ChoiceOne Financial Services

ChoiceOne Financial Services EBIT Margin

The EBIT Margin (Operating Margin) of ChoiceOne Financial Services (COFS) as of Oct 10, 2026 is 17.72 %. In the previous year, EBIT Margin (Operating Margin) was 23.79 % — a change of -25.49% (lower).

EBIT Margin

17.72 %

YoY

-25.49%

Last updated:

EBIT Margin (Operating Margin) of ChoiceOne Financial Services is 2025 17.72 % . EBIT Margin (Operating Margin) of ChoiceOne Financial Services was 2024 23.79 % . It decreases by -25.49% lower compared to the previous year.

ChoiceOne Financial Services's operating (EBIT) margin stands at 21.1%, down from 33.2% several years earlier.

The ChoiceOne Financial Services EBIT Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EBIT Margin
Date
EBIT Margin
Jan 1, 2018
26.99 USD
Jan 1, 2019
20.33 USD
Jan 1, 2020
24.08 USD
Jan 1, 2021
31.62 USD
Jan 1, 2022
31.03 USD
Jan 1, 2023
22.45 USD
Jan 1, 2024
23.79 USD
Jan 1, 2025
17.72 USD
The ChoiceOne Financial Services EBIT Margin history
YEAREBIT MarginYoY
17.72 %-25.49%
23.79 %+5.96%
22.45 %-27.65%
31.03 %-1.85%
31.62 %+31.27%
24.08 %+18.47%
20.33 %-24.69%
26.99 %-8.67%
29.56 %+0.98%
29.27 %+3.00%
28.42 %-5.60%
30.10 %+10,339.44%
0.29 %+26.40%
0.23 %+20.02%
0.19 %+27.48%
0.15 %+148.91%
0.06 %-5.33%
0.06 %-69.73%
0.21 %-10.86%
0.23 %—
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ChoiceOne Financial Services Stock analysis

What does ChoiceOne Financial Services do? ChoiceOne Financial Services Inc was founded in 1898 and has since been an important part of the financial industry in Michigan, USA. The company's business model is based on offering its customers a wide range of financial services while addressing their needs and desires. An important aspect for ChoiceOne is that all services and products are in line with the company's values and principles. This means that transparency, integrity, and building trust are of great importance in all aspects of ChoiceOne's business operations. ChoiceOne is divided into different divisions, each covering a specific area of financial services. The divisions include retail banking, small business, wealth management, and mortgages. In the retail banking division, ChoiceOne offers various services, including checking accounts, savings accounts, credit cards, online banking, and auto financing. Additionally, ChoiceOne has expertise in advising young adults who are seeking financial independence for the first time and are able to manage their own assets. In the small business division, ChoiceOne focuses on supporting businesses and their finances. The company offers various products and services that have evolved over the years and adapted to the needs of businesses. Existing customers are convinced of the favorable conditions and the easy-oriented service. For wealth management, ChoiceOne offers various services, each aiming to provide its customers with comprehensive and individual care, including services from investment advisors. ChoiceOne manages a portfolio of clients with different needs, incomes, and assets, with a primary focus on achieving financial goals. In terms of mortgages, various types of financing models are available, which are chosen based on customer needs and the real estate market situation. These include conventional, jumbo mortgages, as well as RD, FHA, and VA financing. Over the years, ChoiceOne has distinguished itself through continuous growth and a strong market presence. The company has always offered its customers excellent service and reliable products. Additionally, the company is known for its customer-oriented approach and its ability to offer its customers innovative and tailored financial solutions. The goal of ChoiceOne is to provide its customers with a smooth and easy banking experience while addressing the individual needs of each customer. Due to its experience, diverse products, and excellent customer relations, the company enjoys a strong position in the market. ChoiceOne Financial Services is one of the most popular companies on Eulerpool.

Frequently Asked Questions about ChoiceOne Financial Services stock

EBIT Margin (Operating Margin) of ChoiceOne Financial Services is 17.72 % in 2025.

EBIT Margin (Operating Margin) of ChoiceOne Financial Services changed from 23.79 % to 17.72 %, representing a -25.49% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of EBIT Margin (Operating Margin) ChoiceOne Financial Services since 2006 – with annual values, charts, and detailed analysis.

EBIT Margin measures operating profitability as a percentage of revenue. It shows how much profit a company makes from operations before interest and taxes.

A 'good' varies by industry and company stage. On Eulerpool, you can compare EBIT Margin (Operating Margin)'s ChoiceOne Financial Services with sector peers and the industry average to assess whether it is attractive.

To evaluate EBIT Margin (Operating Margin)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EBIT Margin (Operating Margin).

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