Southern First Bancshares (SFST) Stock Price

Southern First Bancshares Price

NASDAQ·CLOSED
60.20
​
Market closed

Over the last 19 years Southern First Bancshares grew revenue by 11.5% annually, reaching 118.09 M USD. Earnings per share have grown at 7.2% per year over the last 19 years. For Southern First Bancshares, the net margin of 25.7% is down versus 44.6% a few years ago. The consensus 12-month price target for Southern First Bancshares is 64.00 USD, about 6.3% above where the stock trades today. Of 8 analysts, 6 rate the stock a buy — an overall Buy consensus.

Southern First Bancshares stock price

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Southern First Bancshares business model & stock analysis

Southern First Bancshares Inc is an American bank holding company based in Greenville, South Carolina. It was founded in 1999 by a group of experienced bankers to offer a comprehensive range of financial products and services to customers in the southeastern regions of the USA. The bank has undergone remarkable development since its establishment and shows indications of further growth. The business model of Southern First is based on the goal of providing customers with excellent service and tailored financial services. The bank has strategically positioned itself in the market by building its business on a combination of tradition and innovation. The traditional values and expertise of the bank's executives have been combined with the latest advancements in technology and customer orientation to create a unique offering for customers of all kinds. The bank offers a wide range of products and services, divided into various divisions. For example, the business banking division offers financing options such as loans, lines of credit for working capital, SBA loans, trade finance, and more to entrepreneurs and small to medium-sized enterprises (SMEs). The private banking division offers customized solutions for wealthier clients, such as asset management and tax planning. In addition, the bank offers products and services for retail customers, such as personal loans, deposit products, credit cards, as well as digital banking solutions like online banking and mobile applications. In recent years, the bank has evolved in part through acquisitions and mergers. With the goal of promoting growth and expansion, Southern First Bancshares Inc. has conducted several acquisitions of smaller banks. In 2007, the purchase of South Carolina Bank and Trust, a 120-year-old institution, was successful, leading to a tremendous increase in customers and also contributing to the expansion of the bank's geographic reach. In the following years, the bank also acquired other smaller bank companies. Another important aspect of Southern First Bancshares Inc.'s business model is its relationship with the community. The bank is deeply involved in the communities in which it operates and has a long tradition of supporting nonprofit organizations. The bank's goal is to engage socially responsibly, environmentally consciously, and economically sustainably. The bank's future expansion plans include further growth in the Southeastern USA, including the exploration of new markets and increased market share in existing markets. Furthermore, the bank plans to further expand its digital capabilities to provide customers with a better experience and easier access to its services. Essentially, the bank will align its business to continue its growth by expanding its experienced team and introducing innovative products that best meet the needs of its customers. In summary, Southern First Bancshares Inc. follows a strong business model based on tradition, innovation, and customer orientation. The bank offers a wide range of financial products and services for businesses and retail customers, and has a high market penetration, particularly among small and medium-sized enterprises. The bank also values its relationship with the community, meeting the needs of its environment. The bank has a promising future as it continues to focus on growth, industry experience, and customer orientation.

Frequently asked questions about Southern First Bancshares

The business model of Southern First Bancshares Inc is focused on providing a range of banking and financial services to individuals and businesses. The company offers various lending products such as commercial, consumer, and mortgage loans, as well as treasury management services. Southern First Bancshares Inc also offers deposit services including checking and savings accounts, certificates of deposit, and individual retirement accounts. With a strong commitment to customer service and community engagement, Southern First Bancshares Inc aims to support local communities while delivering value to its shareholders.

Southern First Bancshares Inc is primarily active in the banking and financial services industry.

The main competitors of Southern First Bancshares Inc in the market include other regional banks and financial institutions operating in the same geographical locations. Some notable competitors of Southern First Bancshares Inc may include Bank of America, Wells Fargo, BB&T, SunTrust, and PNC Bank. However, it is important to evaluate the competitive landscape regularly as it can vary based on market conditions and mergers/acquisitions within the industry.

Southern First Bancshares Inc, headquartered in South Carolina, is a prominent banking institution that offers a range of financial services. Established in 1999, Southern First Bancshares Inc has quickly gained recognition as a leading provider of personalized banking solutions for individuals and businesses in the Southeastern United States. With a strong commitment to customer satisfaction, Southern First Bancshares Inc has built a solid reputation based on its expertise, integrity, and exceptional service. By constantly adapting to evolving market dynamics, the company has consistently delivered strong financial performance and achieved sustainable growth. Southern First Bancshares Inc continues to serve as a trusted and reliable partner in the financial industry, meeting the diverse needs of its clients while upholding its core values.

Some significant milestones achieved by Southern First Bancshares Inc include its initial public offering in 2000, listing on the Nasdaq stock exchange under the ticker symbol SFST, and its ongoing growth in assets, deposits, and loans since its inception. Northern First Bancshares Inc has also expanded its footprint through strategic acquisitions and mergers, increasing its market presence and customer base. The company has gained recognition for its exceptional financial performance and has been consistently ranked among the top-performing banks in the United States. Southern First Bancshares Inc continues to prioritize customer satisfaction and aims to deliver long-term value for its shareholders.

Southern First Bancshares Inc is primarily present in the United States, specifically in the states of South Carolina, North Carolina, and Georgia.

Southern First Bancshares Inc represents a commitment to integrity, excellence, and client satisfaction. With a client-centric approach, the company prioritizes building long-term relationships and delivering personalized financial solutions to individuals and businesses. Southern First Bancshares Inc believes in fostering a culture of transparency, teamwork, and trust, ensuring that clients receive the highest level of service. By combining innovative technology with experienced professionals, the company aims to provide the best financial solutions, including personalized lending, wealth management, and commercial banking services. Southern First Bancshares Inc's corporate philosophy revolves around empowering clients to achieve their financial goals while upholding the highest standards of ethical conduct.

Analysts currently set an average price target of 64.00 USD for the Southern First Bancshares stock (median: 64.00 USD), implying +6.3 % versus the latest price. The consensus is based on 8 analyst ratings.

8 analysts currently rate the Southern First Bancshares stock: 6 recommend buying, 2 holding and 0 selling. For 2026, analysts expect Southern First Bancshares to generate revenue of 146.40 M USD and earnings per share of 5.07 USD.

Converted at the current exchange rate, the Southern First Bancshares share trades at 53.78 EUR (60.20 USD).

The Southern First Bancshares share (SFST) is listed on 1 stock exchanges, including: NASDAQ (SFST).

Southern First Bancshares Inc is a publicly traded company based in Greenville, South Carolina. The company is a holding company with an extensive portfolio of financial products and services. Southern First's business model is focused on providing top-tier financial solutions to customers in South Carolina, North Carolina, and Georgia. The company operates various business segments that offer different financial products and services. Some of the key divisions offered by the company include commercial banking, private banking, wealth management, mortgage banking, and insurance. Southern First offers a range of products such as checking accounts, savings accounts, loans, credit cards, and wealth management services. The company's business model is based on a combination of high-quality financial products and services, as well as a deep commitment to customer satisfaction. The company aims to provide industry-leading financial solutions and expand its position as one of the leading financial service providers in the region.

The expected revenue of Southern First Bancshares is 146.40 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Southern First Bancshares is 41.21 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Southern First Bancshares is currently 11.86. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Southern First Bancshares stock.

The price-to-sales ratio (P/S) of Southern First Bancshares is currently 3.34. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Southern First Bancshares stock.

The Eulerpool Quality Score for Southern First Bancshares is 5/10.

The ISIN of Southern First Bancshares is US8428731017. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Southern First Bancshares is A0MWJ6. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Southern First Bancshares is SFST. The ticker symbol is used to trade Southern First Bancshares shares on the stock exchange.

Fair ValueTerminal
62.61 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
374,885.71 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Oct 26, 1999
ISIN
US8428731017
Cusip
842873101
Sedol
2508030
Market capitalization
494.24 M USDSmall Cap
52-Week Range
PEG
1.74
P/E ratio
P/Ee 2026
11.99
P/Ee 2027
9.75
P/Ee 2028
9.19
P/S
P/Se
3.34
EV/EBIT
10.93
P/B Ratio
1.34
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
7.72 %
Last updated Nov 4, 2026, 6:36 PM

Southern First Bancshares Ticker

NASDAQ · SFST

Southern First Bancshares FIGI

SFST:US · BBG000C0C4Q5SFST:UA · BBG000C0C500SFST:UC · BBG000C0C555SFST:UN · BBG000C0C6J8SFST:UP · BBG000C0C6R9SFST:UQ · BBG000C0C6Y1SFST:UB · BBG000C0C7B4SFST:UM · BBG000C0C8B2SFST:UX · BBG000C0C8J4SFST:UD · BBG000C0CC05SFST:UF · BBG000C0CD12SFST:VY · BBG000C0CDJ3

All fundamentals and in-depth analysis of Southern First Bancshares

Our stock analysis for Southern First Bancshares stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Southern First Bancshares. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.