Alisa Pankki Oyj (ALISA.HE) Stock Price
Alisa Pankki Oyj Price
Revenue at Alisa Pankki Oyj has contracted by 8.1% per year over the past 14 years to 18.17 M EUR. Earnings per share have grown at 8.7% per year over the last 11 years. Alisa Pankki Oyj's net margin stands at -6.6%, down from 26.4% several years earlier. Alisa Pankki Oyj currently offers a dividend yield of about 7.77%. The dividend has grown at 22.7% per year over the past 6 years. Analysts set a median price target of 0.21 EUR, implying 56.9% above the current price. Of 8 analysts, 0 rate the stock a buy — an overall Sell consensus. The stock trades about 11% above its 52-week low.
Alisa Pankki Oyj stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Alisa Pankki Oyj over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Alisa Pankki Oyj stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Alisa Pankki Oyj's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Alisa Pankki Oyj Price |
|---|---|
| 9/11/2026 | 0.14 EUR |
| 9/10/2026 | 0.14 EUR |
| 9/9/2026 | 0.15 EUR |
| 9/8/2026 | 0.14 EUR |
| 9/7/2026 | 0.14 EUR |
| 9/4/2026 | 0.14 EUR |
| 9/3/2026 | 0.14 EUR |
| 9/2/2026 | 0.14 EUR |
| 9/1/2026 | 0.14 EUR |
| 8/31/2026 | 0.14 EUR |
| 8/28/2026 | 0.14 EUR |
| 8/27/2026 | 0.14 EUR |
| 8/26/2026 | 0.14 EUR |
| 8/25/2026 | 0.14 EUR |
| 8/24/2026 | 0.15 EUR |
| 8/21/2026 | 0.14 EUR |
| 8/20/2026 | 0.13 EUR |
| 8/19/2026 | 0.14 EUR |
| 8/17/2026 | 0.14 EUR |
| 8/14/2026 | 0.15 EUR |
| 8/13/2026 | 0.15 EUR |
| 8/12/2026 | 0.15 EUR |
| 8/11/2026 | 0.15 EUR |
| 8/10/2026 | 0.15 EUR |
| 8/7/2026 | 0.15 EUR |
| 8/6/2026 | 0.15 EUR |
| 8/5/2026 | 0.16 EUR |
| 8/4/2026 | 0.16 EUR |
| 8/3/2026 | 0.14 EUR |
| 7/30/2026 | 0.14 EUR |
Alisa Pankki Oyj Revenue, Pre-Provision Profit, Net Income
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Alisa Pankki Oyj Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM EUR |
|---|
| REVENUE GROWTH% |
| Net Interest IncomeM EUR |
| Non-Interest IncomeM EUR |
| Loan Loss ProvisionsM EUR |
| Pre-Provision Profit (PPOP)M EUR |
| NET INCOMEM EUR |
| NET INCOME GROWTH% |
| DIVIDENDDIV.EUR |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025e | 2026e | 2027e | 2028e | 2029e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 63.00 | 69.00 | 64.00 | 76.00 | 76.00 | 80.00 | 85.00 | 120.00 | 15.00 | 23.00 | 32.00 | 16.00 | 9.00 | 13.00 | 15.00 | 16.00 |
| 5.00 | 9.52 | -7.25 | 18.75 | – | 5.26 | 6.25 | 41.18 | -87.50 | 53.33 | 39.13 | -50.00 | -43.75 | 44.44 | 15.38 | 6.67 |
| 1.00 | 1.40 | 1.60 | 0.90 | 0.70 | 0.30 | 0.20 | 0.10 | 9.10 | 14.76 | 15.08 | – | – | – | – | – |
| 60.80 | 66.70 | 61.50 | 73.30 | 72.60 | 77.40 | 82.90 | 118.70 | 3.90 | 3.34 | 3.10 | – | – | – | – | – |
| – | – | – | – | – | 1.00 | 0.10 | -0.10 | 8.30 | 5.44 | 5.53 | – | – | – | – | – |
| 10.00 | 15.30 | 12.10 | 21.80 | 21.50 | 24.50 | 29.60 | 53.40 | -1.30 | 5.30 | 4.21 | – | – | – | – | – |
| 6.00 | 11.00 | 9.00 | 16.00 | 16.00 | 17.00 | 21.00 | 36.00 | -10.00 | – | -1.00 | -1.00 | -1.00 | – | 1.00 | 1.00 |
| 20.00 | 83.33 | -18.18 | 77.78 | – | 6.25 | 23.53 | 71.43 | -127.78 | – | – | – | – | – | – | – |
| – | – | – | – | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | – | – | 0.01 | 0.02 | 0.02 | – | – |
| – | – | – | – | – | – | – | – | – | – | – | – | 100.00 | – | – | – |
| 4.10 | 6.30 | 23.30 | 23.40 | 23.20 | 23.80 | 24.60 | 24.70 | 77.00 | 88.33 | 125.32 | 125.32 | 125.32 | 125.32 | 125.32 | 125.32 |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Alisa Pankki Oyj generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Alisa Pankki Oyj retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Alisa Pankki Oyj's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Alisa Pankki Oyj has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Alisa Pankki Oyj's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Alisa Pankki Oyj stock margins
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Alisa Pankki Oyj Revenue per Share, Earnings per Share
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Alisa Pankki Oyj business model & stock analysis
Alisa Pankki Oyj SWOT Analysis
Strengths
1. Established Brand: Evli Pankki Oyj has built a strong reputation in the banking industry, gaining the trust of customers.
2. Diversified Product Portfolio: The company offers a wide range of financial products and services, catering to diverse customer needs.
3. Strong Financial Performance: Evli Pankki Oyj has consistently reported solid financial results, reflecting its robust business fundamentals.
Weaknesses
1. Limited Geographic Presence: The bank's operations are primarily concentrated in Finland, which poses a risk in terms of potential economic fluctuations in the region.
2. Relatively Small Market Share: Evli Pankki Oyj faces strong competition from larger banks, which may limit its market share and growth potential.
3. Dependence on Interest Income: The bank heavily relies on interest income, making it susceptible to changes in interest rates and economic conditions.
Opportunities
1. Expansion into New Markets: Evli Pankki Oyj can explore opportunities to expand its operations into other countries, potentially increasing its customer base and revenue.
2. Growing Demand for Sustainable Investments: The increasing interest in sustainable investing provides an opportunity for the bank to develop and promote environmentally and socially responsible financial products.
3. Advancements in Technology: Embracing technological advancements can enable the bank to improve its efficiency, enhance customer experience, and offer innovative digital banking solutions.
Threats
1. Regulatory Risks: Evli Pankki Oyj operates in a highly regulated environment, making it vulnerable to potential changes in laws, regulations, and compliance requirements.
2. Economic Uncertainty: Fluctuations in the global and regional economy can impact the bank's operations, profitability, and asset quality.
3. Intense Competition: The banking industry is highly competitive, with both traditional and online banks vying for market share, which could intensify the pressure on Evli Pankki Oyj.
Alisa Pankki Oyj Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Alisa Pankki Oyj historical P/E ratio, EBIT multiple, and P/S ratio
Alisa Pankki Oyj annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Alisa Pankki Oyj shares outstanding
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Alisa Pankki Oyj Dividend History
7 years of dividend payments · 6 consecutive increases
Alisa Pankki Oyj dividend history and estimates
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Alisa Pankki Oyj dividend payout ratio
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Current Alisa Pankki Oyj forecasts and price targets in September 2026
Analyst Price Targets 2026Alisa Pankki Oyj Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 2/14/2024 | -EUR | - | 8.24 MEUR | - | 2023 Q4 |
Alisa Pankki Oyj shareholder structure
| % | Name |
|---|---|
0.00195% | |
0.00185% | |
0.00018% |
Alisa Pankki Oyj Executives and Management Board
12 members · avg. age 54 · 42 % women
Management
Mr. Sampsa Laine (55)
Chief Executive Officer, Chairman of the Management Board, Director · since 2024
Ms. Kukka Lehtimaki (37)
Deputy Chief Executive Officer, Chief Financial Officer
Ms. Essi Salmela
Chief Risk Officer · since 2024
Ms. Katja Vaehaesilta
General Counsel
Board of Directors
Mr. Olli-Petteri Lehtinen (65)
Independent Chairman of the Board
Ms. Johanna Lamminen (59)
Independent Deputy Chairman of the Board
Mr. Junno Roine (49)
Director - Business Customers
Mr. Peter Ramsay (58)
Director
Mr. Karri Haaparinne (58)
Independent Director
Mr. Sami Honkonen (42)
Independent Director
Frequently asked questions about Alisa Pankki Oyj
The business model of Evli Pankki Oyj is centered around providing comprehensive financial services to its clients. As a leading Nordic wealth, asset management, and brokerage company, Evli Pankki Oyj offers personalized solutions for individuals, institutions, and corporations. The company excels in investment advisory and portfolio management services, aiming to generate long-term value for its clients through active and responsible investing. Evli Pankki Oyj also offers a wide range of investment products, including mutual funds and alternative investment solutions. With its strong expertise and customer-centric approach, Evli Pankki Oyj continues to be a trusted partner for individuals and businesses seeking professional financial guidance and growth opportunities.
Evli Pankki Oyj is primarily active in the financial services industry.
Evli Pankki Oyj faces competition from various financial institutions in the market. Some of the main competitors of Evli Pankki Oyj include Nordea Bank Abp, OP Financial Group, Danske Bank A/S, and Aktia Bank plc. These competitors also operate in the banking and financial services sector, offering similar products and services to customers. Evli Pankki Oyj distinguishes itself by providing personalized investment solutions, wealth management, and corporate finance advisory services, setting itself apart from its competitors.
Evli Pankki Oyj, founded in 1985, is a leading Finnish investment and asset management company. With over 30 years of experience, Evli has established a robust reputation in providing comprehensive financial services to institutional and private clients. Evli focuses on offering a wide range of investment solutions, including wealth management, mutual funds, and capital market services. The company prides itself on its client-centered approach, combining a deep understanding of market dynamics with personalized investment strategies. Evli Pankki Oyj has grown steadily over the years, becoming a trusted partner for individuals and institutions seeking reliable financial expertise in Finland and globally.
Evli Pankki Oyj, a leading Finnish investment bank, has achieved several significant milestones throughout its history. The company has established itself as a trusted and reliable financial institution, serving both institutional and private clients. Evli Pankki Oyj has successfully expanded its operations globally, with a strong presence in the Nordic and Russian markets. The company has consistently delivered impressive financial results, demonstrating its expertise and commitment to generating value for its clients. Evli Pankki Oyj has also received numerous accolades and awards for its excellent performance and innovative investment solutions.
Evli Pankki Oyj, a renowned Finnish investment bank, primarily operates in Finland and the Nordic region. With its headquarters in Helsinki, Finland, the company has established a strong presence in the Finnish financial market. Evli Pankki Oyj offers a wide range of comprehensive financial services, including asset management, investment banking, and private banking solutions, primarily catering to clients within Finland and the Nordic countries. With a focus on delivering personalized and professional financial services, Evli Pankki Oyj continues to consolidate its position as a leading player in the Finnish and Nordic financial sectors.
Evli Pankki Oyj represents values of professionalism, integrity, and client focus. With a corporate philosophy centered around sustainable investment practices, Evli Pankki Oyj aims to provide high-quality financial services to its clients. The company emphasizes long-term value creation, customized investment solutions, and unbiased advice. Evli Pankki Oyj believes in maintaining strong client relationships built on trust and transparency. Through its expertise in wealth management, asset management, and advisory services, the company strives to deliver exceptional results and exceed client expectations. Evli Pankki Oyj's commitment to its core values and corporate philosophy enables it to make informed investment decisions tailored to the individual needs of its clients.
Analysts currently set an average price target of 0.21 EUR for the Alisa Pankki Oyj stock (median: 0.21 EUR), implying +56.9 % versus the latest price. The consensus is based on 8 analyst ratings.
8 analysts currently rate the Alisa Pankki Oyj stock: 0 recommend buying, 2 holding and 6 selling. For 2026, analysts expect Alisa Pankki Oyj to generate revenue of 10.00 M EUR and earnings per share of -0.01 EUR.
The Alisa Pankki Oyj share (ALISA.HE) is listed on 3 stock exchanges, including: London (0RD4.L).
Evli Pankki Oyj is a Finnish investment bank specializing in asset management, investment banking, brokerage, and fund management. The company offers a wide range of products and services tailored to the needs of private and corporate clients. The main activity of Evli Pankki Oyj is asset management. The company provides asset management solutions for both private and corporate clients, including portfolio management and investment advice. Clients can choose from various asset classes such as stocks, bonds, funds, currencies, and commodities. In the investment banking sector, Evli Pankki Oyj offers a wide range of services, including capital raising, mergers and acquisitions, stock and bond issuance, and structured financing. The company serves clients in various industries such as telecommunications, energy, retail, financial services, and technology. Evli Pankki Oyj also provides brokerage services. Clients can invest in stocks, bonds, options, futures, and currencies through the company's platform. The company has a network of international partners and can offer clients access to exchanges in various countries. Fund management is another important business area for Evli Pankki Oyj. The company offers a wide range of funds specializing in different asset classes, including stocks, bonds, real estate, and commodities. The fund management area serves both institutional and private clients. Evli Pankki Oyj also offers niche products such as impact investments. These specialize in investments in projects and companies that have a positive social or environmental benefit. Impact investments can be made in industries such as renewable energy, healthcare, and education. In recent years, the company has also expanded its presence in the sustainability sector. Evli Pankki Oyj has integrated environmental, social, and governance (ESG) criteria into its investment processes and offers ESG screening services to clients. Overall, the business model of Evli Pankki Oyj is diversified and offers clients a wide range of products and services. The company has a strong presence in the Nordic countries and has experienced increasing international expansion in recent years.
The expected revenue of Alisa Pankki Oyj is 10.00 M EUR. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Alisa Pankki Oyj is -1.64 M EUR. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Alisa Pankki Oyj is currently -10.41. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Alisa Pankki Oyj stock.
The price-to-sales ratio (P/S) of Alisa Pankki Oyj is currently 1.71. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Alisa Pankki Oyj stock.
The Eulerpool Quality Score for Alisa Pankki Oyj is 0/10.
The ISIN of Alisa Pankki Oyj is FI4000170915. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Alisa Pankki Oyj is A2ABJ1. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Alisa Pankki Oyj is ALISA.HE. The ticker symbol is used to trade Alisa Pankki Oyj shares on the stock exchange.
Over the past 12 months, Alisa Pankki Oyj paid a dividend of 0.01 EUR . This corresponds to a dividend yield of about 7.77 %. For the coming 12 months, Alisa Pankki Oyj is expected to pay a dividend of 0.02 EUR.
The current dividend yield of Alisa Pankki Oyj is 7.77 %.
Alisa Pankki Oyj pays a dividend, distributed in the months of , , , .
Alisa Pankki Oyj paid dividends every year for the past 0 years.
For the upcoming 12 months, dividends amounting to 0.02 EUR are expected. This corresponds to a dividend yield of 13.42 %.
Alisa Pankki Oyj is assigned to the 'Finance' sector.
To receive the latest dividend of Alisa Pankki Oyj from amounting to 0.01 EUR, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
The dividends of Alisa Pankki Oyj are distributed in EUR.
Alisa Pankki Oyj stock
Alisa Pankki Oyj Peer Group
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Alisa Pankki Oyj FIGI
All fundamentals and in-depth analysis of Alisa Pankki Oyj
Our stock analysis for Alisa Pankki Oyj stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Alisa Pankki Oyj. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.