First Western Financial (MYFW) Stock Price
First Western Financial Price
Over the last 12 years First Western Financial grew revenue by 7.6% annually, reaching 101.93 M USD. Earnings per share have grown at 24.6% per year over the last 12 years. For First Western Financial, the net margin of 12.9% is down versus 21.6% a few years ago. The consensus 12-month price target for First Western Financial is 31.00 USD, about 1.2% above where the stock trades today. Of 8 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 39% above its 52-week low.
First Western Financial stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of First Western Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how First Western Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing First Western Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | First Western Financial Price |
|---|---|
| 9/18/2026 | 30.62 USD |
| 9/17/2026 | 30.60 USD |
| 9/16/2026 | 30.90 USD |
| 9/15/2026 | 30.83 USD |
| 9/14/2026 | 30.75 USD |
| 9/13/2026 | 31.22 USD |
| 9/11/2026 | 31.15 USD |
| 9/10/2026 | 31.00 USD |
| 9/9/2026 | 30.74 USD |
| 9/8/2026 | 31.11 USD |
| 9/4/2026 | 31.36 USD |
| 9/3/2026 | 31.43 USD |
| 9/2/2026 | 31.02 USD |
| 9/1/2026 | 30.43 USD |
| 8/31/2026 | 30.97 USD |
| 8/30/2026 | 30.58 USD |
| 8/28/2026 | 30.43 USD |
| 8/27/2026 | 30.41 USD |
| 8/26/2026 | 30.74 USD |
| 8/25/2026 | 31.06 USD |
| 8/24/2026 | 31.32 USD |
| 8/21/2026 | 31.00 USD |
| 8/20/2026 | 30.99 USD |
| 8/19/2026 | 31.83 USD |
| 8/18/2026 | 31.85 USD |
| 8/14/2026 | 31.71 USD |
| 8/13/2026 | 31.60 USD |
| 8/12/2026 | 31.48 USD |
| 8/10/2026 | 31.24 USD |
| 8/7/2026 | 31.34 USD |
First Western Financial Revenue, Pre-Provision Profit, Net Income
3 Years
5 Years
10 Years
25 Years
Max
Details
First Western Financial Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| Net Interest IncomeM USD |
| Non-Interest IncomeM USD |
| Loan Loss ProvisionsM USD |
| Pre-Provision Profit (PPOP)M USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| SHARESM |
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 47.00 | – | – | 59.00 | 60.00 | 65.00 | 76.00 | 103.00 | 101.00 | 127.00 | 165.00 | 177.00 | 186.00 | 114.00 | 123.00 |
| – | – | – | – | 1.69 | 8.33 | 16.92 | 35.53 | -1.94 | 25.74 | 29.92 | 7.27 | 5.08 | -38.71 | 7.89 |
| 206.38 | – | – | 89.83 | 88.33 | 86.15 | 82.89 | 88.35 | 93.07 | 83.46 | 48.48 | 49.15 | 52.15 | 52.15 | 52.15 |
| 97.00 | 97.00 | 97.00 | 53.00 | 53.00 | 56.00 | 63.00 | 91.00 | 94.00 | 106.00 | 80.00 | 87.00 | 97.00 | 59.45 | 64.15 |
| 19.90 | 20.71 | 22.47 | 24.46 | 27.58 | 30.62 | 32.06 | 46.10 | 56.51 | 82.82 | 75.34 | 63.86 | 74.79 | – | – |
| 22.40 | 23.30 | 27.90 | 29.92 | 27.07 | 26.46 | 31.85 | 49.73 | 39.11 | 27.42 | 26.59 | 25.58 | 27.14 | – | – |
| -1.70 | 1.50 | 1.10 | 1.00 | 0.80 | 0.20 | 0.70 | 4.70 | 1.20 | 3.70 | 10.36 | 1.93 | 5.03 | – | – |
| 0.90 | 0.51 | 4.77 | 4.58 | 5.94 | 6.88 | 10.11 | 36.33 | 27.52 | 31.14 | 26.29 | 10.95 | 22.09 | – | – |
| – | 10.00 | 2.00 | 2.00 | 2.00 | 5.00 | 8.00 | 24.00 | 20.00 | 21.00 | 5.00 | 8.00 | 13.00 | 23.00 | 26.00 |
| – | – | -80.00 | – | – | 150.00 | 60.00 | 200.00 | -16.67 | 5.00 | -76.19 | 60.00 | 62.50 | 76.92 | 13.04 |
| 5.30 | 5.30 | 5.30 | 5.00 | 7.76 | 7.87 | 7.95 | 8.02 | 8.37 | 9.70 | 9.74 | 9.79 | 9.96 | 9.96 | 9.96 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales First Western Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue First Western Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare First Western Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares First Western Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against First Western Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
First Western Financial stock margins
3 Years
5 Years
10 Years
25 Years
Max
Details
First Western Financial Revenue per Share, Earnings per Share
3 Years
5 Years
10 Years
25 Years
Max
Details
First Western Financial business model & stock analysis
First Western Financial SWOT Analysis
Strengths
First Western Financial Inc has several strengths that contribute to its success in the market. Firstly, the company has a strong financial position, which enables it to make strategic investments and expand its operations. This allows First Western Financial Inc to take advantage of growth opportunities and remain competitive. Additionally, the company has a diversified business portfolio, offering a range of financial services to different customer segments. This helps to reduce risk and provides stability to its revenue streams.
Weaknesses
Despite its strengths, First Western Financial Inc also has some weaknesses that need to be addressed. One weakness is its limited geographic presence, mainly operating in a specific region. This can restrict its growth potential and put it at a disadvantage compared to national or global competitors. Another weakness is the company's reliance on a few key clients for a significant portion of its revenue. This dependency on a small number of clients poses a risk if they reduce their business with First Western Financial Inc.
Opportunities
First Western Financial Inc has several opportunities that it can leverage to further enhance its position in the market. One opportunity is the growing demand for financial services, especially in emerging markets. By expanding its reach and offering tailored services to these markets, the company can tap into new customer segments and increase its revenue. Another opportunity lies in technological advancements. First Western Financial Inc can invest in digital solutions and fintech partnerships to improve its efficiency, customer experience, and stand out from competitors.
Threats
Finally, there are certain threats that First Western Financial Inc needs to navigate successfully to sustain its success. One major threat is the intense competition within the financial services industry. There are numerous banks, credit unions, and other financial institutions vying for market share, making it important for First Western Financial Inc to continuously innovate and differentiate itself. Additionally, economic uncertainties and regulatory changes can pose challenges to the company's growth plans. Volatile interest rates and geopolitical factors also need to be considered as potential threats.
First Western Financial Employees
3 Years
5 Years
10 Years
25 Years
Max
Details
First Western Financial Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
First Western Financial historical P/E ratio, EBIT multiple, and P/S ratio
First Western Financial annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down First Western Financial's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in First Western Financial's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare First Western Financial's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
First Western Financial shares outstanding
3 Years
5 Years
10 Years
25 Years
Max
Details
Current First Western Financial forecasts and price targets in September 2026
Analyst Price Targets 2026First Western Financial Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 7/27/2026 | Maintained | Neutral | 54 | |
| 6/25/2026 | Maintained | Outperform | 53 | |
| 4/27/2026 | Maintained | Neutral | 54 | |
| 4/2/2026 | Maintained | Neutral | 54 | |
| 4/28/2025 | Maintained | Neutral | 54 | |
| 4/28/2025 | Maintained | Outperform | 53 | |
| 1/27/2025 | Maintained | Neutral | 54 | |
| 1/27/2025 | Maintained | Outperform | 53 | |
| 12/10/2024 | Maintained | Neutral | 54 | |
| 12/4/2024 | Maintained | Outperform | 53 |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
First Western Financial Earnings Calls
First Western Financial Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 10/22/2026 | 0.60USD | - | 29.49 MUSD | - | 2026 Q3 |
| 7/23/2026 | 0.56USD | 0.57USD | 28.57 MUSD | - | 2026 Q2 |
| 4/23/2026 | 0.44USD | 0.63USD | 27.10 MUSD | - | 2026 Q1 |
| 1/22/2026 | 0.47USD | 0.34USD | 27.50 MUSD | - | 2025 Q4 |
| 10/23/2025 | 0.36USD | 0.32USD | 26.85 MUSD | - | 2025 Q3 |
| 7/24/2025 | 0.36USD | 0.26USD | 26.57 MUSD | - | 2025 Q2 |
| 4/24/2025 | 0.23USD | 0.43USD | 24.10 MUSD | - | 2025 Q1 |
| 1/24/2025 | 0.26USD | 0.28USD | 24.41 MUSD | - | 2024 Q4 |
| 10/24/2024 | 0.28USD | 0.22USD | 24.12 MUSD | - | 2024 Q3 |
| 7/23/2024 | 0.30USD | 0.11USD | 24.75 MUSD | - | 2024 Q2 |
EESG©
Eulerpool ESG Scorecard© for the First Western Financial stock
EEnvironment
Environment
SSocial
Social
GGovernance (Corporate Governance)
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
First Western Financial shareholder structure
| % | Name |
|---|---|
7.67827% | |
7.63237% | |
5.57766% | |
3.63329% | |
3.51905% | |
2.93843% |
First Western Financial Beneficial Ownership Filings (SEC 13D/G)
| Stake | Holder | Filing |
|---|---|---|
8.70% | SEC ↗ | |
7.75% | SEC ↗ | |
7.45% | SEC ↗ | |
7.06% | SEC ↗ | |
6.20% | SEC ↗ | |
6.20% | SEC ↗ | |
6.20% | SEC ↗ | |
5.87% | SEC ↗ | |
5.87% | SEC ↗ | |
5.60% | SEC ↗ |
First Western Financial Executives and Management Board
14 members · avg. age 58 · 21 % women
Mr. Scott Wylie (67)
Chairman of the Board, President, Chief Executive Officer of the Company and the Bank · since 2002
1.26 M USD
Management
Ms. Julie Courkamp (45)
Chief Operating Officer, Director and President of First Western Trust Bank · since 2013
Mr. Matthew Cassell (49)
Chief Banking Officer
Mr. David Weber (37)
Chief Financial Officer, Treasurer of the Company and the Bank
Mr. Eric Ensmann (57)
Chief Risk Officer of First Western Trust Bank
Board of Directors
Mr. Luke Latimer (48)
Independent Director
Ms. Julie Caponi (63)
Independent Director
Mr. Mark Smith (73)
Independent Director
Mr. Thomas Gart (66)
Independent Director
Mr. Joseph Zimlich (63)
Lead Independent Director
Mr. David Duncan (59)
Independent Director
Frequently asked questions about First Western Financial
First Western Financial Inc is a leading financial services firm that specializes in providing customized wealth management solutions to high-net-worth individuals, families, and businesses. Their business model revolves around offering comprehensive investment management, trust and estate planning, private banking, and family office services. With a focus on personalized client relationships, First Western Financial Inc aims to deliver tailored financial solutions that align with their clients' unique goals and values. By combining their expertise in investment management and innovative financial strategies, they strive to help their clients achieve long-term financial success.
First Western Financial Inc is primarily active in the financial services industry.
First Western Financial Inc faces competition from various players in the market, including but not limited to other financial institutions and banks operating in the same geographic area. Some notable competitors include Wells Fargo, JPMorgan Chase, Bank of America, and US Bank. These companies compete with First Western Financial Inc in terms of offering similar financial products and services such as banking, lending, wealth management, and advisory services. Despite the competition, First Western Financial Inc strives to differentiate itself by providing personalized and high-quality financial solutions to its clients.
First Western Financial Inc is a financial services holding company that provides a range of banking, trust, and investment management services. Founded in 2002, the company operates through its subsidiaries, including First Western Trust Bank, to serve high-net-worth individuals and families. With headquarters in Denver, Colorado, First Western Financial Inc has expanded its footprint across several states, offering personalized financial solutions and expertise. The company's strong commitment to client relationships, comprehensive wealth management, and personalized approach has propelled its growth and success in the industry. First Western Financial Inc continues to be a trusted partner for affluent clients seeking tailored financial solutions.
First Western Financial Inc. has achieved several significant milestones in its history. Firstly, the company expanded its operations by opening multiple branches across different states, establishing a strong national presence. Additionally, First Western Financial has consistently delivered impressive financial results, reporting substantial revenue growth and profitability throughout the years. The company has also been recognized for its exceptional customer service and innovative financial solutions, earning several industry awards and accolades. Moreover, First Western Financial has successfully navigated challenging economic environments, demonstrating resilience and adaptability. Overall, the company's notable milestones reflect its commitment to excellence, customer satisfaction, and sustainable growth.
First Western Financial Inc is primarily present in the United States. With its headquarters in Denver, Colorado, the company operates across multiple states including Colorado, California, Wyoming, and Arizona. First Western Financial Inc focuses on delivering personalized wealth management and banking services, catering to high-net-worth individuals, families, and businesses. By leveraging its local expertise and deep understanding of the unique financial landscape in these regions, First Western Financial Inc offers tailored solutions to its clients. With a commitment to providing exceptional client service and a wide range of sophisticated financial products, First Western Financial Inc stands as a trusted partner for wealth management needs in the United States.
First Western Financial Inc. is a reputable company known for its strong values and corporate philosophy. With a focus on exceptional client service, the company strives to build long-term relationships based on trust and integrity. First Western Financial Inc. places great importance on personalized financial solutions tailored to meet the unique needs of their clients. They believe in providing comprehensive wealth management services that encompass investment management, financial planning, and trust services. By offering a broad range of expertise, they aim to deliver exceptional results and secure the financial future of their clients. First Western Financial Inc. truly embodies a commitment to excellence in all aspects of their business.
Analysts currently set an average price target of 31.00 USD for the First Western Financial stock (median: 31.00 USD), implying +1.7 % versus the latest price. The consensus is based on 8 analyst ratings.
8 analysts currently rate the First Western Financial stock: 6 recommend buying, 2 holding and 0 selling. For 2026, analysts expect First Western Financial to generate revenue of 114.50 M USD and earnings per share of 2.37 USD.
Converted at the current exchange rate, the First Western Financial share trades at 26.68 EUR (30.62 USD).
The First Western Financial share (MYFW) is listed on 2 stock exchanges, including: NASDAQ (MYFW), Frankfurt (33Q.F).
First Western Financial Inc. is an American bank holding company headquartered in Denver, Colorado. The firm has been listed on the NASDAQ under the symbol "FWBI" since 2008. The company operates in three divisions: Private Banking, Wealth Management, and Trust. Private Banking: In Private Banking, First Western Financial Inc. specializes in serving the needs of affluent private clients. The company offers comprehensive financial services tailored to the individual needs of the clients. These include loans and lines of credit, financial planning, asset management, real estate and business loans. Wealth Management: First Western Financial Inc.'s Wealth Management division specializes in managing investment portfolios for clients. The company utilizes a risk-optimized investment concept that consists of various asset classes such as stocks, bonds, real estate, commodities, and currencies. Clients can choose between different investment strategies such as growth, income, or capital preservation. Trust: In the Trust division, First Western Financial Inc. offers various services for wealth succession planning and management. These include the establishment of foundations, trusts, and estate planning. The company ensures that clients' assets can be smoothly transferred to desired heirs after their death. Products: First Western Financial also offers various financial products. These include savings and money market accounts, loans and lines of credit, checking accounts, credit cards, and investment products. The company has also formed various partnerships with other companies to provide additional benefits such as exclusive offers and discounts to its customers. Conclusion: First Western Financial Inc. is a financial services company that offers its services to affluent private clients and businesses. With its specialization in Private Banking, Wealth Management, and Trust services, the company has a clear customer focus and understands how to tailor its services to meet the individual needs of clients.
The expected revenue of First Western Financial is 114.50 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of First Western Financial is 23.60 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of First Western Financial is currently 12.92. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the First Western Financial stock.
The price-to-sales ratio (P/S) of First Western Financial is currently 2.66. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the First Western Financial stock.
The Eulerpool Quality Score for First Western Financial is 3/10.
The ISIN of First Western Financial is US33751L1052. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of First Western Financial is A2P703. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of First Western Financial is MYFW. The ticker symbol is used to trade First Western Financial shares on the stock exchange.
First Western Financial paid dividends every year for the past 0 years.
First Western Financial is assigned to the 'Finance' sector.
The dividends of First Western Financial are distributed in USD.
First Western Financial stock
First Western Financial Peer Group
First Western Financial Ticker
First Western Financial FIGI
All fundamentals and in-depth analysis of First Western Financial
Our stock analysis for First Western Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Western Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.