First State Financial (FSTF) Stock Price
First State Financial Price
Revenue at First State Financial has contracted by 20.3% per year over the past 23 years to 5,400.00 USD. Earnings per share have grown at 18.9% per year over the last 7 years. For First State Financial, the net margin of -356.2% is down versus 15.6% a few years ago. At today's price the dividend yield works out to roughly 4.57%. The stock trades about 36,667% above its 52-week low.
First State Financial stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of First State Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how First State Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing First State Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | First State Financial Price |
|---|---|
| 9/16/2026 | 0.04 USD |
| 9/15/2026 | 0.04 USD |
| 9/14/2026 | 0.02 USD |
| 9/11/2026 | 0.02 USD |
| 9/10/2026 | 0.02 USD |
| 9/9/2026 | 0.02 USD |
| 9/8/2026 | 0.02 USD |
| 9/7/2026 | 0.02 USD |
| 9/4/2026 | 0.02 USD |
| 9/3/2026 | 0.02 USD |
| 9/2/2026 | 0.02 USD |
| 9/1/2026 | 0.02 USD |
| 8/31/2026 | 0.02 USD |
| 8/28/2026 | 0.02 USD |
| 8/27/2026 | 0.02 USD |
| 8/26/2026 | 0.02 USD |
| 8/25/2026 | 0.02 USD |
| 8/24/2026 | 0.02 USD |
| 8/21/2026 | 0.02 USD |
| 8/20/2026 | 0.02 USD |
| 8/19/2026 | 0.02 USD |
| 8/18/2026 | 0.02 USD |
| 8/17/2026 | 0.02 USD |
| 8/14/2026 | 0.02 USD |
| 8/13/2026 | 0.02 USD |
| 8/12/2026 | 0.02 USD |
| 8/11/2026 | 0.02 USD |
| 8/10/2026 | 0.02 USD |
| 8/7/2026 | 0.02 USD |
| 8/6/2026 | 0.02 USD |
First State Financial Revenue, Net Income
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First State Financial Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| SHARESM |
| 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| – | 1.00 | 10.00 | 12.00 | 15.00 | 23.00 | 34.00 | 37.00 | 31.00 | – | – | – | – | – | – | – |
| – | – | 900.00 | 20.00 | 25.00 | 53.33 | 47.83 | 8.82 | -16.22 | – | – | – | – | – | – | – |
| – | 100.00 | 50.00 | 50.00 | 60.00 | 65.22 | 55.88 | 40.54 | -25.81 | – | – | – | – | – | – | – |
| -8.00 | 1.00 | 5.00 | 6.00 | 9.00 | 15.00 | 19.00 | 15.00 | -8.00 | -8.00 | -8.00 | -8.00 | -8.00 | -8.00 | -8.00 | -8.00 |
| – | – | – | – | 2.00 | 3.00 | 5.00 | 2.00 | -14.00 | – | – | – | – | – | – | – |
| – | – | – | – | – | 50.00 | 66.67 | -60.00 | -800.00 | – | – | – | – | – | – | – |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| 3.02 | 3.05 | 3.06 | 3.06 | 4.03 | 5.91 | 5.92 | 5.92 | 5.92 | 5.92 | 5.92 | 5.92 | 5.92 | 5.92 | 5.92 | 5.92 |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales First State Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue First State Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare First State Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares First State Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against First State Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
First State Financial stock margins
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First State Financial Revenue per Share, Earnings per Share
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First State Financial business model & stock analysis
First State Financial Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
First State Financial historical P/E ratio, EBIT multiple, and P/S ratio
First State Financial annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down First State Financial's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in First State Financial's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare First State Financial's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
First State Financial shares outstanding
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First State Financial Dividend History
4 years of dividend payments
First State Financial dividend payout ratio
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First State Financial Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 10/19/2007 | 0.17USD | 0.16USD | -USD | - | 2007 Q3 |
| 7/19/2007 | 0.22USD | 0.14USD | 5.28 MUSD | - | 2007 Q2 |
| 4/19/2007 | 0.21USD | 0.21USD | -USD | - | 2007 Q1 |
| 1/25/2007 | 0.22USD | 0.24USD | 5.68 MUSD | - | 2006 Q4 |
| 10/19/2006 | 0.23USD | 0.23USD | -USD | - | 2006 Q3 |
| 7/21/2006 | 0.21USD | 0.23USD | 5.47 MUSD | - | 2006 Q2 |
| 4/17/2006 | 0.16USD | 0.20USD | -USD | - | 2006 Q1 |
| 10/25/2005 | 0.15USD | 0.16USD | 3.92 MUSD | - | 2005 Q3 |
| 7/15/2005 | 0.12USD | 0.14USD | 3.56 MUSD | - | 2005 Q2 |
First State Financial Beneficial Ownership Filings (SEC 13D/G)
First State Financial Executives and Management Board
9 members · avg. age 66 · 0 % women
John Wilkinson (63)
President, Chief Executive Officer, Director
258,917.00 USD
Management
David Ruppel (57)
Executive Vice President of the Bank, President - Pinellas County Division
Paul Thatcher (62)
Executive Vice-President of the Bank & President of the Sarasota Division
Board of Directors
Neal Scaggs (76)
Chairman of the Board
Robert Beymer (82)
Director
Mr. Daniel Harrington (57)
Director
Marshall Reynolds (76)
Director
Robert Shell (66)
Director
Thomas Wright (58)
Director
Frequently asked questions about First State Financial
The business model of First State Financial Corp focuses on providing comprehensive financial services to both individual and commercial clients. They offer a wide range of banking products, including checking and savings accounts, loans, mortgages, and investment options. With a customer-centric approach, First State Financial Corp aims to meet the diverse needs of its clients and assist them in achieving their financial goals. By combining personalized service, innovative technology, and a strong commitment to community involvement, the company strives to build long-lasting relationships and ensure financial success for its customers. First State Financial Corp continues to adapt and evolve its business model to remain a trusted and reliable financial institution in the market.
First State Financial Corp is primarily active in the banking and financial services industry.
The main competitors of First State Financial Corp in the market include major banking institutions like Wells Fargo, JPMorgan Chase, Bank of America, and Citigroup. These established financial organizations compete with First State Financial Corp in various aspects such as retail banking services, consumer lending, wealth management, and corporate banking. While each competitor brings its own strengths and market presence, First State Financial Corp distinguishes itself through its personalized customer service, community-oriented approach, and commitment to local economies.
First State Financial Corp is a reputable company with a rich history and background. Established several decades ago, it has grown into a prominent financial institution with a strong presence in the industry. Throughout its history, First State Financial Corp has consistently delivered innovative financial solutions and excellent customer service. By constantly evolving and adapting to the changing market dynamics, the company has achieved sustainable growth and garnered trust from its clients. With a solid reputation built on reliability and expertise, First State Financial Corp continues to lead the way in the financial sector, providing exceptional financial services to its valued customers.
First State Financial Corp has achieved several significant milestones since its establishment. The company has demonstrated consistent growth and profitability over the years, positioning itself as a leading player in the financial sector. With a strong focus on customer satisfaction, First State Financial Corp has expanded its customer base and enhanced its market presence. The company has successfully launched innovative financial products and services, attracting both individual and corporate clients. Additionally, First State Financial Corp has established strategic partnerships and mergers, broadening its reach and enhancing its competitive advantage. These milestones highlight First State Financial Corp's commitment to excellence and its position as a trusted financial institution in the industry.
First State Financial Corp is primarily present in the United States.
First State Financial Corp represents core values of integrity, community commitment, and customer focus. With a strong corporate philosophy, this company strives for excellence in delivering financial services and building lasting relationships. First State Financial Corp's commitment to integrity ensures transparency, honesty, and ethical practices in all business dealings. The company's dedication to the community can be seen through its support of local initiatives, charitable organizations, and economic growth. By putting customers first, First State Financial Corp prioritizes personalized service and tailored financial solutions to meet their unique needs and goals.
Converted at the current exchange rate, the First State Financial share trades at 0.03 EUR (0.04 USD).
First State Financial Corp is a financial holding company that offers various banking services. The company operates in multiple sectors and offers products such as real estate construction and acquisition, asset management, and investment banking. The first division of First State Financial Corp is the Retail Banking Division. This division offers financial services for individual customers. Customers can make deposits, apply for loans, and use various payment services. The Retail Banking Division is especially important for the banking experts at First State Financial Corp because it generates stable deposits in the form of savings accounts and CDs. The second important division of First State Financial Corp is Commercial Banking. Here, the company offers financial services for small to medium-sized businesses. Companies can apply for various types of credit and credit lines to support their business. This division of First State Financial Corp also offers cash management services for businesses that work with wholesalers and retailers. The third division of First State Financial Corp is Investment Banking. This is an important division of the company as it offers top-notch financial services for institutional clients. As part of its investment banking offering, First State Financial Corp provides innovative solutions for capital management, including investment portfolios and trading platforms. Another important service offered by First State Financial Corp is asset management. The company works with various investors to create customized investment plans. The asset management division of First State Financial Corp combines private banking services with the expertise of experienced investment managers. First State Financial Corp also offers its customers the opportunity to finance real estate. The company provides various financing plans to meet the needs of its customers. Customers can apply for a construction loan, among other options, to finance their homes. In summary, First State Financial Corp is a financial services company that offers its customers various services in the areas of investment banking, retail and commercial banking, asset management, and real estate financing. With its broad presence in different sectors, the company generates stable deposits and offers customers integrated solutions under one roof.
The revenue cannot currently be calculated for First State Financial.
The profit cannot currently be calculated for First State Financial.
The P/E ratio cannot be calculated for First State Financial at the moment.
The P/S cannot be calculated for First State Financial currently.
The Eulerpool Quality Score for First State Financial is 1/10.
The ISIN of First State Financial is US33708M2061. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The ticker of First State Financial is FSTF. The ticker symbol is used to trade First State Financial shares on the stock exchange.
The current dividend yield of First State Financial is 4.57 %.
First State Financial pays a dividend, distributed in the months of September, December, March, June.
First State Financial paid dividends every year for the past 0 years.
First State Financial is assigned to the 'Finance' sector.
To receive the latest dividend of First State Financial from 6/30/2008 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 6/23/2008.
The last dividend was paid out on 6/30/2008.
In the year 2008, First State Financial distributed 0 USD as dividends.
The dividends of First State Financial are distributed in USD.
First State Financial stock
First State Financial Peer Group
First State Financial FIGI
All fundamentals and in-depth analysis of First State Financial
Our stock analysis for First State Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First State Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.