Xiamen Bank Co

Xiamen Bank Co ROA

The Return on Assets (ROA) of Xiamen Bank Co (601187.SS) as of Oct 23, 2026 is 0.58 %. In the previous year, Return on Assets (ROA) was 0.64 % — a change of -8.63% (lower).

ROA

0.58 %

YoY

-8.63%

Last updated:

In 2025, Xiamen Bank Co's return on assets (ROA) was 0.58 %, a -8.63% increase from the 0.64 % ROA in the previous year.

The Xiamen Bank Co ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
0.61 CNY
Jan 1, 2019
0.69 CNY
Jan 1, 2020
0.64 CNY
Jan 1, 2021
0.66 CNY
Jan 1, 2022
0.68 CNY
Jan 1, 2023
0.68 CNY
Jan 1, 2024
0.64 CNY
Jan 1, 2025
0.58 CNY
The Xiamen Bank Co ROA history
YEARROAYoY
0.58 %-8.63%
0.64 %-6.69%
0.68 %+1.00%
0.68 %+2.58%
0.66 %+2.97%
0.64 %-7.77%
0.69 %+14.30%
0.61 %+6.14%
0.57 %+4.62%
0.55 %-1.65%
0.56 %-8.55%
0.61 %—

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Xiamen Bank Co Stock analysis

What does Xiamen Bank Co do? Xiamen Bank Co., Ltd. generates revenue through its core operations in corporate banking, personal banking, and treasury business. The corporate banking segment serves businesses by offering products such as corporate loans, bill discounting, corporate deposits, trade financing, and agency services. Additional offerings in this area include cash management services, financial advisory and consulting services, and remittance and settlement services to support commercial financial needs. The personal banking division targets individual customers with a range of retail products and services. These include personal loans, personal deposits, debit cards, and credit cards. The bank also facilitates electronic banking products and provides intermediary services to meet the diverse financial requirements of its retail clientele. Treasury business constitutes the third major revenue stream, encompassing treasury trading, bond investment trading, and derivatives trading. The firm also engages in inter-bank business, bill business, and asset management business to manage liquidity and investment portfolios effectively within its operational framework. Xiamen Bank Co is one of the most popular companies on Eulerpool.

ROA Details

Understanding Xiamen Bank Co's Return on Assets (ROA)

Xiamen Bank Co's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Xiamen Bank Co's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Xiamen Bank Co's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Xiamen Bank Co’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Xiamen Bank Co stock

Return on Assets (ROA) of Xiamen Bank Co is 0.58 % in 2025.

Return on Assets (ROA) of Xiamen Bank Co changed from 0.64 % to 0.58 %, representing a -8.63% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Xiamen Bank Co since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Xiamen Bank Co with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Xiamen Bank Co

All Key Metrics — Xiamen Bank Co