OP Bancorp (OPBK) Stock Price

OP Bancorp Price

NASDAQ·CLOSED
15.74USD+0.05 (+0.32 %)
Market closed

Revenue has compounded at 28.5% per year over the past 20 years to 166.66 M USD. Earnings per share have grown at 9.1% per year over the last 13 years. OP Bancorp's net margin stands at 15.4%, down from 36.0% several years earlier. OP Bancorp currently offers a dividend yield of about 3.05%. The payout ratio is around 28% of earnings. The dividend has grown at 15.7% per year over the past 6 years. Analysts set a median price target of 16.83 USD, implying 6.9% above the current price. Of 8 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 26% above its 52-week low.

OP Bancorp stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of OP Bancorp over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how OP Bancorp stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing OP Bancorp's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

OP Bancorp Stock Price History
DateOP Bancorp Price
8/12/202615.74 USD
8/11/202615.69 USD
8/10/202615.63 USD
8/7/202615.63 USD
8/6/202615.63 USD
8/5/202615.82 USD
8/4/202615.89 USD
8/3/202615.88 USD
7/31/202615.60 USD
7/30/202615.76 USD
7/29/202615.99 USD
7/27/202615.30 USD
7/23/202614.79 USD
7/22/202614.73 USD
7/21/202614.96 USD
7/20/202614.84 USD
7/17/202614.98 USD
7/16/202615.28 USD
7/15/202614.93 USD
7/14/202614.72 USD
7/13/202614.91 USD
7/10/202614.86 USD
7/9/202614.67 USD
7/8/202614.59 USD
7/7/202614.78 USD
7/6/202615.38 USD
7/2/202615.14 USD
7/1/202615.39 USD
6/30/202614.99 USD
6/29/202614.98 USD
6/26/202615.39 USD
6/25/202614.95 USD
6/24/202615.05 USD
6/23/202614.69 USD
6/22/202614.32 USD
6/18/202614.36 USD
6/17/202614.18 USD
6/16/202614.00 USD
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6/12/202614.22 USD
6/11/202613.99 USD
6/10/202614.48 USD
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6/1/202613.98 USD
5/29/202614.06 USD
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5/19/202613.90 USD
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5/12/202614.00 USD
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5/6/202614.67 USD
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5/1/202614.67 USD
4/30/202614.34 USD
4/29/202614.43 USD
4/28/202615.00 USD
4/27/202614.33 USD
4/24/202614.35 USD
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4/13/202614.25 USD
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4/8/202613.98 USD
4/7/202613.69 USD
4/6/202613.69 USD
4/5/202613.69 USD
4/2/202613.60 USD
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3/31/202613.54 USD
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3/22/202612.92 USD
3/20/202612.47 USD
3/19/202612.47 USD
3/18/202612.62 USD
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3/16/202612.90 USD
3/15/202613.14 USD
3/13/202612.95 USD
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3/11/202612.97 USD
3/10/202613.14 USD
3/9/202612.89 USD
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3/4/202613.55 USD
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2/27/202613.36 USD
2/26/202613.76 USD
2/25/202613.66 USD
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2/20/202614.09 USD
2/19/202613.96 USD
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2/13/202614.05 USD
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2/6/202614.20 USD
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2/2/202614.50 USD
1/30/202613.98 USD
1/29/202613.87 USD
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1/27/202613.70 USD
1/26/202613.56 USD
1/23/202613.92 USD
1/22/202614.80 USD
1/21/202614.96 USD
1/20/202614.32 USD
1/16/202614.81 USD
1/15/202614.76 USD
1/14/202614.46 USD
1/13/202614.13 USD
1/12/202614.15 USD
1/9/202614.21 USD
1/8/202614.48 USD
1/7/202614.01 USD
1/6/202614.30 USD
1/5/202614.30 USD
1/2/202613.98 USD
12/31/202514.12 USD
12/30/202514.24 USD
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12/26/202514.26 USD
12/24/202514.46 USD
12/23/202514.44 USD
12/22/202514.41 USD
12/19/202514.89 USD
12/18/202515.05 USD
12/17/202514.89 USD
12/16/202514.79 USD
12/15/202514.88 USD
12/12/202514.77 USD
12/11/202514.70 USD
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12/8/202513.75 USD
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11/26/202513.56 USD
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11/24/202513.17 USD
11/21/202513.11 USD
11/20/202512.75 USD
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11/3/202513.36 USD
10/31/202513.35 USD
10/30/202513.39 USD
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10/28/202513.70 USD
10/27/202513.68 USD
10/24/202513.64 USD
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10/22/202513.58 USD
10/21/202513.54 USD
10/20/202513.45 USD
10/17/202513.14 USD
10/16/202513.26 USD
10/15/202513.60 USD
10/14/202513.67 USD
10/13/202513.36 USD
10/10/202513.01 USD
10/9/202513.53 USD
10/8/202513.72 USD
10/7/202513.54 USD
10/6/202513.77 USD
10/3/202513.80 USD
10/2/202513.56 USD
10/1/202513.66 USD
9/30/202513.92 USD
9/29/202513.97 USD
9/28/202513.97 USD
9/25/202514.24 USD
9/24/202514.23 USD
9/23/202514.27 USD
9/22/202514.40 USD
9/19/202514.74 USD
9/18/202514.54 USD
9/17/202514.21 USD
9/16/202514.21 USD
9/15/202514.53 USD
9/12/202514.46 USD
9/11/202514.65 USD
9/10/202514.61 USD
9/9/202514.61 USD
9/8/202514.65 USD
9/5/202514.26 USD
9/4/202514.31 USD
9/3/202514.15 USD
9/2/202514.32 USD
8/29/202514.68 USD
8/28/202514.12 USD
8/27/202514.22 USD
8/26/202514.19 USD
8/25/202514.06 USD
8/22/202514.31 USD
8/21/202513.57 USD
8/20/202513.79 USD
8/19/202513.71 USD
8/18/202513.69 USD
Access this data via the Eulerpool API

OP Bancorp Revenue, Net Income

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  • Max

Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2020
64.43 M USD
13.13 M USD
Jan 1, 2021
80.18 M USD
28.84 M USD
Jan 1, 2022
105.83 M USD
33.31 M USD
Jan 1, 2023
135.85 M USD
23.92 M USD
Jan 1, 2024
154.05 M USD
21.07 M USD
Jan 1, 2025
166.66 M USD
25.66 M USD
Jan 1, 2026 (e)
102.55 M USD
28.02 M USD
Jan 1, 2027 (e)
111.95 M USD
29.51 M USD

OP Bancorp Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 16, 2026, 2:54 AM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
201220132014201520162017201820192020202120222023202420252026e2027e
13.0018.0026.0033.0040.0049.0059.0070.0064.0080.00105.00135.00154.00166.00102.00111.00
160.0038.4644.4426.9221.2122.5020.4118.64-8.5725.0031.2528.5714.077.79-38.558.82
76.9283.3392.3187.8887.5087.7683.0577.1478.1395.0086.6760.0051.3054.8254.8254.82
10.0015.0024.0029.0035.0043.0049.0054.0050.0076.0091.0081.0079.0091.0055.9260.85
6.004.004.005.007.009.0014.0016.0013.0028.0033.0023.0021.0025.0028.0029.00
-700.00-33.3325.0040.0028.5755.5614.29-18.75115.3817.86-30.30-8.7019.0512.003.57
0.200.280.340.440.480.480.480.530.59
40.0021.4329.419.0910.4211.32
11.207.2313.1013.1813.3713.1316.2015.9015.1015.2315.2715.0314.8214.9214.9214.92
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales OP Bancorp generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue OP Bancorp retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare OP Bancorp's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares OP Bancorp has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against OP Bancorp's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

OP Bancorp stock margins

The OP Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of OP Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for OP Bancorp.
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Profit margin
Details
Date
Profit margin
Jan 1, 2020
20.37 %
Jan 1, 2021
35.97 %
Jan 1, 2022
31.47 %
Jan 1, 2023
17.61 %
Jan 1, 2024
13.68 %
Jan 1, 2025
15.39 %
Jan 1, 2026 (e)
27.33 %
Jan 1, 2027 (e)
26.36 %

OP Bancorp Revenue per Share, Earnings per Share

The OP Bancorp earnings per share therefore indicates how much revenue OP Bancorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
4.27 USD
0.87 USD
Jan 1, 2021
5.27 USD
1.89 USD
Jan 1, 2022
6.93 USD
2.18 USD
Jan 1, 2023
9.04 USD
1.59 USD
Jan 1, 2024
10.40 USD
1.42 USD
Jan 1, 2025
11.17 USD
1.72 USD
Jan 1, 2026 (e)
6.88 USD
1.88 USD
Jan 1, 2027 (e)
7.51 USD
1.98 USD

OP Bancorp business model & stock analysis

OP Bancorp is a US-American financial services company based in Los Angeles, California. The company was founded in 2005 as Pacific City Financial Corporation and has been operating under the name OP Bancorp Inc since 2017. It serves its customers through its subsidiary OP Bank and offers banking services throughout Los Angeles County. History: Pacific City Financial Corporation was originally founded in 2005 to provide banking services to local communities throughout Los Angeles. In 2008, they received full approval from the Federal Reserve Bank to open a branch in Los Angeles and then expanded their services by offering business and real estate loans. In 2017, the company was renamed OP Bancorp Inc. Business model: OP Bancorp offers a wide range of financial services, covering deposit and credit products for both individual consumers and businesses and self-employed individuals. The company primarily focuses on meeting the needs of customers in the core business area of Los Angeles County. They are focused on maintaining their back-to-basics approach by supporting their customers on a personal level. This also includes digital services that provide customers with the flexibility and convenience to manage their accounts and finances. OP Bancorp has another important business model in the brokerage business. The company intends to effectively meet the needs of entrepreneurial customers related to investment services and capital investment plans. Various divisions: OP Bank currently operates 10 branches. Its headquarters are located in Koreatown, a neighborhood known for its ethnic and economic diversity. OP Bancorp emphasizes its commitment to supporting local businesses and organizations in Los Angeles County. The company makes a significant contribution to society, supporting sports and education projects, and reports on its entire nonprofit engagement in the annual financial report. Products and services: OP Bancorp offers a wide range of banking products and services, including deposits and credit products from the bank, online banking, mobile banking, debit/credit cards, business and commercial loans, mortgage financing, as well as advisory services in brokerage activities. The company has placed significant emphasis on advising its customers on finances and wealth building in general. This allows customers to optimize their planning and reduce risks and market fluctuations. Closing remarks: OP Bancorp has shaped its position as a leading bank in a dynamic region by comprehensively meeting customer needs that not only involve finances but also the appreciation of being part of the local and engaged community. Through extensive sales and consulting services, OP Bancorp Inc. aims to further expand its position with customers.

OP Bancorp SWOT Analysis

Strengths

OP Bancorp possesses a strong market position and brand reputation, leading to a loyal customer base.

The company has a robust financial standing with steady revenue growth and healthy profit margins.

OP Bancorp benefits from an experienced management team with deep industry knowledge and expertise.

Weaknesses

OP Bancorp's geographic presence is limited, which restricts its market reach and potential for expansion.

The company's dependency on a single business segment makes it vulnerable to market fluctuations and changes in regulations.

OP Bancorp may face challenges in attracting and retaining top talent due to intense competition in the banking industry.

Opportunities

OP Bancorp can capitalize on the growing demand for financial services, particularly in underserved markets.

Expansion into new geographical regions can open up untapped customer segments and increase market share.

The development and adoption of new technologies offer opportunities to enhance operational efficiency and customer experience.

Threats

Intense competition from established banks and emerging fintech companies poses a threat to OP Bancorp's market position.

The regulatory environment in the banking industry is continuously evolving, increasing compliance-related challenges.

Economic downturns and recessionary periods may impact customer lending and deposit behaviors, affecting OP Bancorp's revenue.

OP Bancorp Employees

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  • Max

OP Bancorp Employees
Details
Date
OP Bancorp Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

OP Bancorp Segments

OP Bancorp Revenue by Segment

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Service fees and transaction based fees income
Overdraft and nonsufficient funds fees income
Details
Date
Service fees and transaction based fees income
Overdraft and nonsufficient funds fees income
Jan 1, 2018
733,000.00 USD
1.20 M USD
Jan 1, 2019
736,000.00 USD
958,000.00 USD
Jan 1, 2020
754,000.00 USD
378,000.00 USD

OP Bancorp Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

OP Bancorp historical P/E ratio, EBIT multiple, and P/S ratio

OP Bancorp annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

OP Bancorp shares outstanding

The number of shares of OP Bancorp was 14.92 M in 2025. This indicates how many shares OP Bancorp is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
15.10 M Stocks
Jan 1, 2021
15.23 M Stocks
Jan 1, 2022
15.27 M Stocks
Jan 1, 2023
15.03 M Stocks
Jan 1, 2024
14.82 M Stocks
Jan 1, 2025
14.92 M Stocks
Jan 1, 2026 (e)
14.92 M Stocks
Jan 1, 2027 (e)
14.92 M Stocks

OP Bancorp Dividend History

8 years of dividend payments

YearAnnual DividendYoY ChangePayments
20260.40USDYTD
Feb 5, 20260.12USD 0.0%1/3
May 7, 20260.14USD 16.7%2/3
Aug 6, 20260.14USD 0.0%3/3
20250.48USD 0.0%
Feb 6, 20250.12USD 0.0%1/4
May 8, 20250.12USD 0.0%2/4
Aug 7, 20250.12USD 0.0%3/4
Nov 6, 20250.12USD 0.0%4/4
20240.48USD 0.0%
20230.48USD 9.1%
20220.44USD 29.4%
20210.34USD 21.4%
20200.28USD 40.0%
20190.20USD

OP Bancorp dividend history and estimates

In 2025, OP Bancorp paid a dividend amounting to 0.48 USD. Dividend means that OP Bancorp distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
0.28 USD
0.00 USD
Jan 1, 2021
0.34 USD
0.00 USD
Jan 1, 2022
0.44 USD
0.00 USD
Jan 1, 2023
0.48 USD
0.00 USD
Jan 1, 2024
0.48 USD
0.00 USD
Jan 1, 2025
0.48 USD
0.00 USD
Jan 1, 2026 (e)
0.40 USD
0.13 USD
Jan 1, 2027 (e)
0.00 USD
0.59 USD

OP Bancorp dividend payout ratio

In 2025, OP Bancorp had a payout ratio of 27.91%. The payout ratio indicates the percentage of the company's profits that OP Bancorp distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
32.21 %
Jan 1, 2021
17.95 %
Jan 1, 2022
20.16 %
Jan 1, 2023
30.17 %
Jan 1, 2024
33.76 %
Jan 1, 2025
27.91 %
Jan 1, 2026 (e)
28.37 %
Jan 1, 2027 (e)
30.00 %

Current OP Bancorp forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
75.00 % (6)
Hold
25.00 % (2)
Sell
0.00 % (0)
12M Price Target
16.83
Last Price
15.74
Currency
USD
12M Return Potential
6.93 %
LTM Return
0 %

OP Bancorp Analyst Rating Actions

DateFirmActionRating
7/28/2026
DA Davidson
DA Davidson
MaintainedBuy
7/27/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform
4/28/2026
DA Davidson
DA Davidson
MaintainedBuy
10/28/2025
DA Davidson
DA Davidson
MaintainedBuy
10/27/2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform
7/28/2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform
1/27/2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform
8/26/2024
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform
7/29/2024
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform
5/1/2023
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform

OP Bancorp Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
7/23/20260.46USD-25.65 MUSD-2026 Q2
4/23/20260.42USD-25.04 MUSD-2026 Q1
1/22/20260.50USD-25.35 MUSD-2025 Q4
4/25/20240.35USD-20.66 MUSD-2024 Q1
1/24/20240.37USD-20.71 MUSD-2023 Q4
7/26/20230.51USD-25.53 MUSD-2023 Q2
4/26/20230.53USD-24.77 MUSD-2023 Q1
1/25/20230.59USD-25.78 MUSD-2022 Q4
10/27/20220.59USD-25.02 MUSD-2022 Q3
7/28/20220.56USD-23.34 MUSD-2022 Q2

EESG©

Eulerpool ESG Scorecard© for the OP Bancorp stock

41/100
2
Environment
46
Social
75
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

OP Bancorp shareholder structure

% Name
8.77545%
Choi (Brian J)
Choi (Brian J)
5.29901%
AllianceBernstein L.P.
AllianceBernstein L.P.
5.03320%
Diversify Advisory Services LLC
Diversify Advisory Services LLC
4.73661%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
3.93642%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
3.91292%
Manulife Investment Management (North America) Limited
Manulife Investment Management (North America) Limited
...

OP Bancorp Beneficial Ownership Filings (SEC 13D/G)

Free Float
79.6%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
7.98%
Brian Choi
Brian Choi
SEC ↗
5.50%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗
5.40%
Emanuel J. Friedman
Emanuel J. Friedman
SEC ↗
5.40%
EJF Sidecar Fund, Series LLC - Small Financial Equities Series
EJF Sidecar Fund, Series LLC - Small Financial Equities Series
SEC ↗
5.40%
EJF Capital LLC
EJF Capital LLC
SEC ↗
4.60%
AllianceBernstein L.P.
AllianceBernstein L.P.
SEC ↗
4.46%
Matthew Lindenbaum
Matthew Lindenbaum
SEC ↗
4.46%
Bennett Lindenbaum
Bennett Lindenbaum
SEC ↗
4.46%
Basswood Capital Management, L.L.C.
Basswood Capital Management, L.L.C.
SEC ↗
2.60%
10.
10.
SEC ↗

OP Bancorp Executives and Management Board

14 members · avg. age 58 · 36 % women

CO

Ms. Christine Oh (58)

Chief Operating Officer, Executive Vice President

425,809.00 USD

Management

SO

Mr. Sang Oh (52)

President and Chief Executive Officer of the Company and the Bank

362,376.00 USD
JP

Mr. Jaehyun Park (53)

Chief Financial Officer, Executive Vice President

WW

Mr. Wesley Won (53)

Executive Vice President and Chief Technology Officer of the Bank

JP

Mr. Jae Park (46)

Executive Vice President and Chief Risk Officer of the Bank

YP

Mr. Yeong Gwon Pak (54)

Executive Vice President and Chief Credit Officer of the Company and the Bank

RS

Mr. Ryan Shin (52)

Executive Vice President and Chief SBA Officer of the Bank

Board of Directors

MK

Ms. Min Kim (65)

Chairman of the Board of the Company and the Bank · since 2010

915,300.00 USD
SJ

Dr. Soo Hun Jung (75)

Independent Director

90,002.00 USD
HK

Mr. Hyung Kim (62)

Independent Director

90,002.00 USD
SK

Ms. Sunny Kwon (68)

Independent Director

90,002.00 USD
YS

Ms. Yong Sin Shin (65)

Independent Director

90,002.00 USD
MS

Mr. Myung Shin Sohn (51)

Independent Director

65,002.00 USD

Frequently asked questions about OP Bancorp

OP Bancorp is a financial institution whose business model primarily focuses on providing various banking and financial services. As a reputable bank, OP Bancorp offers a range of products and services such as checking and savings accounts, loans, mortgages, and financial planning solutions. This company aims to serve both individuals and businesses by delivering personalized banking solutions tailored to their unique needs. OP Bancorp strives to maintain a strong customer base by emphasizing customer satisfaction, competitive interest rates, and reliable financial expertise. With a commitment to excellence, OP Bancorp continuously enhances its services to meet the evolving demands of its valued clients.

OP Bancorp is primarily active in the banking industry.

The main competitors of OP Bancorp in the market include other financial institutions operating in the same region, such as Bank of Hope, Hanmi Financial Corporation, and BBCN Bancorp. These competitors also offer banking services and financial products to individuals and businesses, similar to OP Bancorp. OP Bancorp faces competition in areas like customer acquisition, loan and deposit rates, technology advancements, and overall customer experience. It is important for OP Bancorp to continuously monitor and adapt to its competitive landscape to maintain its position in the market.

OP Bancorp is a financial institution founded in 2010. As a banking holding company, the history and background of OP Bancorp are rooted in providing comprehensive banking services. With its headquarters in Los Angeles, California, the company aims to cater to the financial needs of individuals, businesses, and communities. OP Bancorp specializes in offering a range of services such as loans, deposit accounts, and electronic banking solutions. By leveraging its expertise and industry experience, OP Bancorp strives to establish itself as a reliable and trusted partner for its customers, contributing to their financial success and prosperity.

OP Bancorp, a leading financial institution, has achieved several significant milestones throughout its successful journey. The company has demonstrated impressive growth and performance over the years. Notably, OP Bancorp successfully completed its initial public offering (IPO), becoming a publicly-traded company. Additionally, it has consistently expanded its market presence, delivering robust financial results and enhancing shareholder value. OP Bancorp's commitment to excellence has earned it recognition, including being named as one of the fastest-growing companies. With its unwavering dedication to serving its customers and optimizing shareholder returns, OP Bancorp continues to pave the way for future success.

OP Bancorp is primarily present in the United States, specifically in Southern California.

OP Bancorp represents values of integrity, transparency, and excellence in its corporate philosophy. The company is committed to providing exceptional financial services while maintaining strong ethical standards. OP Bancorp encourages a customer-centered approach, ensuring that clients' needs are always prioritized. With a focus on building long-term relationships, the company strives to deliver tailored solutions that align with the unique requirements of its diverse customer base. OP Bancorp’s commitment to community development is evident through its support of local organizations, fostering economic growth and social well-being. By embodying these values, OP Bancorp aims to be a trusted financial partner and a catalyst for success.

Analysts currently set an average price target of 16.83 USD for the OP Bancorp stock (median: 16.83 USD), implying +6.9 % versus the latest price. The consensus is based on 8 analyst ratings.

8 analysts currently rate the OP Bancorp stock: 6 recommend buying, 2 holding and 0 selling. For 2026, analysts expect OP Bancorp to generate revenue of 102.55 M USD and earnings per share of 1.88 USD.

Converted at the current exchange rate, the OP Bancorp share trades at 13.61 EUR (15.74 USD).

The OP Bancorp share (OPBK) is listed on 2 stock exchanges, including: NASDAQ (OPBK), Frankfurt (OP3.F).

OP Bancorp is a financial services company based in Los Angeles, California. It offers a variety of banking and financial services to its customers. The company is listed on the NASDAQ stock exchange and has a market capitalization of over $160 million. The business model of OP Bancorp includes various divisions such as retail banking, business banking, and investment banking. In retail banking, the company provides a wide range of personal banking services to its customers, including savings accounts, checking accounts, ATMs, credit and debit cards, online banking, mobile banking, and home financing. In the business banking division, OP Bancorp offers customized banking services to small and medium-sized businesses. This includes business checking accounts, business loans, treasury services, online and mobile banking, and cash management services. In investment banking, OP Bancorp provides its clients with capital market and advisory services. The company advises its clients on mergers and acquisitions, initial public offerings, capital increases, bond issuances, and other capital market transactions. OP Bancorp consistently follows a customer-oriented strategy, focusing on delivering a high-quality level of service to meet the needs of its customers. The company relies on a strong risk management and compliance culture and utilizes a robust technology platform to seamlessly serve its customers. OP Bancorp operates a network of five branches in the Los Angeles and Orange County region of California. The company also utilizes technology-based banking services such as online and mobile banking to expand its reach and provide better customer service. The company also has a strong online presence and strives to utilize social media platforms and other digital channels to promote its brand and offerings. OP Bancorp follows a conservative financing strategy and maintains a solid capital base and a stable and consistent deposit interest margin. The company has a robust balance sheet and sufficient liquidity reserves to meet the needs of its customers and finance its growth strategies. Overall, the business model of OP Bancorp is focused on providing high-quality banking services to its customers. The company relies on a customer-oriented strategy supported by a strong risk management and compliance culture and a robust technology platform. With a wide range of personal banking services, business banking services, and investment banking options, OP Bancorp is well-positioned to meet the needs of its sophisticated and increasingly demanding customers.

The expected revenue of OP Bancorp is 102.55 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of OP Bancorp is 28.02 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of OP Bancorp is currently 8.38. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the OP Bancorp stock.

The price-to-sales ratio (P/S) of OP Bancorp is currently 2.29. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the OP Bancorp stock.

The Eulerpool Quality Score for OP Bancorp is 6/10.

The ISIN of OP Bancorp is US67109R1095. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of OP Bancorp is A2AMZV. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of OP Bancorp is OPBK. The ticker symbol is used to trade OP Bancorp shares on the stock exchange.

Over the past 12 months, OP Bancorp paid a dividend of 0.48 USD . This corresponds to a dividend yield of about 3.05 %. For the coming 12 months, OP Bancorp is expected to pay a dividend of 0.59 USD.

The current dividend yield of OP Bancorp is 3.05 %.

OP Bancorp pays a dividend, distributed in the months of , , , .

OP Bancorp paid dividends every year for the past 7 years.

For the upcoming 12 months, dividends amounting to 0.59 USD are expected. This corresponds to a dividend yield of 3.77 %.

OP Bancorp is assigned to the 'Finance' sector.

To receive the latest dividend of OP Bancorp from amounting to 0.14 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, OP Bancorp distributed 0.48 USD as dividends.

The dividends of OP Bancorp are distributed in USD.

All fundamentals and in-depth analysis of OP Bancorp

Our stock analysis for OP Bancorp stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OP Bancorp. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.