C&F Financial Stock

C&F Financial EV/EBIT

The EV/EBIT (Enterprise Value to EBIT) of C&F Financial (CFFI) as of Aug 5, 2026 is 7.63. In the previous year, EV/EBIT (Enterprise Value to EBIT) was 10.46 — a change of -27.03% (lower).

EV/EBIT

7.63

YoY

-27.03%

Last updated:

EV/EBIT (Enterprise Value to EBIT) of C&F Financial is 2026 7.63 . EV/EBIT (Enterprise Value to EBIT) of C&F Financial was 2025 10.46 . It decreases by -27.03% lower compared to the previous year.

The C&F Financial EV/EBIT history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

PRICE-TO-EBIT
Date
PRICE-TO-EBIT
Jan 1, 2018
0.00 base
Jan 1, 2019
0.00 base
Jan 1, 2020
0.00 base
Jan 1, 2021
0.00 base
Jan 1, 2022
0.00 base
Jan 1, 2023
0.00 base
Jan 1, 2024
0.00 base
Jan 1, 2025
0.00 base
YEARPRICE-TO-EBIT
2025 -
2024 -
2023 -
2022 -
2021 -
2020 -
2019 -
2018 -
2017 -
2016 -
2015 -
2014 -
2013 -
2012 -
2011 -
2010 -
2009 -
2008 -
2007 -
2006 -
Access this data via the Eulerpool API

C&F Financial Valuation

Details

Historical Valuation Multiples

Price-to-Earnings Ratio (P/E)

The P/E ratio divides C&F Financial's share price by its earnings per share. It tells you how many years of current earnings you are "paying for" when you buy the stock. A P/E of 20 means you pay $20 for every $1 of annual earnings. The S&P 500 historically trades at an average P/E of roughly 15–17. A P/E significantly above that may signal high growth expectations; one below may indicate undervaluation — or declining business quality.

Price-to-Sales Ratio (P/S)

The P/S ratio divides market capitalization by total revenue. Unlike the P/E ratio, it works even for companies that are not yet profitable, making it essential for evaluating high-growth firms. A P/S below 1.0 may indicate undervaluation, while ratios above 10 are typically reserved for fast-growing tech or SaaS companies with high expected future margins.

Price-to-EBIT Ratio

This ratio relates C&F Financial's market price to its operating earnings, excluding the effects of debt structure and tax jurisdiction. It is particularly useful for comparing companies across different countries or with different levels of leverage, because it focuses purely on operational profitability. Lower values suggest cheaper operational earnings.

How to Use This Chart

This chart plots C&F Financial's valuation multiples over time. Compare the current P/E, P/S, and P/EBIT to their own historical averages — if the current ratio is well below the multi-year average, the stock may be relatively cheap compared to its own track record. Combine this with industry comparisons: a P/E that looks high in absolute terms may be justified if C&F Financial grows earnings faster than its peers.

C&F Financial Stock analysis

What does C&F Financial do? C&F Financial Corp is a financial services company headquartered in West Point, Virginia. The company was founded in 1927 as the Bank of West Point and has acquired a long history and experience in the finance industry over the years. In 1974, the holding company C&F Financial Corp was established, which still exists today and is the core of the company. The business model of C&F Financial Corp is based on the goal of providing its customers with financial services at the highest level. The company offers a wide range of services tailored to the individual needs of its customers. The main areas that the company focuses on are consumer banking, commercial banking, and mortgage banking. Under consumer banking, C&F Financial Corp offers a variety of deposit and credit services. These include checking accounts, savings accounts, certificates of deposit, personal loans, debt consolidation loans, and lines of credit. The company also has a variety of debit and credit card options that offer customers an easy and convenient way to conduct their banking transactions. C&F Financial Corp's commercial banking focuses on small and medium-sized businesses and offers a wide range of services that help support the growth and development of its customers. The services include loans, checking accounts, savings accounts, credit cards, and cash management systems. C&F Financial Corp's mortgage banking focuses on providing mortgages to customers who want to buy or refinance a home. The company offers a wide range of mortgage products that allow customers to choose the best option for their individual needs. With a special focus on customer service and education, the company constantly proves its expertise in this field. Another important area of C&F Financial Corp is the insurance industry. The company offers a variety of insurances, including auto insurance, homeowners and renters insurance, commercial and business insurance, and life insurance. These insurances give customers the necessary confidence to manage their personal belongings and their business without worries. C&F Financial Corp has established itself as a reliable partner in the finance industry. The company has proven its strength over the past 90 years and is tailored to the needs of its customers with a wide range of financial services. The company underpins its success with excellent customer service and intensive support before and after the transaction. C&F Financial Corp currently has over 25 branches in Virginia and Maryland. C&F Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about C&F Financial stock

EV/EBIT (Enterprise Value to EBIT) of C&F Financial is 7.63 in 2026.

EV/EBIT (Enterprise Value to EBIT) of C&F Financial changed from 10.46 to 7.63, representing a -27.03% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of EV/EBIT (Enterprise Value to EBIT) C&F Financial since 2006 – with annual values, charts, and detailed analysis.

The EV/EBIT ratio measures a company's enterprise value relative to its operating earnings. It accounts for debt, making it useful for comparing companies with different capital structures.

EV/EBIT = Enterprise Value / Earnings Before Interest and Taxes

To evaluate EV/EBIT (Enterprise Value to EBIT)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EV/EBIT (Enterprise Value to EBIT).

A 'good' varies by industry and company stage. On Eulerpool, you can compare EV/EBIT (Enterprise Value to EBIT)'s C&F Financial with sector peers and the industry average to assess whether it is attractive.

Access this data via the Eulerpool API

Valuation — C&F Financial

All Key Metrics — C&F Financial