ChoiceOne Financial Services

ChoiceOne Financial Services Net Margin

The Net Profit Margin of ChoiceOne Financial Services (COFS) as of Oct 10, 2026 is 14.61 %. In the previous year, Net Profit Margin was 19.21 % — a change of -23.98% (lower).

Net Margin

14.61 %

YoY

-23.98%

Last updated:

Net Profit Margin of ChoiceOne Financial Services is 2025 14.61 % . Net Profit Margin of ChoiceOne Financial Services was 2024 19.21 % . It decreases by -23.98% lower compared to the previous year.

ChoiceOne Financial Services's net margin stands at 17.4%, down from 27.6% several years earlier.

The ChoiceOne Financial Services Net Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Margin
Date
Net Margin
Jan 1, 2018
23.32 USD
Jan 1, 2019
17.22 USD
Jan 1, 2020
19.91 USD
Jan 1, 2021
26.30 USD
Jan 1, 2022
26.52 USD
Jan 1, 2023
18.67 USD
Jan 1, 2024
19.21 USD
Jan 1, 2025
14.61 USD
The ChoiceOne Financial Services Net Margin history
YEARNet MarginYoY
14.61 %-23.98%
19.21 %+2.92%
18.67 %-29.61%
26.52 %+0.85%
26.30 %+32.08%
19.91 %+15.62%
17.22 %-26.15%
23.32 %+9.43%
21.31 %-1.35%
21.60 %+1.76%
21.23 %-3.77%
22.06 %+10,228.43%
0.21 %+23.13%
0.17 %+18.80%
0.15 %+21.56%
0.12 %+74.08%
0.07 %-6.67%
0.07 %-55.35%
0.17 %-7.77%
0.18 %—
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ChoiceOne Financial Services Stock analysis

What does ChoiceOne Financial Services do? ChoiceOne Financial Services Inc was founded in 1898 and has since been an important part of the financial industry in Michigan, USA. The company's business model is based on offering its customers a wide range of financial services while addressing their needs and desires. An important aspect for ChoiceOne is that all services and products are in line with the company's values and principles. This means that transparency, integrity, and building trust are of great importance in all aspects of ChoiceOne's business operations. ChoiceOne is divided into different divisions, each covering a specific area of financial services. The divisions include retail banking, small business, wealth management, and mortgages. In the retail banking division, ChoiceOne offers various services, including checking accounts, savings accounts, credit cards, online banking, and auto financing. Additionally, ChoiceOne has expertise in advising young adults who are seeking financial independence for the first time and are able to manage their own assets. In the small business division, ChoiceOne focuses on supporting businesses and their finances. The company offers various products and services that have evolved over the years and adapted to the needs of businesses. Existing customers are convinced of the favorable conditions and the easy-oriented service. For wealth management, ChoiceOne offers various services, each aiming to provide its customers with comprehensive and individual care, including services from investment advisors. ChoiceOne manages a portfolio of clients with different needs, incomes, and assets, with a primary focus on achieving financial goals. In terms of mortgages, various types of financing models are available, which are chosen based on customer needs and the real estate market situation. These include conventional, jumbo mortgages, as well as RD, FHA, and VA financing. Over the years, ChoiceOne has distinguished itself through continuous growth and a strong market presence. The company has always offered its customers excellent service and reliable products. Additionally, the company is known for its customer-oriented approach and its ability to offer its customers innovative and tailored financial solutions. The goal of ChoiceOne is to provide its customers with a smooth and easy banking experience while addressing the individual needs of each customer. Due to its experience, diverse products, and excellent customer relations, the company enjoys a strong position in the market. ChoiceOne Financial Services is one of the most popular companies on Eulerpool.

Frequently Asked Questions about ChoiceOne Financial Services stock

Net Profit Margin of ChoiceOne Financial Services is 14.61 % in 2025.

Net Profit Margin of ChoiceOne Financial Services changed from 19.21 % to 14.61 %, representing a -23.98% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Net Profit Margin ChoiceOne Financial Services since 2006 – with annual values, charts, and detailed analysis.

Net Margin measures the percentage of revenue that becomes net profit after all expenses. It is the ultimate measure of a company's profitability.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Profit Margin's ChoiceOne Financial Services with sector peers and the industry average to assess whether it is attractive.

To evaluate Net Profit Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Net Profit Margin.

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Margins — ChoiceOne Financial Services

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