Alior Bank (ALR.WA) Stock Price

Alior Bank Price

GPW·CLOSED
134.25
​
Market closed

Revenue has compounded at 21.9% per year over the past 16 years to 8.34 B PLN. Earnings per share have grown at 15.5% per year over the last 14 years. Alior Bank's net margin stands at 28.4%, up from 12.7% several years earlier. Alior Bank currently offers a dividend yield of about 6.85%. The payout ratio is around 51% of earnings. Analysts set a median price target of 127.50 PLN, implying 5.0% below the current price. Of 12 analysts, 11 rate the stock a buy — an overall Buy consensus.

Alior Bank stock price

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Alior Bank business model & stock analysis

The Alior Bank SA is a Polish bank that was established in 2008. The bank is one of the youngest and most innovative banks in Poland and has experienced steady growth in recent years. Alior Bank is a joint stock company and is listed on the Warsaw Stock Exchange. The business model of Alior Bank is focused on retail customers, small and medium-sized enterprises, and institutional customers. The bank offers a wide range of products and services, including accounts, credit cards, loans, deposits, insurance, ATMs, internet banking, mobile apps, and other financial products. Alior Bank is a 100% subsidiary of PZU Group, one of the largest financial institutions in Poland. Alior Bank has various business units, such as retail customers, business customers, and institutional customers. The retail customer segment offers various products and services such as deposit accounts, credit cards, personal loans, and mortgages. The business customer segment offers various products and services such as business accounts, loans, trade finance, and treasury services. The institutional customer segment offers various products and services such as investment fund management, asset management, capital markets, and treasury services. Alior Bank entered the market to offer modern banking services with a wide range of products and services to the Polish people. The bank has also made a name for itself in the Polish market through the introduction of innovative products and services, as well as the establishment of modern banking, including internet banking, mobile banking, and digital banking. Alior Bank has received various awards and recognition for its innovative products and services. The bank won the competition for the best banks and financial institutions in 2017. In 2016, the bank ranked first in the Innovation Index and was awarded the Best Digital Bank Brand Award. In recent years, Alior Bank has achieved strong growth and has strengthened its presence in Poland through expanding its branches, opening new branches, and forming partnerships with other banks, as well as expanding its business models. Alior Bank also operates in other European countries such as Germany, France, the United Kingdom, Italy, and Spain. Overall, Alior Bank is one of the most innovative and fastest-growing banks in Poland, focusing on the needs of various customers. With its wide range of products and services and its innovative approaches to digital banking, Alior Bank has become an important brand in the banking market.

Frequently asked questions about Alior Bank

Alior Bank SA is primarily active in the financial services industry, offering a wide range of banking products and services. As one of the leading banks in Poland, Alior Bank SA caters to individual customers, businesses, and corporate clients, providing various financial solutions including banking accounts, loans, mortgages, investments, insurance, and more. With a strong focus on innovation and customer satisfaction, Alior Bank SA constantly adapts to market trends, contributing to the growth and stability of the financial sector.

The main competitors of Alior Bank SA in the market include other leading banks in Poland such as PKO Bank Polski, Bank Pekao SA, and mBank SA. These prominent financial institutions compete with Alior Bank SA to attract customers and provide similar banking services and products. Alior Bank SA's strong position in the market leads to intense competition among these key players, driving innovation and enhancing customer experiences in the banking sector.

The business model of Alior Bank SA revolves around being a universal bank that provides a comprehensive range of financial products and services to individual and business customers. Alior Bank SA operates both traditional branch banking as well as digital banking solutions, allowing customers to access their accounts and conduct transactions through various channels. The bank offers services such as retail and private banking, corporate and investment banking, as well as leasing and factoring. Through its diversified business activities, Alior Bank SA aims to deliver innovative banking solutions and meet the diverse financial needs of its customers in Poland and internationally.

Alior Bank SA is a renowned Polish financial institution that has a rich history and background. Established in 2008, the bank has rapidly grown to become one of the largest banks in Poland. As a universal bank, Alior Bank SA offers a wide range of financial products and services to both individual and business customers. With a strong focus on providing innovative and convenient banking solutions, Alior Bank SA has gained a solid reputation for its customer-centric approach. The bank continuously strives to adapt to the evolving needs of its clients and has been successful in maintaining a strong presence in the Polish banking sector.

Over the years, Alior Bank SA has achieved significant milestones that have reinforced its position in the financial market. The company successfully completed its IPO in 2012 and became listed on the Warsaw Stock Exchange, marking a significant step in its growth and expansion. Alior Bank SA has also demonstrated impressive financial performance, consistently delivering robust earnings and demonstrating resilience in a challenging economic environment. Moreover, the bank's commitment to innovation is evident through the introduction of various digital banking solutions and the establishment of strategic partnerships. These milestones collectively highlight Alior Bank SA's success and its continuous efforts to provide excellent banking services to its customers.

Alior Bank SA is primarily present in Poland.

Alior Bank SA represents values of innovation, transparency, and customer-centricity. With a strong focus on technological advancements, Alior Bank SA aims to provide innovative banking solutions and services to its customers. The bank is committed to maintaining transparent relationships with its clients and stakeholders, fostering trust and reliability. Alior Bank SA prioritizes customer satisfaction and strives to meet their evolving needs and expectations by offering personalized and user-friendly products. Through its corporate philosophy, the bank aims to build long-term relationships based on mutual respect, professionalism, and ethical practices. Alior Bank SA consistently works towards enhancing customer experience and financial well-being.

Analysts currently set an average price target of 129.48 PLN for the Alior Bank stock (median: 127.50 PLN), implying -3.6 % versus the latest price. The consensus is based on 12 analyst ratings.

12 analysts currently rate the Alior Bank stock: 11 recommend buying, 1 holding and 0 selling. For 2026, analysts expect Alior Bank to generate revenue of 5.92 B PLN and earnings per share of 13.43 PLN.

Converted at the current exchange rate, the Alior Bank share trades at 30.73 EUR (134.25 PLN).

The Alior Bank share (ALR.WA) is listed on 5 stock exchanges, including: London (0QBM.L), Frankfurt (A6O.F), München (A6O.MU).

Alior Bank SA is a Polish financial company that offers a wide range of financial services. With over 130 branches and 1.8 million customers, the company is one of the main players in the Polish financial market. Its business model consists of several divisions that offer different products and services. These include credit services, deposit services, securities services, insurance services, and asset management. The bank also provides online banking services through a mobile app. The company aims to serve customers in all areas of the financial market and strives to create a seamless and user-friendly experience through innovative technologies and digital solutions.

The expected revenue of Alior Bank is 5.92 B PLN. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Alior Bank is 1.75 B PLN. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Alior Bank is currently 10.00. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Alior Bank stock.

The price-to-sales ratio (P/S) of Alior Bank is currently 2.96. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Alior Bank stock.

The Eulerpool Quality Score for Alior Bank is 7/10.

The ISIN of Alior Bank is PLALIOR00045. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Alior Bank is A1J9PZ. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Alior Bank is ALR.WA. The ticker symbol is used to trade Alior Bank shares on the stock exchange.

Fair ValueTerminal
138.28 PLN
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
1.06 M PLN
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website aliorbank.pl
Country
Poland
Currency
PLN
Initial public offering
Dec 14, 2012
ISIN
PLALIOR00045
Cusip
X0081M123
Sedol
B8W8F13
Market capitalization
17.53 B PLNLarge Cap
52-Week Range
PEG
1.34
P/E ratio
P/Ee 2026
10.00
P/Ee 2027
8.56
P/Ee 2028
7.85
P/Ee 2029
8.05
P/Ee 2030
7.64
P/S
P/Se
2.96
EV/EBIT
5.71
P/B Ratio
1.35
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
15.15 %
Dividend
Dividend yield
6.85 %
Est. Dividend Yield
8.21 %
Payout Ratio
50.69 %
Dividend growth Ø5Y
—
Dividend payments per year
1
Dividend paid since
2 years
Dividend not reduced since
2 years
Dividend increased since
2 years
Dividend withholding tax
19.00 %
Last updated Oct 18, 2026, 2:40 PM

Alior Bank Ticker

FRANKFURT · A6O.FLONDON · 0QBM.LMUNICH · A6O.MUWARSAW · ALR.WAWSE · ALR.WA

Alior Bank FIGI

ALR:PW · BBG003M95W30A6O:GR · BBG003QK5KY3A6O:GF · BBG003QK5KZ2A6O:GS · BBG003QK5L26A6O:GM · BBG003QK5L35A6O:GB · BBG003QK5L44ALR2:EO · BBG003SCHT40ALR2:XH · BBG003SCHT77ALR2:XF · BBG003SCHT95ALR2:XE · BBG003SCHTC1ALR2:XJ · BBG003SCHTD0ALR2:XL · BBG003SCHTF8