Ames National (ATLO) Stock Price

Ames National Price

NASDAQ·CLOSED
33.72
​
Market closed

Revenue has compounded at 4.4% per year over the past 19 years to 66.83 M USD. Earnings per share have grown at 3.2% per year over the last 19 years. Ames National's net margin stands at 28.5%, down from 35.9% several years earlier. Ames National currently offers a dividend yield of about 2.37%. The payout ratio is around 38% of earnings. Analysts set a median price target of 31.00 USD, implying 8.1% below the current price. Of 6 analysts, 0 rate the stock a buy — an overall Sell consensus.

Ames National stock price

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Ames National business model & stock analysis

Ames National Corp is a financial institution that was founded in 1903 as Ames Savings Bank in Ames, Iowa. In 1975, it was converted into a limited liability company and in 1982 into a holding company. The company currently operates approximately 16 branches primarily in the state of Iowa. Ames National Corp's business model is based on providing financial services such as lending, deposits, credit card issuance, and insurance services to the region's private and business customers. The company offers lending for residential real estate, commercial real estate, agriculture, construction, and consumer loans. In recent years, Ames National Corp has expanded its business to other sectors such as insurance and investment services. The company offers a wide range of insurance, including life insurance, household insurance, car insurance, and health insurance. It also offers investment funds and other investment products. Ames National Corp is proud to offer a wide range of high-quality products. The bank aims to provide top-notch services and excellent customer care. A variety of financial services offered by Ames National Corp also include online and mobile banking services. These services are designed to support customers with an excellent experience in the field of financial services. Online and mobile banking is easy to use and secure, allowing customers to check account balances, make transfers, and pay bills. The bank also takes pride in regularly receiving good to excellent ratings and awards in industry studies. The company is listed on the Nasdaq stock exchange. In recent years, Ames National Corp has focused on expanding its advertising and marketing efforts. This has also involved significant investment in providing training and resources for employees. The use of state-of-the-art technology is a key driver for promoting the company's business and further improving the bank's offerings. In the future, Ames National Corp will continue to be a leading provider of financial services in Iowa and the surrounding states. The company remains committed to becoming a growing and successful company through top-notch financial services and customer service. In general, Ames National Corp is a solid company with a clear vision focused on customer satisfaction and growth.

Frequently asked questions about Ames National

Ames National Corp operates as a bank holding company. It provides a range of financial services primarily to individuals and small businesses. The company offers deposit products, including checking, savings, and money market accounts, as well as time deposits, certificates of deposit, and individual retirement accounts. Its loan products comprise commercial and agricultural, real estate mortgage, personal, and installment loans. Additionally, Ames National Corp provides trust services, investment management services, and farm management, as well as sells mutual funds and variable annuities. It serves customers through its various branch locations.

Ames National Corp is primarily active in the banking industry.

The main competitors of Ames National Corp in the market include financial institutions such as Bank of America, Wells Fargo, and JPMorgan Chase, as they offer similar services and compete for market share. These competitors pose challenges to Ames National Corp in terms of attracting customers and expanding its business. Strengthening its unique selling points and continuously adapting to market demands are crucial for Ames National Corp to stay competitive and maintain its position in the industry.

Ames National Corp is a well-established company with a rich history and background. Founded in 1903, it is a publicly traded financial holding company based in Ames, Iowa. Ames National Corp operates through its subsidiary, Ames National Bank, which provides a wide range of banking services to individuals, businesses, and agricultural customers. With over a century of experience in the industry, the company has built a strong reputation for its commitment to customer service and community involvement. Ames National Corp continues to thrive by adapting to changing market dynamics and offering innovative financial solutions to meet the needs of its diverse client base.

Ames National Corp has achieved significant milestones throughout its history. Founded in 1903, the company has established itself as a leading financial institution in Iowa. Over the years, Ames National Corp has successfully expanded its branch network, delivering exceptional banking services to individuals, businesses, and communities. The company's commitment to customer satisfaction and innovation has allowed it to maintain a strong market position. Ames National Corp's milestones include consistent growth in assets and deposits, expansion of its loan portfolio, and the successful completion of strategic acquisitions. These achievements reflect the company's dedication to excellence and its mission to provide reliable and personalized financial solutions to its customers.

Ames National Corp primarily operates in the United States, specifically in the state of Iowa. As a community bank, Ames National Corp focuses on serving customers within its local market and surrounding regions. With a strong presence in Iowa, the company provides a range of banking services including personal, business, and agricultural lending, as well as wealth management solutions. Their commitment to the local community has made Ames National Corp a trusted financial institution in the region.

Ames National Corp represents values of integrity, trust, and customer focus. With a strong corporate philosophy, the company aims to provide exceptional financial solutions and personalized services to its clients. Ames National Corp upholds transparency and accountability, emphasizing ethical behavior in its operations. The company's commitment to fostering long-term relationships with customers and delivering tailored financial advice sets it apart in the industry. By prioritizing customer satisfaction and remaining dedicated to its core values, Ames National Corp continues to strengthen its reputation as a reliable and customer-centric financial institution.

Analysts currently set an average price target of 31.00 USD for the Ames National stock (median: 31.00 USD), implying -8.9 % versus the latest price. The consensus is based on 6 analyst ratings.

6 analysts currently rate the Ames National stock: 0 recommend buying, 3 holding and 3 selling. For 2026, analysts expect Ames National to generate revenue of 76.40 M USD and earnings per share of 2.83 USD.

Converted at the current exchange rate, the Ames National share trades at 30.25 EUR (33.72 USD).

The Ames National share (ATLO) is listed on 1 stock exchanges, including: NASDAQ (ATLO).

Ames National Corp is a US-based company that focuses on providing financial services. The company's strategy is aimed at achieving long-term and sustainable growth through expansion and development of its business areas. The business model of Ames National Corp is diverse and includes various business areas such as banking operations and deposits, insurance services, and investment funds. In the banking business, the company is able to provide loans to retail, agricultural, and commercial customers, and offer many other banking products. The product offerings include account bookings, money transfers, and savings deposits. Ames National Corp mainly operates in Iowa and has approximately 12 branches that directly serve customers. In addition to banking operations, the company also offers insurance services. The subsidiary of Ames National Corp, known as First Community Insurance, offers a wide range of insurance products, including auto and life insurance, health insurance, and business health insurance. Thanks to the subsidiary, the company is able to offer its customers a complete service. As a third business area, Ames National Corp also engages in investment fund management to generate additional income from capital gains. The subsidiary, called Ames Financial Services, has developed and manages several funds that customers can use to earn more money. In recent years, Ames National Corp has experienced strong growth, particularly through acquisitions. The company has carried out strategic acquisitions in the past to expand in the Iowa region. For example, two local banks were acquired, which had a positive impact on overall business development. The business model of Ames National Corp is designed to provide its customers with comprehensive and high-quality service to generate customer loyalty. The company has also developed an online banking platform to provide its customers with easier access to various products and services. In summary, the business model of Ames National Corp is very diverse. The Iowa-based company offers comprehensive banking services to its customers, as well as a wide range of insurance products and funds to generate additional income from capital gains. Through its strong past growth and acquisition of many banks and other financial institutions, the company is positioning itself for the future to continuously improve its market position.

The expected revenue of Ames National is 76.40 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Ames National is 25.27 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Ames National is currently 11.91. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Ames National stock.

The price-to-sales ratio (P/S) of Ames National is currently 3.94. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Ames National stock.

The Eulerpool Quality Score for Ames National is 2/10.

The ISIN of Ames National is US0310011004. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Ames National is A0DNWF. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Ames National is ATLO. The ticker symbol is used to trade Ames National shares on the stock exchange.

Fair ValueTerminal
35.74 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
257,046.15 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Mar 13, 2000
ISIN
US0310011004
Cusip
031001100
Sedol
B00MZ00
Market capitalization
303.19 M USDSmall Cap
52-Week Range
PEG
—
P/E ratio
P/Ee 2026
12.00
P/Ee 2027
11.39
P/S
P/Se
3.94
EV/EBIT
14.77
P/B Ratio
1.46
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
7.10 %
Dividend
Dividend yield
2.37 %
Est. Dividend Yield
2.85 %
Payout Ratio
37.52 %
Dividend growth Ø5Y
1.23 %
Dividend payments per year
4
Dividend paid since
27 years
Dividend not reduced since
0 years
Dividend increased since
0 years
Dividend withholding tax
30.00 %
Last updated Oct 29, 2026, 9:18 AM

Ames National Ticker

NASDAQ · ATLO

Ames National FIGI

ATLO:US · BBG000BHLJW9ATLO:UA · BBG000BHLK56ATLO:UC · BBG000BHLLF3ATLO:UN · BBG000BHLNM1ATLO:UP · BBG000BHLPB8ATLO:UB · BBG000BHLQZ0ATLO:UM · BBG000BHLS31ATLO:UX · BBG000BHLSC1ATLO:UR · BBG000BHLT84ATLO:UD · BBG000BHLX12ATLO:UF · BBG000BHLZG1ATLO:VY · BBG000BHM0C1