US Bancorp

US Bancorp ROE

The Return on Equity (ROE) of US Bancorp (USB) as of Nov 5, 2026 is 11.62 %. In the previous year, Return on Equity (ROE) was 10.75 % — a change of 8.07% (higher).

ROE

11.62 %

YoY

8.07%

Last updated:

In 2025, US Bancorp's return on equity (ROE) was 11.62 %, a 8.07% increase from the 10.75 % ROE in the previous year.

The US Bancorp ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2018
13.91 USD
Jan 1, 2019
13.33 USD
Jan 1, 2020
9.34 USD
Jan 1, 2021
14.50 USD
Jan 1, 2022
11.47 USD
Jan 1, 2023
9.82 USD
Jan 1, 2024
10.75 USD
Jan 1, 2025
11.62 USD
The US Bancorp ROE history
YEARROEYoY
11.62 %+8.07%
10.75 %+9.54%
9.82 %-14.45%
11.47 %-20.87%
14.50 %+55.25%
9.34 %-29.95%
13.33 %-4.11%
13.91 %+9.67%
12.68 %+1.85%
12.45 %-2.32%
12.74 %-5.30%
13.46 %+9,380.13%
0.14 %-1.97%
0.14 %+0.99%
0.14 %+27.60%
0.11 %+32.31%
0.08 %-24.18%
0.11 %-45.48%
0.21 %-8.33%
0.22 %—

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US Bancorp Stock analysis

What does US Bancorp do? U.S. Bancorp is one of the largest banks in the United States. It is headquartered in Minneapolis, Minnesota, and operates more than 3,000 branches in 25 states. The bank employs over 70,000 employees and offers a wide range of products and services, such as personalized accounts, loans, real estate and asset management, investment and insurance products. U.S. Bancorp is considered one of the safest banks in the United States and is known for its solid financial solutions and excellent customer service. The history of U.S. Bancorp dates back to 1863 when the National Bank of Cincinnati was founded. In the following years, the bank merged with other financial institutions and expanded into other states. In 1997, the company was finally renamed U.S. Bancorp and has since become one of the leading financial institutions in the United States. The business model of U.S. Bancorp is based on providing innovative and customer-oriented financial services. The bank focuses on profitable business areas such as lending, asset management, and investment banking. Through targeted investments in new technologies and the development of its service offerings, U.S. Bancorp has established a leading position in the field of digital financial services in recent years. U.S. Bancorp is divided into various divisions, including personal finance, business customers, asset management, and investment banking. In the field of personal finance, the bank offers a variety of services such as credit and debit cards, checking and savings accounts, online and mobile banking, loans, and mortgages. Business customers can access a wide range of financial and advisory services, such as loans, credit cards, cash management solutions, and risk management. In the field of asset management, U.S. Bancorp offers a comprehensive range of solutions, including asset consulting, investments, asset protection, and trust services. In investment banking, the bank is a leader in areas such as mergers and acquisitions, corporate finance, and capital markets. As one of the leading banks in the United States, U.S. Bancorp strives to offer its customers a wide range of products and solutions. The offered products include credit and debit cards, savings accounts, checking accounts, loans, mortgages, online and mobile banking, investment and asset management solutions, credit card devices, and cash management solutions. Overall, U.S. Bancorp is one of the safest and most reliable banks in the United States with a wide range of innovative financial solutions and services. The bank has its origins in the mid-19th century and has gone through a long history of mergers and acquisitions over time. Today, U.S. Bancorp is able to offer its customers a comprehensive range of products and services tailored to their individual needs. US Bancorp is one of the most popular companies on Eulerpool.

ROE Details

Decoding US Bancorp's Return on Equity (ROE)

US Bancorp's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing US Bancorp's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

US Bancorp's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in US Bancorp’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about US Bancorp stock

Return on Equity (ROE) of US Bancorp is 11.62 % in 2025.

Return on Equity (ROE) of US Bancorp changed from 10.75 % to 11.62 %, representing a 8.07% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) US Bancorp since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s US Bancorp with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — US Bancorp

All Key Metrics — US Bancorp