Ameriserv Financial (ASRV) Stock Price

Ameriserv Financial Price

NASDAQ·CLOSED
4.90
​
Market closed

Over the last 19 years Ameriserv Financial grew revenue by 2.5% annually, reaching 59.25 M USD. Earnings per share have grown at 6.3% per year over the last 19 years. For Ameriserv Financial, the net margin of 9.5% is down versus 12.4% a few years ago. At today's price the dividend yield works out to roughly 2.45%. The payout ratio is around 35% of earnings. The dividend has grown at 9.7% per year over the past 17 years.

Ameriserv Financial stock price

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Ameriserv Financial business model & stock analysis

Ameriserv Financial Inc is a US bank holding company based in Johnstown, Pennsylvania. The company's history dates back to 1901 when the former Johnstown Savings and Trust Company was founded. Over the years, the company underwent several restructuring and mergers before eventually being listed as Ameriserv Financial Inc in 1989. Ameriserv Financial Inc's business model is based on offering a variety of financial services to individuals, businesses, and public agencies. The company operates several subsidiaries under the Ameriserv brand, each offering specialized financial services. These include Ameriserv Trust and Financial Services Company, Ameriserv Life and Annuity Company, and Ameriserv Securities, Inc. The various divisions of Ameriserv Financial Inc cover a wide range of financial services. Ameriserv Bank is a fully licensed bank offering a variety of deposit, credit, and financial services. Ameriserv Trust and Financial Services Company provides financial planning and asset management services to individuals and businesses. Ameriserv Life and Annuity Company offers life and annuity insurance products, while Ameriserv Securities, Inc. offers brokerage and advisory services for clients interested in investing in securities and other investment instruments. The company also has a strong presence in the public banking sector. Ameriserv Financial Inc is a recognized state depository bank, providing deposit and financial services to government institutions and other public entities. The company also has a strong presence in the corporate customer segment, offering numerous financial services to businesses, including loans, lines of credit, leasing, and treasury management services. Ameriserv Financial Inc's product range includes a wide range of deposit and credit products, as well as insurance and investment products. The bank offers a variety of checking, savings, money market, and certificate of deposit accounts. They also have various types of loans, such as personal, business, real estate, and agricultural loans. Ameriserv Life and Annuity Company offers a variety of life insurance and annuity products, including term, universal, and variable life insurance, as well as variable annuities. In summary, Ameriserv Financial Inc is a company that offers a wide range of financial services to individuals, businesses, and public entities. The company operates various subsidiaries under the Ameriserv brand, offering specialized financial services. The product range includes traditional deposit and credit products, as well as insurance and investment products. With its strong presence in the public banking sector and corporate customers, Ameriserv Financial Inc is an important financial institution in the United States.

Frequently asked questions about Ameriserv Financial

The business model of Ameriserv Financial Inc is centered on providing a comprehensive range of banking and financial services. As a community bank, Ameriserv focuses on meeting the needs of businesses, individuals, and families in the regions it serves. The company offers traditional banking services such as checking and savings accounts, loans, mortgages, and investment solutions. Ameriserv Financial Inc also caters to commercial clients by providing tailored banking services, including cash management, treasury services, and commercial lending. By maintaining strong relationships with its customers and emphasizing personalized service, Ameriserv aims to support their financial goals while driving sustainable growth.

Ameriserv Financial Inc is primarily active in the banking and financial services industry.

The main competitors of Ameriserv Financial Inc in the market include financial institutions such as PNC Financial Services Group, First Commonwealth Financial Corporation, and FNB Corporation.

Ameriserv Financial Inc, established in 1983, is a financial holding company based in Johnstown, Pennsylvania. The company operates as the parent company of Ameriserv Financial Bank, a community bank offering a comprehensive range of financial services. Ameriserv Financial Inc has deep roots in the local community, providing personalized banking solutions for individuals, businesses, and organizations in Pennsylvania and neighboring areas. Over the years, the company has prioritized customer satisfaction, building strong relationships, and supporting the economic growth of the communities it serves. With its commitment to financial stability and customer-centric approach, Ameriserv Financial Inc has gained a trusted reputation among investors and customers alike.

Ameriserv Financial Inc has achieved several significant milestones throughout its operation. The company has successfully established a strong presence in the financial industry, fostering trust and confidence among its clients. Ameriserv Financial Inc has consistently delivered solid financial performance, demonstrating its commitment to shareholder value. The company has expanded its market reach through strategic acquisitions, allowing it to serve a broader customer base and increase its operational efficiency. Ameriserv Financial Inc has also attained various industry recognitions, highlighting its dedication to exceptional service and commitment to its customers. As a result of these achievements, Ameriserv Financial Inc remains a reputable and trusted entity in the financial sector.

Ameriserv Financial Inc is primarily present in the United States. With its headquarters in Johnstown, Pennsylvania, the company operates as a bank holding company, providing various financial services to individual and corporate customers. Ameriserv Financial Inc focuses on serving the communities in Pennsylvania, specifically in Cambria and Somerset counties. As a trusted financial institution, Ameriserv offers retail and commercial banking, mortgage banking, and trust, investment, and financial planning services.

Ameriserv Financial Inc represents strong values and a dedicated corporate philosophy. As a leading financial institution, Ameriserv is committed to delivering exceptional customer service, fostering trust, and providing innovative banking solutions. The company strives to prioritize the needs and goals of its customers, offering personalized financial advice and guidance. With a focus on integrity, transparency, and reliability, Ameriserv Financial Inc consistently works towards building long-lasting relationships and contributing to the growth and prosperity of its clients. Through its comprehensive range of financial services, Ameriserv aims to empower individuals, families, and businesses to achieve their financial objectives efficiently and effectively.

Converted at the current exchange rate, the Ameriserv Financial share trades at 4.39 EUR (4.90 USD).

The Ameriserv Financial share (ASRV) is listed on 1 stock exchanges, including: NASDAQ (ASRVP).

Ameriserv Financial Inc is a financial services company that offers its customers a diverse portfolio of products and services. The company operates in three different divisions: Private Banking, Business Banking, and Wealth Management.

The revenue cannot currently be calculated for Ameriserv Financial.

The profit cannot currently be calculated for Ameriserv Financial.

The P/E ratio cannot be calculated for Ameriserv Financial at the moment.

The P/S cannot be calculated for Ameriserv Financial currently.

The Eulerpool Quality Score for Ameriserv Financial is 0/10.

The ISIN of Ameriserv Financial is US03074A1025. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Ameriserv Financial is 885800. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Ameriserv Financial is ASRV. The ticker symbol is used to trade Ameriserv Financial shares on the stock exchange.

Fair ValueTerminal
4.90 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
190,520.90 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Jan 30, 1985
ISIN
US03074A1025
Cusip
03074A102
Sedol
2906850
Market capitalization
81.00 M USDMicro Cap
52-Week Range
PEG
—
P/E ratio
P/Ee
—
P/S
P/Se
—
EV/EBIT
17.63
P/B Ratio
0.68
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
2.69 %
Dividend
Dividend yield
2.45 %
Payout Ratio
35.41 %
Dividend growth Ø5Y
-0.81 %
Dividend payments per year
4
Dividend paid since
13 years
Dividend not reduced since
3 years
Dividend increased since
0 years
Dividend withholding tax
30.00 %
Last updated Oct 30, 2026, 2:05 PM

Ameriserv Financial Ticker

NASDAQ · ASRVP

Ameriserv Financial FIGI

ASRV:US · BBG000H0X129ASRV:UA · BBG000H0X1Y4ASRV:UC · BBG000H0X2S9ASRV:UN · BBG000H0X3Q9ASRV:UP · BBG000H0X4K3ASRV:UQ · BBG000H0X5D8ASRV:UB · BBG000H0X5N7ASRV:UM · BBG000H0X7G1ASRV:UX · BBG000H0X897ASRV:UD · BBG000H0YHP8ASRV:UF · BBG000H0YLQ8ASRV:VY · BBG000H0YM31