C&F Financial

C&F Financial FCF/Debt

The Free Cash Flow to Debt Ratio of C&F Financial (CFFI) as of Oct 11, 2026 is 19.55 %. In the previous year, Free Cash Flow to Debt Ratio was 28.55 % — a change of -31.51% (lower).

FCF/Debt

19.55 %

YoY

-31.51%

Last updated:

Free Cash Flow to Debt Ratio of C&F Financial is 2025 19.55 % . Free Cash Flow to Debt Ratio of C&F Financial was 2024 28.55 % . It decreases by -31.51% lower compared to the previous year.

The C&F Financial FCF/Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF/Debt
Date
FCF/Debt
Jan 1, 2018
27.66 USD
Jan 1, 2019
-15.31 USD
Jan 1, 2020
-118.90 USD
Jan 1, 2021
168.62 USD
Jan 1, 2022
94.64 USD
Jan 1, 2023
34.10 USD
Jan 1, 2024
28.55 USD
Jan 1, 2025
19.55 USD
The C&F Financial FCF/Debt history
YEARFCF/DebtYoY
19.55 %-31.51%
28.55 %-16.28%
34.10 %-63.97%
94.64 %-43.87%
168.62 %-241.82%
-118.90 %+676.48%
-15.31 %-155.35%
27.66 %+115.09%
12.86 %-12.77%
14.74 %+93.30%
7.63 %-60.64%
19.38 %—
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C&F Financial Stock analysis

What does C&F Financial do? C&F Financial Corp is a financial services company headquartered in West Point, Virginia. The company was founded in 1927 as the Bank of West Point and has acquired a long history and experience in the finance industry over the years. In 1974, the holding company C&F Financial Corp was established, which still exists today and is the core of the company. The business model of C&F Financial Corp is based on the goal of providing its customers with financial services at the highest level. The company offers a wide range of services tailored to the individual needs of its customers. The main areas that the company focuses on are consumer banking, commercial banking, and mortgage banking. Under consumer banking, C&F Financial Corp offers a variety of deposit and credit services. These include checking accounts, savings accounts, certificates of deposit, personal loans, debt consolidation loans, and lines of credit. The company also has a variety of debit and credit card options that offer customers an easy and convenient way to conduct their banking transactions. C&F Financial Corp's commercial banking focuses on small and medium-sized businesses and offers a wide range of services that help support the growth and development of its customers. The services include loans, checking accounts, savings accounts, credit cards, and cash management systems. C&F Financial Corp's mortgage banking focuses on providing mortgages to customers who want to buy or refinance a home. The company offers a wide range of mortgage products that allow customers to choose the best option for their individual needs. With a special focus on customer service and education, the company constantly proves its expertise in this field. Another important area of C&F Financial Corp is the insurance industry. The company offers a variety of insurances, including auto insurance, homeowners and renters insurance, commercial and business insurance, and life insurance. These insurances give customers the necessary confidence to manage their personal belongings and their business without worries. C&F Financial Corp has established itself as a reliable partner in the finance industry. The company has proven its strength over the past 90 years and is tailored to the needs of its customers with a wide range of financial services. The company underpins its success with excellent customer service and intensive support before and after the transaction. C&F Financial Corp currently has over 25 branches in Virginia and Maryland. C&F Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about C&F Financial stock

Free Cash Flow to Debt Ratio of C&F Financial is 19.55 % in 2025.

Free Cash Flow to Debt Ratio of C&F Financial changed from 28.55 % to 19.55 %, representing a -31.51% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Free Cash Flow to Debt Ratio C&F Financial since 2006 – with annual values, charts, and detailed analysis.

FCF/Debt measures the percentage of total debt that could be repaid from free cash flow. It is a stricter measure than OCF/Debt as it accounts for capital expenditures.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Free Cash Flow to Debt Ratio's C&F Financial with sector peers and the industry average to assess whether it is attractive.

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