Hanover Insurance Group (THG) Stock Price

Hanover Insurance Group Price

🇺🇸NYSE·CLOSED
190.87USD
Market closed
Today +/-
Today %

Hanover Insurance Group (THG) Stock | ISIN US4108671052 | WKN A0ESNN. The current Hanover Insurance Group stock price is 190.87 USD (2026). Revenue is 6.79 B USD. Net income is 619.49 M USD. The P/E ratio is 11.25. Market capitalization is 6.97 B USD. Hanover Insurance Group operates in the Finance sector.

Hanover Insurance Group stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Hanover Insurance Group over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Hanover Insurance Group stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Hanover Insurance Group's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Hanover Insurance Group Stock Price History
DateHanover Insurance Group Price
Access this data via the Eulerpool API

Hanover Insurance Group Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2006
2.51 B USD
271 M USD
170.3 M USD
Jan 1, 2007
2.67 B USD
341.5 M USD
253.1 M USD
Jan 1, 2008
2.68 B USD
164.4 M USD
20.6 M USD
Jan 1, 2009
2.83 B USD
271.9 M USD
197.2 M USD
Jan 1, 2010
3.15 B USD
257.4 M USD
154.8 M USD
Jan 1, 2011
3.93 B USD
78.9 M USD
36.7 M USD
Jan 1, 2012
4.59 B USD
95.7 M USD
55.9 M USD
Jan 1, 2013
4.8 B USD
400.4 M USD
251 M USD
Jan 1, 2014
5.07 B USD
448.7 M USD
282 M USD
Jan 1, 2015
5.06 B USD
487.9 M USD
331.5 M USD
Jan 1, 2016
4.08 B USD
233.1 M USD
155.1 M USD
Jan 1, 2017
4.27 B USD
343.7 M USD
186.2 M USD
Jan 1, 2018
4.54 B USD
403.8 M USD
391 M USD
Jan 1, 2019
4.79 B USD
455.1 M USD
425.1 M USD
Jan 1, 2020
4.84 B USD
501 M USD
358.7 M USD

Hanover Insurance Group Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 10, 2026, 12:36 PM
 
REVENUE (M USD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M USD)
NET INCOME (M USD)
NET INCOME GROWTH (%)
DIV. (USD)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Hanover Insurance Group generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Hanover Insurance Group retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Hanover Insurance Group's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Hanover Insurance Group has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Hanover Insurance Group's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Hanover Insurance Group stock margins

The Hanover Insurance Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Hanover Insurance Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Hanover Insurance Group.
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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2006
13.55 %
10.82 %
6.8 %
Jan 1, 2007
13.55 %
12.77 %
9.46 %
Jan 1, 2008
13.55 %
6.13 %
0.77 %
Jan 1, 2009
13.55 %
9.59 %
6.96 %
Jan 1, 2010
13.55 %
8.17 %
4.91 %
Jan 1, 2011
13.55 %
2.01 %
0.93 %
Jan 1, 2012
13.55 %
2.08 %
1.22 %
Jan 1, 2013
13.55 %
8.34 %
5.23 %
Jan 1, 2014
13.55 %
8.84 %
5.56 %
Jan 1, 2015
13.55 %
9.64 %
6.55 %
Jan 1, 2016
13.55 %
5.71 %
3.8 %
Jan 1, 2017
13.55 %
8.04 %
4.36 %
Jan 1, 2018
13.55 %
8.89 %
8.61 %
Jan 1, 2019
13.55 %
9.51 %
8.88 %
Jan 1, 2020
13.55 %
10.35 %
7.41 %

Hanover Insurance Group Stock Revenue, EBIT, Earnings per Share

The Hanover Insurance Group earnings per share therefore indicates how much revenue Hanover Insurance Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2006
48 USD
5.19 USD
3.26 USD
Jan 1, 2007
51.03 USD
6.52 USD
4.83 USD
Jan 1, 2008
51.85 USD
3.18 USD
0.4 USD
Jan 1, 2009
55.46 USD
5.32 USD
3.86 USD
Jan 1, 2010
68.08 USD
5.56 USD
3.34 USD
Jan 1, 2011
85.84 USD
1.72 USD
0.8 USD
Jan 1, 2012
101.34 USD
2.11 USD
1.23 USD
Jan 1, 2013
106.9 USD
8.92 USD
5.59 USD
Jan 1, 2014
112.99 USD
9.99 USD
6.28 USD
Jan 1, 2015
112.96 USD
10.89 USD
7.4 USD
Jan 1, 2016
94.47 USD
5.4 USD
3.59 USD
Jan 1, 2017
99.38 USD
7.99 USD
4.33 USD
Jan 1, 2018
105.63 USD
9.39 USD
9.09 USD
Jan 1, 2019
117.89 USD
11.21 USD
10.47 USD
Jan 1, 2020
127.04 USD
13.15 USD
9.41 USD

Hanover Insurance Group business model & stock analysis

Hanover Insurance Group Inc is an American company that operates in the insurance and financial services sector. Founded in 1852 in the city of Hanover, New Hampshire, the company has become one of the largest insurance providers in the US and is listed on the New York Stock Exchange. The company's business model combines traditional insurance solutions with modern technologies to provide customers with an optimal customer experience. They offer insurance in various sectors such as automotive, home, life, and leisure industries. Through their wide coverage in different sectors, Hanover Insurance Group Inc is able to offer a variety of products tailored to the specific needs of their customers. They have also developed innovative solutions, such as the Hanover Digital Advantage program, which allows customers to easily and quickly submit insurance applications. The company's digital platform provides various tools and resources to help customers manage their insurance and process claims quickly and easily. They also offer specialized insurance products for small and medium-sized businesses, including cyber security insurance, unemployment insurance, and business content insurance. These insurance options help businesses safeguard against a variety of risks and ensure they remain financially protected in case of damages. Additionally, Hanover Insurance Group Inc places a strong emphasis on building close relationships with their customers, offering personalized advice and support to ensure they receive the best insurance solutions. The company takes pride in its excellent customer service skills and has received multiple awards for it. Furthermore, Hanover Insurance Group Inc has successfully expanded internationally through the establishment of its subsidiary, Hanover Insurance International Holdings Ltd, which offers insurance products in Europe, Asia, and Latin America. In summary, Hanover Insurance Group Inc is a leading American insurance provider offering a wide range of insurance solutions for individuals and businesses. Their innovative business model, combining traditional expertise with modern technologies and personalized advice, has established them as one of the leading providers in the US market.

Hanover Insurance Group SWOT Analysis

Strengths

1. Strong financial position: Hanover Insurance Group Inc has a solid financial standing, enabling it to withstand market uncertainties and invest in growth opportunities.

2. Diverse insurance portfolio: The company offers a wide range of insurance products and services, including property, casualty, and specialty lines, catering to various customer needs.

3. Established brand reputation: Hanover Insurance Group Inc has built a strong brand reputation over the years, known for its quality service, reliability, and customer-centric approach.

4. Robust distribution network: The company has a well-established distribution network, including agency partnerships and digital platforms, allowing it to reach a large customer base effectively.

Weaknesses

1. Limited global presence: Hanover Insurance Group Inc primarily operates in the United States, which limits its exposure to international markets and potential growth opportunities.

2. Dependence on external partners: The company relies heavily on independent agents for sales and distribution, which could create challenges in terms of control over customer experience and market reach.

3. Vulnerability to catastrophic events: As an insurance company, Hanover Insurance Group Inc is exposed to risks associated with catastrophic events, such as natural disasters, which could impact its financial performance.

Opportunities

1. Technological advancements: Embracing emerging technologies, such as data analytics, artificial intelligence, and digital platforms, can enhance Hanover Insurance Group Inc's operational efficiency, risk assessment, and customer experience.

2. Strategic partnerships: Collaborating with other industry players or entering into strategic alliances can help Hanover Insurance Group Inc expand its market reach, offer innovative solutions, and tap into new customer segments.

3. Growing demand for specialty insurance: The increasing need for specialized insurance coverage, such as cybersecurity, climate-related risks, and niche industries, presents an opportunity for Hanover Insurance Group Inc to develop tailored products and gain a competitive advantage.

Threats

1. Intense competition: The insurance industry is highly competitive, with numerous established players and new entrants. Hanover Insurance Group Inc may face challenges in maintaining market share and pricing power.

2. Regulatory and legal complexities: Compliance with evolving regulations, legal liabilities, and changes in government policies pose a significant threat to Hanover Insurance Group Inc's operations, potentially leading to increased costs and limitations.

3. Economic downturns: Economic recessions and downturns can impact the demand for insurance products and investments, affecting the growth and profitability of Hanover Insurance Group Inc.

Hanover Insurance Group Segments

Hanover Insurance Group Eulerpool Fair Value

Hanover Insurance Group historical P/E ratio, EBIT multiple, and P/S ratio

Hanover Insurance Group annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Hanover Insurance Group shares outstanding

The number of shares was Hanover Insurance Group in 2025 — This indicates how many shares 36.5 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2006
52.2 M base_Shares
Jan 1, 2007
52.4 M base_Shares
Jan 1, 2008
51.7 M base_Shares
Jan 1, 2009
51.1 M base_Shares
Jan 1, 2010
46.3 M base_Shares
Jan 1, 2011
45.8 M base_Shares
Jan 1, 2012
45.3 M base_Shares
Jan 1, 2013
44.9 M base_Shares
Jan 1, 2014
44.9 M base_Shares
Jan 1, 2015
44.8 M base_Shares
Jan 1, 2016
43.2 M base_Shares
Jan 1, 2017
43 M base_Shares
Jan 1, 2018
43 M base_Shares
Jan 1, 2019
40.6 M base_Shares
Jan 1, 2020
38.1 M base_Shares

Hanover Insurance Group Dividend History

27 years of dividend payments · 5 consecutive increases

YearAnnual DividendYoY ChangePayments
20253.65USD 5.8%
Mar 14, 20250.9USD 0.0%1/4
Jun 13, 20250.9USD 0.0%2/4
Sep 12, 20250.9USD 0.0%3/4
Dec 12, 20250.95USD 5.6%4/4
20243.45USD 5.2%
20233.28USD 7.2%
20223.06USD 7.4%
20212.85USD 7.5%
20202.65USD 63.2%
20197.2USD 224.3%
20182.22USD 8.8%
20172.04USD 8.5%
20161.88USD 11.2%

Hanover Insurance Group dividend history and estimates

In 2025, Hanover Insurance Group paid a dividend amounting to 3.65 USD. Dividend means that Hanover Insurance Group distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2006
0.3 USD
0 USD
0 USD
Jan 1, 2007
0.4 USD
0 USD
0 USD
Jan 1, 2008
0.45 USD
0 USD
0 USD
Jan 1, 2009
0.75 USD
0 USD
0 USD
Jan 1, 2010
1 USD
0 USD
0 USD
Jan 1, 2011
1.13 USD
0 USD
0 USD
Jan 1, 2012
1.23 USD
0 USD
0 USD
Jan 1, 2013
1.36 USD
0 USD
0 USD
Jan 1, 2014
1.52 USD
0 USD
0 USD
Jan 1, 2015
1.69 USD
0 USD
0 USD
Jan 1, 2016
1.88 USD
0 USD
0 USD
Jan 1, 2017
2.04 USD
0 USD
0 USD
Jan 1, 2018
2.22 USD
0 USD
4.75 USD
Jan 1, 2019
7.2 USD
0 USD
0 USD
Jan 1, 2020
2.65 USD
0 USD
0 USD

Hanover Insurance Group dividend payout ratio

In 2025, Hanover Insurance Group had a payout ratio of 67.09%. The payout ratio indicates the percentage of the company's profits that Hanover Insurance Group distributes as dividends.
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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2006
9.2 %
Jan 1, 2007
8.28 %
Jan 1, 2008
115.38 %
Jan 1, 2009
19.48 %
Jan 1, 2010
29.94 %
Jan 1, 2011
140.63 %
Jan 1, 2012
100 %
Jan 1, 2013
24.33 %
Jan 1, 2014
24.17 %
Jan 1, 2015
22.9 %
Jan 1, 2016
52.37 %
Jan 1, 2017
47.11 %
Jan 1, 2018
24.42 %
Jan 1, 2019
68.77 %
Jan 1, 2020
28.16 %
Price targets and forecasts for Hanover Insurance Group are not yet available.

Hanover Insurance Group Earnings Estimates

Hanover Insurance Group Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
4/29/20264.23USD1.6 BUSD2026 Q1
2/3/20264.96USD1.54 BUSD2025 Q4
4/30/20242.89USD1.51 BUSD2024 Q1
1/30/20242.7USD1.43 BUSD2023 Q4
7/31/20232.21USD1.42 BUSD2023 Q2
5/1/20233.07USD1.39 BUSD2023 Q1
1/31/20232.29USD1.31 BUSD2022 Q4
11/1/20220.98USD1.46 BUSD2022 Q3
8/2/20222.19USD1.29 BUSD2022 Q2
5/3/20223.09USD1.28 BUSD2022 Q1
...

EESG©

Eulerpool ESG Scorecard© for the Hanover Insurance Group stock

75/100
81
Environment
76
Social
68
Governance
E

Environment

20
Scope 1 - Direct Emissions5,023
Scope 2 - Indirect emissions from purchased energy5,749
Scope 3 - Indirect emissions within the value chain1,294
Total CO₂ emissions10,772
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees59.1
Percentage of women in management
Percentage of Asian employees3
Share of Asian management
Percentage of Hispanic/Latino employees4.6
Hispano/Latino Management share
Percentage of Black employees6.2
Black Management Share
Percentage of white employees85.9
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Hanover Insurance Group shareholder structure

% Name
10.13154%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
8.41623%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
4.55207%
T. Rowe Price Associates, Inc.
T. Rowe Price Associates, Inc.
3.50799%
AllianceBernstein L.P.
AllianceBernstein L.P.
3.48047%
State Street Investment Management (US)
State Street Investment Management (US)
3.46733%
MFS Investment Management
MFS Investment Management
2.47301%
Fuller & Thaler Asset Management Inc.
Fuller & Thaler Asset Management Inc.
2.46912%
Franklin Mutual Advisers, LLC
Franklin Mutual Advisers, LLC
2.16602%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
1.86717%
Geode Capital Management, L.L.C.
Geode Capital Management, L.L.C.
...

Hanover Insurance Group Executives and Management Board

JR

Mr. John Roche

(61)

President, Chief Executive Officer, Director · since 2006

Compensation9.55 M USD
JF

Mr. Jeffrey Farber

(60)

Chief Financial Officer, Executive Vice President

Compensation4.25 M USD
RL

Mr. Richard Lavey

(58)

Chief Operating Officer, Executive Vice President

Compensation3.12 M USD
BS

Mr. Bryan Salvatore

(60)

Executive Vice President, President - Specialty

Compensation2.88 M USD
DK

Mr. Dennis Kerrigan

(60)

Executive Vice President, General Counsel, Chief Legal Officer, Assistant Secretary

Compensation2.03 M USD

Hanover Insurance Group Supply Chain

Frequently asked questions about Hanover Insurance Group

The business model of Hanover Insurance Group Inc revolves around providing a diverse range of insurance products and services. As a leading property and casualty insurance provider, Hanover offers solutions for personal, commercial, and specialty lines of insurance. The company focuses on delivering tailored coverage options that meet the unique needs of its customers. With a commitment to customer satisfaction, Hanover Insurance Group Inc strives to protect individuals, businesses, and organizations against potential risks and liabilities. Through its comprehensive offerings and dedication to excellence, Hanover Insurance Group Inc aims to build trust and provide reliable insurance solutions to its clients.

All fundamentals and in-depth analysis of Hanover Insurance Group

Our stock analysis for Hanover Insurance Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Hanover Insurance Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.