Open Lending (LPRO) Stock Price
Open Lending Price
Over the last 8 years Open Lending grew revenue by 14.1% annually, reaching 93.22 M USD. Earnings per share have declined at 24.3% per year over the last 5 years. For Open Lending, the net margin of -4.5% is down versus 67.7% a few years ago. The consensus 12-month price target for Open Lending is 2.45 USD, about 22.0% below where the stock trades today. Of 15 analysts, 9 rate the stock a buy — an overall Buy consensus. The stock trades about 162% above its 52-week low.
Open Lending stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Open Lending over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Open Lending stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Open Lending's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Open Lending Price |
|---|---|
| 8/7/2026 | 3.14 USD |
| 8/6/2026 | 3.14 USD |
| 8/5/2026 | 3.14 USD |
| 8/4/2026 | 3.14 USD |
| 8/3/2026 | 3.14 USD |
| 7/30/2026 | 3.14 USD |
| 7/29/2026 | 3.14 USD |
| 7/27/2026 | 3.14 USD |
| 7/23/2026 | 3.13 USD |
| 7/22/2026 | 3.14 USD |
| 7/21/2026 | 3.14 USD |
| 7/20/2026 | 3.14 USD |
| 7/17/2026 | 3.14 USD |
| 7/16/2026 | 3.14 USD |
| 7/15/2026 | 3.13 USD |
| 7/14/2026 | 3.14 USD |
| 7/13/2026 | 3.12 USD |
| 7/10/2026 | 3.12 USD |
| 7/9/2026 | 3.13 USD |
| 7/8/2026 | 3.13 USD |
| 7/7/2026 | 3.13 USD |
| 7/6/2026 | 3.12 USD |
| 7/2/2026 | 3.11 USD |
| 7/1/2026 | 3.11 USD |
| 6/30/2026 | 3.11 USD |
| 6/29/2026 | 3.12 USD |
| 6/26/2026 | 3.12 USD |
| 6/25/2026 | 3.12 USD |
| 6/24/2026 | 3.13 USD |
| 6/23/2026 | 3.12 USD |
| 6/22/2026 | 3.12 USD |
| 6/18/2026 | 3.11 USD |
| 6/17/2026 | 3.11 USD |
| 6/16/2026 | 3.11 USD |
| 6/15/2026 | 2.10 USD |
| 6/12/2026 | 2.18 USD |
| 6/11/2026 | 2.13 USD |
| 6/10/2026 | 2.10 USD |
| 6/9/2026 | 2.10 USD |
| 6/8/2026 | 2.11 USD |
| 6/5/2026 | 2.11 USD |
| 6/4/2026 | 2.24 USD |
| 6/3/2026 | 2.18 USD |
| 6/2/2026 | 2.48 USD |
| 6/1/2026 | 2.21 USD |
| 5/29/2026 | 2.28 USD |
| 5/28/2026 | 2.29 USD |
| 5/27/2026 | 2.43 USD |
| 5/26/2026 | 2.24 USD |
| 5/22/2026 | 2.11 USD |
| 5/21/2026 | 1.94 USD |
| 5/20/2026 | 1.80 USD |
| 5/19/2026 | 1.80 USD |
| 5/18/2026 | 1.77 USD |
| 5/15/2026 | 1.85 USD |
| 5/14/2026 | 1.83 USD |
| 5/13/2026 | 1.85 USD |
| 5/12/2026 | 1.85 USD |
| 5/11/2026 | 1.85 USD |
| 5/8/2026 | 1.90 USD |
| 5/7/2026 | 1.62 USD |
| 5/6/2026 | 1.71 USD |
| 5/5/2026 | 1.68 USD |
| 5/4/2026 | 1.77 USD |
| 5/1/2026 | 1.77 USD |
| 4/30/2026 | 1.76 USD |
| 4/29/2026 | 1.77 USD |
| 4/28/2026 | 1.79 USD |
| 4/27/2026 | 1.75 USD |
| 4/24/2026 | 1.77 USD |
| 4/23/2026 | 1.67 USD |
| 4/22/2026 | 1.75 USD |
| 4/21/2026 | 1.71 USD |
| 4/20/2026 | 1.77 USD |
| 4/17/2026 | 1.71 USD |
| 4/16/2026 | 1.69 USD |
| 4/15/2026 | 1.68 USD |
| 4/14/2026 | 1.61 USD |
| 4/13/2026 | 1.54 USD |
| 4/10/2026 | 1.45 USD |
| 4/9/2026 | 1.46 USD |
| 4/8/2026 | 1.41 USD |
| 4/7/2026 | 1.26 USD |
| 4/6/2026 | 1.23 USD |
| 4/2/2026 | 1.20 USD |
| 4/1/2026 | 1.24 USD |
| 3/31/2026 | 1.25 USD |
| 3/30/2026 | 1.23 USD |
| 3/27/2026 | 1.21 USD |
| 3/26/2026 | 1.21 USD |
| 3/25/2026 | 1.25 USD |
| 3/24/2026 | 1.26 USD |
| 3/23/2026 | 1.37 USD |
| 3/20/2026 | 1.34 USD |
| 3/19/2026 | 1.39 USD |
| 3/18/2026 | 1.44 USD |
| 3/17/2026 | 1.49 USD |
| 3/16/2026 | 1.56 USD |
| 3/13/2026 | 1.45 USD |
| 3/12/2026 | 1.21 USD |
| 3/11/2026 | 1.33 USD |
| 3/10/2026 | 1.34 USD |
| 3/9/2026 | 1.37 USD |
| 3/6/2026 | 1.34 USD |
| 3/5/2026 | 1.38 USD |
| 3/4/2026 | 1.42 USD |
| 3/3/2026 | 1.34 USD |
| 3/2/2026 | 1.33 USD |
| 2/27/2026 | 1.33 USD |
| 2/26/2026 | 1.45 USD |
| 2/25/2026 | 1.40 USD |
| 2/24/2026 | 1.40 USD |
| 2/23/2026 | 1.40 USD |
| 2/20/2026 | 1.46 USD |
| 2/19/2026 | 1.42 USD |
| 2/18/2026 | 1.37 USD |
| 2/17/2026 | 1.40 USD |
| 2/13/2026 | 1.36 USD |
| 2/12/2026 | 1.36 USD |
| 2/11/2026 | 1.51 USD |
| 2/10/2026 | 1.61 USD |
| 2/9/2026 | 1.67 USD |
| 2/6/2026 | 1.69 USD |
| 2/5/2026 | 1.68 USD |
| 2/4/2026 | 1.74 USD |
| 2/3/2026 | 1.74 USD |
| 2/2/2026 | 1.86 USD |
| 1/30/2026 | 1.79 USD |
| 1/29/2026 | 1.83 USD |
| 1/28/2026 | 1.85 USD |
| 1/27/2026 | 1.90 USD |
| 1/26/2026 | 1.87 USD |
| 1/23/2026 | 1.89 USD |
| 1/22/2026 | 2.01 USD |
| 1/21/2026 | 1.97 USD |
| 1/20/2026 | 1.99 USD |
| 1/16/2026 | 2.11 USD |
| 1/15/2026 | 2.20 USD |
| 1/14/2026 | 2.20 USD |
| 1/13/2026 | 2.17 USD |
| 1/12/2026 | 2.06 USD |
| 1/9/2026 | 1.77 USD |
| 1/8/2026 | 1.72 USD |
| 1/7/2026 | 1.72 USD |
| 1/6/2026 | 1.76 USD |
| 1/5/2026 | 1.71 USD |
| 1/2/2026 | 1.56 USD |
| 12/31/2025 | 1.55 USD |
| 12/30/2025 | 1.54 USD |
| 12/29/2025 | 1.63 USD |
| 12/26/2025 | 1.67 USD |
| 12/24/2025 | 1.62 USD |
| 12/23/2025 | 1.62 USD |
| 12/22/2025 | 1.60 USD |
| 12/19/2025 | 1.61 USD |
| 12/18/2025 | 1.69 USD |
| 12/17/2025 | 1.74 USD |
| 12/16/2025 | 1.78 USD |
| 12/15/2025 | 1.69 USD |
| 12/12/2025 | 1.69 USD |
| 12/11/2025 | 1.76 USD |
| 12/10/2025 | 1.73 USD |
| 12/9/2025 | 1.67 USD |
| 12/8/2025 | 1.74 USD |
| 12/5/2025 | 1.83 USD |
| 12/4/2025 | 1.85 USD |
| 12/3/2025 | 1.86 USD |
| 12/2/2025 | 1.85 USD |
| 12/1/2025 | 1.81 USD |
| 11/28/2025 | 1.91 USD |
| 11/26/2025 | 1.92 USD |
| 11/25/2025 | 1.86 USD |
| 11/24/2025 | 1.82 USD |
| 11/21/2025 | 1.65 USD |
| 11/20/2025 | 1.53 USD |
| 11/19/2025 | 1.49 USD |
| 11/18/2025 | 1.53 USD |
| 11/17/2025 | 1.56 USD |
| 11/14/2025 | 1.53 USD |
| 11/13/2025 | 1.62 USD |
| 11/12/2025 | 1.66 USD |
| 11/11/2025 | 1.53 USD |
| 11/10/2025 | 1.52 USD |
| 11/7/2025 | 1.45 USD |
| 11/6/2025 | 1.61 USD |
| 11/5/2025 | 1.76 USD |
| 11/4/2025 | 1.73 USD |
| 11/3/2025 | 1.81 USD |
| 10/31/2025 | 1.90 USD |
| 10/30/2025 | 1.84 USD |
| 10/29/2025 | 1.81 USD |
| 10/28/2025 | 1.80 USD |
| 10/27/2025 | 1.83 USD |
| 10/24/2025 | 1.91 USD |
| 10/23/2025 | 1.83 USD |
| 10/22/2025 | 1.78 USD |
| 10/21/2025 | 1.88 USD |
| 10/20/2025 | 2.02 USD |
| 10/17/2025 | 1.95 USD |
| 10/16/2025 | 1.86 USD |
| 10/15/2025 | 1.92 USD |
| 10/14/2025 | 2.02 USD |
| 10/13/2025 | 1.97 USD |
| 10/10/2025 | 1.89 USD |
| 10/9/2025 | 2.00 USD |
| 10/8/2025 | 2.04 USD |
| 10/7/2025 | 2.02 USD |
| 10/6/2025 | 2.05 USD |
| 10/3/2025 | 2.10 USD |
| 10/2/2025 | 2.06 USD |
| 10/1/2025 | 2.04 USD |
| 9/30/2025 | 2.11 USD |
| 9/29/2025 | 2.17 USD |
| 9/26/2025 | 2.20 USD |
| 9/25/2025 | 2.33 USD |
| 9/24/2025 | 2.48 USD |
| 9/23/2025 | 2.37 USD |
| 9/22/2025 | 2.39 USD |
| 9/19/2025 | 2.25 USD |
| 9/18/2025 | 2.26 USD |
| 9/17/2025 | 2.13 USD |
| 9/16/2025 | 2.10 USD |
| 9/15/2025 | 2.16 USD |
| 9/12/2025 | 2.13 USD |
| 9/11/2025 | 2.20 USD |
| 9/10/2025 | 2.14 USD |
| 9/9/2025 | 2.23 USD |
| 9/8/2025 | 2.13 USD |
| 9/5/2025 | 2.26 USD |
| 9/4/2025 | 2.26 USD |
| 9/3/2025 | 2.27 USD |
| 9/2/2025 | 2.21 USD |
| 8/29/2025 | 2.11 USD |
| 8/28/2025 | 2.04 USD |
| 8/27/2025 | 2.09 USD |
| 8/26/2025 | 2.12 USD |
| 8/25/2025 | 2.20 USD |
| 8/22/2025 | 2.14 USD |
| 8/21/2025 | 2.04 USD |
| 8/20/2025 | 2.06 USD |
| 8/19/2025 | 2.08 USD |
| 8/18/2025 | 2.08 USD |
Open Lending Revenue, EBIT, Net Income
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Details
Open Lending Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| EBITM USD |
| EBIT MARGIN% |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| SHARESM |
| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 32.00 | 52.00 | 92.00 | 108.00 | 215.00 | 179.00 | 117.00 | 24.00 | 93.00 | 101.00 | 116.00 | 123.00 |
| – | 62.50 | 76.92 | 17.39 | 99.07 | -16.74 | -34.64 | -79.49 | 287.50 | 8.60 | 14.85 | 6.03 |
| 90.63 | 90.38 | 92.39 | 91.67 | 91.63 | 88.83 | 81.20 | 291.67 | 75.27 | 75.27 | 75.27 | 75.27 |
| 29.00 | 47.00 | 85.00 | 99.00 | 197.00 | 159.00 | 95.00 | 70.00 | 70.00 | 76.02 | 87.31 | 92.58 |
| – | 28.00 | 62.00 | 56.00 | 155.00 | 97.00 | 29.00 | -65.00 | 5.00 | 17.00 | 20.00 | 21.00 |
| – | 53.85 | 67.39 | 51.85 | 72.09 | 54.19 | 24.79 | -270.83 | 5.38 | 16.83 | 17.24 | 17.07 |
| – | 28.00 | 62.00 | -97.00 | 146.00 | 66.00 | 22.00 | -135.00 | -4.00 | 12.00 | 20.00 | 34.00 |
| – | – | 121.43 | -256.45 | -250.52 | -54.79 | -66.67 | -713.64 | -97.04 | -400.00 | 66.67 | 70.00 |
| 34.00 | 38.00 | 91.85 | 115.19 | 126.22 | 125.76 | 119.37 | 119.33 | 118.60 | 118.60 | 118.60 | 118.60 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Open Lending generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Open Lending retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Open Lending's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Open Lending has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Open Lending's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Open Lending stock margins
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Open Lending Stock Revenue, EBIT, Earnings per Share
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Open Lending business model & stock analysis
Open Lending SWOT Analysis
Strengths
Open Lending Corp possesses several strengths that contribute to its success:
- A proven track record in the lending industry.
- Robust technology platform enabling efficient operations.
- Strong relationships with financial institutions.
- Ability to adapt quickly to market changes.
- Innovative offerings that address market demands.
Weaknesses
Despite its strengths, Open Lending Corp faces certain weaknesses that need to be addressed:
- Dependency on a limited number of key clients.
- Relatively small market share compared to larger competitors.
- Limited geographical presence.
- Potential vulnerability to economic downturns.
- Dependency on technology infrastructure for operations.
Opportunities
Open Lending Corp can leverage the following opportunities in the market:
- Growing demand for innovative lending solutions.
- Expansion into new regions and markets.
- Strategic partnerships with financial institutions.
- Rising demand for automotive financing.
- Increasing adoption of digital lending platforms.
Threats
Open Lending Corp should be aware of the following potential threats:
- Intense competition from established players.
- Changing regulatory environment.
- Fluctuating interest rates impacting borrowing trends.
- Risk of cybersecurity breaches.
- Economic uncertainties affecting consumer spending.
Open Lending Employees
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Details
Open Lending Segments
Open Lending Revenue by Segment (1/4)
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Details
Open Lending Revenue by Segment (2/4)
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Open Lending Revenue by Segment (3/4)
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Open Lending Revenue by Segment (4/4)
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Open Lending Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Open Lending historical P/E ratio, EBIT multiple, and P/S ratio
Open Lending annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Open Lending shares outstanding
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Current Open Lending forecasts and price targets in August 2026
Analyst Price Targets 2026Open Lending Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 6/26/2026 | Downgrade | BuyNeutral | – | |
| 6/17/2026 | Maintained | Buy | – | |
| 3/17/2026 | Maintained | Hold | 59 | |
| 3/16/2026 | Maintained | Buy | – | |
| 11/13/2025 | Maintained | Hold | 59 | |
| 11/11/2025 | Maintained | Buy | – | |
| 8/7/2025 | Maintained | Outperform | 74 | |
| 5/9/2025 | Maintained | Buy | 70 | |
| 4/16/2025 | Maintained | Buy | – | |
| 4/2/2025 | Maintained | Buy | 70 |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
Open Lending Earnings Calls
Open Lending Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 8/11/2026 | 0.02USD | - | 23.98 MUSD | - | 2026 Q2 |
| 5/12/2026 | 0.01USD | - | 20.81 MUSD | - | 2026 Q1 |
| 3/12/2026 | 0.02USD | - | 22.35 MUSD | - | 2025 Q4 |
| 5/7/2024 | 0.06USD | - | 29.88 MUSD | - | 2024 Q1 |
| 2/21/2024 | 0.05USD | - | 28.19 MUSD | - | 2023 Q4 |
| 8/2/2023 | 0.14USD | - | 43.57 MUSD | - | 2023 Q2 |
| 5/3/2023 | 0.13USD | - | 40.21 MUSD | - | 2023 Q1 |
| 2/22/2023 | 0.11USD | - | 35.97 MUSD | - | 2022 Q4 |
| 11/3/2022 | 0.15USD | - | 45.07 MUSD | - | 2022 Q3 |
| 8/4/2022 | 0.18USD | - | 49.13 MUSD | - | 2022 Q2 |
EESG©
Eulerpool ESG Scorecard© for the Open Lending stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
Open Lending shareholder structure
| % | Name |
|---|---|
6.36168% | |
5.77631% | |
5.34354% | |
5.07126% | |
4.88390% | |
4.42724% |
Open Lending Beneficial Ownership Filings (SEC 13D/G)
| Stake | Holder | Filing |
|---|---|---|
11.60% | SEC ↗ | |
8.70% | SEC ↗ | |
7.70% | SEC ↗ | |
7.17% | SEC ↗ | |
5.93% | SEC ↗ | |
5.30% | SEC ↗ | |
5.30% | SEC ↗ | |
5.30% | SEC ↗ | |
5.20% | SEC ↗ | |
4.89% | SEC ↗ |
Open Lending Executives and Management Board
11 members · avg. age 50 · 27 % women
Ms. Sarah Lackey (42)
Vice President - Strategic Initiatives
663,522.00 USD
Management
Ms. Jessica Buss (54)
Chairman of the Board, Chief Executive Officer · since 2020
Mr. Massimo Monaco (52)
Chief Financial Officer, Principal Accounting Officer
Ms. Michelle Glasl (54)
Chief Operating Officer
Mr. Ben Massey (40)
General Counsel, Corporate Secretary
Board of Directors
Mr. Charles Jehl (56)
Non-Executive Director · since 2020
Mr. Eric Feldstein (65)
Independent Director
Mr. Blair Greenberg (44)
Independent Director
Mr. Abhijit Chaudhary
Director
Mr. Todd Hart
Director
Mr. Thomas Hegge (40)
Independent Director
Frequently asked questions about Open Lending
Open Lending Corp is a financial technology company that operates with a unique business model. Their primary focus revolves around providing automated lending services to automotive lenders, utilizing advanced data analytics and risk modeling techniques. By partnering with financial institutions, Open Lending allows lenders to extend loans to credit-challenged borrowers while mitigating risk through insurance coverage. This innovative approach bridges the gap between borrowers and lenders, enabling increased lending volumes and improved profitability. Open Lending Corp's business model fosters financial inclusion by providing access to credit for individuals who might otherwise struggle to secure loans, ultimately benefitting both borrowers and lenders.
Open Lending Corp is primarily active in the financial services industry.
The main competitors of Open Lending Corp in the market include companies such as Credit Acceptance Corp, Enova International Inc, and Ally Financial Inc.
Open Lending Corp, founded in 2000, is a leading technology and lending company operating in the automotive finance industry. With a focus on loan origination and risk analytics solutions, the company enables financial institutions to provide auto loans to consumers across the United States. Open Lending Corp has established itself as a trusted partner, serving over 500 lenders with customized lending solutions. Their proprietary Lenders Protection™ program offers advanced analytics and access to unique data sources, enhancing the auto lending process. Open Lending Corp's innovative approach has positioned it as a prominent player in the industry, delivering value to both lenders and borrowers.
Open Lending Corp has achieved significant milestones in its journey. The company has successfully pioneered the automated lending platform in the automotive industry. Open Lending Corp has partnered with leading financial institutions, empowering them to increase loan volume and profitability while minimizing risk. By leveraging advanced data analytics and proprietary technology, the company has played a crucial role in enabling lenders to approve more loans and support credit-challenged consumers. Open Lending Corp's innovative solutions have revolutionized the lending landscape, providing unparalleled opportunities for growth and success.
Open Lending Corp is primarily present in the United States.
Open Lending Corp represents a set of core values and a corporate philosophy that focuses on delivering innovative solutions in automotive lending. The company takes pride in its commitment to customer satisfaction, transparency, and fostering lasting partnerships. Open Lending Corp operates with integrity, accountability, and a strong sense of social responsibility, ensuring fair and ethical business practices. By providing technology-driven lending solutions and exceptional customer service, they strive to empower lenders and increase access to credit. Open Lending Corp's dedication to excellence, trust, and teamwork enables them to consistently meet the evolving needs of their customers in the automotive lending industry.
Analysts currently set an average price target of 2.73 USD for the Open Lending stock (median: 2.45 USD), implying -13.1 % versus the latest price. The consensus is based on 15 analyst ratings.
15 analysts currently rate the Open Lending stock: 9 recommend buying, 6 holding and 0 selling. For 2026, analysts expect Open Lending to generate revenue of 101.85 M USD and earnings per share of 0.11 USD.
Converted at the current exchange rate, the Open Lending share trades at 2.71 EUR (3.14 USD).
The Open Lending share (LPRO) is listed on 1 stock exchanges, including: NASDAQ (LPRO).
Open Lending Corp is a leading FinTech company that offers innovative credit solutions to financial institutions. The company relies on state-of-the-art technology to minimize credit risk and help customers obtain loans faster and easier. Open Lending Corp operates in various segments of lending. The company's core product is a program called Lenders Protection, which allows banks and credit unions to lend to customers who would not normally qualify. The program uses an innovative approach to risk assessment, enabling banks to better control the risk of loans that are typically considered high-risk. Through Lenders Protection, customers with low credit scores who would normally be denied due to high risks can receive reliable loans. The banks and credit unions that use the program can minimize credit risk and expand their business as a result. By offering these specialized credit solutions, banks and credit unions can reach a larger customer base and differentiate themselves from competitors. In addition to Lenders Protection, Open Lending offers a range of product solutions to support banks. The company provides its customers with various trainings, consulting services, and tools to manage credit risk. This helps banks improve their existing systems and optimize their risk assessment methods. Open Lending Corp relies on state-of-the-art technology and data analysis to offer its customers the best possible credit solutions. The company utilizes a variety of data sources and algorithms to minimize credit risk and provide its customers with valuable insights into the lending process. The company's technology enables banks and credit unions to approve loans faster and process customer inquiries more efficiently. Open Lending Corp's business relationships range from small and medium-sized businesses to large financial institutions. The company is able to serve customers of any size and offers customized solutions that meet the needs of each customer. Overall, Open Lending Corp is an innovative FinTech company that offers its customers high-quality credit solutions and consulting services. With the combination of cutting-edge technology and comprehensive industry knowledge, the company is well-positioned to further expand its business in the coming years.
The expected revenue of Open Lending is 101.85 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Open Lending is 12.71 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Open Lending is currently 29.31. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Open Lending stock.
The price-to-sales ratio (P/S) of Open Lending is currently 3.66. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Open Lending stock.
The Eulerpool Quality Score for Open Lending is 1/10.
The ISIN of Open Lending is US68373J1043. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Open Lending is A2P58D. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Open Lending is LPRO. The ticker symbol is used to trade Open Lending shares on the stock exchange.
Open Lending paid dividends every year for the past 0 years.
Open Lending is assigned to the 'Finance' sector.
The dividends of Open Lending are distributed in USD.
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