Sound Financial Bancorp (SFBC) Stock Price
Sound Financial Bancorp Price
Over the last 18 years Sound Financial Bancorp grew revenue by 7.4% annually, reaching 61.62 M USD. Earnings per share have grown at 13.0% per year over the last 15 years. For Sound Financial Bancorp, the net margin of 11.6% is down versus 22.2% a few years ago. At today's price the dividend yield works out to roughly 1.68%. The payout ratio is around 27% of earnings. The dividend has grown at 11.5% per year over the past 17 years. The stock trades about 10% above its 52-week low.
Sound Financial Bancorp stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Sound Financial Bancorp over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Sound Financial Bancorp stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Sound Financial Bancorp's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Sound Financial Bancorp Price |
|---|---|
| 7/27/2026 | 45.22 USD |
| 7/23/2026 | 45.14 USD |
| 7/22/2026 | 45.16 USD |
| 7/21/2026 | 43.75 USD |
| 7/20/2026 | 45.82 USD |
| 7/17/2026 | 46.88 USD |
| 7/16/2026 | 47.30 USD |
| 7/15/2026 | 46.72 USD |
| 7/14/2026 | 46.31 USD |
| 7/13/2026 | 44.85 USD |
| 7/10/2026 | 44.14 USD |
| 7/9/2026 | 43.98 USD |
| 7/8/2026 | 43.60 USD |
| 7/7/2026 | 44.32 USD |
| 7/6/2026 | 43.72 USD |
| 7/2/2026 | 44.67 USD |
| 7/1/2026 | 44.75 USD |
| 6/30/2026 | 43.11 USD |
| 6/29/2026 | 43.06 USD |
| 6/26/2026 | 43.35 USD |
| 6/25/2026 | 44.08 USD |
| 6/24/2026 | 43.70 USD |
| 6/23/2026 | 43.24 USD |
| 6/22/2026 | 43.11 USD |
| 6/18/2026 | 43.83 USD |
| 6/17/2026 | 42.48 USD |
| 6/16/2026 | 41.42 USD |
| 6/15/2026 | 42.52 USD |
| 6/12/2026 | 43.63 USD |
| 6/11/2026 | 43.25 USD |
| 6/10/2026 | 42.79 USD |
| 6/9/2026 | 42.30 USD |
| 6/8/2026 | 42.07 USD |
| 6/5/2026 | 42.33 USD |
| 6/4/2026 | 41.89 USD |
| 6/3/2026 | 41.32 USD |
| 6/2/2026 | 41.94 USD |
| 6/1/2026 | 41.71 USD |
| 5/29/2026 | 41.73 USD |
| 5/28/2026 | 43.29 USD |
| 5/27/2026 | 41.83 USD |
| 5/26/2026 | 42.05 USD |
| 5/22/2026 | 41.72 USD |
| 5/21/2026 | 41.52 USD |
| 5/20/2026 | 42.57 USD |
| 5/19/2026 | 42.44 USD |
| 5/18/2026 | 42.12 USD |
| 5/15/2026 | 42.17 USD |
| 5/14/2026 | 42.38 USD |
| 5/13/2026 | 41.54 USD |
| 5/12/2026 | 42.24 USD |
| 5/11/2026 | 42.02 USD |
| 5/8/2026 | 42.16 USD |
| 5/7/2026 | 42.24 USD |
| 5/6/2026 | 42.37 USD |
| 5/5/2026 | 42.09 USD |
| 5/4/2026 | 41.38 USD |
| 5/1/2026 | 41.42 USD |
| 4/30/2026 | 41.15 USD |
| 4/29/2026 | 41.15 USD |
| 4/28/2026 | 41.74 USD |
| 4/27/2026 | 41.46 USD |
| 4/24/2026 | 42.25 USD |
| 4/22/2026 | 43.30 USD |
| 4/21/2026 | 43.57 USD |
| 4/20/2026 | 43.93 USD |
| 4/17/2026 | 44.18 USD |
| 4/16/2026 | 45.00 USD |
| 4/15/2026 | 46.21 USD |
| 4/14/2026 | 45.19 USD |
| 4/13/2026 | 45.65 USD |
| 4/10/2026 | 44.67 USD |
| 4/9/2026 | 45.29 USD |
| 4/8/2026 | 45.15 USD |
| 4/7/2026 | 43.29 USD |
| 4/6/2026 | 42.78 USD |
| 4/2/2026 | 41.82 USD |
| 4/1/2026 | 41.86 USD |
| 3/31/2026 | 43.71 USD |
| 3/30/2026 | 44.33 USD |
| 3/27/2026 | 43.32 USD |
| 3/26/2026 | 43.89 USD |
| 3/25/2026 | 43.74 USD |
| 3/24/2026 | 45.64 USD |
| 3/23/2026 | 44.99 USD |
| 3/20/2026 | 43.41 USD |
| 3/19/2026 | 42.19 USD |
| 3/18/2026 | 42.19 USD |
| 3/17/2026 | 41.29 USD |
| 3/16/2026 | 41.20 USD |
| 3/13/2026 | 41.06 USD |
| 3/12/2026 | 41.35 USD |
| 3/11/2026 | 41.37 USD |
| 3/10/2026 | 41.45 USD |
| 3/9/2026 | 42.11 USD |
| 3/6/2026 | 41.77 USD |
| 3/5/2026 | 42.02 USD |
| 3/4/2026 | 42.72 USD |
| 3/3/2026 | 42.40 USD |
| 3/2/2026 | 42.68 USD |
| 2/27/2026 | 42.47 USD |
| 2/26/2026 | 42.74 USD |
| 2/25/2026 | 42.77 USD |
| 2/24/2026 | 42.71 USD |
| 2/23/2026 | 42.74 USD |
| 2/20/2026 | 43.56 USD |
| 2/19/2026 | 43.66 USD |
| 2/18/2026 | 43.81 USD |
| 2/17/2026 | 43.89 USD |
| 2/13/2026 | 44.30 USD |
| 2/12/2026 | 43.71 USD |
| 2/11/2026 | 43.76 USD |
| 2/10/2026 | 44.37 USD |
| 2/9/2026 | 44.08 USD |
| 2/6/2026 | 44.15 USD |
| 2/5/2026 | 44.20 USD |
| 2/4/2026 | 43.80 USD |
| 2/3/2026 | 44.25 USD |
| 2/2/2026 | 44.01 USD |
| 1/30/2026 | 43.90 USD |
| 1/29/2026 | 43.98 USD |
| 1/28/2026 | 43.99 USD |
| 1/27/2026 | 43.97 USD |
| 1/26/2026 | 44.02 USD |
| 1/23/2026 | 44.39 USD |
| 1/22/2026 | 44.44 USD |
| 1/21/2026 | 44.32 USD |
| 1/20/2026 | 43.91 USD |
| 1/16/2026 | 43.99 USD |
| 1/15/2026 | 43.90 USD |
| 1/14/2026 | 43.79 USD |
| 1/13/2026 | 43.83 USD |
| 1/12/2026 | 43.85 USD |
| 1/9/2026 | 43.70 USD |
| 1/8/2026 | 43.58 USD |
| 1/7/2026 | 43.11 USD |
| 1/6/2026 | 43.51 USD |
| 1/5/2026 | 43.58 USD |
| 1/2/2026 | 43.50 USD |
| 12/31/2025 | 43.63 USD |
| 12/30/2025 | 43.41 USD |
| 12/29/2025 | 43.43 USD |
| 12/26/2025 | 43.61 USD |
| 12/24/2025 | 43.75 USD |
| 12/23/2025 | 43.44 USD |
| 12/22/2025 | 43.52 USD |
| 12/19/2025 | 43.21 USD |
| 12/18/2025 | 44.82 USD |
| 12/17/2025 | 44.99 USD |
| 12/16/2025 | 44.90 USD |
| 12/15/2025 | 44.55 USD |
| 12/12/2025 | 44.60 USD |
| 12/11/2025 | 44.63 USD |
| 12/10/2025 | 44.40 USD |
| 12/9/2025 | 44.32 USD |
| 12/8/2025 | 44.44 USD |
| 12/5/2025 | 44.11 USD |
| 12/4/2025 | 44.23 USD |
| 12/3/2025 | 43.99 USD |
| 12/2/2025 | 43.84 USD |
| 12/1/2025 | 44.02 USD |
| 11/28/2025 | 44.31 USD |
| 11/26/2025 | 44.23 USD |
| 11/25/2025 | 44.56 USD |
| 11/24/2025 | 44.42 USD |
| 11/21/2025 | 44.88 USD |
| 11/20/2025 | 44.23 USD |
| 11/19/2025 | 44.16 USD |
| 11/18/2025 | 44.74 USD |
| 11/17/2025 | 44.78 USD |
| 11/14/2025 | 44.77 USD |
| 11/13/2025 | 44.74 USD |
| 11/12/2025 | 44.81 USD |
| 11/11/2025 | 45.28 USD |
| 11/10/2025 | 44.96 USD |
| 11/7/2025 | 44.96 USD |
| 11/6/2025 | 44.95 USD |
| 11/5/2025 | 45.00 USD |
| 11/4/2025 | 43.80 USD |
| 11/3/2025 | 44.20 USD |
| 10/31/2025 | 44.64 USD |
| 10/30/2025 | 44.20 USD |
| 10/29/2025 | 44.05 USD |
| 10/28/2025 | 44.56 USD |
| 10/27/2025 | 44.67 USD |
| 10/24/2025 | 45.27 USD |
| 10/23/2025 | 45.31 USD |
| 10/22/2025 | 45.31 USD |
| 10/21/2025 | 45.46 USD |
| 10/20/2025 | 45.29 USD |
| 10/17/2025 | 44.77 USD |
| 10/16/2025 | 44.61 USD |
| 10/15/2025 | 45.95 USD |
| 10/14/2025 | 45.73 USD |
| 10/13/2025 | 45.94 USD |
| 10/10/2025 | 45.70 USD |
| 10/9/2025 | 46.17 USD |
| 10/8/2025 | 46.06 USD |
| 10/7/2025 | 46.00 USD |
| 10/6/2025 | 46.08 USD |
| 10/3/2025 | 46.43 USD |
| 10/2/2025 | 45.86 USD |
| 10/1/2025 | 45.82 USD |
| 9/30/2025 | 46.06 USD |
| 9/29/2025 | 46.34 USD |
| 9/28/2025 | 46.34 USD |
| 9/25/2025 | 47.74 USD |
| 9/24/2025 | 46.85 USD |
| 9/23/2025 | 46.17 USD |
| 9/22/2025 | 45.97 USD |
| 9/19/2025 | 47.00 USD |
| 9/18/2025 | 46.46 USD |
| 9/17/2025 | 45.34 USD |
| 9/16/2025 | 45.44 USD |
| 9/15/2025 | 45.59 USD |
| 9/12/2025 | 45.14 USD |
| 9/11/2025 | 46.53 USD |
| 9/10/2025 | 47.18 USD |
| 9/9/2025 | 47.25 USD |
| 9/8/2025 | 46.97 USD |
| 9/5/2025 | 47.31 USD |
| 9/4/2025 | 47.38 USD |
| 9/3/2025 | 46.90 USD |
| 9/2/2025 | 47.06 USD |
| 8/29/2025 | 47.27 USD |
| 8/28/2025 | 47.32 USD |
| 8/27/2025 | 47.99 USD |
| 8/26/2025 | 48.11 USD |
| 8/25/2025 | 48.54 USD |
| 8/22/2025 | 48.63 USD |
| 8/21/2025 | 47.25 USD |
| 8/20/2025 | 48.23 USD |
| 8/19/2025 | 46.93 USD |
| 8/18/2025 | 46.46 USD |
| 8/15/2025 | 46.55 USD |
| 8/14/2025 | 46.86 USD |
| 8/13/2025 | 46.74 USD |
| 8/12/2025 | 46.87 USD |
| 8/11/2025 | 46.24 USD |
| 8/8/2025 | 46.06 USD |
| 8/7/2025 | 46.05 USD |
| 8/6/2025 | 46.83 USD |
| 8/5/2025 | 46.85 USD |
| 8/4/2025 | 46.00 USD |
| 8/1/2025 | 47.90 USD |
| 7/31/2025 | 46.05 USD |
| 7/30/2025 | 46.05 USD |
Sound Financial Bancorp Revenue, Net Income
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Sound Financial Bancorp Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 23.00 | 19.00 | 22.00 | 23.00 | 25.00 | 27.00 | 30.00 | 31.00 | 37.00 | 38.00 | 42.00 | 41.00 | 44.00 | 55.00 | 62.00 | 61.00 |
| 4.55 | -17.39 | 15.79 | 4.55 | 8.70 | 8.00 | 11.11 | 3.33 | 19.35 | 2.70 | 10.53 | -2.38 | 7.32 | 25.00 | 12.73 | -1.61 |
| 60.87 | 63.16 | 68.18 | 82.61 | 88.00 | 88.89 | 86.67 | 87.10 | 83.78 | 81.58 | 80.95 | 87.80 | 86.36 | 70.91 | 56.45 | 62.30 |
| 14.00 | 12.00 | 15.00 | 19.00 | 22.00 | 24.00 | 26.00 | 27.00 | 31.00 | 31.00 | 34.00 | 36.00 | 38.00 | 39.00 | 35.00 | 38.00 |
| 1.00 | 1.00 | 2.00 | 3.00 | 4.00 | 4.00 | 5.00 | 5.00 | 7.00 | 6.00 | 8.00 | 9.00 | 8.00 | 7.00 | 4.00 | 7.00 |
| – | – | 100.00 | 50.00 | 33.33 | – | 25.00 | – | 40.00 | -14.29 | 33.33 | 12.50 | -11.11 | -12.50 | -42.86 | 75.00 |
| – | – | – | 0.20 | 0.20 | 0.23 | 0.30 | 0.40 | 0.54 | 0.56 | 0.60 | 0.68 | 0.68 | 0.74 | 0.76 | 0.76 |
| – | – | – | – | – | 15.00 | 30.43 | 33.33 | 35.00 | 3.70 | 7.14 | 13.33 | – | 8.82 | 2.70 | – |
| 3.00 | 2.58 | 2.59 | 2.60 | 2.60 | 2.56 | 2.60 | 2.57 | 2.57 | 2.59 | 2.60 | 2.63 | 2.60 | 2.56 | 2.57 | 2.57 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Sound Financial Bancorp generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Sound Financial Bancorp retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Sound Financial Bancorp's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Sound Financial Bancorp has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Sound Financial Bancorp's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Sound Financial Bancorp stock margins
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Sound Financial Bancorp Revenue per Share, Earnings per Share
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Sound Financial Bancorp business model & stock analysis
Sound Financial Bancorp SWOT Analysis
Strengths
Sound Financial Bancorp Inc has a strong and trusted brand in the financial industry, built on its long history of providing reliable financial services to its customers. The company has a solid customer base and a widespread network of branches, allowing it to reach a large market.
The company has a well-established and experienced management team, with deep industry knowledge and expertise. This enables them to make effective strategic decisions and adapt quickly to changes in the market.
Sound Financial Bancorp Inc has a strong capital base and financial stability, which allows it to withstand economic downturns and financial uncertainties. This provides a sense of security to both its customers and investors.
Weaknesses
One of the main weaknesses of Sound Financial Bancorp Inc is its heavy reliance on traditional banking methods. In an era of increasing digitalization, the company may struggle to keep up with competitors who offer more advanced digital banking solutions.
The company's geographic concentration in a specific region may limit its growth potential and expose it to regional economic risks.
Sound Financial Bancorp Inc has a relatively small market share compared to larger financial institutions, which could make it less competitive in terms of pricing and product offerings.
Opportunities
The growing trend towards digital banking presents an opportunity for Sound Financial Bancorp Inc to invest in and develop innovative digital platforms and services. This could attract new customers and enhance the overall customer experience.
Expanding its presence in new geographical markets could diversify the company's revenue streams and reduce its dependence on any specific region. This would help mitigate regional economic risks.
Sound Financial Bancorp Inc could also explore strategic partnerships or acquisitions to enhance its capabilities and gain access to new customer segments or markets.
Threats
Increased competition from both traditional financial institutions and new entrants in the financial technology sector poses a threat to Sound Financial Bancorp Inc. These competitors may offer more innovative and convenient banking solutions, attracting customers away from traditional banking methods.
Changes in government regulations and policies could impact the company's operations and profitability. Compliance with evolving regulatory requirements can be costly and time-consuming.
Economic downturns, financial crises, or interest rate fluctuations can negatively impact Sound Financial Bancorp Inc's financial performance and customer confidence.
Sound Financial Bancorp Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Sound Financial Bancorp historical P/E ratio, EBIT multiple, and P/S ratio
Sound Financial Bancorp annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Sound Financial Bancorp shares outstanding
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Sound Financial Bancorp Dividend History
17 years of dividend payments
Sound Financial Bancorp dividend history and estimates
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Sound Financial Bancorp dividend payout ratio
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Sound Financial Bancorp shareholder structure
| % | Name |
|---|---|
15.95405% | |
6.92728% | |
3.63210% | |
3.53619% | |
3.46782% | |
2.03755% |
Sound Financial Bancorp Executives and Management Board
Ms. Laura Stewart
(75)Chief Executive Officer, Director · since 2012
Mr. Wesley Ochs
(46)President, Chief Financial Officer
Ms. Heidi Sexton
(49)Chief Operating Officer, Executive Vice President
Mr. Tyler Myers
(62)Independent Chairman of the Board
Mr. David Haddad
(76)Independent Vice Chairman of the Board
Frequently asked questions about Sound Financial Bancorp
The main competitors of Sound Financial Bancorp Inc in the market are other banking and financial institutions operating in the same geographic area. These competitors include national and regional banks, credit unions, and other community banks offering similar products and services. However, Sound Financial Bancorp Inc differentiates itself through its customer-centric approach, personalized service, and commitment to local communities. As a result, it maintains a competitive edge in the market against its peers.
Sound Financial Bancorp stock
Sound Financial Bancorp Peer Group
Sound Financial Bancorp Ticker
Sound Financial Bancorp FIGI
All fundamentals and in-depth analysis of Sound Financial Bancorp
Our stock analysis for Sound Financial Bancorp stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Sound Financial Bancorp. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.