Hanmi Financial (HAFC) Stock Price

Hanmi Financial Price

NASDAQ·CLOSED
31.75
​
Market closed

Revenue has compounded at 1.9% per year over the past 19 years to 270.00 M USD. Earnings per share have declined at 7.2% per year over the last 19 years. Hanmi Financial's net margin stands at 28.2%, down from 42.0% several years earlier. Hanmi Financial currently offers a dividend yield of about 3.40%. The payout ratio is around 42% of earnings. Analysts set a median price target of 34.00 USD, implying 7.1% above the current price. Of 10 analysts, 6 rate the stock a buy — an overall Buy consensus.

Hanmi Financial stock price

Access this data via the Eulerpool API

Hanmi Financial business model & stock analysis

Hanmi Financial Corp is a Los Angeles-based holding company that operates Hanmi Bank. This bank was founded in 1982 and now has over 30 branches in California, Texas, Virginia, New Jersey, and Illinois. The company focuses on small and medium-sized businesses, real estate companies, and private customers with Asian backgrounds. Its main business model is providing loans, particularly for real estate. The bank also offers traditional banking products such as savings accounts, credit cards, accounts for business and personal customers, as well as trust and investment services. Hanmi Financial Corp also has a division for Small Business Administration (SBA) loans, which focuses on small businesses and start-ups. This program is mainly funded through fees and interest. The bank places great importance on supporting small and medium-sized businesses, which play a significant role in the US economy, through the issuance of SBA loans. Hanmi Financial Corp has also made acquisitions of other banks to expand its business scope and improve its geographical network. An example of this is the acquisition of United Central Bank in Houston, Texas in 2013. In 2017, Hanmi Financial Corp also announced the launch of an online platform to further expand its lending business. This platform allows private investors to invest in specialized investment products developed by Hanmi Financial Corp. The focus of the platform is financing commercial real estate loans ranging from $5 to $30 million. Overall, Hanmi Financial Corp is a company that focuses on lending and places special emphasis on supporting small and medium-sized businesses. The provision of SBA loans also reflects the company's importance in the local US economy. The company has evolved in recent years through acquisitions and the introduction of new products, and now offers innovative solutions in the field of online finance.

Frequently asked questions about Hanmi Financial

Hanmi Financial Corp is primarily present in the United States.

Hanmi Financial Corp is a financial institution with a focus on providing banking and financial services. Its business model is centered around catering to the needs of individuals, small businesses, and commercial clients. Hanmi Financial Corp offers various products and services, including deposit accounts, loans, and investment services. With an emphasis on customer satisfaction, the company prioritizes building long-term relationships and providing personalized solutions. Hanmi Financial Corp strives to support the growth and success of its customers, while consistently delivering value and maintaining financial stability.

Hanmi Financial Corp is primarily active in the banking and financial services industry.

The main competitors of Hanmi Financial Corp in the market are other financial institutions such as Bank of Hope and BBCN Bancorp.

The history and background of Hanmi Financial Corp dates back to its establishment in 1982. Hanmi Financial Corp is a leading provider of banking and financial services dedicated to serving the Korean-American community and businesses in the United States. With its headquarters in Los Angeles, California, Hanmi Financial Corp operates through Hanmi Bank, a wholly-owned subsidiary. Over the years, the company has built a strong reputation for its expertise in delivering personalized financial solutions, including commercial banking, small business loans, mortgage loans, and wealth management services. Hanmi Financial Corp continues to expand its presence and deliver exceptional financial services to its customers, making it a trusted name in the industry.

Hanmi Financial Corp has achieved significant milestones throughout its history. The company experienced immense growth and success, establishing itself as a prominent player in the financial industry. Some noteworthy achievements include expanding its branch network, increasing its assets and shareholder value, and consistently reporting strong financial performance. Hanmi Financial Corp has also received recognition for its exceptional customer service and commitment to community development. These milestones have solidified the company's position as a trusted financial institution and underscore its dedication to delivering value to its shareholders and stakeholders.

Hanmi Financial Corp represents a strong commitment to its core values and corporate philosophy. The company prioritizes integrity, transparency, and trust in all its operations. Hanmi values a customer-centric approach, ensuring the satisfaction and financial success of its clients. The company is dedicated to providing exceptional financial services and solutions, fostering long-term relationships with its customers. Hanmi Financial Corp emphasizes teamwork and collaboration, leveraging the diverse talents and expertise of its employees to deliver superior results. By continuously adapting to market dynamics and embracing innovation, Hanmi strives to drive sustainable growth and create long-term value for its shareholders.

Analysts currently set an average price target of 33.67 USD for the Hanmi Financial stock (median: 34.00 USD), implying +4.9 % versus the latest price. The consensus is based on 10 analyst ratings.

10 analysts currently rate the Hanmi Financial stock: 6 recommend buying, 4 holding and 0 selling. For 2026, analysts expect Hanmi Financial to generate revenue of 295.13 M USD and earnings per share of 3.17 USD.

Converted at the current exchange rate, the Hanmi Financial share trades at 27.92 EUR (31.75 USD).

The Hanmi Financial share (HAFC) is listed on 2 stock exchanges, including: NASDAQ (HAFC), Frankfurt (HF7N.F).

Hanmi Financial Corp is a US financial company based in Los Angeles. It offers various services such as deposits, loans, asset management, investment banking, and securities administration. It provides deposit accounts including checking accounts, savings accounts, money market accounts, and CDs. It also offers a wide range of loan products including mortgages, auto loans, personal loans, and small business loans. Hanmi provides individual investment advice and management, as well as estate planning and tax advisory services. Additionally, it operates in investment banking, offering services such as mergers and acquisitions, capital raising, and financial product structuring. It also provides brokerage services for securities trading, including stocks, bonds, ETFs, and investment funds. Hanmi focuses on the real estate market, offering services in property brokerage, management, and development. Overall, Hanmi's business model is diverse, catering to the different needs and goals of its customers, with a specialization in serving the Asian-American community.

The expected revenue of Hanmi Financial is 295.13 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Hanmi Financial is 94.83 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Hanmi Financial is currently 10.01. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Hanmi Financial stock.

The price-to-sales ratio (P/S) of Hanmi Financial is currently 3.22. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Hanmi Financial stock.

The Eulerpool Quality Score for Hanmi Financial is 2/10.

The ISIN of Hanmi Financial is US4104952043. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Hanmi Financial is A1JRR1. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Hanmi Financial is HAFC. The ticker symbol is used to trade Hanmi Financial shares on the stock exchange.

Fair ValueTerminal
31.43 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
442,626.23 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Oct 27, 1993
ISIN
US4104952043
Cusip
410495204
Sedol
B6TPXR5
Market capitalization
949.01 M USDSmall Cap
52-Week Range
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
—
P/E ratio
P/Ee 2026
10.01
P/Ee 2027
9.48
P/S
P/Se
3.22
EV/EBIT
8.03
P/B Ratio
1.19
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
8.21 %
Gross Margin
94.65 %
EBIT Margin
39.97 %
Net Margin
28.18 %
EPS (Earnings Per Share)
2.54 USD
Net Debt / EBIT
-0.76
Debt/Equity
0.16
Dividend
Dividend yield
3.40 %
Est. Dividend Yield
3.53 %
Payout Ratio
42.44 %
Dividend growth Ø5Y
14.87 %
Dividend payments per year
4
Dividend paid since
13 years
Dividend not reduced since
5 years
Dividend increased since
1 year
Dividend withholding tax
30.00 %
Last updated Sep 29, 2026, 6:18 AM

Hanmi Financial Ticker

FRANKFURT · HF7N.FNASDAQ · HAFC

Hanmi Financial FIGI

HAFC:US · BBG000M4M6Q0HAFC:UA · BBG000M4M751HAFC:UC · BBG000M4M7N1HAFC:UN · BBG000M4M984HAFC:UP · BBG000M4MB16HAFC:UB · BBG000M4MD03HAFC:UM · BBG000M4MF44HAFC:UX · BBG000M4MFZ0HAFC:UD · BBG000M4PMW5HAFC:UW · BBG000M4PQC8HAFC:UF · BBG000M4PQR2HAFC:VY · BBG000M4PRC6