Clientele (CLI.JO) Stock Price

Clientele Price

🇿🇦CLOSED
1,960.00ZAR
Market closed
Today +/-
Today %

Clientele (CLI.JO) Stock | ISIN ZAE000117438. The current Clientele stock price is 1,960 ZAR (2026). Market capitalization is 888.41 B ZAR. Clientele operates in the Finance sector.

Revenue has compounded at 9.4% per year over the past 18 years to 4.36 B ZAR. Earnings per share have grown at 11.6% per year over the last 18 years. Clientele's net margin stands at 24.2%, up from 15.4% several years earlier. Clientele currently offers a dividend yield of about 0.07%. The payout ratio is around 96% of earnings. The dividend has grown at 7.4% per year over the past 17 years.

Clientele stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Clientele over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Clientele stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Clientele's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Clientele Stock Price History
DateClientele Price
Access this data via the Eulerpool API

Clientele Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2007
861 M ZAR
154 M ZAR
104.8 M ZAR
Jan 1, 2008
966.4 M ZAR
203.4 M ZAR
134.2 M ZAR
Jan 1, 2009
1.17 B ZAR
202.9 M ZAR
144.3 M ZAR
Jan 1, 2010
1.32 B ZAR
249.5 M ZAR
159.7 M ZAR
Jan 1, 2011
1.47 B ZAR
299.2 M ZAR
195 M ZAR
Jan 1, 2012
1.6 B ZAR
393 M ZAR
238.4 M ZAR
Jan 1, 2013
1.64 B ZAR
416.7 M ZAR
293.1 M ZAR
Jan 1, 2014
1.71 B ZAR
434.8 M ZAR
307.8 M ZAR
Jan 1, 2015
1.88 B ZAR
504.64 M ZAR
361.64 M ZAR
Jan 1, 2016
2.03 B ZAR
568.44 M ZAR
410.49 M ZAR
Jan 1, 2017
2.21 B ZAR
652.03 M ZAR
466.5 M ZAR
Jan 1, 2018
2.56 B ZAR
689.24 M ZAR
490.3 M ZAR
Jan 1, 2019
3.08 B ZAR
404.63 M ZAR
400.94 M ZAR
Jan 1, 2020
2.31 B ZAR
483.56 M ZAR
328.52 M ZAR
Jan 1, 2021
2.55 B ZAR
598.52 M ZAR
392.26 M ZAR

Clientele Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 21, 2026, 6:08 PM
 
REVENUE (B ZAR)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M ZAR)
NET INCOME (B ZAR)
NET INCOME GROWTH (%)
DIV. (ZAR)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
20182019202020212022202320242025
2.563.082.312.552.452.62.784.36
16.0120.48-25.0810.31-3.976.386.6956.92
--------
00000000
0.490.40.330.390.420.340.331.05
5.15-18.37-1819.517.14-18.1-4.36220.36
1.251.310.951.11.21.251.251.32
8.74.8-27.4815.799.094.175.6
335.28335.51335.61335.68335.71335.6335.74454.07
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Clientele generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Clientele retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Clientele's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Clientele has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Clientele's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Clientele stock margins

The Clientele margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Clientele. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Clientele.
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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2007
0 %
17.89 %
12.17 %
Jan 1, 2008
0 %
21.05 %
13.89 %
Jan 1, 2009
0 %
17.4 %
12.37 %
Jan 1, 2010
0 %
18.86 %
12.07 %
Jan 1, 2011
0 %
20.41 %
13.3 %
Jan 1, 2012
0 %
24.59 %
14.91 %
Jan 1, 2013
0 %
25.39 %
17.86 %
Jan 1, 2014
0 %
25.4 %
17.98 %
Jan 1, 2015
0 %
26.91 %
19.28 %
Jan 1, 2016
0 %
28.06 %
20.26 %
Jan 1, 2017
0 %
29.56 %
21.15 %
Jan 1, 2018
0 %
26.94 %
19.16 %
Jan 1, 2019
0 %
13.13 %
13.01 %
Jan 1, 2020
0 %
20.94 %
14.22 %
Jan 1, 2021
0 %
23.49 %
15.4 %

Clientele Stock Revenue, EBIT, Earnings per Share

The Clientele earnings per share therefore indicates how much revenue Clientele has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2007
2.66 ZAR
0.48 ZAR
0.32 ZAR
Jan 1, 2008
2.97 ZAR
0.63 ZAR
0.41 ZAR
Jan 1, 2009
3.61 ZAR
0.63 ZAR
0.45 ZAR
Jan 1, 2010
4.07 ZAR
0.77 ZAR
0.49 ZAR
Jan 1, 2011
4.5 ZAR
0.92 ZAR
0.6 ZAR
Jan 1, 2012
4.86 ZAR
1.19 ZAR
0.72 ZAR
Jan 1, 2013
5.01 ZAR
1.27 ZAR
0.89 ZAR
Jan 1, 2014
5.21 ZAR
1.32 ZAR
0.94 ZAR
Jan 1, 2015
5.6 ZAR
1.51 ZAR
1.08 ZAR
Jan 1, 2016
6.07 ZAR
1.7 ZAR
1.23 ZAR
Jan 1, 2017
6.58 ZAR
1.94 ZAR
1.39 ZAR
Jan 1, 2018
7.63 ZAR
2.06 ZAR
1.46 ZAR
Jan 1, 2019
9.19 ZAR
1.21 ZAR
1.2 ZAR
Jan 1, 2020
6.88 ZAR
1.44 ZAR
0.98 ZAR
Jan 1, 2021
7.59 ZAR
1.78 ZAR
1.17 ZAR

Clientele business model & stock analysis

Clientèle Ltd. provides financial services in South Africa. The Company, through Clientele Life, markets, distributes and underwrites insurance and investment products and invests funds derived therefrom and accounts for Company's earnings and assets. The company also provides personal and business lines legal insurance policies underwritten, through Clientele General Insurance Limited. The firm's segments include Long-term Insurance, Short-term Insurance, CBC Rewards, Clientele Mobile and Direct Rewards, and Other. The Long-term Insurance segment incorporates the sale and administration of long-term insurance risk policies. The Short-term Insurance segment incorporates the sale and administration of legal advice policies concluded under the short-term insurance license. The CBC Rewards, Clientele Mobile and Direct Rewards segment incorporates the sale and administration of loyalty rewards contracts as well as cellular sim cards, mobile data and airtime to clients.

Clientele Eulerpool Fair Value

Clientele historical P/E ratio, EBIT multiple, and P/S ratio

Clientele annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Clientele shares outstanding

The number of shares was Clientele in 2025 — This indicates how many shares 454.072 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2007
323.7 M base_Shares
Jan 1, 2008
325.2 M base_Shares
Jan 1, 2009
323.5 M base_Shares
Jan 1, 2010
324.9 M base_Shares
Jan 1, 2011
325.7 M base_Shares
Jan 1, 2012
329.2 M base_Shares
Jan 1, 2013
327.5 M base_Shares
Jan 1, 2014
328.9 M base_Shares
Jan 1, 2015
334.88 M base_Shares
Jan 1, 2016
333.81 M base_Shares
Jan 1, 2017
335.31 M base_Shares
Jan 1, 2018
335.28 M base_Shares
Jan 1, 2019
335.51 M base_Shares
Jan 1, 2020
335.61 M base_Shares
Jan 1, 2021
335.68 M base_Shares

Clientele Dividend History

18 years of dividend payments

YearAnnual DividendYoY ChangePayments
20251.32ZAR 5.6%
Sep 23, 20251.32ZAR 5.6%1/1
20241.25ZAR 0.0%
20231.25ZAR 4.2%
20221.2ZAR 9.1%
20211.1ZAR 15.8%
20200.95ZAR 27.5%
20191.31ZAR 4.8%
20181.25ZAR 8.7%
20171.15ZAR 15.0%
20161ZAR 11.1%

Clientele dividend history and estimates

In 2025, Clientele paid a dividend amounting to 1.32 ZAR. Dividend means that Clientele distributes a portion of its profits to its owners.
  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Invalid Date
0 ZAR
0.39 ZAR
Jan 1, 2009
0.42 ZAR
0 ZAR
Jan 1, 2010
0.47 ZAR
0 ZAR
Jan 1, 2011
0.54 ZAR
0 ZAR
Jan 1, 2012
0.67 ZAR
0 ZAR
Jan 1, 2013
0.74 ZAR
0 ZAR
Jan 1, 2014
0.78 ZAR
0 ZAR
Jan 1, 2015
0.9 ZAR
0 ZAR
Jan 1, 2016
1 ZAR
0 ZAR
Jan 1, 2017
1.15 ZAR
0 ZAR
Jan 1, 2018
1.25 ZAR
0 ZAR
Jan 1, 2019
1.31 ZAR
0 ZAR
Jan 1, 2020
0.95 ZAR
0 ZAR
Jan 1, 2021
1.1 ZAR
0 ZAR
Jan 1, 2022
1.2 ZAR
0 ZAR

Clientele dividend payout ratio

In 2025, Clientele had a payout ratio of 95.57%. The payout ratio indicates the percentage of the company's profits that Clientele distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2007
95.67 %
Jan 1, 2008
95.12 %
Jan 1, 2009
93.33 %
Jan 1, 2010
95.92 %
Jan 1, 2011
89.17 %
Jan 1, 2012
93.06 %
Jan 1, 2013
83.15 %
Jan 1, 2014
82.98 %
Jan 1, 2015
83.34 %
Jan 1, 2016
81.32 %
Jan 1, 2017
82.66 %
Jan 1, 2018
85.48 %
Jan 1, 2019
109.62 %
Jan 1, 2020
97.05 %
Jan 1, 2021
94.13 %
Price targets and forecasts for Clientele are not yet available.

Clientele shareholder structure

% Name
66.33009%
Friedshelf 1577 Pty Ltd
Friedshelf 1577 Pty Ltd
0.65577%
Routledge (Gavin Quentin)
Routledge (Gavin Quentin)
0.32496%
Reekei (Basil William)
Reekei (Basil William)
0.20737%
Merchant West Investments (Pty) Ltd
Merchant West Investments (Pty) Ltd
0.03844%
Obsidian Capital (Pty) Ltd.
Obsidian Capital (Pty) Ltd.
0.02318%
Louw (H)
Louw (H)
0.0214%
Stott (Barry Anthony)
Stott (Barry Anthony)
0.01986%
FCA Corp.
FCA Corp.
0.00409%
Cownie (M G)
Cownie (M G)
0.00295%
Red Oak Capital (Pty) Ltd
Red Oak Capital (Pty) Ltd

Clientele Executives and Management Board

BR

Mr. Basil Reekie

(49)

Managing Director, Director

Compensation11.53 M ZAR
GR

Mr. Gavin Routledge

(66)

Non-Executive Independent Chairman of the Board

Compensation1.8 M ZAR
AP

Ms. Angela Pillay

Executive Financial Director · since 2024

TB

Ms. Tiffany-Ann Boesch

Group Financial Director

HL

Mr. Hugo Louw

(49)

Executive Director · since 2021

Frequently asked questions about Clientele

All fundamentals and in-depth analysis of Clientele

Our stock analysis for Clientele Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Clientele Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.