Alior Bank

Alior Bank ROA

The Return on Assets (ROA) of Alior Bank (ALR.WA) as of Sep 29, 2026 is 2.33 %. In the previous year, Return on Assets (ROA) was 2.62 % — a change of -11.26% (lower).

ROA

2.33 %

YoY

-11.26%

Last updated:

In 2026, Alior Bank's return on assets (ROA) was 2.33 %, a -11.26% increase from the 2.62 % ROA in the previous year.

The Alior Bank ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
0.97 PLN
Jan 1, 2019
0.32 PLN
Jan 1, 2020
-0.40 PLN
Jan 1, 2021
0.58 PLN
Jan 1, 2022
0.82 PLN
Jan 1, 2023
2.25 PLN
Jan 1, 2024
2.62 PLN
Jan 1, 2025
2.33 PLN
The Alior Bank ROA history
YEARROAYoY
2.33 %-11.26%
2.62 %+16.36%
2.25 %+173.26%
0.82 %+42.04%
0.58 %-246.63%
-0.40 %-222.28%
0.32 %-66.69%
0.97 %+43.35%
0.68 %-27.93%
0.94 %+21.50%
0.77 %-27.65%
1.07 %—
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Alior Bank Stock analysis

What does Alior Bank do? The Alior Bank SA is a Polish bank that was established in 2008. The bank is one of the youngest and most innovative banks in Poland and has experienced steady growth in recent years. Alior Bank is a joint stock company and is listed on the Warsaw Stock Exchange. The business model of Alior Bank is focused on retail customers, small and medium-sized enterprises, and institutional customers. The bank offers a wide range of products and services, including accounts, credit cards, loans, deposits, insurance, ATMs, internet banking, mobile apps, and other financial products. Alior Bank is a 100% subsidiary of PZU Group, one of the largest financial institutions in Poland. Alior Bank has various business units, such as retail customers, business customers, and institutional customers. The retail customer segment offers various products and services such as deposit accounts, credit cards, personal loans, and mortgages. The business customer segment offers various products and services such as business accounts, loans, trade finance, and treasury services. The institutional customer segment offers various products and services such as investment fund management, asset management, capital markets, and treasury services. Alior Bank entered the market to offer modern banking services with a wide range of products and services to the Polish people. The bank has also made a name for itself in the Polish market through the introduction of innovative products and services, as well as the establishment of modern banking, including internet banking, mobile banking, and digital banking. Alior Bank has received various awards and recognition for its innovative products and services. The bank won the competition for the best banks and financial institutions in 2017. In 2016, the bank ranked first in the Innovation Index and was awarded the Best Digital Bank Brand Award. In recent years, Alior Bank has achieved strong growth and has strengthened its presence in Poland through expanding its branches, opening new branches, and forming partnerships with other banks, as well as expanding its business models. Alior Bank also operates in other European countries such as Germany, France, the United Kingdom, Italy, and Spain. Overall, Alior Bank is one of the most innovative and fastest-growing banks in Poland, focusing on the needs of various customers. With its wide range of products and services and its innovative approaches to digital banking, Alior Bank has become an important brand in the banking market. Alior Bank is one of the most popular companies on Eulerpool.

ROA Details

Understanding Alior Bank's Return on Assets (ROA)

Alior Bank's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Alior Bank's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Alior Bank's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Alior Bank’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Alior Bank stock

Return on Assets (ROA) of Alior Bank is 2.33 % in 2026.

Return on Assets (ROA) of Alior Bank changed from 2.62 % to 2.33 %, representing a -11.26% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Alior Bank since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Alior Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Alior Bank

All Key Metrics — Alior Bank