First United (FUNC) Stock Price

First United Price

NASDAQ·CLOSED
45.68
​
Market closed

Over the last 19 years First United grew revenue by 2.4% annually, reaching 86.45 M USD. Earnings per share have grown at 3.3% per year over the last 19 years. For First United, the net margin of 28.4% is up versus 27.1% a few years ago. At today's price the dividend yield works out to roughly 2.01%. The payout ratio is around 24% of earnings. The dividend has grown at 1.0% per year over the past 19 years. The consensus 12-month price target for First United is 49.50 USD, about 8.4% above where the stock trades today. Of 8 analysts, 7 rate the stock a buy — an overall Buy consensus.

First United stock price

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First United business model & stock analysis

First United Corp is a US financial services and bank holding company based in Oakland, Maryland. The company has been listed on the NASDAQ stock exchange since 1983 and is a key player in the regional financial sector of Maryland, West Virginia, and Pennsylvania. First United Corp's history began in 1900 when the First National Bank of Oakland first opened its doors in the small town in Maryland. Over the following decades, the bank expanded and opened additional branches in the area before being converted into a holding company in 1960. Today, First United Corp has a total of 24 branches in Maryland, West Virginia, and Pennsylvania and employs over 500 employees. First United Corp's business model can best be described as customer-oriented and diversified. The company offers a variety of financial services, including deposit and credit products, wealth management, insurance, investment, and advisory services. It is worth noting that the company provides personalized customer service in a very personal manner. This is reflected in the company's motto "Our Family Serving Your Family," which refers to the company's family culture. First United Corp has several different divisions to effectively offer its wide range of financial services. The main divisions are First United Bank, First United Wealth Management, First United Insurance, and First United Financial Services. First United Bank is the flagship of the company and offers all common banking services, including various types of deposit and credit products. First United Wealth Management offers wealth management services for affluent individuals and institutions and is known for its customized portfolios and financial planning strategies. First United Insurance is an independent insurance agency and offers liability, life, and property insurance for individuals and businesses. Finally, First United Financial Services provides strategic and financial advice for companies and investors. First United's product range is as diverse as its divisions. The products offered include checking accounts, savings accounts, mortgages, car loans, business loans, bonds, stocks, pension funds, life insurance, and health insurance. One of their newer products is "person-to-person" payments, which allow customers to make transfers to individual accounts. First United Corp also offers mobile banking and has an app available to bank customers. In summary, First United Corp is a financial services and bank holding company with a long history and a wide range of offerings. The company's recipe for success is its customer-oriented and personalized approach, which sets it apart from its competitors. Its flexible and diversified business structure allows First United Corp to quickly and effectively respond to regional market conditions and customer needs. With a comprehensive range of financial services and a high level of customer satisfaction, First United Corp will continue to play an important role in the financial world.

Frequently asked questions about First United

The business model of First United Corp revolves around providing financial services to individuals, businesses, and organizations. As a bank holding company, First United Corp operates through its subsidiary, First United Bank & Trust, which offers a wide range of banking products and services including deposit accounts, loans, mortgages, trust and investment services, wealth management, and insurance. By focusing on personalized financial solutions and prioritizing customer service, First United Corp aims to foster long-term relationships and support the financial goals of its clients. With its comprehensive suite of offerings, First United Corp strives to be a trusted partner for all their banking and financial needs.

First United Corp is primarily active in the banking and financial services industry.

The main competitors of First United Corp in the market include larger regional banks such as BB&T Corporation, M&T Bank Corporation, and PNC Financial Services Group, Inc. These established financial institutions also offer a range of banking and financial services similar to First United Corp. Additionally, local community banks and credit unions operating in the same region where First United Corp has a presence might also be considered competitors. It is essential for investors to consider the competitive landscape while evaluating the performance and growth potential of First United Corp in the market.

First United Corp is a renowned financial holding company with a rich history and background. Founded in 1982 and headquartered in Oakland, Maryland, First United has been serving customers for nearly four decades. Over the years, it has evolved into a trusted provider of banking, insurance, and investment solutions. With a strong commitment to community banking, First United Corp focuses on delivering personalized financial services to individuals, businesses, and organizations. Its dedication to innovative technologies and customer-centric approach sets it apart in the industry. With comprehensive offerings and a history rooted in excellence, First United Corp remains a reliable choice for all financial needs.

First United Corp has achieved several significant milestones throughout its history. In its journey, the company has successfully expanded its presence in the banking sector, delivering exceptional financial services to its customers. It has consistently demonstrated growth and profitability, further solidifying its position as a leading financial institution. First United Corp has also established a strong reputation for its commitment to customer satisfaction, continuously enhancing its product offerings and improving the overall banking experience. With its dedication to excellence, innovation, and community support, First United Corp remains a trusted name in the financial industry.

First United Corp is primarily present in the United States, specifically in the states of Maryland, West Virginia, and Pennsylvania.

First United Corp represents a strong commitment to integrity, community engagement, and customer satisfaction. As a financial institution, they prioritize transparent and ethical practices, ensuring the trust and confidence of their clients. First United Corp also values building relationships with local communities, supporting economic growth, and giving back through philanthropic initiatives. With an emphasis on personalized service, they strive to deliver tailored financial solutions and exceed customer expectations. By upholding these values and corporate philosophy, First United Corp establishes itself as a trusted and reliable partner in the financial industry.

Analysts currently set an average price target of 49.50 USD for the First United stock (median: 49.50 USD), implying +8.4 % versus the latest price. The consensus is based on 8 analyst ratings.

8 analysts currently rate the First United stock: 7 recommend buying, 1 holding and 0 selling. For 2026, analysts expect First United to generate revenue of 98.13 M USD and earnings per share of 4.51 USD.

Converted at the current exchange rate, the First United share trades at 40.93 EUR (45.68 USD).

The First United share (FUNC) is listed on 2 stock exchanges, including: NASDAQ (FUNC), Frankfurt (FU3.F).

First United Corp is a financial services company based in Oakland, Maryland. The company operates banks, cash management clients, and specializes in construction and investment customers. The company focuses on building profitable businesses through a wide range of products and services. The company is divided into three main business areas: lending, construction, and treasury management. These three areas enable First United Corp to offer its customers a wide range of products and services. The lending business is the largest area of First United Corp. It includes retail loans for individuals, commercial loans for businesses, and real estate loans for real estate investors. The company also offers special loans for farmers, medical professionals, and nonprofit organizations. In addition, the company offers unsecured loans for consumers. The construction area includes all products and services related to building investments for customers. First United Corp offers investment opportunities for private and business customers. These include bonds, stocks, mutual funds, and annuity contracts. The company also has asset management and offers advisory services for affluent customers. The treasury management business offers cash management services for corporate clients. This includes payment management, portfolio management, foreign exchange and derivatives management, and electronic banking setup. First United Corp specializes in providing specialized cash management solutions for nonprofit organizations and companies. The company also offers various insurance products sold by its subsidiary, First United Insurance Group. The offer includes private health insurance, disability insurance, liability insurance, and life insurance. First United Corp also has a subsidiary, First United Bank & Trust, which operates in Maryland, West Virginia, and Pennsylvania. The bank offers deposit accounts, loan accounts, and credit products. The bank also has a mobile banking app and offers online banking services. Overall, First United Corp's business model is aimed at the needs of private and business customers. The company offers a wide range of products and services to provide the best possible outcome for its customers. From lending to specialized investment products and insurance, the company strives to meet the general customer needs.

The expected revenue of First United is 98.13 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of First United is 29.35 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of First United is currently 10.13. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the First United stock.

The price-to-sales ratio (P/S) of First United is currently 3.03. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the First United stock.

The Eulerpool Quality Score for First United is 6/10.

The ISIN of First United is US33741H1077. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of First United is 923764. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of First United is FUNC. The ticker symbol is used to trade First United shares on the stock exchange.

Fair ValueTerminal
46.14 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
274,431.75 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website mybank.com
Currency
USD
Initial public offering
Sep 2, 1992
ISIN
US33741H1077
Cusip
33741H107
Sedol
2420736
Market capitalization
298.75 M USDMicro Cap
52-Week Range
PEG
2.42
P/E ratio
P/Ee 2026
10.18
P/Ee 2027
9.38
P/Ee 2028
8.79
P/S
P/Se
3.03
EV/EBIT
8.63
P/B Ratio
1.47
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
7.73 %
Dividend
Dividend yield
2.01 %
Est. Dividend Yield
2.34 %
Payout Ratio
24.43 %
Dividend growth Ø5Y
9.67 %
Dividend payments per year
4
Dividend paid since
8 years
Dividend not reduced since
8 years
Dividend increased since
8 years
Dividend withholding tax
30.00 %
Last updated Nov 7, 2026, 3:40 AM

First United Ticker

FRANKFURT · FU3.FNASDAQ · FUNC

First United FIGI

FUNC:US · BBG000CWBQC2FUNC:UA · BBG000CWBQR6FUNC:UC · BBG000CWBR21FUNC:UN · BBG000CWBS29FUNC:UP · BBG000CWBSK9FUNC:UB · BBG000CWBT81FUNC:UM · BBG000CWBV95FUNC:UX · BBG000CWBVP7FUNC:UD · BBG000CWCZZ6FUNC:UW · BBG000CWD1J8FUNC:UF · BBG000CWD2K4FUNC:VY · BBG000CWD313