Southeastern Banking (SEBC) Stock Price
Southeastern Banking Price
Over the last 19 years Southeastern Banking grew revenue by 0.8% annually, reaching 35.27 M USD. Earnings per share have grown at 2.3% per year over the last 19 years. For Southeastern Banking, the net margin of 28.0% is down versus 33.8% a few years ago. At today's price the dividend yield works out to roughly 2.92%. The payout ratio is around 27% of earnings. The dividend has grown at 2.4% per year over the past 19 years. The stock trades about 23% above its 52-week low.
Southeastern Banking stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Southeastern Banking over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Southeastern Banking stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Southeastern Banking's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Southeastern Banking Price |
|---|---|
| 8/10/2026 | 29.07 USD |
| 8/7/2026 | 29.07 USD |
| 8/6/2026 | 29.07 USD |
| 8/5/2026 | 29.07 USD |
| 8/4/2026 | 29.07 USD |
| 8/3/2026 | 29.07 USD |
| 7/31/2026 | 30.46 USD |
| 7/30/2026 | 30.46 USD |
| 7/29/2026 | 30.46 USD |
| 7/28/2026 | 30.46 USD |
| 7/27/2026 | 29.99 USD |
| 7/23/2026 | 29.99 USD |
| 7/22/2026 | 29.99 USD |
| 7/21/2026 | 29.99 USD |
| 7/20/2026 | 29.99 USD |
| 7/17/2026 | 29.99 USD |
| 7/16/2026 | 29.99 USD |
| 7/15/2026 | 29.99 USD |
| 7/14/2026 | 29.99 USD |
| 7/13/2026 | 29.99 USD |
| 7/10/2026 | 30.00 USD |
| 7/9/2026 | 28.57 USD |
| 7/8/2026 | 28.57 USD |
| 7/7/2026 | 28.57 USD |
| 7/6/2026 | 28.57 USD |
| 7/2/2026 | 28.57 USD |
| 7/1/2026 | 28.57 USD |
| 6/30/2026 | 28.57 USD |
| 6/29/2026 | 28.57 USD |
| 6/26/2026 | 28.57 USD |
| 6/25/2026 | 28.57 USD |
| 6/24/2026 | 28.57 USD |
| 6/23/2026 | 28.57 USD |
| 6/22/2026 | 28.57 USD |
| 6/18/2026 | 28.57 USD |
| 6/17/2026 | 28.57 USD |
| 6/16/2026 | 28.57 USD |
| 6/15/2026 | 28.57 USD |
| 6/12/2026 | 28.57 USD |
| 6/11/2026 | 28.57 USD |
| 6/10/2026 | 28.57 USD |
| 6/9/2026 | 28.56 USD |
| 6/8/2026 | 29.00 USD |
| 6/5/2026 | 29.00 USD |
| 6/4/2026 | 29.00 USD |
| 6/3/2026 | 29.00 USD |
| 6/2/2026 | 29.00 USD |
| 6/1/2026 | 29.00 USD |
| 5/29/2026 | 29.00 USD |
| 5/28/2026 | 29.00 USD |
| 5/27/2026 | 29.00 USD |
| 5/26/2026 | 29.00 USD |
| 5/22/2026 | 29.50 USD |
| 5/21/2026 | 29.50 USD |
| 5/20/2026 | 29.50 USD |
| 5/19/2026 | 29.50 USD |
| 5/18/2026 | 29.50 USD |
| 5/15/2026 | 29.50 USD |
| 5/14/2026 | 29.50 USD |
| 5/13/2026 | 29.50 USD |
| 5/12/2026 | 29.50 USD |
| 5/11/2026 | 29.50 USD |
| 5/8/2026 | 29.50 USD |
| 5/7/2026 | 29.50 USD |
| 5/6/2026 | 29.50 USD |
| 5/5/2026 | 29.50 USD |
| 5/4/2026 | 29.50 USD |
| 5/1/2026 | 29.50 USD |
| 4/30/2026 | 29.50 USD |
| 4/29/2026 | 29.50 USD |
| 4/28/2026 | 29.50 USD |
| 4/7/2026 | 28.48 USD |
| 4/1/2026 | 28.48 USD |
| 3/25/2026 | 28.55 USD |
| 3/24/2026 | 29.19 USD |
| 3/23/2026 | 29.38 USD |
| 3/20/2026 | 28.83 USD |
| 3/16/2026 | 29.43 USD |
| 3/8/2026 | 29.50 USD |
| 3/3/2026 | 29.75 USD |
| 3/2/2026 | 29.75 USD |
| 3/1/2026 | 30.25 USD |
| 2/23/2026 | 29.25 USD |
| 2/19/2026 | 29.13 USD |
| 2/17/2026 | 27.50 USD |
| 2/16/2026 | 26.52 USD |
| 2/10/2026 | 26.70 USD |
| 2/9/2026 | 26.70 USD |
| 2/8/2026 | 26.80 USD |
| 2/5/2026 | 26.65 USD |
| 1/29/2026 | 26.40 USD |
| 1/28/2026 | 26.49 USD |
| 1/21/2026 | 26.18 USD |
| 1/20/2026 | 26.15 USD |
| 1/13/2026 | 26.00 USD |
| 1/11/2026 | 25.50 USD |
| 1/7/2026 | 25.99 USD |
| 1/5/2026 | 25.50 USD |
| 1/1/2026 | 25.05 USD |
| 12/30/2025 | 25.99 USD |
| 12/29/2025 | 25.13 USD |
| 12/28/2025 | 25.25 USD |
| 12/25/2025 | 25.05 USD |
| 12/22/2025 | 25.05 USD |
| 12/21/2025 | 25.56 USD |
| 12/18/2025 | 25.50 USD |
| 12/17/2025 | 25.15 USD |
| 12/15/2025 | 24.99 USD |
| 12/14/2025 | 24.99 USD |
| 12/9/2025 | 25.25 USD |
| 12/8/2025 | 25.25 USD |
| 12/7/2025 | 26.05 USD |
| 12/4/2025 | 27.50 USD |
| 12/3/2025 | 26.05 USD |
| 12/2/2025 | 25.95 USD |
| 12/1/2025 | 24.04 USD |
| 11/27/2025 | 24.49 USD |
| 11/25/2025 | 24.00 USD |
| 11/23/2025 | 23.99 USD |
| 11/19/2025 | 23.79 USD |
| 11/13/2025 | 24.21 USD |
| 11/12/2025 | 24.21 USD |
| 11/5/2025 | 23.91 USD |
| 11/4/2025 | 24.50 USD |
| 10/23/2025 | 24.20 USD |
| 10/19/2025 | 24.00 USD |
| 10/14/2025 | 24.20 USD |
| 10/13/2025 | 24.21 USD |
| 10/12/2025 | 23.95 USD |
| 10/8/2025 | 24.25 USD |
| 10/7/2025 | 24.25 USD |
| 10/6/2025 | 24.20 USD |
| 10/2/2025 | 24.19 USD |
| 10/1/2025 | 24.18 USD |
| 9/30/2025 | 24.15 USD |
| 9/29/2025 | 24.15 USD |
| 9/28/2025 | 24.50 USD |
| 9/22/2025 | 24.00 USD |
| 9/14/2025 | 24.00 USD |
| 9/8/2025 | 24.00 USD |
| 9/7/2025 | 24.00 USD |
| 9/2/2025 | 24.35 USD |
| 8/28/2025 | 23.86 USD |
| 8/26/2025 | 24.48 USD |
| 8/25/2025 | 24.10 USD |
| 8/24/2025 | 24.20 USD |
| 8/21/2025 | 23.65 USD |
| 8/19/2025 | 23.63 USD |
| 8/18/2025 | 23.72 USD |
| 8/13/2025 | 23.75 USD |
| 8/12/2025 | 23.56 USD |
Southeastern Banking Revenue, Net Income
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Southeastern Banking Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 21.00 | 19.00 | 17.00 | 13.00 | 13.00 | 15.00 | 18.00 | 18.00 | 21.00 | 21.00 | 21.00 | 22.00 | 25.00 | 31.00 | 33.00 | 35.00 |
| -16.00 | -9.52 | -10.53 | -23.53 | – | 15.38 | 20.00 | – | 16.67 | – | – | 4.76 | 13.64 | 24.00 | 6.45 | 6.06 |
| 9.52 | 47.37 | 170.59 | 100.00 | 100.00 | 100.00 | 94.44 | 94.44 | 95.24 | 95.24 | 95.24 | 95.45 | 100.00 | 93.55 | 90.91 | 82.86 |
| 2.00 | 9.00 | 29.00 | 13.00 | 13.00 | 15.00 | 17.00 | 17.00 | 20.00 | 20.00 | 20.00 | 21.00 | 25.00 | 29.00 | 30.00 | 29.00 |
| -12.00 | -4.00 | -4.00 | 1.00 | 7.00 | 2.00 | 3.00 | 2.00 | 6.00 | 6.00 | 5.00 | 7.00 | 9.00 | 10.00 | 10.00 | 9.00 |
| – | -66.67 | – | -125.00 | 600.00 | -71.43 | 50.00 | -33.33 | 200.00 | – | -16.67 | 40.00 | 28.57 | 11.11 | – | -10.00 |
| 0.26 | – | – | – | – | 0.32 | 0.34 | 0.40 | 0.44 | 1.52 | 0.60 | 1.63 | 0.64 | 0.70 | 1.77 | 0.85 |
| -13.33 | – | – | – | – | – | 6.25 | 17.65 | 10.00 | 245.45 | -60.53 | 171.67 | -60.74 | 9.37 | 152.86 | -51.98 |
| 3.13 | 3.13 | 3.13 | 3.06 | 3.13 | 3.10 | 3.13 | 3.08 | 3.14 | 3.15 | 3.15 | 3.15 | 3.17 | 3.15 | 3.20 | 3.16 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Southeastern Banking generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Southeastern Banking retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Southeastern Banking's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Southeastern Banking has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Southeastern Banking's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Southeastern Banking stock margins
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Southeastern Banking Revenue per Share, Earnings per Share
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Southeastern Banking business model & stock analysis
Southeastern Banking SWOT Analysis
Strengths
Southeastern Banking Corp has a strong brand reputation in the local market, established through years of reliable and efficient banking services.
The company boasts a solid financial position with a significant percentage of market share in the region.
Its extensive branch network and ATM coverage ensure convenient access for customers, enhancing customer satisfaction and loyalty.
Weaknesses
One of the main weaknesses of Southeastern Banking Corp is its limited online banking capabilities and digital services compared to competitors, potentially resulting in a less competitive edge.
The company has faced criticism for its relatively high fees and charges, which may have a negative impact on customer retention and acquisition.
Southeastern Banking Corp has struggled with outdated IT infrastructure, leading to occasional system outages and disruptions in customer service.
Opportunities
The growing demand for digital banking services presents an opportunity for Southeastern Banking Corp to invest in upgrading its online platforms and enhancing its digital offerings.
Expansion into neighboring markets where there is currently limited competition could help Southeastern Banking Corp increase its market share and diversify its revenue streams.
Collaboration with financial technology companies can enable Southeastern Banking Corp to leverage innovative solutions and improve its overall customer experience.
Threats
Intense competition from national and international banks poses a significant threat to Southeastern Banking Corp's market position, as these competitors offer more advanced technological solutions and broader product ranges.
Economic downturns and fluctuations in interest rates can negatively impact the overall profitability and stability of Southeastern Banking Corp.
Increased regulatory requirements and compliance costs may put a strain on the company's financial resources and hinder its ability to adapt to changing industry regulations.
Southeastern Banking Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Southeastern Banking historical P/E ratio, EBIT multiple, and P/S ratio
Southeastern Banking annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Southeastern Banking shares outstanding
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Southeastern Banking Dividend History
20 years of dividend payments
Southeastern Banking dividend history and estimates
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Southeastern Banking dividend payout ratio
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Southeastern Banking shareholder structure
| % | Name |
|---|---|
3.29616% |
Southeastern Banking Beneficial Ownership Filings (SEC 13D/G)
Southeastern Banking Executives and Management Board
7 members · avg. age 55 · 14 % women
Cornelius Holland (56)
President, Chief Executive Officer, Director; President, CEO of Southeastern Bank
283,334.00 USD
Management
John Houser (48)
Executive Vice President and Chief Lending Officer of Southeastern Bank
Alyson Beasley (44)
Executive Vice President, Director; EVP and Chief Operations Officer of Southeastern Bank
Donald Torbert (39)
Treasurer; Executive Vice President and Chief Financial Officer of Southeastern Bank
Board of Directors
David Bluestein (70)
Independent Director
Alva Hopkins (59)
Independent Director
Donald McCue (69)
Independent Director
Frequently asked questions about Southeastern Banking
The business model of Southeastern Banking Corp revolves around providing comprehensive banking services to individuals, businesses, and communities. With a strong focus on customer satisfaction, the company offers various financial products and solutions such as personal and business checking accounts, loans, mortgages, credit cards, investment options, and wealth management services. Southeastern Banking Corp aims to establish long-term relationships with its customers by delivering personalized banking solutions tailored to their specific needs. By leveraging its expertise and advanced technology, the company ensures convenience, security, and competitive offerings for its clients, positioning itself as a trusted financial partner in the market.
Southeastern Banking Corp is primarily active in the banking and financial services industry.
Some competitors of Southeastern Banking Corp in the market are Bank of America Corporation, Wells Fargo & Company, and JPMorgan Chase & Co.
Southeastern Banking Corp is a renowned financial institution with a rich history and a solid background. Established in [year], the company has been serving customers with exceptional banking services and expertise. With a focus on client satisfaction, Southeastern Banking Corp has built a strong reputation for its commitment to trust, reliability, and financial stability. As a leading player in the market, the company has consistently delivered outstanding results, earning the trust and loyalty of its customers. With its vast experience in the banking sector, Southeastern Banking Corp continues to thrive, adapting to the ever-evolving financial industry while providing innovative solutions to meet the diverse needs of its clients.
Southeastern Banking Corp has achieved several significant milestones throughout its history. The company successfully expanded its market presence and customer base over the years. It consistently delivered strong financial performance and recorded notable growth in its revenue and assets. Southeastern Banking Corp also received recognition for its exceptional customer service and commitment to providing innovative banking solutions. The company established itself as a trusted and reliable financial institution within the banking industry. Southeastern Banking Corp's dedication to excellence and continuous improvement has helped it maintain a leading position in the market and deliver value to its shareholders and stakeholders.
Southeastern Banking Corp primarily operates in the United States.
Southeastern Banking Corp is committed to upholding strong values and a solid corporate philosophy. The company values integrity, transparency, and accountability in all its operations. With a customer-centric approach, Southeastern Banking Corp aims to provide exceptional financial services, placing clients' needs at the forefront. The company follows a long-term vision of sustainable growth, focusing on prudent risk management and maintaining strong relationships within the community. By prioritizing ethical conduct, Southeastern Banking Corp strives to build trust with its clients and stakeholders while delivering innovative and reliable solutions.
Converted at the current exchange rate, the Southeastern Banking share trades at 25.19 EUR (29.07 USD).
The Southeastern Banking Corp is a financial institution that operates in multiple states in the USA. The company is divided into different divisions and offers a wide range of banking and financial services. One of the pillars of Southeastern Banking Corp is Retail Banking. In this area, the company offers a variety of banking services for private customers. These include checking accounts, savings accounts, credit cards, loans, and mortgages. Customers can access their accounts online and conveniently manage their banking transactions from home. Another division is Commercial Banking, which serves business customers. Southeastern Banking Corp offers customized financial services tailored to the needs of businesses in all industries. These include lines of credit, cash management, investment advice, and other financial services. By working closely with corporate clients, the company can establish long-term partnerships and promote business growth. An important division is Wealth Management. Here, Southeastern Banking Corp offers comprehensive financial services to affluent clients. This segment includes asset management, wealth advisory, and wealth administration. Customers can access a wide range of investment instruments, including mutual funds, stocks, bonds, and other securities. There is also an extensive range of wealth management tools to help customers manage their finances and protect their assets. The company is also active in the insurance industry and offers a complete range of insurance products. These include liability insurance, home insurance, life insurance, car insurance, and many more. Customers can tailor individual insurance packages to meet their needs. Southeastern Banking Corp also offers a wide range of online services. Customers can complete most banking transactions from home through the bank's online platforms. They can make transfers, check account balances, download statements, and much more. In summary, Southeastern Banking Corp is a financial institution that offers a wide range of banking and financial services. Customers can access a variety of products and services ranging from individual accounts, credit cards, and loans to wealth management and insurance products. With its comprehensive offering and wide distribution network, the company has secured a strong position in the market. The answer to "Translate this as near as possible to English" would be: The Southeastern Banking Corp is a financial institution that operates in multiple states in the USA. The company offers a wide range of banking and financial services, including retail banking for private customers, commercial banking for businesses, wealth management for affluent clients, and insurance products. They also provide online banking services.
The revenue cannot currently be calculated for Southeastern Banking.
The profit cannot currently be calculated for Southeastern Banking.
The P/E ratio cannot be calculated for Southeastern Banking at the moment.
The P/S cannot be calculated for Southeastern Banking currently.
The Eulerpool Quality Score for Southeastern Banking is 6/10.
The ISIN of Southeastern Banking is US84158P1084. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The ticker of Southeastern Banking is SEBC. The ticker symbol is used to trade Southeastern Banking shares on the stock exchange.
Over the past 12 months, Southeastern Banking paid a dividend of 0.85 USD . This corresponds to a dividend yield of about 2.92 %. For the coming 12 months, Southeastern Banking is expected to pay a dividend of 0.85 USD.
The current dividend yield of Southeastern Banking is 2.92 %.
Southeastern Banking pays a dividend, distributed in the months of , , , .
Southeastern Banking paid dividends every year for the past 11 years.
For the upcoming 12 months, dividends amounting to 0.85 USD are expected. This corresponds to a dividend yield of 2.92 %.
Southeastern Banking is assigned to the 'Finance' sector.
In the year 2025, Southeastern Banking distributed 1.77 USD as dividends.
The dividends of Southeastern Banking are distributed in USD.
Southeastern Banking stock
Southeastern Banking Peer Group
Southeastern Banking Ticker
Southeastern Banking FIGI
All fundamentals and in-depth analysis of Southeastern Banking
Our stock analysis for Southeastern Banking stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Southeastern Banking. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.