Xiamen Bank Co

Xiamen Bank Co ROE

The Return on Equity (ROE) of Xiamen Bank Co (601187.SS) as of Oct 25, 2026 is 7.87 %. In the previous year, Return on Equity (ROE) was 8.20 % — a change of -4.00% (lower).

ROE

7.87 %

YoY

-4.00%

Last updated:

In 2025, Xiamen Bank Co's return on equity (ROE) was 7.87 %, a -4.00% increase from the 8.20 % ROE in the previous year.

The Xiamen Bank Co ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2018
10.28 CNY
Jan 1, 2019
11.19 CNY
Jan 1, 2020
9.41 CNY
Jan 1, 2021
9.53 CNY
Jan 1, 2022
10.36 CNY
Jan 1, 2023
8.92 CNY
Jan 1, 2024
8.20 CNY
Jan 1, 2025
7.87 CNY
The Xiamen Bank Co ROE history
YEARROEYoY
7.87 %-4.00%
8.20 %-8.03%
8.92 %-13.92%
10.36 %+8.71%
9.53 %+1.24%
9.41 %-15.85%
11.19 %+8.77%
10.28 %+1.96%
10.09 %-11.86%
11.44 %+5.80%
10.82 %-6.47%
11.57 %—

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Xiamen Bank Co Stock analysis

What does Xiamen Bank Co do? Xiamen Bank Co., Ltd. generates revenue through its core operations in corporate banking, personal banking, and treasury business. The corporate banking segment serves businesses by offering products such as corporate loans, bill discounting, corporate deposits, trade financing, and agency services. Additional offerings in this area include cash management services, financial advisory and consulting services, and remittance and settlement services to support commercial financial needs. The personal banking division targets individual customers with a range of retail products and services. These include personal loans, personal deposits, debit cards, and credit cards. The bank also facilitates electronic banking products and provides intermediary services to meet the diverse financial requirements of its retail clientele. Treasury business constitutes the third major revenue stream, encompassing treasury trading, bond investment trading, and derivatives trading. The firm also engages in inter-bank business, bill business, and asset management business to manage liquidity and investment portfolios effectively within its operational framework. Xiamen Bank Co is one of the most popular companies on Eulerpool.

ROE Details

Decoding Xiamen Bank Co's Return on Equity (ROE)

Xiamen Bank Co's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Xiamen Bank Co's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Xiamen Bank Co's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Xiamen Bank Co’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Xiamen Bank Co stock

Return on Equity (ROE) of Xiamen Bank Co is 7.87 % in 2025.

Return on Equity (ROE) of Xiamen Bank Co changed from 8.20 % to 7.87 %, representing a -4.00% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Xiamen Bank Co since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Xiamen Bank Co with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — Xiamen Bank Co

All Key Metrics — Xiamen Bank Co