Open Lending (LPRO) Stock Price
Open Lending Price
Over the last 8 years Open Lending grew revenue by 14.1% annually, reaching 93.22 M USD. Earnings per share have declined at 24.3% per year over the last 5 years. For Open Lending, the net margin of -4.5% is down versus 67.7% a few years ago. The consensus 12-month price target for Open Lending is 3.15 USD, about 0.3% above where the stock trades today. Of 12 analysts, 0 rate the stock a buy — an overall Hold consensus.
Open Lending stock price
Open Lending business model & stock analysis
Frequently asked questions about Open Lending
Open Lending Corp is a financial technology company that operates with a unique business model. Their primary focus revolves around providing automated lending services to automotive lenders, utilizing advanced data analytics and risk modeling techniques. By partnering with financial institutions, Open Lending allows lenders to extend loans to credit-challenged borrowers while mitigating risk through insurance coverage. This innovative approach bridges the gap between borrowers and lenders, enabling increased lending volumes and improved profitability. Open Lending Corp's business model fosters financial inclusion by providing access to credit for individuals who might otherwise struggle to secure loans, ultimately benefitting both borrowers and lenders.
Open Lending Corp is primarily active in the financial services industry.
The main competitors of Open Lending Corp in the market include companies such as Credit Acceptance Corp, Enova International Inc, and Ally Financial Inc.
Open Lending Corp, founded in 2000, is a leading technology and lending company operating in the automotive finance industry. With a focus on loan origination and risk analytics solutions, the company enables financial institutions to provide auto loans to consumers across the United States. Open Lending Corp has established itself as a trusted partner, serving over 500 lenders with customized lending solutions. Their proprietary Lenders Protection™ program offers advanced analytics and access to unique data sources, enhancing the auto lending process. Open Lending Corp's innovative approach has positioned it as a prominent player in the industry, delivering value to both lenders and borrowers.
Open Lending Corp has achieved significant milestones in its journey. The company has successfully pioneered the automated lending platform in the automotive industry. Open Lending Corp has partnered with leading financial institutions, empowering them to increase loan volume and profitability while minimizing risk. By leveraging advanced data analytics and proprietary technology, the company has played a crucial role in enabling lenders to approve more loans and support credit-challenged consumers. Open Lending Corp's innovative solutions have revolutionized the lending landscape, providing unparalleled opportunities for growth and success.
Open Lending Corp is primarily present in the United States.
Open Lending Corp represents a set of core values and a corporate philosophy that focuses on delivering innovative solutions in automotive lending. The company takes pride in its commitment to customer satisfaction, transparency, and fostering lasting partnerships. Open Lending Corp operates with integrity, accountability, and a strong sense of social responsibility, ensuring fair and ethical business practices. By providing technology-driven lending solutions and exceptional customer service, they strive to empower lenders and increase access to credit. Open Lending Corp's dedication to excellence, trust, and teamwork enables them to consistently meet the evolving needs of their customers in the automotive lending industry.
Analysts currently set an average price target of 3.15 USD for the Open Lending stock (median: 3.15 USD), implying +0.3 % versus the latest price. The consensus is based on 12 analyst ratings.
12 analysts currently rate the Open Lending stock: 0 recommend buying, 9 holding and 3 selling. For 2026, analysts expect Open Lending to generate revenue of 101.82 M USD and earnings per share of 0.13 USD.
Converted at the current exchange rate, the Open Lending share trades at 2.80 EUR (3.14 USD).
The Open Lending share (LPRO) is listed on 1 stock exchanges, including: NASDAQ (LPRO).
Open Lending Corp is a leading FinTech company that offers innovative credit solutions to financial institutions. The company relies on state-of-the-art technology to minimize credit risk and help customers obtain loans faster and easier. Open Lending Corp operates in various segments of lending. The company's core product is a program called Lenders Protection, which allows banks and credit unions to lend to customers who would not normally qualify. The program uses an innovative approach to risk assessment, enabling banks to better control the risk of loans that are typically considered high-risk. Through Lenders Protection, customers with low credit scores who would normally be denied due to high risks can receive reliable loans. The banks and credit unions that use the program can minimize credit risk and expand their business as a result. By offering these specialized credit solutions, banks and credit unions can reach a larger customer base and differentiate themselves from competitors. In addition to Lenders Protection, Open Lending offers a range of product solutions to support banks. The company provides its customers with various trainings, consulting services, and tools to manage credit risk. This helps banks improve their existing systems and optimize their risk assessment methods. Open Lending Corp relies on state-of-the-art technology and data analysis to offer its customers the best possible credit solutions. The company utilizes a variety of data sources and algorithms to minimize credit risk and provide its customers with valuable insights into the lending process. The company's technology enables banks and credit unions to approve loans faster and process customer inquiries more efficiently. Open Lending Corp's business relationships range from small and medium-sized businesses to large financial institutions. The company is able to serve customers of any size and offers customized solutions that meet the needs of each customer. Overall, Open Lending Corp is an innovative FinTech company that offers its customers high-quality credit solutions and consulting services. With the combination of cutting-edge technology and comprehensive industry knowledge, the company is well-positioned to further expand its business in the coming years.
The expected revenue of Open Lending is 101.82 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Open Lending is 15.42 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Open Lending is currently 24.15. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Open Lending stock.
The price-to-sales ratio (P/S) of Open Lending is currently 3.66. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Open Lending stock.
The Eulerpool Quality Score for Open Lending is 1/10.
The ISIN of Open Lending is US68373J1043. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Open Lending is A2P58D. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Open Lending is LPRO. The ticker symbol is used to trade Open Lending shares on the stock exchange.
Open Lending stock
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All fundamentals and in-depth analysis of Open Lending
Our stock analysis for Open Lending stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Open Lending. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.