UMB Financial (UMBF) Stock Price
UMB Financial Price
Over the last 19 years UMB Financial grew revenue by 10.9% annually, reaching 4.44 B USD. Earnings per share have grown at 10.3% per year over the last 19 years. For UMB Financial, the net margin of 15.8% is down versus 28.4% a few years ago. At today's price the dividend yield works out to roughly 1.13%. The payout ratio is around 18% of earnings. The dividend has grown at 5.0% per year over the past 19 years. The consensus 12-month price target for UMB Financial is 147.90 USD, about 2.1% above where the stock trades today. Of 18 analysts, 15 rate the stock a buy — an overall Buy consensus. The stock trades about 39% above its 52-week low.
UMB Financial stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of UMB Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how UMB Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing UMB Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | UMB Financial Price |
|---|---|
| 8/10/2026 | 144.81 USD |
| 8/7/2026 | 145.60 USD |
| 8/6/2026 | 145.13 USD |
| 8/5/2026 | 147.48 USD |
| 8/4/2026 | 149.10 USD |
| 8/3/2026 | 147.04 USD |
| 7/31/2026 | 145.73 USD |
| 7/30/2026 | 145.51 USD |
| 7/29/2026 | 146.69 USD |
| 7/27/2026 | 141.86 USD |
| 7/23/2026 | 139.12 USD |
| 7/22/2026 | 140.78 USD |
| 7/21/2026 | 143.81 USD |
| 7/20/2026 | 144.55 USD |
| 7/17/2026 | 145.99 USD |
| 7/16/2026 | 148.02 USD |
| 7/15/2026 | 145.31 USD |
| 7/14/2026 | 142.61 USD |
| 7/13/2026 | 143.60 USD |
| 7/10/2026 | 144.59 USD |
| 7/9/2026 | 143.71 USD |
| 7/8/2026 | 143.15 USD |
| 7/7/2026 | 146.01 USD |
| 7/6/2026 | 144.40 USD |
| 7/2/2026 | 143.80 USD |
| 7/1/2026 | 145.65 USD |
| 6/30/2026 | 142.76 USD |
| 6/29/2026 | 140.93 USD |
| 6/26/2026 | 144.91 USD |
| 6/25/2026 | 143.41 USD |
| 6/24/2026 | 141.47 USD |
| 6/23/2026 | 139.48 USD |
| 6/22/2026 | 136.37 USD |
| 6/18/2026 | 133.05 USD |
| 6/17/2026 | 134.60 USD |
| 6/16/2026 | 135.00 USD |
| 6/15/2026 | 135.34 USD |
| 6/12/2026 | 135.12 USD |
| 6/11/2026 | 131.39 USD |
| 6/10/2026 | 132.84 USD |
| 6/9/2026 | 131.82 USD |
| 6/8/2026 | 129.10 USD |
| 6/5/2026 | 130.22 USD |
| 6/4/2026 | 129.33 USD |
| 6/3/2026 | 126.26 USD |
| 6/2/2026 | 129.12 USD |
| 6/1/2026 | 128.44 USD |
| 5/29/2026 | 131.36 USD |
| 5/28/2026 | 130.99 USD |
| 5/27/2026 | 133.05 USD |
| 5/26/2026 | 133.58 USD |
| 5/22/2026 | 130.74 USD |
| 5/21/2026 | 130.60 USD |
| 5/20/2026 | 129.84 USD |
| 5/19/2026 | 125.87 USD |
| 5/18/2026 | 126.82 USD |
| 5/15/2026 | 124.65 USD |
| 5/14/2026 | 127.22 USD |
| 5/13/2026 | 126.37 USD |
| 5/12/2026 | 128.98 USD |
| 5/11/2026 | 130.32 USD |
| 5/8/2026 | 131.36 USD |
| 5/7/2026 | 131.17 USD |
| 5/6/2026 | 133.95 USD |
| 5/5/2026 | 131.06 USD |
| 5/4/2026 | 129.41 USD |
| 5/1/2026 | 129.24 USD |
| 4/30/2026 | 126.17 USD |
| 4/29/2026 | 124.22 USD |
| 4/28/2026 | 125.35 USD |
| 4/27/2026 | 124.16 USD |
| 4/24/2026 | 122.22 USD |
| 4/23/2026 | 123.62 USD |
| 4/22/2026 | 122.68 USD |
| 4/21/2026 | 123.04 USD |
| 4/20/2026 | 124.14 USD |
| 4/17/2026 | 123.59 USD |
| 4/16/2026 | 120.55 USD |
| 4/15/2026 | 119.87 USD |
| 4/14/2026 | 120.63 USD |
| 4/13/2026 | 120.46 USD |
| 4/10/2026 | 120.23 USD |
| 4/9/2026 | 120.81 USD |
| 4/8/2026 | 120.06 USD |
| 4/7/2026 | 116.26 USD |
| 4/6/2026 | 116.63 USD |
| 4/2/2026 | 115.04 USD |
| 4/1/2026 | 114.65 USD |
| 3/31/2026 | 112.79 USD |
| 3/30/2026 | 109.98 USD |
| 3/27/2026 | 108.96 USD |
| 3/26/2026 | 111.60 USD |
| 3/25/2026 | 112.72 USD |
| 3/24/2026 | 111.65 USD |
| 3/23/2026 | 111.11 USD |
| 3/20/2026 | 110.14 USD |
| 3/19/2026 | 109.26 USD |
| 3/18/2026 | 109.26 USD |
| 3/17/2026 | 110.71 USD |
| 3/16/2026 | 110.97 USD |
| 3/13/2026 | 110.38 USD |
| 3/12/2026 | 111.94 USD |
| 3/11/2026 | 111.73 USD |
| 3/10/2026 | 112.70 USD |
| 3/9/2026 | 113.96 USD |
| 3/6/2026 | 113.49 USD |
| 3/5/2026 | 117.46 USD |
| 3/4/2026 | 119.19 USD |
| 3/3/2026 | 117.74 USD |
| 3/2/2026 | 117.65 USD |
| 2/27/2026 | 115.88 USD |
| 2/26/2026 | 123.73 USD |
| 2/25/2026 | 121.90 USD |
| 2/24/2026 | 119.61 USD |
| 2/23/2026 | 120.05 USD |
| 2/20/2026 | 126.85 USD |
| 2/19/2026 | 126.12 USD |
| 2/18/2026 | 127.86 USD |
| 2/17/2026 | 127.77 USD |
| 2/13/2026 | 128.77 USD |
| 2/12/2026 | 128.99 USD |
| 2/11/2026 | 132.16 USD |
| 2/10/2026 | 132.87 USD |
| 2/9/2026 | 134.29 USD |
| 2/6/2026 | 134.32 USD |
| 2/5/2026 | 132.06 USD |
| 2/4/2026 | 130.97 USD |
| 2/3/2026 | 127.96 USD |
| 2/2/2026 | 128.05 USD |
| 1/30/2026 | 127.14 USD |
| 1/29/2026 | 127.27 USD |
| 1/28/2026 | 124.66 USD |
| 1/27/2026 | 124.90 USD |
| 1/26/2026 | 122.50 USD |
| 1/23/2026 | 123.17 USD |
| 1/22/2026 | 125.07 USD |
| 1/21/2026 | 126.34 USD |
| 1/20/2026 | 120.51 USD |
| 1/16/2026 | 122.07 USD |
| 1/15/2026 | 123.30 USD |
| 1/14/2026 | 120.74 USD |
| 1/13/2026 | 118.80 USD |
| 1/12/2026 | 118.98 USD |
| 1/9/2026 | 121.54 USD |
| 1/8/2026 | 122.96 USD |
| 1/7/2026 | 120.24 USD |
| 1/6/2026 | 121.43 USD |
| 1/5/2026 | 119.73 USD |
| 1/2/2026 | 116.48 USD |
| 12/31/2025 | 115.04 USD |
| 12/30/2025 | 116.68 USD |
| 12/29/2025 | 117.16 USD |
| 12/26/2025 | 118.90 USD |
| 12/24/2025 | 118.90 USD |
| 12/23/2025 | 119.21 USD |
| 12/22/2025 | 119.91 USD |
| 12/19/2025 | 118.95 USD |
| 12/18/2025 | 119.79 USD |
| 12/17/2025 | 118.98 USD |
| 12/16/2025 | 119.03 USD |
| 12/15/2025 | 119.11 USD |
| 12/12/2025 | 118.17 USD |
| 12/11/2025 | 119.88 USD |
| 12/10/2025 | 118.43 USD |
| 12/9/2025 | 113.95 USD |
| 12/8/2025 | 114.24 USD |
| 12/5/2025 | 114.94 USD |
| 12/4/2025 | 115.88 USD |
| 12/3/2025 | 115.00 USD |
| 12/2/2025 | 111.00 USD |
| 12/1/2025 | 112.45 USD |
| 11/28/2025 | 111.08 USD |
| 11/26/2025 | 112.02 USD |
| 11/25/2025 | 112.20 USD |
| 11/24/2025 | 109.21 USD |
| 11/21/2025 | 108.83 USD |
| 11/20/2025 | 104.37 USD |
| 11/19/2025 | 104.08 USD |
| 11/18/2025 | 104.17 USD |
| 11/17/2025 | 103.99 USD |
| 11/14/2025 | 108.40 USD |
| 11/13/2025 | 109.03 USD |
| 11/12/2025 | 109.81 USD |
| 11/11/2025 | 109.80 USD |
| 11/10/2025 | 110.23 USD |
| 11/7/2025 | 108.99 USD |
| 11/6/2025 | 107.06 USD |
| 11/5/2025 | 107.16 USD |
| 11/4/2025 | 106.28 USD |
| 11/3/2025 | 107.31 USD |
| 10/31/2025 | 106.88 USD |
| 10/30/2025 | 107.52 USD |
| 10/29/2025 | 108.69 USD |
| 10/28/2025 | 112.29 USD |
| 10/27/2025 | 112.44 USD |
| 10/24/2025 | 112.90 USD |
| 10/23/2025 | 111.17 USD |
| 10/22/2025 | 111.40 USD |
| 10/21/2025 | 111.87 USD |
| 10/20/2025 | 112.36 USD |
| 10/17/2025 | 109.11 USD |
| 10/16/2025 | 107.43 USD |
| 10/15/2025 | 116.25 USD |
| 10/14/2025 | 118.42 USD |
| 10/13/2025 | 116.21 USD |
| 10/10/2025 | 114.74 USD |
| 10/9/2025 | 118.67 USD |
| 10/8/2025 | 118.98 USD |
| 10/7/2025 | 118.39 USD |
| 10/6/2025 | 119.99 USD |
| 10/3/2025 | 119.50 USD |
| 10/2/2025 | 118.30 USD |
| 10/1/2025 | 118.30 USD |
| 9/30/2025 | 118.35 USD |
| 9/29/2025 | 118.49 USD |
| 9/28/2025 | 118.49 USD |
| 9/25/2025 | 119.43 USD |
| 9/24/2025 | 118.80 USD |
| 9/23/2025 | 119.89 USD |
| 9/22/2025 | 119.51 USD |
| 9/19/2025 | 122.55 USD |
| 9/18/2025 | 124.18 USD |
| 9/17/2025 | 120.54 USD |
| 9/16/2025 | 118.89 USD |
| 9/15/2025 | 120.40 USD |
| 9/12/2025 | 121.27 USD |
| 9/11/2025 | 121.68 USD |
| 9/10/2025 | 121.99 USD |
| 9/9/2025 | 122.40 USD |
| 9/8/2025 | 125.59 USD |
| 9/5/2025 | 124.63 USD |
| 9/4/2025 | 123.63 USD |
| 9/3/2025 | 121.45 USD |
| 9/2/2025 | 121.53 USD |
| 8/29/2025 | 122.20 USD |
| 8/28/2025 | 122.25 USD |
| 8/27/2025 | 122.99 USD |
| 8/26/2025 | 122.72 USD |
| 8/25/2025 | 120.56 USD |
| 8/22/2025 | 121.33 USD |
| 8/21/2025 | 115.19 USD |
| 8/20/2025 | 115.76 USD |
| 8/19/2025 | 115.93 USD |
| 8/18/2025 | 115.67 USD |
| 8/15/2025 | 115.09 USD |
| 8/14/2025 | 117.06 USD |
| 8/13/2025 | 116.68 USD |
UMB Financial Revenue, Net Income
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UMB Financial Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEB USD |
| NET INCOMEB USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.81 | 0.79 | 0.74 | 0.87 | 0.98 | 1.07 | 1.22 | 1.30 | 1.24 | 1.58 | 2.24 | 2.64 | 4.44 | 2.96 | 3.15 | 3.40 |
| 10.85 | -2.60 | -5.34 | 16.67 | 12.67 | 9.30 | 14.03 | 6.23 | -4.17 | 27.56 | 41.76 | 17.47 | 68.55 | -33.31 | 6.34 | 8.03 |
| 90.58 | 96.18 | 95.43 | 93.09 | 89.88 | 81.95 | 81.54 | 83.94 | 94.68 | 83.45 | 57.22 | 53.30 | 54.40 | 54.40 | 54.40 | 54.40 |
| 0.73 | 0.76 | 0.71 | 0.81 | 0.88 | 0.88 | 0.99 | 1.09 | 1.18 | 1.32 | 1.28 | 1.41 | 2.42 | 1.61 | 1.71 | 1.85 |
| 0.13 | 0.12 | 0.12 | 0.16 | 0.25 | 0.20 | 0.24 | 0.29 | 0.35 | 0.43 | 0.35 | 0.44 | 0.70 | 0.98 | 1.05 | 1.17 |
| 9.02 | -9.77 | -3.33 | 36.21 | 56.33 | -21.05 | 24.62 | 17.70 | 23.43 | 22.10 | -18.79 | 26.00 | 59.18 | 40.03 | 6.31 | 11.67 |
| 0.87 | 0.91 | 0.95 | 0.99 | 1.04 | 1.17 | 1.21 | 1.25 | 1.38 | 1.49 | 1.53 | 1.57 | 1.63 | 1.81 | 1.91 | 2.02 |
| 4.82 | 4.60 | 4.40 | 4.21 | 5.05 | 12.50 | 3.42 | 3.31 | 10.40 | 7.97 | 2.68 | 2.61 | 3.82 | 11.04 | 5.52 | 5.76 |
| 44.51 | 45.66 | 49.07 | 49.62 | 49.84 | 49.23 | 49.19 | 48.26 | 48.85 | 48.74 | 48.86 | 49.18 | 76.48 | 76.48 | 76.48 | 76.48 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales UMB Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue UMB Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare UMB Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares UMB Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against UMB Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
UMB Financial stock margins
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UMB Financial Revenue per Share, Earnings per Share
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UMB Financial business model & stock analysis
UMB Financial SWOT Analysis
Strengths
UMB Financial Corp boasts a strong financial position, with consistent revenue growth and solid profit margins. Its diverse range of financial products and services allows for multiple revenue streams and positions the company well in the competitive market. UMB Financial Corp also has a strong brand image and a well-established customer base, leading to customer loyalty and trust.
Additionally, UMB Financial Corp has a dedicated and knowledgeable workforce, comprising skilled professionals in the financial industry, who contribute to the company's success. The company's robust technological infrastructure further enhances operational efficiency and customer convenience.
Weaknesses
Despite its strengths, UMB Financial Corp faces certain weaknesses that require attention. The company has limited geographic presence, primarily operating in select regions. This limits its potential customer reach and exposes it to regional economic fluctuations.
Furthermore, UMB Financial Corp may face challenges in adapting quickly to emerging technologies and industry trends. This could impact its competitiveness and ability to meet evolving customer expectations. The company's dependence on traditional banking services may also restrict its diversification opportunities in the digital era.
Opportunities
The dynamic financial market presents numerous opportunities for UMB Financial Corp. Expansion into new geographic regions can lead to increased market share and revenue. The company can leverage its strong brand and customer trust to cross-sell additional financial products and enter untapped segments.
Moreover, embracing emerging technologies, such as fintech and digital banking, can unlock new opportunities for growth and customer engagement. UMB Financial Corp can also explore strategic partnerships and acquisitions to enhance its capabilities and expand its reach into different financial sectors.
Threats
UMB Financial Corp operates in a highly competitive industry, facing constant threats from traditional banks as well as new market entrants. Intense competition can put pressure on pricing and erode profit margins. Additionally, regulatory changes in the financial sector can pose compliance challenges and increase operational costs.
The rapid advancement of technology also presents a threat, as UMB Financial Corp must continuously invest in innovation to stay at par with industry standards. Cybersecurity risks, including data breaches and fraudulent activities, pose significant threats to the company's reputation and customer trust.
UMB Financial Employees
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Details
UMB Financial Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
UMB Financial historical P/E ratio, EBIT multiple, and P/S ratio
UMB Financial annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
UMB Financial shares outstanding
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UMB Financial stock splits
UMB Financial Dividend History
38 years of dividend payments · 18 consecutive increases
UMB Financial dividend history and estimates
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UMB Financial dividend payout ratio
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Current UMB Financial forecasts and price targets in August 2026
Analyst Price Targets 2026UMB Financial Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 7/30/2026 | Maintained | Buy | 60 | |
| 7/30/2026 | Maintained | Outperform | 52 | |
| 7/30/2026 | Maintained | Overweight | 51 | |
| 7/30/2026 | Maintained | Outperform | – | |
| 7/10/2026 | Maintained | Buy | – | |
| 7/6/2026 | Maintained | Equal Weight | 56 | |
| 6/29/2026 | Maintained | Overweight | 60 | |
| 6/26/2026 | Maintained | Overweight | 51 | |
| 6/25/2026 | Maintained | Neutral | 48 | |
| 4/30/2026 | Maintained | Buy | 60 |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
UMB Financial Earnings Calls
UMB Financial Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 7/28/2026 | 3.18USD | - | 741.10 MUSD | - | 2026 Q2 |
| 4/28/2026 | 2.84USD | - | 714.84 MUSD | - | 2026 Q1 |
| 1/27/2026 | 2.60USD | - | 688.61 MUSD | - | 2025 Q4 |
| 4/23/2024 | 1.70USD | - | 368.30 MUSD | - | 2024 Q1 |
| 1/22/2024 | 1.49USD | - | 369.05 MUSD | - | 2023 Q4 |
| 7/24/2023 | 2.01USD | - | 377.38 MUSD | - | 2023 Q2 |
| 4/24/2023 | 1.96USD | - | 372.82 MUSD | - | 2023 Q1 |
| 1/23/2023 | 2.07USD | - | 376.82 MUSD | - | 2022 Q4 |
| 10/25/2022 | 2.19USD | - | 377.33 MUSD | - | 2022 Q3 |
| 7/26/2022 | 1.93USD | - | 352.75 MUSD | - | 2022 Q2 |
EESG©
Eulerpool ESG Scorecard© for the UMB Financial stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
UMB Financial shareholder structure
| % | Name |
|---|---|
12.30183% | |
6.21850% | |
5.44526% | |
5.24171% | |
4.08280% | |
3.83087% |
UMB Financial Beneficial Ownership Filings (SEC 13D/G)
| Stake | Holder | Filing |
|---|---|---|
10.60% | SEC ↗ | |
8.89% | SEC ↗ | |
7.78% | SEC ↗ | |
7.52% | SEC ↗ | |
7.25% | SEC ↗ | |
7.25% | SEC ↗ | |
6.57% | SEC ↗ | |
6.42% | SEC ↗ | |
6.34% | SEC ↗ | |
5.48% | SEC ↗ |
UMB Financial Executives and Management Board
30 members · avg. age 56 · 37 % women
Mr. J. Mariner Kemper (52)
Chairman of the Board, Chief Executive Officer · since 1997
6.63 M USD
Management
Mr. James Rine (54)
President
Mr. Ram Shankar (52)
Chief Financial Officer, Executive Vice President
Ms. Shannon Johnson (45)
Executive Vice President, Chief Administrative Officer
Mr. Nikki Newton (53)
President of Private Wealth Management of UMB Bank
Mr. Thomas Terry (61)
Executive Vice President, Chief Credit Officer
Ms. Elizabeth Lewis (51)
President of Consumer Banking
Board of Directors
Mr. Greg Graves (67)
Lead Independent Director
Mr. Gordon Lansford (54)
Independent Director
Mr. Kris Robbins (66)
Independent Director
Ms. Robin Beery (57)
Independent Director
Mr. Kevin Gallagher (56)
Independent Director
Mr. Timothy Murphy (69)
Independent Director
Frequently asked questions about UMB Financial
UMB Financial Corp is a diversified financial holding company headquartered in Kansas City, Missouri. The business model of UMB Financial Corp revolves around providing a comprehensive range of banking, asset management, and payment solutions to individuals, businesses, institutions, and municipalities. The company offers a wide variety of financial services, including commercial banking, investment banking, treasury management, trust and custody, healthcare banking, and asset servicing. UMB Financial Corp strives to deliver customized financial solutions tailored to the unique needs and goals of its diverse client base. With a strong focus on customer satisfaction and innovation, UMB Financial Corp continues to drive growth and create value for its stakeholders.
UMB Financial Corp is primarily active in the financial services industry.
The main competitors of UMB Financial Corp in the market are Wells Fargo & Company, Bank of America Corporation, and JPMorgan Chase & Co.
UMB Financial Corp is a leading financial services company with a rich history and solid background. Founded in 1913, UMB Financial Corp has been serving individuals, businesses, and institutional clients with innovative financial solutions for over a century. Headquartered in Kansas City, Missouri, the company has grown and expanded its operations, now offering a wide range of banking, asset management, and payment solutions. Committed to community development and customer satisfaction, UMB Financial Corp has established itself as a trusted financial partner, combining traditional values with modern techniques to meet the evolving needs of its clients.
UMB Financial Corp has achieved several significant milestones. One noteworthy achievement is its consistent growth in assets and deposits over the years. Additionally, the company has successfully expanded its presence in various markets, providing a wide range of financial services such as commercial banking, wealth management, and investment banking. UMB Financial Corp has also received notable recognition, including being named one of the Best Banks in America by Forbes and securing a spot on the prestigious Fortune 1000 list. These achievements highlight UMB Financial Corp's commitment to delivering exceptional financial solutions and solidifying its position as a reliable and reputable company in the industry.
UMB Financial Corp is primarily present in the United States.
UMB Financial Corp represents values of integrity, collaboration, and excellence. With a strong corporate philosophy focused on delivering customer satisfaction, UMB Financial Corp strives to provide innovative financial solutions and exceptional service. As a leading financial institution, UMB Financial Corp is committed to building long-term relationships based on trust and transparency. By combining its expertise in banking, asset management, and healthcare services, UMB Financial Corp empowers individuals and businesses to achieve their financial goals. Emphasizing ethical practices and responsible banking, UMB Financial Corp continues to drive growth and support the communities it serves.
Analysts currently set an average price target of 147.90 USD for the UMB Financial stock (median: 147.90 USD), implying +2.1 % versus the latest price. The consensus is based on 18 analyst ratings.
18 analysts currently rate the UMB Financial stock: 15 recommend buying, 3 holding and 0 selling. For 2026, analysts expect UMB Financial to generate revenue of 2.96 B USD and earnings per share of 12.86 USD.
Converted at the current exchange rate, the UMB Financial share trades at 125.55 EUR (144.81 USD).
The UMB Financial share (UMBF) is listed on 3 stock exchanges, including: NASDAQ (UMBF), Frankfurt (UMB.F), München (UMB.MU).
The UMB Financial Corporation is a financial services company based in Kansas City, USA. It was founded in 1913 and offers a variety of financial products and services for retail customers, middle-market businesses, and institutional investors. UMB's business model is diverse and includes multiple segments. The most important segment is commercial banking, where the company provides loans and credit to small and medium-sized businesses. UMB offers a range of financing solutions, such as working capital loans, investment loans, and real estate financing. Additionally, UMB provides its customers with cash management tools, such as treasury management systems, to efficiently manage their liquidity. The wealth management segment of UMB is another important part of its business model. The company offers personalized investment and financial advice, as well as asset management services for clients. This includes a variety of investment options such as stocks, bonds, funds, or alternative investments. UMB's wealth management segment is tailored to the individual needs of its clients and emphasizes providing customized solutions. Another significant segment is UMB's payment solutions business. The company offers various payment processing and payment solutions for businesses and retailers. This includes electronic payments, credit card processing, gift card processing, and more. Finally, UMB also has a specialized segment for institutional investors. This is the institutional asset management segment, which focuses on managing assets for pension funds, foundations, and other institutions. Here as well, the company provides customized solutions to meet the specific requirements of this group. In summary, UMB offers a wide range of financial products and services for retail and business customers. The company's business model is distributed across various segments and focuses on providing tailored solutions to meet the individual needs of its customers. With a strong focus on technological innovations and digitized processes, UMB also offers its customers a modern and efficient banking experience.
The expected revenue of UMB Financial is 2.96 B USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of UMB Financial is 983.18 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of UMB Financial is currently 11.26. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the UMB Financial stock.
The price-to-sales ratio (P/S) of UMB Financial is currently 3.74. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the UMB Financial stock.
The Eulerpool Quality Score for UMB Financial is 8/10.
The ISIN of UMB Financial is US9027881088. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of UMB Financial is 900421. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of UMB Financial is UMBF. The ticker symbol is used to trade UMB Financial shares on the stock exchange.
Over the past 12 months, UMB Financial paid a dividend of 1.63 USD . This corresponds to a dividend yield of about 1.13 %. For the coming 12 months, UMB Financial is expected to pay a dividend of 1.91 USD.
The current dividend yield of UMB Financial is 1.13 %.
UMB Financial pays a dividend, distributed in the months of , , , .
UMB Financial paid dividends every year for the past 37 years.
For the upcoming 12 months, dividends amounting to 1.91 USD are expected. This corresponds to a dividend yield of 1.32 %.
UMB Financial is assigned to the 'Finance' sector.
To receive the latest dividend of UMB Financial from amounting to 0.5 USD, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
In the year 2025, UMB Financial distributed 1.57 USD as dividends.
The dividends of UMB Financial are distributed in USD.
UMB Financial stock
UMB Financial Peer Group
UMB Financial Ticker
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All fundamentals and in-depth analysis of UMB Financial
Our stock analysis for UMB Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of UMB Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.