American Integrity Insurance Group (AII) Stock Price

American Integrity Insurance Group Price

NYSE·CLOSED
20.88USD+0.01 (+0.07 %)
Market closed

Revenue has compounded at 17.3% per year over the past 2 years to 276.49 M USD. American Integrity Insurance Group's net margin stands at 36.0%, up from 18.8% several years earlier. Analysts set a median price target of 28.05 USD, implying 34.4% above the current price. Of 10 analysts, 8 rate the stock a buy — an overall Buy consensus. The stock trades about 28% above its 52-week low.

American Integrity Insurance Group stock price

Volume
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of American Integrity Insurance Group over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how American Integrity Insurance Group stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing American Integrity Insurance Group's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

American Integrity Insurance Group Stock Price History
DateAmerican Integrity Insurance Group Price
8/4/202620.88 USD
8/3/202620.86 USD
7/31/202620.29 USD
7/30/202620.26 USD
7/29/202619.63 USD
7/27/202618.77 USD
7/23/202617.95 USD
7/22/202618.13 USD
7/21/202618.74 USD
7/20/202618.93 USD
7/17/202618.66 USD
7/16/202618.72 USD
7/15/202618.32 USD
7/14/202618.68 USD
7/13/202619.26 USD
7/10/202619.02 USD
7/9/202619.16 USD
7/8/202618.99 USD
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7/6/202618.92 USD
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6/30/202618.83 USD
6/29/202619.11 USD
6/26/202618.72 USD
6/25/202617.70 USD
6/24/202618.04 USD
6/23/202617.96 USD
6/22/202617.32 USD
6/18/202616.92 USD
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6/16/202617.07 USD
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4/1/202618.92 USD
3/31/202619.28 USD
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3/20/202618.78 USD
3/19/202619.06 USD
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3/16/202618.92 USD
3/13/202619.33 USD
3/12/202619.01 USD
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3/10/202619.40 USD
3/9/202618.96 USD
3/7/202619.50 USD
3/6/202619.62 USD
3/5/202620.01 USD
3/4/202620.03 USD
3/3/202620.42 USD
3/2/202621.16 USD
2/28/202620.36 USD
2/27/202620.36 USD
2/26/202620.87 USD
2/25/202620.07 USD
2/24/202618.19 USD
2/23/202617.73 USD
2/20/202618.06 USD
2/19/202617.80 USD
2/18/202617.80 USD
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2/14/202617.83 USD
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2/11/202618.20 USD
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2/6/202618.29 USD
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1/30/202618.69 USD
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1/20/202618.62 USD
1/17/202618.84 USD
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1/15/202618.96 USD
1/14/202619.00 USD
1/13/202619.26 USD
1/12/202619.76 USD
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1/8/202620.22 USD
1/7/202620.06 USD
1/6/202620.19 USD
1/5/202620.14 USD
1/2/202620.18 USD
1/1/202620.83 USD
12/31/202520.92 USD
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12/26/202520.58 USD
12/25/202520.74 USD
12/24/202520.75 USD
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12/22/202521.03 USD
12/19/202520.54 USD
12/18/202520.46 USD
12/17/202520.01 USD
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12/15/202520.27 USD
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12/10/202519.79 USD
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11/18/202523.17 USD
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11/12/202523.78 USD
11/11/202526.19 USD
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10/31/202523.83 USD
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10/14/202523.86 USD
10/13/202523.18 USD
10/10/202523.27 USD
10/9/202523.56 USD
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10/7/202523.53 USD
10/6/202522.99 USD
10/3/202522.73 USD
10/2/202522.61 USD
10/1/202522.27 USD
9/30/202522.31 USD
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9/26/202521.98 USD
9/25/202521.37 USD
9/24/202521.43 USD
9/23/202521.99 USD
9/22/202522.46 USD
9/19/202521.52 USD
9/18/202521.05 USD
9/17/202521.11 USD
9/16/202520.50 USD
9/15/202520.27 USD
9/12/202519.94 USD
9/11/202520.05 USD
9/10/202519.39 USD
9/9/202519.54 USD
9/8/202519.57 USD
9/5/202519.67 USD
9/4/202519.63 USD
9/3/202519.69 USD
9/2/202519.74 USD
8/29/202519.99 USD
8/28/202519.50 USD
8/27/202519.47 USD
8/26/202518.93 USD
8/25/202519.57 USD
8/22/202518.40 USD
8/21/202518.09 USD
8/20/202517.95 USD
8/19/202518.32 USD
8/18/202518.76 USD
8/15/202519.07 USD
8/14/202518.66 USD
8/13/202517.59 USD
8/12/202517.77 USD
8/11/202517.79 USD
8/8/202517.57 USD
8/7/202517.65 USD
8/6/202518.19 USD
8/5/202518.72 USD
Access this data via the Eulerpool API

American Integrity Insurance Group Revenue, EBIT, Net Income

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  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2023
200.87 M USD
44.76 M USD
37.80 M USD
Jan 1, 2024
204.35 M USD
51.04 M USD
39.74 M USD
Jan 1, 2025
276.49 M USD
115.06 M USD
99.62 M USD
Jan 1, 2026 (e)
374.91 M USD
0.00 USD
54.73 M USD
Jan 1, 2027 (e)
438.10 M USD
0.00 USD
58.97 M USD

American Integrity Insurance Group Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 5, 2026, 11:16 AM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
EBITM USD
EBIT MARGIN%
NET INCOMEM USD
NET INCOME GROWTH%
SHARESM
2023202420252026e2027e
200.00204.00276.00374.00438.00
2.0035.2935.5117.11
39.0039.7164.4964.4964.49
78.0081.00178.00241.20282.48
44.0051.00115.00
22.0025.0041.67
37.0039.0099.0054.0058.00
5.41153.85-45.457.41
19.5819.5819.5819.5819.58
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales American Integrity Insurance Group generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue American Integrity Insurance Group retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare American Integrity Insurance Group's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares American Integrity Insurance Group has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against American Integrity Insurance Group's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

American Integrity Insurance Group stock margins

The American Integrity Insurance Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of American Integrity Insurance Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for American Integrity Insurance Group.
  • 3 Years

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  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2023
39.26 %
22.28 %
18.82 %
Jan 1, 2024
40.12 %
24.98 %
19.45 %
Jan 1, 2025
64.54 %
41.61 %
36.03 %
Jan 1, 2026 (e)
64.54 %
0.00 %
14.60 %
Jan 1, 2027 (e)
64.54 %
0.00 %
13.46 %

American Integrity Insurance Group Stock Revenue, EBIT, Earnings per Share

The American Integrity Insurance Group earnings per share therefore indicates how much revenue American Integrity Insurance Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2023
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2024
10.44 USD
2.61 USD
2.03 USD
Jan 1, 2025
14.12 USD
5.88 USD
5.09 USD
Jan 1, 2026 (e)
19.15 USD
0.00 USD
2.80 USD
Jan 1, 2027 (e)
22.38 USD
0.00 USD
3.01 USD

American Integrity Insurance Group business model & stock analysis

American Integrity Insurance Group Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

American Integrity Insurance Group historical P/E ratio, EBIT multiple, and P/S ratio

American Integrity Insurance Group annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

American Integrity Insurance Group shares outstanding

The number of shares of American Integrity Insurance Group was 19.58 M in 2025. This indicates how many shares American Integrity Insurance Group is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2023
19.58 M Stocks
Jan 1, 2024
19.58 M Stocks
Jan 1, 2025
19.58 M Stocks
Jan 1, 2026 (e)
19.58 M Stocks
Jan 1, 2027 (e)
19.58 M Stocks

Current American Integrity Insurance Group forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
80.00 % (8)
Hold
20.00 % (2)
Sell
0.00 % (0)
12M Price Target
28.05
Last Price
20.88
Currency
USD
12M Return Potential
34.37 %
LTM Return
0 %

American Integrity Insurance Group Analyst Rating Actions

DateFirmActionRatingReliability
7/15/2026
Piper Sandler
Piper Sandler
MaintainedOverweight51
5/13/2026
Citizens
Citizens
MaintainedMarket Outperform
4/7/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedOutperform
3/9/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedOutperform
11/18/2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedOutperform
11/17/2025
Citizens
Citizens
MaintainedMarket Outperform
10/14/2025
JMP Securities
JMP Securities
MaintainedMarket Outperform
10/6/2025
Piper Sandler
Piper Sandler
MaintainedOverweight51
10/6/2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedOutperform
9/22/2025
Raymond James
Raymond James
MaintainedOutperform74

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

American Integrity Insurance Group Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
8/18/20260.89USD-94.29 MUSD-2026 Q2
5/12/20260.99USD-91.70 MUSD-2026 Q1
2/24/20260.80USD-61.51 MUSD-2025 Q4
8/12/20251.59USD-67.33 MUSD-2025 Q2

American Integrity Insurance Group shareholder structure

% Name
36.37416%
Sowell Investments Holding Co., LLC
Sowell Investments Holding Co., LLC
14.96170%
Ritchie (Robert C)
Ritchie (Robert C)
4.46371%
Wasatch Global Investors Inc
Wasatch Global Investors Inc
2.89085%
Balyasny Asset Management LP
Balyasny Asset Management LP
2.25302%
Point72 Asset Management, L.P.
Point72 Asset Management, L.P.
2.23698%
Freestone Grove Partners LP
Freestone Grove Partners LP
...

American Integrity Insurance Group Beneficial Ownership Filings (SEC 13D/G)

Free Float
34.1%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
22.90%
James E. Sowell
James E. Sowell
SEC ↗
12.20%
Robert C. Ritchie
Robert C. Ritchie
SEC ↗
7.50%
Boston Partners
Boston Partners
SEC ↗
6.10%
Wasatch Advisors LP
Wasatch Advisors LP
SEC ↗

American Integrity Insurance Group Executives and Management Board

7 members · avg. age 59 · 0 % women

RR

Mr. Robert Ritchie (66)

Chief Executive Officer, Founder, Director · since 2006

1.88 M USD

Management

JR

Mr. Jon Ritchie (40)

President

1.38 M USD
BL

Mr. Ben Lurie (47)

Chief Financial Officer · since 2017

Board of Directors

DC

Mr. David Clark (53)

Chairman of the Board · since 2006

1.25 M USD
EC

Mr. Ernest Csiszar (74)

Independent Director Nominee

SM

Mr. Steven Mathis (57)

Independent Director Nominee

SS

Mr. Steven Smathers (74)

Independent Director Nominee

Frequently asked questions about American Integrity Insurance Group

Analysts currently set an average price target of 27.54 USD for the American Integrity Insurance Group stock (median: 28.05 USD), implying +31.9 % versus the latest price. The consensus is based on 10 analyst ratings.

10 analysts currently rate the American Integrity Insurance Group stock: 8 recommend buying, 2 holding and 0 selling. For 2026, analysts expect American Integrity Insurance Group to generate revenue of 374.91 M USD and earnings per share of 2.80 USD.

Converted at the current exchange rate, the American Integrity Insurance Group share trades at 18.11 EUR (20.88 USD).

No history available for American Integrity Insurance Group.

The expected revenue of American Integrity Insurance Group is 374.91 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of American Integrity Insurance Group is 54.73 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of American Integrity Insurance Group is currently 7.47. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the American Integrity Insurance Group stock.

The price-to-sales ratio (P/S) of American Integrity Insurance Group is currently 1.09. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the American Integrity Insurance Group stock.

The Eulerpool Quality Score for American Integrity Insurance Group is 2/10.

The ISIN of American Integrity Insurance Group is US0269481091. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of American Integrity Insurance Group is AII. The ticker symbol is used to trade American Integrity Insurance Group shares on the stock exchange.

American Integrity Insurance Group paid dividends every year for the past 0 years.

American Integrity Insurance Group is assigned to the 'Finance' sector.

The dividends of American Integrity Insurance Group are distributed in USD.