United States Mortgage Rate

Price

Price

6.81 %

Change +/-

+0.05 %

Percentage Change

+0.74 %

The current value of the Mortgage Rate in United States is 6.7 %. The Mortgage Rate in United States increased to 6.7 % on 7/31/2026, after it was 6.59 % on 7/24/2026. From 1/5/1990 to 7/31/2026, the average GDP in United States was 6.08 %. The all-time high was reached on 4/27/1990 with 10.56 %, while the lowest value was recorded on 12/11/2020 with 2.85 %.

Source: Mortgage Bankers Association of America

The current value of Mortgage Rate in United States is 6.7%. Mortgage Rate in United States increased to 6.7% from 6.59%.Mortgage Rate in United States averaged 6.08% from 1/5/1990 until 7/31/2026.The all-time high was 10.56% (4/27/1990)and the record low was 2.85% (12/11/2020).

Mortgage Rate

Mortgage Rate

Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of US Mortgage Rate over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how US Mortgage Rate stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing US Mortgage Rate's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

US Mortgage Rate Stock Price History
DateUS Mortgage Rate Price
7/31/20266.81 %
7/24/20266.76 %
7/17/20266.69 %
7/10/20266.65 %
7/3/20266.58 %
6/26/20266.57 %
6/19/20266.59 %
6/12/20266.60 %
6/5/20266.60 %
5/29/20266.57 %
5/22/20266.65 %
5/15/20266.56 %
5/8/20266.46 %
5/1/20266.45 %
4/24/20266.37 %
4/17/20266.35 %
4/10/20266.42 %
4/3/20266.51 %
3/27/20266.57 %
3/20/20266.43 %
3/13/20266.30 %
3/6/20266.19 %
2/27/20266.09 %
2/20/20266.09 %
2/13/20266.17 %
2/6/20266.21 %
1/30/20266.21 %
1/23/20266.24 %
1/16/20266.16 %
1/9/20266.18 %
1/2/20266.25 %
12/26/20256.32 %
12/19/20256.31 %
12/12/20256.38 %
12/5/20256.33 %
11/28/20256.32 %
11/21/20256.40 %
11/14/20256.37 %
11/7/20256.34 %
10/31/20256.31 %
10/24/20256.30 %
10/17/20256.37 %
10/10/20256.42 %
10/3/20256.43 %
9/26/20256.46 %
9/19/20256.34 %
9/12/20256.39 %
9/5/20256.49 %
8/29/20256.64 %
8/22/20256.69 %
8/15/20256.68 %
8/8/20256.67 %
8/1/20256.77 %
7/25/20256.83 %
7/18/20256.84 %
7/11/20256.82 %
7/4/20256.77 %
6/27/20256.79 %
6/20/20256.88 %
6/13/20256.84 %
6/6/20256.93 %
5/30/20256.92 %
5/23/20256.98 %
5/16/20256.92 %
5/9/20256.86 %
5/2/20256.84 %
4/25/20256.89 %
4/18/20256.90 %
4/11/20256.81 %
4/4/20256.61 %
3/28/20256.70 %
3/21/20256.71 %
3/14/20256.72 %
3/7/20256.67 %
2/28/20256.73 %
2/21/20256.88 %
2/14/20256.93 %
2/7/20256.95 %
1/31/20256.97 %
1/24/20257.02 %
1/17/20257.02 %
1/10/20257.09 %
1/3/20256.99 %
12/27/20246.97 %
12/13/20246.75 %
12/6/20246.67 %
11/29/20246.69 %
11/22/20246.86 %
11/15/20246.90 %
11/8/20246.86 %
11/1/20246.81 %
10/25/20246.73 %
10/18/20246.52 %
10/11/20246.52 %
10/4/20246.36 %
9/27/20246.14 %
9/20/20246.13 %
9/13/20246.15 %
9/6/20246.29 %
8/30/20246.43 %
8/23/20246.44 %
8/16/20246.50 %
8/9/20246.54 %
8/2/20246.55 %
7/26/20246.82 %
7/19/20246.82 %
7/12/20246.87 %
7/5/20247.00 %
6/28/20247.03 %
6/21/20246.93 %
6/14/20246.94 %
6/7/20247.02 %
5/31/20247.07 %
5/24/20247.05 %
5/17/20247.01 %
5/10/20247.08 %
5/3/20247.18 %
4/26/20247.29 %
4/19/20247.24 %
4/12/20247.13 %
4/5/20247.01 %
3/29/20246.91 %
3/22/20246.93 %
3/15/20246.97 %
3/8/20246.84 %
3/1/20247.02 %
2/23/20247.04 %
2/16/20247.06 %
2/9/20246.87 %
2/2/20246.80 %
1/26/20246.78 %
1/19/20246.78 %
1/12/20246.75 %
1/5/20246.81 %
12/29/20236.76 %
12/22/20236.71 %
12/15/20236.83 %
12/8/20237.07 %
12/1/20237.17 %
11/24/20237.37 %
11/17/20237.41 %
11/10/20237.61 %
11/3/20237.61 %
10/27/20237.86 %
10/20/20237.90 %
10/13/20237.70 %
10/6/20237.67 %
9/29/20237.53 %
9/22/20237.41 %
9/15/20237.31 %
9/8/20237.27 %
9/1/20237.21 %
8/25/20237.31 %
8/18/20237.31 %
8/11/20237.16 %
8/4/20237.09 %
7/28/20236.93 %
7/21/20236.87 %
7/14/20236.87 %
7/7/20237.07 %
6/30/20236.85 %
6/23/20236.75 %
6/16/20236.73 %
6/9/20236.77 %
6/2/20236.81 %
5/26/20236.91 %
5/19/20236.69 %
5/12/20236.57 %
5/5/20236.48 %
4/28/20236.50 %
4/21/20236.55 %
4/14/20236.43 %
4/7/20236.30 %
3/31/20236.40 %
3/24/20236.45 %
3/17/20236.48 %
3/10/20236.71 %
3/3/20236.79 %
2/24/20236.71 %
2/17/20236.62 %
2/10/20236.39 %
2/3/20236.18 %
1/27/20236.19 %
1/20/20236.20 %
1/13/20236.23 %
1/6/20236.42 %
12/30/20226.58 %
12/23/20226.42 %
12/16/20226.34 %
12/9/20226.42 %
12/2/20226.41 %
11/25/20226.49 %
11/18/20226.67 %
11/11/20226.90 %
11/4/20227.14 %
10/28/20227.06 %
10/21/20227.16 %
10/14/20226.94 %
10/7/20226.81 %
9/30/20226.75 %
9/23/20226.52 %
9/16/20226.25 %
9/9/20226.01 %
9/2/20225.94 %
8/26/20225.80 %
8/19/20225.65 %
8/12/20225.45 %
8/5/20225.47 %
7/29/20225.43 %
7/22/20225.74 %
7/15/20225.82 %
7/8/20225.74 %
7/1/20225.74 %
6/24/20225.84 %
6/17/20225.98 %
6/10/20225.65 %
6/3/20225.40 %
5/27/20225.33 %
5/20/20225.46 %
5/13/20225.49 %
5/6/20225.53 %
4/29/20225.36 %
4/22/20225.37 %
4/15/20225.20 %
4/8/20225.13 %
4/1/20224.90 %
3/25/20224.80 %
3/18/20224.50 %
3/11/20224.27 %
3/4/20224.09 %
2/25/20224.15 %
2/18/20224.06 %
2/11/20224.05 %
2/4/20223.83 %
1/28/20223.78 %
1/21/20223.72 %
1/14/20223.64 %
1/7/20223.52 %
12/31/20213.33 %
12/24/20213.31 %
12/17/20213.27 %
12/10/20213.30 %
12/3/20213.30 %
11/26/20213.31 %
11/19/20213.24 %
11/12/20213.20 %
11/5/20213.16 %
10/29/20213.24 %
10/22/20213.30 %
10/15/20213.23 %
10/8/20213.18 %
10/1/20213.14 %
9/24/20213.10 %
9/17/20213.03 %
9/10/20213.03 %
9/3/20213.03 %
8/27/20213.03 %
8/20/20213.03 %
8/13/20213.06 %
8/6/20212.99 %
7/30/20212.97 %
7/23/20213.01 %
7/16/20213.11 %
7/9/20213.09 %
7/2/20213.15 %
6/25/20213.20 %
6/18/20213.18 %
6/11/20213.11 %
6/4/20213.15 %
5/28/20213.17 %
5/21/20213.18 %
5/14/20213.15 %
5/7/20213.11 %
4/30/20213.18 %
4/23/20213.17 %
4/16/20213.20 %
4/9/20213.27 %
4/2/20213.36 %
3/26/20213.33 %
3/19/20213.36 %
3/12/20213.28 %
3/5/20213.26 %
2/26/20213.23 %
2/19/20213.08 %
2/12/20212.98 %
2/5/20212.96 %
1/29/20212.92 %
1/22/20212.95 %
1/15/20212.92 %
1/8/20212.88 %
1/1/20212.86 %
12/25/20202.90 %
12/18/20202.86 %
12/11/20202.85 %
12/4/20202.90 %
11/27/20202.92 %
11/20/20202.92 %
11/13/20202.99 %
11/6/20202.98 %
10/30/20203.01 %
10/23/20203.00 %
10/16/20203.02 %
10/9/20203.00 %
10/2/20203.01 %
9/25/20203.05 %
9/18/20203.10 %
9/11/20203.07 %
9/4/20203.07 %
8/28/20203.08 %
8/21/20203.11 %
8/14/20203.13 %
8/7/20203.06 %
7/31/20203.14 %
7/24/20203.20 %
7/17/20203.20 %
7/10/20203.19 %
7/3/20203.26 %
6/26/20203.29 %
6/19/20203.30 %
6/12/20203.30 %
6/5/20203.38 %
5/29/20203.37 %
5/22/20203.42 %
5/15/20203.41 %
5/8/20203.43 %
5/1/20203.40 %
4/24/20203.43 %
4/17/20203.45 %
4/10/20203.45 %
4/3/20203.49 %
3/27/20203.47 %
3/20/20203.82 %
3/13/20203.74 %
3/6/20203.47 %
2/29/20203.57 %
2/21/20203.73 %
2/14/20203.77 %
2/7/20203.72 %
1/31/20203.71 %
1/24/20203.81 %
1/17/20203.87 %
1/10/20203.87 %
1/3/20203.91 %
12/27/20193.95 %
12/20/20193.99 %
12/13/20193.98 %
12/6/20193.98 %
11/29/20193.97 %
11/22/20193.97 %
11/15/20193.99 %
11/8/20194.03 %
11/1/20193.98 %
10/25/20194.05 %
10/18/20194.02 %
10/11/20193.92 %
10/4/20193.90 %
9/27/20193.99 %
9/20/20194.02 %
9/13/20194.01 %
9/6/20193.82 %
8/30/20193.87 %
8/23/20193.94 %
8/16/20193.90 %
8/9/20193.93 %
8/2/20194.01 %
7/26/20194.08 %
7/19/20194.08 %
7/12/20194.12 %
7/5/20194.04 %
6/28/20194.07 %
6/21/20194.06 %
6/14/20194.14 %
6/7/20194.12 %
5/31/20194.23 %
5/24/20194.33 %
5/17/20194.33 %
5/10/20194.40 %
5/3/20194.41 %
4/26/20194.42 %
4/19/20194.46 %
4/12/20194.44 %
4/5/20194.40 %
3/29/20194.36 %
3/22/20194.45 %
3/15/20194.55 %
3/8/20194.64 %
3/1/20194.67 %
2/22/20194.65 %
2/15/20194.66 %
2/8/20194.65 %
2/1/20194.69 %
1/25/20194.76 %
1/18/20194.75 %
1/11/20194.74 %
1/4/20194.74 %
12/28/20184.84 %
12/14/20184.94 %
12/7/20184.96 %
11/30/20185.08 %
11/23/20185.12 %
11/16/20185.16 %
11/9/20185.17 %
11/2/20185.15 %
10/26/20185.11 %
10/19/20185.11 %
10/12/20185.10 %
10/5/20185.05 %
9/28/20184.96 %
9/21/20184.97 %
9/14/20184.88 %
9/7/20184.84 %
8/31/20184.80 %
8/24/20184.78 %
8/17/20184.81 %
8/10/20184.81 %
8/3/20184.84 %
7/27/20184.84 %
7/20/20184.77 %
7/13/20184.77 %
7/6/20184.76 %
6/29/20184.79 %
6/22/20184.84 %
6/15/20184.83 %
6/8/20184.83 %
6/1/20184.75 %
5/25/20184.84 %
5/18/20184.86 %
5/11/20184.77 %
5/4/20184.78 %
4/27/20184.80 %
4/20/20184.73 %
4/13/20184.66 %
4/6/20184.66 %
3/30/20184.69 %
3/23/20184.69 %
3/16/20184.68 %
3/9/20184.69 %
3/2/20184.65 %
2/23/20184.64 %
2/16/20184.64 %
2/9/20184.57 %
2/2/20184.50 %
1/26/20184.41 %
1/19/20184.36 %
1/12/20184.33 %
1/5/20184.23 %
12/29/20174.25 %
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8/4/20174.14 %
7/28/20174.17 %
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6/30/20174.20 %
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5/26/20174.17 %
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3/31/20174.34 %
3/24/20174.33 %
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3/3/20174.36 %
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12/30/20164.39 %
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11/11/20163.95 %
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8/12/20163.64 %
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7/22/20163.69 %
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7/1/20163.66 %
6/24/20163.75 %
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12/19/20144.02 %
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5/24/20133.90 %
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5/10/20133.67 %
5/3/20133.59 %
4/26/20133.60 %
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1/29/19996.75 %
1/22/19996.73 %
1/15/19996.81 %
1/8/19996.90 %
1/1/19996.72 %
12/25/19986.86 %
12/18/19986.64 %
12/11/19986.69 %
12/4/19986.71 %
11/27/19986.75 %
11/20/19986.73 %
11/13/19986.86 %
11/6/19986.87 %
10/30/19986.73 %
10/23/19986.81 %
10/16/19986.60 %
10/9/19986.96 %
10/2/19986.36 %
9/25/19986.51 %
9/18/19986.55 %
9/11/19986.55 %
9/4/19986.64 %
8/28/19986.72 %
8/21/19986.86 %
8/14/19986.89 %
8/7/19986.87 %
7/31/19986.93 %
7/24/19986.91 %
7/17/19986.92 %
7/10/19986.94 %
7/3/19986.85 %
6/26/19986.97 %
6/19/19986.95 %
6/12/19986.88 %
6/5/19987.03 %
5/29/19986.99 %
5/22/19987.02 %
5/15/19987.07 %
5/8/19987.09 %
5/1/19987.11 %
4/24/19987.07 %
4/17/19986.97 %
4/10/19986.99 %
4/3/19986.89 %
3/27/19987.09 %
3/20/19987.00 %
3/13/19986.97 %
3/6/19987.13 %
2/27/19987.09 %
2/20/19986.97 %
2/13/19986.93 %
2/6/19987.05 %
1/30/19986.98 %
1/23/19987.09 %
1/16/19986.95 %
1/9/19986.82 %
1/2/19987.02 %
12/26/19977.12 %
12/19/19977.07 %
12/12/19977.10 %
12/5/19977.23 %
11/28/19977.24 %
11/21/19977.27 %
11/14/19977.25 %
11/7/19977.28 %
10/31/19977.26 %
10/24/19977.36 %
10/17/19977.43 %
10/10/19977.43 %
10/3/19977.20 %
9/26/19977.40 %
9/19/19977.38 %
9/12/19977.52 %
9/5/19977.54 %
8/29/19977.61 %
8/22/19977.65 %
8/15/19977.57 %
8/8/19977.62 %
8/1/19977.52 %
7/25/19977.51 %
7/18/19977.56 %
7/11/19977.60 %
7/4/19977.61 %
6/27/19977.75 %
6/20/19977.69 %
6/13/19977.75 %
6/6/19977.82 %
5/30/19977.99 %
5/23/19977.98 %
5/16/19977.99 %
5/9/19977.98 %
5/2/19978.04 %
4/25/19978.20 %
4/18/19978.10 %
4/11/19978.19 %
4/4/19978.15 %
3/28/19978.18 %
3/21/19978.03 %
3/14/19977.98 %
3/7/19977.91 %
2/28/19977.93 %
2/21/19977.72 %
2/14/19977.71 %
2/7/19977.78 %
1/31/19977.89 %
1/24/19977.96 %
1/17/19977.90 %
1/10/19977.95 %
1/3/19977.83 %
12/27/19967.68 %
12/20/19967.72 %
12/13/19967.78 %
12/6/19967.67 %
11/29/19967.62 %
11/22/19967.65 %
11/15/19967.68 %
11/8/19967.74 %
11/1/19967.79 %
10/25/19967.96 %
10/18/19967.95 %
10/11/19967.96 %
10/4/19967.94 %
9/27/19968.08 %
9/20/19968.20 %
9/13/19968.21 %
9/6/19968.33 %
8/30/19968.25 %
8/23/19968.08 %
8/16/19968.01 %
8/9/19967.94 %
8/2/19968.02 %
7/26/19968.27 %
7/19/19968.23 %
7/12/19968.34 %
7/5/19968.30 %
6/28/19968.24 %
6/21/19968.33 %
6/14/19968.35 %
6/7/19968.32 %
5/31/19968.28 %
5/24/19968.13 %
5/17/19968.11 %
5/10/19968.18 %
5/3/19968.28 %
4/26/19968.04 %
4/19/19968.02 %
4/12/19968.07 %
4/5/19968.04 %
3/29/19967.89 %
3/22/19967.86 %
3/15/19967.91 %
3/8/19967.82 %
3/1/19967.48 %
2/23/19967.40 %
2/16/19967.24 %
2/9/19967.13 %
2/2/19967.07 %
1/26/19967.20 %
1/19/19967.10 %
1/12/19967.19 %
1/5/19967.14 %
12/29/19957.12 %
12/22/19957.21 %
12/15/19957.23 %
12/8/19957.22 %
12/1/19957.32 %
11/24/19957.48 %
11/17/19957.45 %
11/10/19957.47 %
11/3/19957.47 %
10/27/19957.59 %
10/20/19957.51 %
10/13/19957.48 %
10/6/19957.60 %
9/29/19957.73 %
9/22/19957.77 %
9/15/19957.62 %
9/8/19957.66 %
9/1/19957.74 %
8/25/19957.85 %
8/18/19957.97 %
8/11/19957.95 %
8/4/19957.92 %
7/28/19957.86 %
7/21/19957.86 %
7/14/19957.57 %
7/7/19957.52 %
6/30/19957.70 %
6/23/19957.53 %
6/16/19957.70 %
6/9/19957.63 %
6/2/19957.51 %
5/26/19957.78 %
5/19/19957.99 %
5/12/19957.98 %
5/5/19958.02 %
4/28/19958.38 %
4/21/19958.29 %
4/14/19958.34 %
4/7/19958.50 %
3/31/19958.58 %
3/24/19958.52 %
3/17/19958.42 %
3/10/19958.54 %
3/3/19958.65 %
2/24/19958.62 %
2/17/19958.74 %
2/10/19958.88 %
2/3/19958.83 %
1/27/19959.01 %
1/20/19959.08 %
1/13/19958.97 %
1/6/19959.09 %
12/30/19949.34 %
12/23/19949.01 %
12/16/19949.11 %
12/9/19949.19 %
12/2/19949.13 %
11/25/19949.12 %
11/18/19949.29 %
11/11/19949.16 %
11/4/19949.19 %
10/28/19949.05 %
10/21/19948.97 %
10/14/19948.85 %
10/7/19949.11 %
9/30/19948.91 %
9/23/19948.86 %
9/16/19948.81 %
9/9/19948.71 %
9/2/19948.54 %
8/26/19948.53 %
8/19/19948.59 %
8/12/19948.83 %
8/5/19948.57 %
7/29/19948.48 %
7/22/19948.61 %
7/15/19948.62 %
7/8/19948.71 %
7/1/19948.70 %
6/24/19948.54 %
6/17/19948.39 %
6/10/19948.28 %
6/3/19948.33 %
5/27/19948.52 %
5/20/19948.46 %
5/13/19948.72 %
5/6/19948.74 %
4/29/19948.46 %
4/22/19948.35 %
4/15/19948.42 %
4/8/19948.27 %
4/1/19948.30 %
3/25/19947.97 %
3/18/19947.79 %
3/11/19947.78 %
3/4/19947.63 %
2/25/19947.48 %
2/18/19947.37 %
2/11/19947.07 %
2/4/19947.17 %
1/28/19946.92 %
1/21/19946.98 %
1/14/19947.05 %
1/7/19947.01 %
12/31/19937.21 %
12/24/19937.13 %
12/17/19937.20 %
12/10/19937.16 %
12/3/19937.17 %
11/26/19937.08 %
11/19/19937.21 %
11/12/19937.04 %
11/5/19937.05 %
10/29/19936.88 %
10/22/19936.68 %
10/15/19936.59 %
10/8/19936.65 %
10/1/19936.73 %
9/24/19936.75 %
9/17/19936.81 %
9/10/19936.78 %
9/3/19936.70 %
8/27/19936.82 %
8/20/19936.83 %
8/13/19936.98 %
8/6/19937.08 %
7/30/19937.13 %
7/23/19937.22 %
7/16/19937.02 %
7/9/19937.06 %
7/2/19937.09 %
6/25/19937.13 %
6/18/19937.30 %
6/11/19937.32 %
6/4/19937.44 %
5/28/19937.45 %
5/21/19937.49 %
5/14/19937.37 %
5/7/19937.36 %
4/30/19937.42 %
4/23/19937.35 %
4/16/19937.36 %
4/9/19937.36 %
4/2/19937.54 %
3/26/19937.50 %
3/19/19937.42 %
3/12/19937.50 %
3/5/19937.44 %
2/26/19937.39 %
2/19/19937.48 %
2/12/19937.64 %
2/5/19937.69 %
1/29/19937.74 %
1/22/19937.86 %
1/15/19937.90 %
1/8/19938.03 %
1/1/19938.05 %
12/25/19928.07 %
12/18/19928.08 %
12/11/19928.18 %
12/4/19928.15 %
11/27/19928.29 %
11/20/19928.27 %
11/13/19928.33 %
11/6/19928.32 %
10/30/19928.27 %
10/23/19928.31 %
10/16/19928.02 %
10/9/19927.96 %
10/2/19927.83 %
9/25/19927.87 %
9/18/19927.91 %
9/11/19927.73 %
9/4/19927.69 %
8/28/19927.94 %
8/21/19927.86 %
8/14/19927.83 %
8/7/19927.90 %
7/31/19928.05 %
7/24/19927.96 %
7/17/19928.01 %
7/10/19928.06 %
7/3/19928.04 %
6/26/19928.26 %
6/19/19928.41 %
6/12/19928.48 %
6/5/19928.57 %
5/29/19928.52 %
5/22/19928.65 %
5/15/19928.50 %
5/8/19928.63 %
5/1/19928.76 %
4/24/19928.80 %
4/17/19928.76 %
4/10/19928.60 %
4/3/19928.61 %
3/27/19928.94 %
3/20/19928.89 %
3/13/19928.80 %
3/6/19928.76 %
2/28/19928.50 %
2/21/19928.63 %
2/14/19928.75 %
2/7/19928.50 %
1/31/19928.63 %
1/24/19928.63 %
1/17/19928.38 %
1/10/19928.13 %
1/3/19928.13 %
12/27/19918.16 %
12/20/19918.12 %
12/13/19918.42 %
12/6/19918.48 %
11/29/19918.61 %
11/22/19918.61 %
11/15/19918.63 %
11/8/19918.59 %
11/1/19918.71 %
10/25/19918.84 %
10/18/19918.75 %
10/11/19918.72 %
10/4/19918.77 %
9/27/19918.85 %
9/20/19918.81 %
9/13/19918.95 %
9/6/19919.09 %
8/30/19919.17 %
8/23/19919.17 %
8/16/19919.17 %
8/9/19919.24 %
8/2/19919.32 %
7/26/19919.42 %
7/19/19919.56 %
7/12/19919.55 %
7/5/19919.66 %
6/28/19919.64 %
6/21/19919.66 %
6/14/19919.64 %
6/7/19919.67 %
5/31/19919.40 %
5/24/19919.49 %
5/17/19919.52 %
5/10/19919.52 %
5/3/19919.48 %
4/26/19919.50 %
4/19/19919.55 %
4/12/19919.50 %
4/5/19919.41 %
3/29/19919.48 %
3/22/19919.53 %
3/15/19919.48 %
3/8/19919.21 %
3/1/19919.62 %
2/22/19919.23 %
2/15/19919.18 %
2/8/19919.27 %
2/1/19919.38 %
1/25/19919.46 %
1/18/19919.69 %
1/11/19919.74 %
1/4/19919.47 %
12/28/19909.57 %
12/21/19909.50 %
12/14/19909.47 %
12/7/19909.50 %
11/30/19909.80 %
11/23/19909.75 %
11/16/19909.84 %
11/9/19909.95 %
11/2/19909.96 %
10/26/19909.98 %
10/19/199010.18 %
10/12/199010.22 %
10/5/19909.98 %
9/28/199010.19 %
9/21/199010.21 %
9/14/19909.88 %
9/7/19909.83 %
8/31/19909.98 %
8/24/199010.19 %
8/17/19909.96 %
8/10/199010.00 %
8/3/19909.75 %
7/27/19909.69 %
7/20/19909.88 %
7/13/19909.84 %
7/6/19909.92 %
6/29/19909.94 %
6/22/19909.96 %
6/15/19909.97 %
6/8/19909.88 %
6/1/19909.97 %
5/25/199010.21 %
5/18/199010.26 %
5/11/199010.20 %
5/4/199010.40 %
4/27/199010.56 %
4/20/199010.49 %
4/13/199010.25 %
4/6/199010.19 %
3/30/199010.20 %
3/23/199010.25 %
3/16/199010.18 %
3/9/199010.25 %
3/2/199010.19 %
2/23/199010.08 %
2/16/199010.15 %
2/9/199010.00 %
2/2/199010.29 %
1/26/199010.24 %
1/19/19909.93 %
1/12/19909.83 %
1/5/19909.76 %
Access this data via the Eulerpool API

Mortgage Rate History

Mortgage Rate — History
DateValue
6.7 %
6.59 %
6.54 %
6.41 %
6.37 %
6.14 %
6.21 %
6.34 %
6.36 %
6.37 %
...

Similar Macro Indicators to Mortgage Rate

15-Year Mortgage Rate

frequency_weekly

Current
6.01 %
Previous
6.04 %

30-Year Mortgage Rate

frequency_weekly

Current
6.69 %
Previous
6.66 %

Average House Prices

Monthly

Current
475,400 USD
Previous
540,600 USD

Average Mortgage Size

frequency_weekly

Current
375,218 USD
Previous
372,825 USD

Building Permits

Monthly

Current
1.37 M
Previous
1.41 M

Building Permits MoM

Monthly

Current
-2.6 %
Previous
-0.9 %

Case-Shiller Home Price Index

Monthly

Current
348.62 points
Previous
345.57 points

Case-Shiller Home Price Index MoM

Monthly

Current
0.9 %
Previous
1 %

Case-Shiller Home Price Index YoY

Monthly

Current
1.6 %
Previous
1.2 %

Construction Spending

Monthly

Current
-0.1 %
Previous
0 %

Existing Home Sales

Monthly

Current
4.09 M
Previous
4.19 M

Existing Home Sales MoM

Monthly

Current
-2.4 %
Previous
3.7 %

Home Price Index MoM

Monthly

Current
0.3 %
Previous
-0.1 %

Homeownership Rate

Quarter

Current
65 %
Previous
65.3 %

Housing Index

Monthly

Current
442.4 points
Previous
441.3 points

Housing Price Index YoY

Monthly

Current
2.2 %
Previous
2 %

Housing starts

Monthly

Current
1.43 M units
Previous
1.2 M units

Housing Starts MoM

Monthly

Current
19 %
Previous
-15.2 %

MBA Mortgage Market Index

frequency_weekly

Current
240 points
Previous
247.2 points

MBA Mortgage Refinancing Index

frequency_weekly

Current
709.1 points
Previous
723.1 points

MBA Purchase Index

frequency_weekly

Current
154 points
Previous
159.8 points

Mortgage applications

frequency_weekly

Current
-2.9 %
Previous
-6.4 %

Mortgage Originations

Quarter

Current
529.8 B USD
Previous
524.42 B USD

Multi-family Housing Starts

Monthly

Current
513,000 units
Previous
291,000 units

NAHB Housing Market Index

Monthly

Current
34 points
Previous
36 points

National House Price Index

Monthly

Current
331.02 points
Previous
330.87 points

New Home Sales

Monthly

Current
628,000 units
Previous
618,000 units

New Home Sales MoM

Monthly

Current
1.6 %
Previous
-4.3 %

Pending Home Sales

Monthly

Current
-0.3 %
Previous
4.8 %

Pending Home Sales MoM

Monthly

Current
-5.4 %
Previous
3.5 %

Price-Rent Ratio

Quarter

Current
133.6
Previous
133.1

Residential property prices

Quarter

Current
0.56 %
Previous
0.93 %

Single-family home prices

Monthly

Current
440,600 USD
Previous
431,200 USD

Single-Family Home Starts

Monthly

Current
895,000 units
Previous
897,000 units

Total Housing stock

Monthly

Current
1.56 M
Previous
1.57 M

Mortgage Rate

The Eulerpool 30-Year Mortgage Rate represents the average 30-year fixed mortgage lending rate observed during the specified week, as provided by the Mortgage Bankers Association.

What is Mortgage Rate?

Understanding Mortgage Rates: A Comprehensive Analysis At Eulerpool, we pride ourselves on offering precise, comprehensive, and easily digestible macroeconomic data crucial for financial professionals, investors, and the general populace. One of the most significant components of our macroeconomic offerings is our comprehensive analysis of mortgage rates. Mortgage rates, a pivotal element in the economic landscape, directly impact everything from the housing market to personal financial planning and the broader economy. Mortgage rates refer to the rate of interest charged on a mortgage loan. These rates are determined by various factors, including economic conditions, the policies of central banks, and competitive forces within the financial sector. Understanding mortgage rates requires a nuanced comprehension of these factors, as well as an awareness of how mortgage rates influence and are influenced by the broader economic environment. Mortgage rates are vital because they dictate the cost of borrowing for purchasing real estate. For individuals and families, mortgage rates determine how affordable buying a home will be and influence their decision-making process in terms of purchasing or renting. Lower mortgage rates generally make purchasing homes more affordable, potentially stimulating demand in the housing market. Conversely, higher mortgage rates make borrowing more expensive, which can dampen demand and lead to a slowdown in the housing sector. The central banks play a crucial role in determining mortgage rates through their monetary policies. In many countries, the central bank sets the base interest rate, which significantly influences mortgage rates. For instance, when a central bank lowers its base interest rate, borrowing becomes cheaper, encouraging spending and investment. This, in turn, often results in lower mortgage rates offered by commercial banks and lending institutions. Conversely, when the central bank raises the base interest rate to control inflation, mortgage rates generally rise, making borrowing more expensive and slowing down economic activity. However, it is not just the central bank's base rate that influences mortgage rates. The bond market also plays a significant role. In many countries, mortgage rates are closely tied to the yields on long-term government bonds. When bond yields rise, mortgage rates typically follow suit. This is because higher bond yields indicate a higher cost of borrowing for financial institutions, which is passed on to consumers in the form of higher mortgage rates. Economic indicators such as inflation, employment rates, and economic growth also impact mortgage rates. High inflation usually leads to higher mortgage rates as lenders need to compensate for the decreased purchasing power of future interest payments. On the other hand, low inflation generally results in lower mortgage rates. Similarly, strong economic growth and high employment levels typically exert upward pressure on mortgage rates as demand for credit increases. Conversely, during times of economic downturn or high unemployment, mortgage rates usually decrease as central banks and lenders seek to stimulate economic activity by making borrowing cheaper. Mortgage rates are also influenced by the individual characteristics of the borrower and the specifics of the mortgage product. Factors such as the borrower’s credit score, the size of the down payment, the length of the loan, and the type of interest (fixed or variable) can all affect the mortgage rate. Borrowers with higher credit scores typically receive lower interest rates because they are considered less risky. Larger down payments also usually result in lower rates, reflecting the reduced risk to the lender. Additionally, fixed-rate mortgages tend to have higher initial rates compared to variable-rate mortgages, which can fluctuate based on changes in broader interest rates. Interest rates can also be impacted by competitive forces within the lending industry. Banks and financial institutions often adjust their mortgage rates to attract customers, respond to competitors, or achieve their financial targets. This competitive dynamic can result in fluctuations in mortgage rates independent of broader economic factors. The impact of mortgage rates extends beyond individual borrowers and the housing market. Changes in mortgage rates can have widespread effects on the economy. For instance, low mortgage rates often lead to increased consumer spending and investment in housing, which can stimulate economic growth. Conversely, high mortgage rates can reduce disposable income for mortgage holders, leading to decreased consumer spending and potential slowdowns in economic activity. From an investment perspective, mortgage rates are critical. Real estate investors look closely at mortgage rates when making investment decisions. Low mortgage rates can make financing real estate investments more attractive, potentially increasing investment in the housing market. High mortgage rates, on the other hand, can deter investment due to higher financing costs. Another critical consideration is the international perspective. Mortgage rates can vary significantly from country to country, influenced by national economic conditions, government policies, and levels of competition within the mortgage industry. Understanding these differences is crucial for international investors and policymakers who need to navigate the complexities of global financial markets. In summary, mortgage rates are a fundamental economic variable with far-reaching implications. They are influenced by a complex interplay of factors, including central bank policies, bond market dynamics, economic indicators, borrower characteristics, and competitive forces within the lending industry. At Eulerpool, our goal is to provide clear, accurate, and timely data on mortgage rates to help our users make informed decisions. By understanding the factors that drive mortgage rates and their broad economic implications, individuals, businesses, and policymakers can better navigate the financial landscape. Whether you are a prospective homebuyer, an investor, or a financial professional, staying informed about mortgage rates is essential for making sound financial decisions.

Mortgage Rate United States — FAQ

What is the current Mortgage Rate in United States?

The current Mortgage Rate in United States is 6.7% as of 7/31/2026.

How has the Mortgage Rate in United States changed recently?

The Mortgage Rate in United States increased from 6.59% (7/24/2026) to 6.7% (7/31/2026).

What is the all-time high for Mortgage Rate in United States?

The all-time high for Mortgage Rate in United States was 10.56%, recorded on 4/27/1990.

What is the all-time low for Mortgage Rate in United States?

The all-time low for Mortgage Rate in United States was 2.85%, recorded on 12/11/2020.

What is the historical average of Mortgage Rate in United States?

The historical average of Mortgage Rate in United States is 6.08%, calculated over the period from 1/5/1990 to 7/31/2026.

Where does the Mortgage Rate data for United States come from?

The Mortgage Rate data for United States is sourced from Mortgage Bankers Association of America and published on Eulerpool.

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