Unicaja Banco

Unicaja Banco EBIT Margin

The EBIT Margin (Operating Margin) of Unicaja Banco (UNI.MC) as of Oct 24, 2026 is 34.96 %. In the previous year, EBIT Margin (Operating Margin) was 24.86 % — a change of 40.65% (higher).

EBIT Margin

34.96 %

YoY

40.65%

Last updated:

EBIT Margin (Operating Margin) of Unicaja Banco is 2025 34.96 % . EBIT Margin (Operating Margin) of Unicaja Banco was 2024 24.86 % . It decreases by 40.65% higher compared to the previous year.

For Unicaja Banco, the operating (EBIT) margin of 35.0% is down versus 74.6% a few years ago.

The Unicaja Banco EBIT Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EBIT Margin
Date
EBIT Margin
Jan 1, 2018
15.72 EUR
Jan 1, 2019
13.73 EUR
Jan 1, 2020
8.40 EUR
Jan 1, 2021
74.57 EUR
Jan 1, 2022
19.69 EUR
Jan 1, 2023
12.48 EUR
Jan 1, 2024
24.86 EUR
Jan 1, 2025
34.96 EUR
The Unicaja Banco EBIT Margin history
YEAREBIT MarginYoY
34.96 %+40.65%
24.86 %+99.23%
12.48 %-36.63%
19.69 %-73.60%
74.57 %+787.79%
8.40 %-38.82%
13.73 %-12.66%
15.72 %+53.33%
10.25 %-13.53%
11.86 %+23.62%
9.59 %-55.65%
21.63 %+75,436.67%
0.03 %-104.27%
-0.67 %-835.27%
0.09 %-18.22%
0.11 %-77.55%
0.50 %-19.09%
0.61 %+13.26%
0.54 %+1.34%
0.53 %—

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Unicaja Banco Stock analysis

What does Unicaja Banco do? Unicaja Banco SA is a Spanish financial services company with a long and rich history, headquartered in Malaga. The bank was founded in 1991 as a result of a merger of several regional savings banks. Since then, it has become one of the largest financial institutions in Spain and serves customers in multiple countries. The business model of Unicaja Banco SA is aimed at supporting private and business customers with a wide range of financial services. Over the years, the company has steadily expanded its services and now offers products such as account management, credit and debit cards, investment funds, mortgages, insurance, and online banking. In addition, Unicaja Banco SA operates over 1,200 branches in Spain, Portugal, and other European countries, including Germany. Unicaja Banco SA has various divisions that focus on different customers. The retail banking division offers services such as accounts, cards, loans, mortgages, and savings products. The corporate banking division serves commercial and business customers and offers a wide range of products and services tailored to their specific business needs. The investment division serves investors and private customers, providing a wide range of investment and wealth management services. The insurance division offers a wide selection of insurance products such as auto, liability, accident, and travel insurance. Among the products offered by Unicaja Banco SA is the current account, which allows for convenient online management of everyday financial activities such as salary deposits, transfers, standing orders, card orders, and more. Another product is credit cards, which offer various benefits, including bonus points systems and cashback promotions. The bank is known for its strong regional presence. It has branches throughout Spain, including in rural areas, and thereby serves a large number of regional businesses and private customers. The bank places great importance on collaboration with local communities. To best serve its customers, Unicaja Banco SA also offers tailor-made solutions and supports businesses in various industries. Overall, it could be said that the goal of Unicaja Banco SA is to offer a wide range of financial services and products to meet individual customer needs. The focus is particularly on collaborating with regional businesses and customer support in different countries. Unicaja Banco is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Unicaja Banco stock

EBIT Margin (Operating Margin) of Unicaja Banco is 34.96 % in 2025.

EBIT Margin (Operating Margin) of Unicaja Banco changed from 24.86 % to 34.96 %, representing a 40.65% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of EBIT Margin (Operating Margin) Unicaja Banco since 2006 – with annual values, charts, and detailed analysis.

EBIT Margin measures operating profitability as a percentage of revenue. It shows how much profit a company makes from operations before interest and taxes.

A 'good' varies by industry and company stage. On Eulerpool, you can compare EBIT Margin (Operating Margin)'s Unicaja Banco with sector peers and the industry average to assess whether it is attractive.

To evaluate EBIT Margin (Operating Margin)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EBIT Margin (Operating Margin).

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Margins — Unicaja Banco

Gross MarginEBIT MarginEBITDA MarginNet MarginFCF MarginR&D / RevenueTax RatePayout RatioPre-Tax MarginOCF MarginSGA/RevenueOpEx/RevenueReinvestment Rate

All Key Metrics — Unicaja Banco