American Coastal Insurance (ACIC) Stock Price

American Coastal Insurance Price

NASDAQ·CLOSED
10.81
​
Market closed

Revenue has compounded at 7.7% per year over the past 19 years to 335.44 M USD. Earnings per share have grown at 2.5% per year over the last 19 years. American Coastal Insurance's net margin stands at 31.8%, up from -25.3% several years earlier. American Coastal Insurance currently offers a dividend yield of about 4.62%. The payout ratio is around 23% of earnings. The dividend has grown at 24.2% per year over the past 13 years. Analysts set a median price target of 13.00 USD, implying 20.2% above the current price. Of 8 analysts, 6 rate the stock a buy — an overall Buy consensus.

American Coastal Insurance stock price

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American Coastal Insurance business model & stock analysis

United Insurance Holdings Corp (UIHC) is a US-based insurance company specializing in the insurance of single-family homes. It was founded in 1999 and is headquartered in Florida. UIHC offers its services in the states of Florida, South Carolina, North Carolina, Rhode Island, and Texas, focusing on property insurance such as homeowners and personal property. UIHC's business model is based on offering tailored insurance coverage for single-family homes that meets the needs and requirements of their customers. The company utilizes a differentiated risk assessment approach to ensure an appropriate balance of price and value. UIHC focuses on protecting the assets of their customers by providing financial assistance in the event of damage to their homes and personal property. The company believes that the best way to operate a successful and sustainable business is by targeting a specific audience. Therefore, UIHC exclusively offers insurance for single-family homes and has successfully implemented this business model. UIHC is divided into two business segments: United Property & Casualty Insurance Company (UPCIC) and UIHC Reinsurance Company Ltd. UPCIC is responsible for customer relations and offers property insurance for single-family homes. UIHC Reinsurance, on the other hand, handles reinsurance operations to protect the financial strength and risk management of the company. UIHC's product range includes various types of property insurance, including homeowners insurance, personal property insurance, flood insurance, wind and hail insurance, and insurance for commercial customers. One particularly important insurance in UIHC's portfolio is homeowners insurance, which provides coverage for physical damage caused by fire, storms, lightning, explosions, or other events to the insured property. Additionally, the company also offers specialized insurance for vacation homeowners and landlords of residential properties. These property insurances are not only valid for single-family homes but also for condominiums and other types of accommodations. UIHC's history is characterized by continuous growth. In 2008, the company was listed on the NASDAQ stock exchange and has since undertaken a series of acquisitions and partnerships to expand its business and deepen its offerings. In 2019, UIHC made a significant acquisition by taking over National General Holdings Corp, a company specializing in auto insurance. This acquisition allowed UIHC to broaden its range of offerings and now offer car insurance to its customers. Overall, UIHC has proven to be a successful property insurance company in recent years. Through its focus on insuring single-family homes and expanding its offerings with specialized property insurances, the company has achieved stable growth and high customer satisfaction. UIHC relies on differentiated risk assessment and an appropriate balance of price and value to ensure that its customers receive reliable insurance coverage.

Frequently asked questions about American Coastal Insurance

The business model of United Insurance Holdings Corp, also known as UIHC, revolves around providing property and casualty insurance products to individuals and businesses. UIHC specializes in underwriting homeowners insurance, condo insurance, renters insurance, and commercial residential and commercial insurance policies. The company focuses on offering tailored coverage solutions to match the needs of its customers while maintaining competitive pricing. With a commitment to customer service and risk management, UIHC aims to protect its policyholders' assets and provide financial security against unexpected events.

United Insurance Holdings Corp is primarily active in the insurance industry.

The main competitors of United Insurance Holdings Corp in the market include Arch Capital Group Ltd., HCI Group Inc., and Universal Insurance Holdings Inc.

United Insurance Holdings Corp., commonly known as UPC Insurance, is a property and casualty insurance company founded in 1999. Headquartered in St. Petersburg, Florida, UPC Insurance offers a range of insurance products primarily focused on personal residential including homeowners insurance, as well as commercial residential property insurance. With a strong emphasis on customer satisfaction and risk management, UPC Insurance has expanded its presence across several states in the United States, providing coverage to policyholders in regions prone to natural disasters. The company's commitment to innovation and personalized service has enabled it to build a solid reputation within the insurance industry.

United Insurance Holdings Corp, commonly known as UIHC, has achieved several significant milestones. Since its inception, the company has established a strong presence in the insurance industry, offering a wide range of property and casualty insurance products. UIHC has experienced consistent growth and expansion, both organically and through strategic acquisitions. The company has successfully increased its market share, strengthened its financial position, and established a solid track record of profitability. UIHC's commitment to customer satisfaction, innovative product offerings, and strong underwriting discipline has contributed to its success in the insurance market. Notably, UIHC has been recognized as one of the top insurance companies in terms of financial strength and stability.

United Insurance Holdings Corp is primarily present in the United States.

United Insurance Holdings Corp (UIHC) embodies a strong set of values and corporate philosophy. With a commitment to excellence, UIHC strives to provide exceptional insurance services and strong financial security to its customers. The company's core values include integrity, customer focus, innovation, and community involvement. UIHC aims to establish long-lasting relationships built on trust and reliability. By delivering personalized solutions and superior customer service, UIHC prioritizes customer satisfaction and peace of mind. As a forward-thinking organization, UIHC emphasizes innovation in its insurance products and services, ensuring it meets evolving customer needs. Through active community engagement, UIHC actively contributes to the betterment of the communities it serves.

Analysts currently set an average price target of 13.00 USD for the American Coastal Insurance stock (median: 13.00 USD), implying +20.2 % versus the latest price. The consensus is based on 8 analyst ratings.

8 analysts currently rate the American Coastal Insurance stock: 6 recommend buying, 2 holding and 0 selling. For 2026, analysts expect American Coastal Insurance to generate revenue of 533.39 M USD and earnings per share of 0.94 USD.

Converted at the current exchange rate, the American Coastal Insurance share trades at 9.64 EUR (10.81 USD).

The American Coastal Insurance share (ACIC) is listed on 2 stock exchanges, including: NASDAQ (UIHC), Frankfurt (0UI.F).

United Insurance Holdings Corp (UIHC) is a US-based insurance company headquartered in St. Petersburg, Florida. The company is listed on the NASDAQ stock exchange under the ticker symbol UIHC and offers a wide range of property and casualty insurance for residential buildings, businesses, and individuals. UIHC operates its business in three segments: Residential Property and Casualty Insurance, Commercial Property and Casualty Insurance, and Reinsurance. In the Residential Property and Casualty Insurance segment, the company offers a variety of products such as home insurance, property damage liability insurance, flood protection, vandalism protection, theft protection, and more. In the Commercial Property and Casualty Insurance segment, the company provides policies for businesses, focusing on small and medium-sized enterprises. This includes insurance for commercial properties, liability insurance, transportation insurance, disability insurance, and business contents and damage insurance. Additionally, the company also offers reinsurance, which allows them to operate in a much larger market. Through reinsurance, United Insurance Holdings Corp protects its own portfolio while helping other companies minimize risks that may arise from natural disasters or other unforeseen events. The company has designed unique solutions for its customers to meet the needs of each individual. For customers in flood-prone areas, there is a special policy tailored to the risk of flooding. Similarly, there are special policies for small businesses to ensure that every entrepreneur is able to protect their assets. As an added value, the company offers online access to all insurance policies through the "UPC Agent Portal" app. With this app, customers can file claims and track claims at any time - all with just a few clicks on their phone from anywhere. Another focus of UIHC in recent years has been expansion. Through acquisitions and partnerships with other companies, the company is constantly looking for opportunities to expand its reach. An example of this is the acquisition of Sunshine State Insurance Company in 2018, a Florida-based insurance company specializing in home insurance. In summary, the business model of United Insurance Holdings Corp is designed to provide the best possible coverage for its customers. With a wide range of policies and specializations for different risks, the company is able to provide tailored insurance solutions for each customer. With constant expansion and adaptation to the changing market, UIHC is on the right track to make a lasting impression in the insurance industry.

The expected revenue of American Coastal Insurance is 533.39 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of American Coastal Insurance is 46.82 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of American Coastal Insurance is currently 11.53. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the American Coastal Insurance stock.

The price-to-sales ratio (P/S) of American Coastal Insurance is currently 1.01. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the American Coastal Insurance stock.

The Eulerpool Quality Score for American Coastal Insurance is 5/10.

The ISIN of American Coastal Insurance is US9107101027. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of American Coastal Insurance is A1KAG3. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of American Coastal Insurance is ACIC. The ticker symbol is used to trade American Coastal Insurance shares on the stock exchange.

Fair ValueTerminal
10.49 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Insurance
Number of shares
Employees
Revenue per Employee
701,755.23 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Oct 5, 2007
ISIN
US9107101027
Cusip
910710102
Sedol
B292PW7
Market capitalization
527.45 M USDSmall Cap
52-Week Range
PEG
-2.37
P/E ratio
P/Ee 2026
11.27
P/Ee 2027
8.45
P/Ee 2028
12.02
P/S
P/Se
1.01
EV/EBIT
3.11
P/B Ratio
1.66
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
22.86 %
Dividend
Dividend yield
4.62 %
Est. Dividend Yield
2.24 %
Payout Ratio
23.37 %
Dividend growth Ø5Y
—
Dividend payments per year
1
Dividend paid since
1 year
Dividend not reduced since
1 year
Dividend increased since
1 year
Dividend withholding tax
30.00 %
Last updated Oct 16, 2026, 8:47 PM

American Coastal Insurance Peer Group

American Coastal Insurance Ticker

FRANKFURT · 0UI.FNASDAQ · UIHC

American Coastal Insurance FIGI

ACIC:US · BBG000TKFJQ7ACIC:UA · BBG000TKFKC9ACIC:UC · BBG000TKFKG5ACIC:UN · BBG000TKFKV8ACIC:UP · BBG000TKFLN5ACIC:UB · BBG000TKFLZ2ACIC:UM · BBG000TKFM62ACIC:UX · BBG000TKFMM4ACIC:UR · BBG000TKFMX2ACIC:UD · BBG000TKFPP4ACIC:UF · BBG000TKFR07ACIC:VY · BBG000TKFRF1

All fundamentals and in-depth analysis of American Coastal Insurance

Our stock analysis for American Coastal Insurance stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of American Coastal Insurance. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.