First State Financial (FSTF) Stock Price

First State Financial Price

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0.01USD
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Today %

First State Financial (FSTF) Stock | ISIN US33708M2061. The current First State Financial stock price is 0.01 USD (2026). Market capitalization is 53,280 USD. First State Financial operates in the Finance sector.

Over the last 7 years First State Financial grew revenue by 17.1% annually, reaching 30.35 M USD. Earnings per share have grown at 22.1% per year over the last 6 years. For First State Financial, the net margin of -69.7% is down versus 13.4% a few years ago. At today's price the dividend yield works out to roughly 1,777.78%.

First State Financial stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of First State Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how First State Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing First State Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

First State Financial Stock Price History
DateFirst State Financial Price
Access this data via the Eulerpool API

First State Financial Revenue, EBIT, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2001
10.08 M USD
370,000 USD
Jan 1, 2002
10.02 M USD
440,000 USD
Jan 1, 2003
12.06 M USD
800,000 USD
Jan 1, 2004
15.46 M USD
2.07 M USD
Jan 1, 2005
23.02 M USD
3.84 M USD
Jan 1, 2006
34.24 M USD
5.34 M USD
Jan 1, 2007
37 M USD
2.38 M USD
Jan 1, 2008
30.35 M USD
-21.14 M USD

First State Financial Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 24, 2026, 9:07 PM
 
REVENUE (M USD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M USD)
EBIT (M USD)
EBIT MARGIN (%)
NET INCOME (M USD)
NET INCOME GROWTH (%)
SHARES (M)
DOCUMENTS
20012002200320042005200620072008
1010121523343730
202553.3347.838.82-18.92
--------
00000000
00000000
0002352-21
5066.67-60-1,150
3.053.063.13.495.895.915.925.92
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales First State Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue First State Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare First State Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares First State Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against First State Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

First State Financial stock margins

The First State Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of First State Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for First State Financial.
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Profit margin
Details
Date
Profit margin
Jan 1, 2001
3.67 %
Jan 1, 2002
4.39 %
Jan 1, 2003
6.63 %
Jan 1, 2004
13.39 %
Jan 1, 2005
16.68 %
Jan 1, 2006
15.6 %
Jan 1, 2007
6.43 %
Jan 1, 2008
-69.65 %

First State Financial Stock Revenue, EBIT, Earnings per Share

The First State Financial earnings per share therefore indicates how much revenue First State Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2001
3.3 USD
0.12 USD
Jan 1, 2002
3.27 USD
0.14 USD
Jan 1, 2003
3.89 USD
0.26 USD
Jan 1, 2004
4.43 USD
0.59 USD
Jan 1, 2005
3.91 USD
0.65 USD
Jan 1, 2006
5.79 USD
0.9 USD
Jan 1, 2007
6.25 USD
0.4 USD
Jan 1, 2008
5.13 USD
-3.57 USD

First State Financial business model & stock analysis

First State Financial Corp is an American financial company that offers a comprehensive range of banking and financial services. The company was founded in 1889 and has since established a long history as a strategic partner for investment services as well as banking and asset management businesses. Since its inception, First State Financial Corp has continuously expanded its business scope and developed innovative products. Today, the company operates in various business sectors, including banking services, investment services, insurance services, and asset management services. Currently, First State Financial Corp operates in a few states such as Indiana, Ohio, and Kentucky. Its size and geographic presence enable the company to meet local customer needs while leveraging the advantages of a national presence. The business model of First State Financial Corp focuses on creating value for its customers by providing individualized solutions for their financial needs. The company focuses on offering customers a comprehensive range of services and catering to the needs of retail clients, businesses, and institutions. The various divisions of First State Financial Corp are: - Banking services: First State Financial Corp operates as a traditional bank offering deposit and credit products. The company also provides financial management services to its customers. - Investment services: The company offers a wide range of investment products, including stocks, bonds, investment funds, and derivatives. Customers can also pursue individual investment strategies based on their needs and goals. - Asset management services: First State Financial Corp provides comprehensive asset management services to individuals, businesses, and institutions. Asset management services also include tax and legal advice, as well as estate planning and administration. - Insurance services: The company offers a wide range of insurance products, particularly life, health, liability, and property insurance. First State Financial Corp's products also include credit products such as home and business vehicle loans, as well as various types of credit lines. The company also offers various types of investment products, including certificates of deposit, savings accounts, and money market funds. In addition to traditional banking products, the company provides a wide range of online services through its online platform. Over the years, First State Financial Corp has adapted to the needs of its customers and constantly evolved to provide better services and experiences. The company has also focused on utilizing technology to offer its customers innovative and advanced solutions. Overall, First State Financial Corp has established itself as a major player in the financial industry and has earned a solid reputation as a trusted partner for its customers. With its comprehensive range of banking and financial services, geographic reach, and expertise in various business sectors, First State Financial Corp is well-positioned to remain successful in the future.

First State Financial Eulerpool Fair Value

First State Financial historical P/E ratio, EBIT multiple, and P/S ratio

First State Financial annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

First State Financial shares outstanding

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2001
3.05 M base_Shares
Jan 1, 2002
3.06 M base_Shares
Jan 1, 2003
3.1 M base_Shares
Jan 1, 2004
3.49 M base_Shares
Jan 1, 2005
5.89 M base_Shares
Jan 1, 2006
5.91 M base_Shares
Jan 1, 2007
5.92 M base_Shares
Jan 1, 2008
5.92 M base_Shares

First State Financial Dividend History

4 years of dividend payments

YearAnnual DividendYoY ChangePayments
20080.16USD 50.0%
20070.32USD 10.3%
20060.29USD 45.0%
20050.2USD

First State Financial dividend payout ratio

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2001
47.66 %
Jan 1, 2002
47.66 %
Jan 1, 2003
47.66 %
Jan 1, 2004
47.66 %
Jan 1, 2005
30.77 %
Jan 1, 2006
32.22 %
Jan 1, 2007
80 %
Jan 1, 2008
-4.48 %
Price targets and forecasts for First State Financial are not yet available.

First State Financial Earnings Estimates

First State Financial Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
10/19/20070.17USD-USD2007 Q3
7/19/20070.22USD5.28 MUSD2007 Q2
4/19/20070.21USD-USD2007 Q1
1/25/20070.22USD5.68 MUSD2006 Q4
10/19/20060.23USD-USD2006 Q3
7/21/20060.21USD5.47 MUSD2006 Q2
4/17/20060.16USD-USD2006 Q1
10/25/20050.15USD3.92 MUSD2005 Q3
7/15/20050.12USD3.56 MUSD2005 Q2

First State Financial shareholder structure

% Name
0.01407%
GAMMA Investing LLC
GAMMA Investing LLC
0.00002%
Huntington Private Financial Group
Huntington Private Financial Group

First State Financial Executives and Management Board

JW

John Wilkinson

(63)

President, Chief Executive Officer, Director

Compensation258,917 USD
DR

David Ruppel

(57)

Executive Vice President of the Bank, President - Pinellas County Division

Compensation230,370 USD
PT

Paul Thatcher

(62)

Executive Vice-President of the Bank & President of the Sarasota Division

Compensation230,095 USD
NS

Neal Scaggs

(76)

Chairman of the Board

RB

Robert Beymer

(82)

Director

Frequently asked questions about First State Financial

The business model of First State Financial Corp focuses on providing comprehensive financial services to both individual and commercial clients. They offer a wide range of banking products, including checking and savings accounts, loans, mortgages, and investment options. With a customer-centric approach, First State Financial Corp aims to meet the diverse needs of its clients and assist them in achieving their financial goals. By combining personalized service, innovative technology, and a strong commitment to community involvement, the company strives to build long-lasting relationships and ensure financial success for its customers. First State Financial Corp continues to adapt and evolve its business model to remain a trusted and reliable financial institution in the market.

All fundamentals and in-depth analysis of First State Financial

Our stock analysis for First State Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First State Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.