C&F Financial

C&F Financial Debt

The Debt of C&F Financial (CFFI) as of Oct 11, 2026 is 113.34 M USD. In the previous year, Debt was 122.61 M USD — a change of -7.56% (lower).

Debt

113.34 MUSD

YoY

-7.56%

Last updated:

In 2025, C&F Financial's total debt was 113.34 M USD, a -7.56% change from the 122.61 M USD total debt recorded in the previous year.

The C&F Financial Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2018
159.70 M USD
Jan 1, 2019
116.70 M USD
Jan 1, 2020
76.20 M USD
Jan 1, 2021
90.50 M USD
Jan 1, 2022
92.10 M USD
Jan 1, 2023
109.54 M USD
Jan 1, 2024
122.61 M USD
Jan 1, 2025
113.34 M USD
The C&F Financial Debt history
YEARDebtYoY
113.34 MUSD-7.56%
122.61 MUSD+11.93%
109.54 MUSD+18.93%
92.10 MUSD+1.77%
90.50 MUSD+18.77%
76.20 MUSD-34.70%
116.70 MUSD-26.93%
159.70 MUSD-4.88%
167.90 MUSD+2.00%
164.60 MUSD-7.16%
177.30 MUSD+6.17%
167.00 MUSD—
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C&F Financial Stock analysis

What does C&F Financial do? C&F Financial Corp is a financial services company headquartered in West Point, Virginia. The company was founded in 1927 as the Bank of West Point and has acquired a long history and experience in the finance industry over the years. In 1974, the holding company C&F Financial Corp was established, which still exists today and is the core of the company. The business model of C&F Financial Corp is based on the goal of providing its customers with financial services at the highest level. The company offers a wide range of services tailored to the individual needs of its customers. The main areas that the company focuses on are consumer banking, commercial banking, and mortgage banking. Under consumer banking, C&F Financial Corp offers a variety of deposit and credit services. These include checking accounts, savings accounts, certificates of deposit, personal loans, debt consolidation loans, and lines of credit. The company also has a variety of debit and credit card options that offer customers an easy and convenient way to conduct their banking transactions. C&F Financial Corp's commercial banking focuses on small and medium-sized businesses and offers a wide range of services that help support the growth and development of its customers. The services include loans, checking accounts, savings accounts, credit cards, and cash management systems. C&F Financial Corp's mortgage banking focuses on providing mortgages to customers who want to buy or refinance a home. The company offers a wide range of mortgage products that allow customers to choose the best option for their individual needs. With a special focus on customer service and education, the company constantly proves its expertise in this field. Another important area of C&F Financial Corp is the insurance industry. The company offers a variety of insurances, including auto insurance, homeowners and renters insurance, commercial and business insurance, and life insurance. These insurances give customers the necessary confidence to manage their personal belongings and their business without worries. C&F Financial Corp has established itself as a reliable partner in the finance industry. The company has proven its strength over the past 90 years and is tailored to the needs of its customers with a wide range of financial services. The company underpins its success with excellent customer service and intensive support before and after the transaction. C&F Financial Corp currently has over 25 branches in Virginia and Maryland. C&F Financial is one of the most popular companies on Eulerpool.

Debt Details

Understanding C&F Financial's Debt Structure

C&F Financial's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing C&F Financial's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to C&F Financial’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in C&F Financial’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about C&F Financial stock

Debt of C&F Financial is 113.34 M USD in 2025.

Debt of C&F Financial changed from 122.61 M USD to 113.34 M USD, representing a -7.56% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Debt C&F Financial since 2006 – with annual values, charts, and detailed analysis.

Debt's USD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's C&F Financial historically and in real time.

Access this data via the Eulerpool API

Balance Sheet — C&F Financial

All Key Metrics — C&F Financial