ChoiceOne Financial Services

ChoiceOne Financial Services Liabilities

The The Liabilities of ChoiceOne Financial Services (COFS) as of Nov 10, 2026 is 3.95 B USD. In the previous year, The Liabilities was 2.46 B USD — a change of 60.19% (higher).

Liabilities

3.95 BUSD

YoY

60.19%

Last updated:

In 2025, ChoiceOne Financial Services's total liabilities amounted to 3.95 B USD, a 60.19% difference from the 2.46 B USD total liabilities in the previous year.

The ChoiceOne Financial Services Liabilities history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Liabilities
Date
Liabilities
Jan 1, 2018
590.07 M USD
Jan 1, 2019
1.19 B USD
Jan 1, 2020
1.69 B USD
Jan 1, 2021
2.15 B USD
Jan 1, 2022
2.22 B USD
Jan 1, 2023
2.38 B USD
Jan 1, 2024
2.46 B USD
Jan 1, 2025
3.95 B USD
The ChoiceOne Financial Services Liabilities history
YEARLiabilitiesYoY
3.95 BUSD+60.19%
2.46 BUSD+3.43%
2.38 BUSD+7.40%
2.22 BUSD+3.36%
2.15 BUSD+26.77%
1.69 BUSD+41.72%
1.19 BUSD+102.35%
590.07 MUSD+3.52%
569.99 MUSD+6.41%
535.67 MUSD+7.59%
497.90 MUSD+2.99%
483.45 MUSD—

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ChoiceOne Financial Services Stock analysis

What does ChoiceOne Financial Services do? ChoiceOne Financial Services Inc was founded in 1898 and has since been an important part of the financial industry in Michigan, USA. The company's business model is based on offering its customers a wide range of financial services while addressing their needs and desires. An important aspect for ChoiceOne is that all services and products are in line with the company's values and principles. This means that transparency, integrity, and building trust are of great importance in all aspects of ChoiceOne's business operations. ChoiceOne is divided into different divisions, each covering a specific area of financial services. The divisions include retail banking, small business, wealth management, and mortgages. In the retail banking division, ChoiceOne offers various services, including checking accounts, savings accounts, credit cards, online banking, and auto financing. Additionally, ChoiceOne has expertise in advising young adults who are seeking financial independence for the first time and are able to manage their own assets. In the small business division, ChoiceOne focuses on supporting businesses and their finances. The company offers various products and services that have evolved over the years and adapted to the needs of businesses. Existing customers are convinced of the favorable conditions and the easy-oriented service. For wealth management, ChoiceOne offers various services, each aiming to provide its customers with comprehensive and individual care, including services from investment advisors. ChoiceOne manages a portfolio of clients with different needs, incomes, and assets, with a primary focus on achieving financial goals. In terms of mortgages, various types of financing models are available, which are chosen based on customer needs and the real estate market situation. These include conventional, jumbo mortgages, as well as RD, FHA, and VA financing. Over the years, ChoiceOne has distinguished itself through continuous growth and a strong market presence. The company has always offered its customers excellent service and reliable products. Additionally, the company is known for its customer-oriented approach and its ability to offer its customers innovative and tailored financial solutions. The goal of ChoiceOne is to provide its customers with a smooth and easy banking experience while addressing the individual needs of each customer. Due to its experience, diverse products, and excellent customer relations, the company enjoys a strong position in the market. ChoiceOne Financial Services is one of the most popular companies on Eulerpool.

Liabilities Details

Assessing ChoiceOne Financial Services's Liabilities

ChoiceOne Financial Services's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating ChoiceOne Financial Services's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing ChoiceOne Financial Services's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

ChoiceOne Financial Services's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in ChoiceOne Financial Services’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about ChoiceOne Financial Services stock

The Liabilities of ChoiceOne Financial Services is 3.95 B USD in 2025.

The Liabilities of ChoiceOne Financial Services changed from 2.46 B USD to 3.95 B USD, representing a 60.19% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of The Liabilities ChoiceOne Financial Services since 2006 – with annual values, charts, and detailed analysis.

The Liabilities's USD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track The Liabilities's ChoiceOne Financial Services historically and in real time.

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Balance Sheet — ChoiceOne Financial Services

All Key Metrics — ChoiceOne Financial Services