCF/EBITDA) of Clientele was 2024 130.12 % . It decreases by -75.33% lower compared to the previous year.

The Clientele FCF Conversion history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF Conversion
Date
FCF Conversion
Jan 1, 2018
34.95 ZAR
Jan 1, 2019
-31.51 ZAR
Jan 1, 2020
79.47 ZAR
Jan 1, 2021
-1.66 ZAR
Jan 1, 2022
20.26 ZAR
Jan 1, 2023
-48.69 ZAR
Jan 1, 2024
130.12 ZAR
Jan 1, 2025
32.10 ZAR
The Clientele FCF Conversion history
YEARFCF ConversionYoY
32.10 %-75.33%
130.12 %-367.26%
-48.69 %-340.34%
20.26 %-1,320.18%
-1.66 %-102.09%
79.47 %-352.22%
-31.51 %-190.15%
34.95 %+1,321.87%
2.46 %-41.69%
4.22 %-83.64%
25.76 %+329.39%
6.00 %—

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Clientele Stock analysis

What does Clientele do? Clientèle Ltd. generates revenue through its segments including Long-term Insurance, which sells and administers long-term insurance risk policies, and Short-term Insurance, which handles legal advice policies under a short-term insurance license. The CBC Rewards, Clientele Mobile, and Direct Rewards segment offers loyalty rewards contracts, cellular SIM cards, mobile data, and airtime. Clientele Life markets, distributes, and underwrites insurance and investment products, while Clientele General Insurance Limited underwrites personal and business lines legal insurance policies. The company's earnings and assets are accounted for through these segments. The Long-term Insurance segment focuses on insurance risk policies, while the Short-term Insurance segment manages legal advice policies. CBC Rewards, Clientele Mobile, and Direct Rewards provide loyalty rewards and mobile services. Clientele Life is responsible for insurance and investment products, and Clientele General Insurance Limited handles legal insurance policies. The firm's revenue streams are derived from these distinct business areas. Clientèle Ltd. serves clients through multiple channels, with Clientele Life and Clientele General Insurance Limited as key entities. The Long-term Insurance and Short-term Insurance segments drive revenue from insurance products, while the CBC Rewards, Clientele Mobile, and Direct Rewards segment monetizes loyalty programs and mobile services. These segments collectively define the company's financial model. Clientele is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Clientele stock

FCF Conversion Rate (FCF/EBITDA) of Clientele is 32.10 % in 2025.

FCF Conversion Rate (FCF/EBITDA) of Clientele changed from 130.12 % to 32.10 %, representing a -75.33% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of FCF Conversion Rate (FCF/EBITDA) Clientele since 2006 – with annual values, charts, and detailed analysis.

FCF conversion measures how effectively EBITDA converts to free cash flow. Higher conversion indicates efficient capital allocation and low maintenance costs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare FCF Conversion Rate (FCF/EBITDA)'s Clientele with sector peers and the industry average to assess whether it is attractive.

To evaluate FCF Conversion Rate (FCF/EBITDA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for FCF Conversion Rate (FCF/EBITDA).

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Cash Flow — Clientele

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