Sound Financial Bancorp

Sound Financial Bancorp Debt

The Debt of Sound Financial Bancorp (SFBC) as of Oct 14, 2026 is 21.47 M USD. In the previous year, Debt was 40.77 M USD — a change of -47.34% (lower).

Debt

21.47 MUSD

YoY

-47.34%

Last updated:

In 2025, Sound Financial Bancorp's total debt was 21.47 M USD, a -47.34% change from the 40.77 M USD total debt recorded in the previous year.

The Sound Financial Bancorp Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2018
84.00 M USD
Jan 1, 2019
15.51 M USD
Jan 1, 2020
18.73 M USD
Jan 1, 2021
17.88 M USD
Jan 1, 2022
60.12 M USD
Jan 1, 2023
56.54 M USD
Jan 1, 2024
40.77 M USD
Jan 1, 2025
21.47 M USD
The Sound Financial Bancorp Debt history
YEARDebtYoY
21.47 MUSD-47.34%
40.77 MUSD-27.89%
56.54 MUSD-5.96%
60.12 MUSD+236.34%
17.88 MUSD-4.54%
18.73 MUSD+20.74%
15.51 MUSD-81.54%
84.00 MUSD+42.37%
59.00 MUSD+7.68%
54.79 MUSD+35.51%
40.44 MUSD+32.24%
30.58 MUSD—
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Sound Financial Bancorp Stock analysis

What does Sound Financial Bancorp do? Sound Financial Bancorp Inc. is an American bank holding company based in Seattle, Washington. The bank was founded in 2008 and has since pursued a notable growth strategy. Sound Financial Bancorp is listed on the NASDAQ stock exchange and currently operates 29 branches in Washington and Oregon. Sound Financial Bancorp is one of the most popular companies on Eulerpool.

Debt Details

Understanding Sound Financial Bancorp's Debt Structure

Sound Financial Bancorp's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Sound Financial Bancorp's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Sound Financial Bancorp’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Sound Financial Bancorp’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Sound Financial Bancorp stock

Debt of Sound Financial Bancorp is 21.47 M USD in 2025.

Debt of Sound Financial Bancorp changed from 40.77 M USD to 21.47 M USD, representing a -47.34% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Debt Sound Financial Bancorp since 2006 – with annual values, charts, and detailed analysis.

Debt's USD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's Sound Financial Bancorp historically and in real time.

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Balance Sheet — Sound Financial Bancorp

Total AssetsCurrent AssetsCash & EquivalentsReceivablesInventoryProperty, Plant & EquipmentGoodwillIntangible AssetsEquityLiabilitiesDebtCurrent LiabilitiesLong-term DebtShort-term DebtRetained EarningsBook Value per ShareTangible Book Value per ShareWorking CapitalInvestmentsAccounts PayableNon-Current AssetsShort-Term InvestmentsLong-Term InvestmentsNet DebtTreasury StockMinority InterestDeferred Tax LiabilitiesNet Tangible AssetsGoodwill/AssetsIntangibles/Assets

All Key Metrics — Sound Financial Bancorp